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The New India Assurance Company ... vs Sudheer
2023 Latest Caselaw 2183 Ker

Citation : 2023 Latest Caselaw 2183 Ker
Judgement Date : 10 February, 2023

Kerala High Court
The New India Assurance Company ... vs Sudheer on 10 February, 2023
        IN THE HIGH COURT OF KERALA AT ERNAKULAM
                            PRESENT
        THE HONOURABLE MRS. JUSTICE SOPHY THOMAS
 FRIDAY, THE 10TH DAY OF FEBRUARY 2023 / 21ST MAGHA, 1944
                     MACA NO. 2067 OF 2017
  AGAINST THE ORDER/JUDGMENT IN OPMV 2730/2012 OF MOTOR
              ACCIDENT CLAIMS TRIBUNAL, THRISSUR
APPELLANT/3RD RESPONDENT IN OP(MV) No.2730 OF 2012:

            THE NEW INDIA ASSURANCE COMPANY LTD.,
            PERINCHERRY BUILDING, ROUND NORTH,THRISSUR
            -680001, REPRESENTED BY ITS MANAGER,REGIONAL
            OFFICE, M.G ROAD, ERNAKULAM.
            BY ADV.
            SRI.SEBASTIAN VARGHESE(K/141/2000)


RESPONDENT/PETITIONER IN OP(MV) 2730 OF 2012:

            SUDHEER
            S/O IBRAHIM, AGED 42 YEARS,AALAMPARAMBIL HOUSE,
            LOKAMALLWESARAM VILLAGE,DESOM, KODUNGALLUR PO,
            THRISSUR - 680001.

            BY ADV.SRI.SHEJI P ABRAHAM
     THIS    MOTOR   ACCIDENT   CLAIMS   APPEAL   HAVING   BEEN
FINALLY HEARD ON 03.02.2023, ALONG WITH MACA.2083/2017,
THE COURT ON 10.02.2023 DELIVERED THE FOLLOWING:
 MACA Nos.2067 & 2083 of 2017       2




           IN THE HIGH COURT OF KERALA AT ERNAKULAM
                               PRESENT
           THE HONOURABLE MRS. JUSTICE SOPHY THOMAS
 FRIDAY, THE 10TH DAY OF FEBRUARY 2023 / 21ST MAGHA, 1944
                        MACA NO. 2083 OF 2017
   AGAINST THE ORDER/JUDGMENT IN OPMV 2730/2012 OF MOTOR
               ACCIDENTS CLAIMS TRIBUNAL, THRISSUR
APPELLANT/PETITIONER:

            SUDHEER
            AGED 42 YEARS
            S/O IBRAHIM, AALAMPARAMBIL HOUSE,
            LOKAMALLWESARAM VILLAGE DESOM, KODUNGALLUR PO,
            THRISSUR.
            BY ADV SRI.SHEJI P.ABRAHAM



RESPONDENTS/RESPONDENTS:

     1      DASAN
            S/O SUBRAMANIAN,AGED 57 YEARS, THAITHARA HOUSE,
            PARAMBIKULANGARA, METHALA, KODUNGALLUR PO,
            THRISSUR - 680664.
     2      THE MANAGING PARTNER
            SAFA ENTERPRISES, AZHIKODE PO-680673,TEMPORARY
            ADDRESS: ABDUL JALEEL,POOVATHUMPARAMBIL HOUSE,
            ERIYAD G.P.
     3      THE NEW INDIA INSURNCE CO.LTD
            PERINCHERY BLDG, ROUND NORTH,THIRSSSUR.680001.
            BY ADV.
            SRI.SEBASTIAN VARGHESE(K/141/2000)

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN
FINALLY HEARD ON 03.02.2023, ALONG WITH MACA.2067/2017,
THE COURT ON 10.02.2023 DELIVERED THE FOLLOWING:
 MACA Nos.2067 & 2083 of 2017       3



                       SOPHY THOMAS, J.
                 ------------------------------------
                 MACA Nos.2067 & 2083 of 2017
                 ------------------------------------
           Dated this the 10th day of February, 2023


                           JUDGMENT

These appeals arise out of the Award in OP(MV) No.2730

of 2012 on the file of Motor Accidents Claims Tribunal, Thrissur.

