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Sudheesh vs Reliance General Insurance Co. ...
2022 Latest Caselaw 6221 Ker

Citation : 2022 Latest Caselaw 6221 Ker
Judgement Date : 3 June, 2022

Kerala High Court
Sudheesh vs Reliance General Insurance Co. ... on 3 June, 2022
M.A.C.A.1442/2018
                                      1

                IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                  PRESENT
               THE HONOURABLE MR.JUSTICE C. JAYACHANDRAN
        FRIDAY, THE 3RD DAY OF JUNE 2022 / 13TH JYAISHTA, 1944
                          MACA NO. 1442 OF 2018
   AGAINST THE ORDER/JUDGMENT IN OPMV 969/2013 OF III ADDITIONAL
       DISTRICT COURT, PALAKKAD / II ADDITIONAL MACT, PALAKKAD
APPELLANT/PETITIONER:

             SUDHEESH, AGED 31 YEARS
             S/O.BABY, RESIDING AT VARIKKANKUZHY HOUSE, POOTHANCODE,
             OLINKADAVU POST, PALAKKAD DISTRICT.

             BY ADV SRI.BABY MATHEW



RESPONDENT/3rd RESPONDENT:

             RELIANCE GENERAL INSURANCE CO. LTD.
             2ND FLOOR, KABEER PLAZA, Y M C A ROAD, ALAPUZHA-688011.

             ADV.GEORGE CHERIAN


      THIS    MOTOR   ACCIDENT   CLAIMS     APPEAL   HAVING   COME   UP   FOR
ADMISSION ON 03.06.2022, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 M.A.C.A.1442/2018
                                              2


                     C.JAYACHANDRAN, J.
      ----------------------------------------------
                   M.A.C.A.No.1442 of 2018
       ---------------------------------------------
            Dated this the 3rd day of June, 2022


                                 J U D G M E N T

1. In this appeal, the appellant/claimant assails

the award of the Additional Motor Accidents Claims

Tribunal, Palakkad dated 07.11.2017 in O.P.(M.V.)No.969

of 2013. Petitioner/appellant is the injured and the

accident occurred on 24.03.2013.

2. Heard the learned counsel for the appellant.

3. Learned counsel for the appellant assailed the

impugned award on the following grounds. Firstly, the

notional income taken by the Tribunal was only

Rs.5,000/-. Petitioner is a driver by profession.

However, no proof with respect to income was adduced.

Therefore the notional income in terms of Ramachandrappa

v. Manager, Royal Sundaram Alliance Insurance Company

Ltd. [2011 KHC 784] is liable to be taken, is the M.A.C.A.1442/2018

submission of the learned counsel for the appellant. This

Court finds force in the said submission and the notional

income is therefore reckoned at Rs.9,000/- as indicated

in Ramachandrappa's case (supra).

4. The second ground is the period during which the

loss of earnings has been reckoned. Learned counsel

pointed out that the petitioner was an inpatient for 22

days spreading from March to May 2013. He had

substantial injuries as taken note of in paragraph 10 of

the impugned award. Besides head injury, he suffered a

fracture on sinus-anterior wall, fracture on nasal bone

and fracture on post wall of frontal sinus. It is also

on record that, petitioner was initially treated in the

Little Flower Hospital, Angamali and then at the Medical

College Hospital, Thrissur and thereafter in Jubilee

Mission Hospital, Thrissur. According to learned

counsel, loss of earnings is liable to be reckoned for a

period of 9 months. Having regard to the nature of

injuries sustained, as also the fact that he was an

inpatient for 22 days, this Court is of the opinion that M.A.C.A.1442/2018

a period of 7 months would be a reasonable period to

reckon loss of earnings.

5. Under the head loss of amenities, although

Rs.30,000/- was claimed, no amount was awarded by the

Tribunal. Again, having regard to the nature of injuries

sustained and the number of days of inpatient treatment,

coupled with the fact that victim had 28% permanent

disability, a sum of Rs.15,000/- would be reasonable

under the head of loss of amenities and the same is

granted.

6. The next head is the bystander expenses, under

which head, Rs.4,000/- alone was granted for a period of

22 days. According to learned counsel, a sum of Rs.300/-

per day is liable to be reckoned. This claim of the

appellant is liable to be reckoned, since the accident

occurred in 2013. Compensation under that head is to be

reworked, reckoning the amount @300/- per day.

7. In the result, this appeal is allowed and the

compensation payable to the appellant/claimant will be as

indicated here below.

 M.A.C.A.1442/2018



Sl. Head of Claim               Amount          Total amount after
No.                             awarded by      enhancement in
                                the             appeal
                                Tribunal

1    Loss of earnings                  20000      63,000/- (9000x7)

2    Partial loss of earnings            nil                    Nil

3    Transportation to                  3000                   3000
     hospital and back

4    Damage to clothing                 1000                   1000

5    Extra nourishment                  3000                   3000

6    Medical expenses                  91200                  91200

7    Future medical expenses             Nil                    Nil

8    Expenses of a bystander            4000         6,600 (300x22)

9    Compensation for pain             35000                  35000
     and suffering etc

10   Compensation for                 285600               5,14,080
     continuing or permanent                    (9000x17x12x28/100)
     disability                 (5000x17x12
                                   x28/100)
     compensation for loss of
     earning power

11   Compensation for loss of            Nil                  15000
     amenities in life

     Total                           4,42,800              7,31,880
 M.A.C.A.1442/2018





Amount enhanced = Rs.7,31,880/ - Rs.4,42,800/ = Rs.2,89,080/

8. The Insurance Company shall pay interest for the

amounts awarded by the Tribunal at the rate directed in

the impugned award and for the enhanced amount, at the

rate of 5% from the date of petition. If any amounts have

already been paid, the same shall be granted set off. The

claimant shall produce the details of the Bank account

before the Insurance Company/Tribunal within two months

from the date of receipt of a certified copy of this

judgment and amount shall be transferred to the Bank

account directly through NEFT/RTGS mode, within a period

of one month thereafter. If the Bank account is not given

within the time stipulated, it is made clear that, no

interest shall run on the enhanced amount after the

period stipulated by this Court. However, if the

Insurance Company fails to deposit the amount, as

directed, interest on the enhanced amount shall also run

at the rate ordered by the Tribunal from the date of M.A.C.A.1442/2018

petition.

The appeal is allowed to the above extent.

Sd/-

C.JAYACHANDRAN JUDGE

Sbna/

 
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