Citation : 2021 Latest Caselaw 3036 Ker
Judgement Date : 28 January, 2021
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE SMT. JUSTICE P.V.ASHA
THURSDAY, THE 28TH DAY OF JANUARY 2021 / 8TH MAGHA, 1942
WP(C).No.17139 OF 2020(N)
PETITIONER:
AJMAL N.K.
S/O. ABDULLA N.K, NARIKOOTTUNGAL HOUSE, KADUVATHUR
P.O, KANNUR DISTRICT, PIN 670 676
BY ADVS.
DR.PAULY MATHEW MURICKEN
SMT.MEERA BAI S.
RESPONDENTS:
1 STATE OF KERALA
REPRESENTED BY THE SECRETARY TO GOVERNMENT, FINANCE
DEPARTMENT, SECRETARIAT, THIRUVANANTHAPRUAM 695 001
2 THE COMMISSIONER FOR ENTRANCE EXAMINATION,
GOVERNMENT OF KERALA, THIRUVANANTHAPURAM 695 001
3 THE CHIEF MANAGER,
STATE BANK OF INDIA, PERINGATHUR BRANCH, MEKUNNU,
KANNUR DISTRICT, PIN 670 675
R1-2 BY GOVERNMENT PLEADER, DIVYA C BALAN
SC SRI.S EASWARAN
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON
28.01.2021, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
WP(C).No.17139 OF 2020(N)
2
JUDGMENT
Dated this the 28th day of January 2021
The petitioner joined the Co-operative
Medical College, Kalamassery, Cochin for MBBS
course in the year 2006-2007 at a time when the
college was run by the Co-operative Academy of
Professional Education. He had availed an
educational loan of Rs.4,00,000/- from the 3 rd
respondent bank in the year 2006. In the year
2009, he had availed another sum of
Rs.5,60,000/- also, which has already been
settled with the bank.
2. The Government of Kerala had as per
Ext.P1 order dated 16.05.2017 introduced a
Repayment Support Scheme providing financial
support to eligible students for repayment of
education loan availed for higher studies. This
benefit was available to those who started
repayment before 01.04.2016 with effect from WP(C).No.17139 OF 2020(N)
01.04.2016. It is stated that the 3rd respondent
Bank had as per Ext.P4 letter informed the
petitioner about Ext.P1 scheme and that he can
avail the opportunity to seek the benefit of the
same. The Bank had thereafter forwarded the
application of petitioner seeking the benefit of
the scheme to the 1st respondent. But it was
rejected as per Ext.P10 letter stating that the
petitioner is not eligible for the re-payment
scheme since he was undergoing the course in the
Medical College in the 35% quota of seats which
requires payment of higher rate of fees of
Rs.1,13000/- and that as per para 3(iv) of G.O.
(P) No. 85/2018/Fin dated 07.06.2018, only those
50% freeship seats requiring fees at lesser rate
of Rs. 12,225/-, alone can be considered as
merit seats of the MBBS course in Cochin Medical
College.
3. The petitioner points out that as per
Ext.P1-order the Government have prescribed the
guidelines for implementation of Educational WP(C).No.17139 OF 2020(N)
Repayment Support Scheme for providing repayment
support to borrower students announced in the
budget speech 2016-17 and in 2017-18. The
benefit of this Scheme is admissible to all
those students who are admitted in the merit
quota. The petitioner points out that as per
para 3(g) of Ext P1 scheme, Management quota
seats would mean seats in private educational
institutions for which the management has
discretion to give admission on factors other
than merit. The case of the petitioner is that
the his admission was on the basis of allotment
made by the Commissioner for entrance
examination to a college which was run by the
Co-operative Academy of Professional Educational
Institutions, which is an institution, which is
an undertaking under the Government. It is
pointed out that the petitioner's allotment was
on the basis of his marks in the competitive
examination, made by the Commissioner for
entrance examination. It is stated that in case WP(C).No.17139 OF 2020(N)
the benefit under Ext.P1 Scheme is provided, the
petitioner would be able to close the loan, as
one time settlement would be available to the
petitioner.