The claimant is the appellant in MACA No.2083 of 2017 and

the 3rd respondent/insurer is the appellant in MACA No.2067 of

2017. The claimant is assailing the award on the ground of

inadequacy of compensation and the insurer is against the

excessive nature of the compensation awarded by the Tribunal.

2. The claimant/appellant in MACA No.2083 of 2017 met

with a road traffic accident on 07.10.2012 at 3.30 p.m, while

he was riding his motorbike. According to him, KL-47/A-444

lorry driven by the 1st respondent in a rash and negligent

manner dashed against his motorcycle and he sustained

serious injuries, resulting in amputation of his left leg below

knee. He was a 37 year old coolie earning monthly income of

Rs.9,000/- and he became totally disabled due to the

accident. He approached the Tribunal claiming compensation

of Rs.30 lakh. But, the Tribunal awarded only Rs.18,60,600/-.

According to him, it was not the just compensation to be

awarded and hence he filed MACA No.2083 of 2017,

challenging the quantum.

3. According to the insurer/appellant in MACA No.2067

of 2017, since the doctor certified the disability of the injured

as 50%, the Tribunal ought not have fixed the functional

disability @100%, while awarding compensation for disability.

Moreover, the Tribunal awarded Rs.3 lakh for future treatment,

without any factual finding, and moreover, 9% interest was

awarded from the date of petition, for an amount which was

yet to be incurred in future. The compensation awarded under

other heads also is challenged as it is excessive.

4. The owner and driver of the offending vehicle

remained ex parte throughout.

5. No oral evidence was adduced before the Tribunal

from either side. Exts.A1 to A18 and B1 were seen marked.

6. Heard learned counsel Sri.Sebastian Varghese,

appearing for the appellant in MACA No.2067 of 2017

(respondent in MACA No.2083 of 2017) and learned counsel

Sri.Sheji P Abraham, appearing for the appellant in MACA

No.2083 of 2017(respondent in MACA No.2067 of 2017).

7. The accident, injuries and the policy of the offending

vehicle are not in dispute. The common challenge in both the

appeals, is with respect to the quantum of compensation

awarded.

8. Let us have a reappraisal of the facts and evidence, to

find out whether any interference is warranted in the

impugned award.

9. Learned counsel Sri.Sheji P Abraham, appearing for

the injured/appellant in MACA No.2083 of 2017 would argue

that, the appellant was a driver by profession earning monthly

income of Rs.18,000/-, as borne out from Ext.A10 salary

certificate. The Tribunal fixed a notional income of Rs.5,000/-

only, and that was not fair according to him. But, the original

claim petition filed by the claimant will show that, he was only

a coolie earning monthly income of Rs.9,000/-. So, Ext.A10

document showing that he was a driver earning monthly

income of Rs.18,000/- is not liable to be accepted as a genuine

document. No oral evidence was adduced from the side of the

claimant to say that, the job and the income stated in the

claim petition were not correct or to show that he was working

as a driver earning monthly income of Rs.18,000/-.

10. The Tribunal found that the claimant was aged 42 at

the time of accident. But, his claim petition was to the effect

that he was aged only 37. The FIR also will show his age as

37. At the time of hearing the appeal, learned counsel for the

appellant/claimant produced the original birth certificate and

aadhar card of the claimant showing his date of birth as

30.11.1975. The insurer is not disputing the age of the

claimant shown in his Birth Certificate and so, it can be taken

as 37, as stated in the claim petition. The original claim of the

claimant was that he was earning monthly income of

Rs.9,000/-. Though there is no evidence to prove his monthly

income from his coolie work, going by the decision

Ramchandrappa vs. Manager, Royal Sundaram Alliance

Insurance Company Limited (AIR 2011 SC 2951), in the

year 2012, a 37 year old coolie was eligible to get his notional

income fixed at Rs.8,500/-. Exts.A11 and A12 certificates will

show that he was having a driving licence and so he was

eligible to get the job of a driver in future also, which is a

skilled job. Considering that aspect, this Court is inclined to fix

his notional income at Rs.9,000/-, as claimed in the claim

petition.

