Unnikrishnan B vs Federal Bank
2022 Latest Caselaw 6437 Ker

             IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                 PRESENT
              THE HONOURABLE MR. JUSTICE GOPINATH P.
     FRIDAY, THE 3RD DAY OF JUNE 2022 / 13TH JYAISHTA, 1944
                      WP(C) NO. 14840 OF 2022
PETITIONER:

             UNNIKRISHNAN B.
             AGED 57 YEARS
             S/O.BASKARAN, PUTHENPURAYIL HOUSE,
             KUNNUMMA, KAVALAM NORTH, ALAPPUZHA-688506.

             BY ADV E.V.MOLY



RESPONDENT:

             FEDERAL BANK
             LCRD MAVELIKKARA DIVISION,
             FIRST FLOOR, PADINJARETHALACKAL CHERIAN CHAMBERS,
             PUTHIKAVU, MAVELIKKARA-690101
             REPRESENTED BY ITS AUTHORIZED OFFICER.

             SRI. P. PAULOCHAN ANTONY (SC)




      THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION
ON   03.06.2022,   THE   COURT    ON   THE   SAME   DAY   DELIVERED   THE
FOLLOWING:
 WP(C) No.14840 of 2022
                                       2

                                JUDGMENT

When this matter is taken up for consideration before this Court, it is

submitted by the learned Standing Counsel for the respondent that the

petitioner had availed two loans, one of which is a term loan and the other is

a cash credit facility. It is submitted that if the petitioner makes a proper

representation and clears the arrears in the term loan, the bank will

consider renewing the cash credit facility.

This writ petition, therefore stands disposed of directing the petitioner

to make an appropriate representation to the respondent, within one week

from today and on such representation being filed, an appropriate decision

shall be taken thereon by the bank. Till such time the decision taken on the

representation, further proceedings against the petitioner shall be kept in

abeyance.

Sd/-

GOPINATH P.

JUDGE spk WP(C) No.14840 of 2022

APPENDIX OF WP(C) 14840/2022

PETITIONER EXHIBITS

Exhibit P1 THE TRUE COPY OF THE REPRESENTATION SUBMITTED BY THE PETITIONER.

Exhibit P2 THE TRUE COPY OF THE POSSESSION NOTICE DATED 18.02.2022 ISSUED BY THE RESPONDENT BANK.

RESPONDENT'S/S EXHIBITS : NIL