Citation : 2024 Latest Caselaw 8745 Ker
Judgement Date : 27 March, 2024
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN
WEDNESDAY, THE 27TH DAY OF MARCH 2024 / 7TH CHAITHRA, 1946
WP(C) NO. 12622 OF 2024
PETITIONER:
RUBEENA C.K., AGED 39 YEARS
1174, KOYA HOUSE, KUTTIPALAKKAL, MUKKAM, THAZHEKODE,
KOZHIKODE, PIN - 673602
BY ADVS.
P.K.NIJOY
C.PRABITHA
REJOICE B.CHEMBAKASSERIL
RESPONDENTS:
1 STATE OF KERALA
SECRETARY TO GOVERNMENT, REVENUE DEPARTMENT
SECRETARIAT, THIRUVANANTHAPURAM, PIN - 695001
2 THE DISTRICT COLLECTOR
CIVIL STATION, KOZHIKODE, PIN - 673020
3 THE DEPUTY TAHSILDAR
OFFICE OF THE DEPUTY TAHSILDAR, CIVIL STATION,
KOZHIKODE, PIN - 673020
4 THE VILLAGE OFFICER, THAZHEKODE VILLAGE OFFICE, MUKKOM
P.O., KOZHIKODE, PIN - 673602
5 THE UNION BANK OF INDIA
MANASSERY BRANCH, KMCT AYURVEDA MEDICAL COLLEGE AND
HOSPITAL CAMPUS, MANASSERY P.O., KOZHIKODE, REPRESENTED
BY ITS BRANCH MANAGER, PIN - 673602
SADCHITH.P.KURUP(K/1419/2002)
C.P.ANIL RAJ(K/872/2007)
SIVA SURESH(K/2688/2022)
B.SREEDEVI(K/169/2024)
ATHIRA VIJAYAN(K/199/2024)
SRI A S P KURUP-SC;
SMT MABLE C KURIEN-SR.GP
WP(C) NO. 12622 OF 2024
2
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON 27.03.2024, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
WP(C) NO. 12622 OF 2024
3
JUDGMENT
The limited plea of the petitioner is that the respondent -
Bank be directed to regularise her loan account and allow her to
pay off the balance, as per the original terms of sanction.
2. In response to the afore request of Sri.Nijoy P.K. - made
on behalf of the petitioner, the learned standing counsel for the
Bank, submitted that if the petitioner pays Rs.4,49,047/-, which is
the overdue amount in the account as on 27.03.2024, along with
all applicable charges and interest, on or before 27.04.2024, the
account can be regularised, but not otherwise. He added that his
client is not willing to accede to any further indulgence in favour
of the petitioner.
3. Since the Bank now says that the petitioner must pay the
overdue amount of Rs.4,49,047/- as on 27.03.2024, along with
applicable charges and interest, on or before 27.04.2024, this
Court can only grant relief to the petitioner on such terms.
4. Resultantly, I allow this writ petition to the limited extent
of leaving liberty to the petitioner to pay the afore amount on or
before 27.04.2024; in which event, the account will stand
regularised and the petitioner will be allowed to pay the balance
as per the original sanction.
WP(C) NO. 12622 OF 2024
Needless to say, if the petitioner does not comply with the
directions in this judgment, she will lose the benefit of the
declarations herein; and the Bank will be at liberty to initiate and
pursue necessary action as per law, however, following due
procedure.
Sd/- DEVAN RAMACHANDRAN JUDGE stu WP(C) NO. 12622 OF 2024
APPENDIX OF WP(C) 12622/2024
PETITIONER EXHIBITS
Exhibit P1 TRUE COPY OF THE NOTICE DATED 20-2-2023 ISSUED BY THE 5TH RESPONDENT
Exhibit P2 TRUE COPY OF THE DEMAND NOTICE DATED 3-2-2024 ISSUED BY THE 3RD RESPONDENT
Exhibit P3 TRUE COPY OF THE DEMAND NOTICE DATED 9-2-2024 ISSUED BY THE 3RD RESPONDENT
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