11. Learned Tribunal assessed compensation for loss of

earning for six months. Since the left leg of the claimant was

amputated below knee, the loss of earning assessed for six

months is justifiable. @ Rs.9000/- per month, he was eligible

to get Rs.54,000/- (9000x6). Since he was already awarded

Rs.30,000/- under the head 'loss of earning', he is eligible to

get the balance Rs.24,000/-.

12. Ext.A7 disability certificate is to the effect that the

injured/appellant suffered disability of 50% as his left leg was

amputated below knee. Learned Tribunal took his functional

disability as 100% and awarded compensation, which is under

challenge by the insurer. Learned counsel for the

claimant/appellant in MACA No.2083 of 2017 submitted that,

the claimant was a driver by profession and since his left leg

was amputated below the knee, he could never work as a

driver and so, the Tribunal was justified in taking his functional

disability as 100%. But, as we have seen, though the claimant

produced copy of his driving licence before the Tribunal, in the

original claim petition, his case was that he was a coolie

earning monthly income of Rs.9,000/-. That fact was not

disowned by him at any point of time, and no amendment also

was effected, though he produced Ext.A10 salary certificate

saying that he was a driver by profession. If he was a coolie,

even if he lost his left leg below knee, it could not be said that

he was not able to do any other job to eke out a living. So,

the functional disability taken as 100% by the Tribunal is really

excessive.

13. The insurer has drawn the attention of this Court to

the fact that, as per Workmen's Compensation Act also, the

disability due to amputation of a leg below knee is only 50%.

Ext.A7 disability certificate was issued by an Assistant

Professor of Orthopaedics attached to Govt. Medical College,

Thrissur and he assessed 50% permanent disability with

respect to whole body, because of traumatic amputation of left

leg and foot below knee. Since the claimant was only a 37

year old young man having future prospects, especially when

he was having a driving licence also in his name, he was

eligible to go for other avocations also in future. Considering

that fact, this Court is inclined to take his functional disability

as 60%.

14. We have fixed the notional income of the claimant @

Rs.9,000/- per month. Since he suffered permanent functional

disability of 60% by amputation of his left leg below knee, he

is eligible to get 40% enhancement towards future prospects,

as he was aged only 37, and self employed. So, his monthly

income, for the purpose of assessing compensation for

disability, can be taken as Rs.12,600/-. The multiplier

applicable is 15, as he was aged only 37. So, the

compensation for disability can be reworked as Rs.13,60,800/-

(12600x12x15x60/100). He was already paid compensation of

Rs.10,92,000/- under the head compensation for disability and

so, he is eligible to get the balance Rs.2,68,800/- under that

head.

15. The insurer is assailing the compensation of Rs.2

lakh awarded for pain and suffering. It is true that, in the

accident, the claimant suffered serious injuries including

mangled left foot, which resulted in traumatic amputation of

left leg below knee, and also fracture of calcanium and lateral

malleolus. The claimant was admitted in hospital for 12 days.

The accident was in the year 2012. Considering all these

facts, the compensation of Rs.2 lakh awarded under the head

pain and suffering seems to be excessive and this Court is

inclined to fix the compensation for pain and suffering at

Rs.1.5 lakh. So, the claimant/appellant in MACA No.2083 of

2017 has to refund Rs.50,000/- under that head.

16. The insurer would also contend that the learned

Tribunal awarded Rs.3 lakh for future treatment, without any

factual basis, and moreover, awarded interest for that amount

which was not yet incurred. Exts.A8 and A9, the cash receipt

and quotation, would show that the injured/claimant had spent

a sum of Rs.55,250/- towards artificial limb. It is true that, in

future also, he had to expend some amount for replacing and

maintaining the artificial limb. No evidence has been adduced

by the claimant to show even the approximate expenses that

could have been spent in future, for his artificial limb. There is

no factual basis for Rs.3 lakh awarded by the Tribunal towards

future treatment expenses, or in awarding interest for the

amount to be expended in future, from the date of petition.

Relying on Exts.A8 and A9, this Court is inclined to award

Rs.1,55,250/- for future treatment. So, he has to refund

Rs.144,750/- as excess amount awarded under the head

future treatment expenses. It has come out in evidence that,

he has already spent Rs.55,250/- for artificial limb and that

amount has to carry interest. The balance Rs.1 lakh may not

carry interest from the date of petition, as pointed out by the

insurer, as those expenses are to be incurred in future.

17. The compensation awarded for bystander expenses

was only Rs.3,600/-, though the claim was Rs.25,000/-.

Learned Tribunal, finding that the claimant was hospitalised

only for 12 days, @ Rs.300/- per day, Rs.3,600/- was

awarded. Since his left leg was amputated below knee,

though he was hospitalised only for 12 days, he might have

been in need of a bystander for his ordinary pursuits at least

for three months. Taking Rs.300/- per day for three months,

he was eligible to get Rs.27,000/-. But, as his claim is only

Rs.25,000/-, that amount could have been awarded towards

bystander expenses. Since he was already paid Rs.3,600/-

under that head, he is eligible to get the balance Rs.21,400/-.

18. The compensation awarded under all other heads

seems to be reasonable as far as the claimant/appellant in

MACA No.2083 of 2017 is concerned, and nothing was shown

by the insurer also, to show that the compensation awarded

under other heads requires any modification.

Head of claim         Amount          Amount          Amounts         Difference to
                    awarded by       awarded in      deducted in      be drawn as
                    the Tribunal       appeal          appeal          enhanced
     (1)                (2)             (3)              (4)         compensation


Loss of earning     Rs.30,000/-      Rs.54,000/-           -          Rs.24,000/-

Compensation       Rs.10,92,000/-   Rs.13,60,800/-         -         Rs.2,68,800/-
 for disability

   Pain and        Rs.2,00,000/-    Rs.1,50,000/-    Rs.50,000/-           -
   suffering

    Future         Rs.3,00,000/-    Rs.1,55,250/-    Rs.1,44,750/-         -
  treatment

  Bystander          Rs.3,600/-      Rs.25,000/-           -          Rs.21,400/-
  expenses

                        Total                        Rs.1,94,750/-   Rs.3,14,200/-

Enhanced compensation (3,14,200-1,94,750)                            Rs.1,19,450/-

                     Rounded off to Rs.1,20,000/-




19. So, both the appeals are liable to be allowed in part,

enhancing and reducing the compensation awarded under

various heads, to the extent shown above. While modifying

the compensation as aforesaid, the claimant/appellant in MACA

No.2083 of 2017 is eligible to get enhanced compensation of

Rs.1,20,000/- [(24000+2,68,800+21400)-(50000+144750)].

The appellant in MACA No.2083 of 2017 is entitled to get

interest @ 9% as awarded by the Tribunal but it is clarified

that the compensation amount of Rs.1 lakh awarded for future

treatment will not carry interest.

20. It is given to understand that, the Insurance

Company deposited half of the compensation amount including

interest and costs before the Tribunal, for getting interim stay

as prayed for in MACA No.2067 of 2017. So, the

insurer/appellant in MACA No.2067 of 2017 is directed to

deposit the balance amount along with the enhanced

compensation awarded in MACA No.2083 of 2017, in the Bank

Account of the appellant, with interest at 9% per annum from

the date of petition till the date of deposit (future treatment

expenses of Rs.1 lakh will not carry any interest), within a

period of two months from the date of receipt of a copy of this

judgment. The deposit must be in terms of the directives

issued by this Court in Circular No.3 of 2019 dated 06/09/2019

and clarified in O.M.No.D1/62475/2016 dated 07/11/2019

after deducting the liabilities, if any, of the appellant/claimant

towards Tax, balance court fee and legal benefit fund.

Accordingly, both the appeals are allowed in part,

modifying the compensation amount to the extent as stated

above.

Sd/-

SOPHY THOMAS JUDGE

smp

 
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