4. It is also pointed out that in Para
3(iv) of Ext.P3 Government Order issued on
07.06.2018, the Government clarified that merit
quota means admission through a competitive
examination or based on marks obtained in
qualifying board examination, at a substantially
reduced fee on the basis of a mandate from the
Government that a certain number of seats be
reserved for giving admission at substantially
reduced fee. The remaining seats in a private
college would be considered management quota
where fee is substantially higher and admission
may be through a competitive examination or
based on marks in the qualifying board
examination or otherwise.
5. The respondent Government has filed a
counter affidavit stating that the petitioner is WP(C).No.17139 OF 2020(N)
not eligible for the benefit. It is stated that
Ext.R1(a) order dated 27.07.2019, the Government
had ordered that the admission secured under 50%
free-ship seats allotted by Commissioner for
Entrance Examination in self financing colleges
run by institutions under Government control
such as IHRD, LBS, CAPE, CCEK, SCT etc. and
admission secured under 50% seats(other than
management quota) allotted by CEE in self
financing colleges run by Universities in the
State may be treated as merit quota. According
to the respondents, the scheme is not applicable
to students admitted in the management quota or
NRI quota or for admission in unrecognised
institutions. It is stated that petitioner
studied the course during 2006-2013 at a time
when the College was under the CAPE and as per
the orders issued in 2016, admission to 85% of
the seats were to be filled up by the
Commissioner for Entrance Examinations and out
of that 50% were free-ship seats and for 35% WP(C).No.17139 OF 2020(N)
seats the fee payable was rescheduled as
Rs.1,13000/-. It is stated that petitioner would
not be eligible for the benefit of the scheme as
his application was not in the merit quota as
defined in the Government Order dated
07.06.2018. It is stated that the application of
the petitioner as well as the representation
submitted before the Government was considered
for the benefit of the scheme. But the
Principal Government Medical College and the
Commissioner of Entrance Examination had
informed that the petitioner that he got
admission in one of the 35% seats at an annual
fee of Rs.2,30,000/- which was later changed as
Rs.1,13,000/- and therefore the case of the
petitioner would not come under the purview of
Ext P1 scheme or the subsequent orders or under
Ext.R1(a) order as the admission was under
management quota.
6. The petitioner has filed a reply
affidavit asserting that the admission of the WP(C).No.17139 OF 2020(N)
petitioner was under the merit quota and the
benefit cannot be denied.
7. Heard the learned counsel for the
petitioner, the learned Government Pleader and
the learned Standing Counsel for the Bank.
8. According to the petitioner, he fulfills
the conditions for availing the benefit of
Ext.P1 Scheme asserting that his admission was
not in the Management quota and that the same
was made on merit, in the year 2006-07. Though
the 1st respondent has stated that the Government
has rejected the application of petitioner for
the extending them the benefit of the scheme,
after considering the same with reference to the
various Government Orders, it is seen that
petitioner was not given an opportunity of
hearing before orders were passed. Therefore it
is only appropriate that the Government re-
considers the matter after affording an
opportunity of hearing to the petitioner and to
pass fresh order within a period of one month. WP(C).No.17139 OF 2020(N)
Ordered accordingly. It is made clear that the
hearing can be held through Electronic media.
9. This judgment would not prevent the
petitioner from availing the benefit of one time
settlement and thereafter claiming the benefit
from the Government, in the event of being found
admissible.
The writ petition is accordingly disposed
of.
Sd/-
P.V.ASHA JUDGE DM WP(C).No.17139 OF 2020(N)
APPENDIX PETITIONER'S EXHIBITS:
EXHIBIT P1 A TRUE PHOTOCOPY OF THE G.O(P) NO.
65/2017/FIN DATED 16-05-2017 ISSUED BY THE 1ST RESPONDENT
EXHIBIT P2 A TRUE PHOTOCOPY OF THE G.O(P) NO.
89/2017/FIN DATED 12-07-2017 ISSUED BY THE 1ST RESPONDENT
EXHIBIT P3 A TRUE PHOTOCOPY OF THE G.O(P) NO.
85/2018/ FIN DATED 07-06-2018 ISSUED BY THE 1ST RESPONDENT
EXHIBIT P4 A TRUE PHOTOCOPY OF THE LETTER DATED 16-08-2017 ISSUED BY THE 3RD RESPONDENT TO THE PETITIONER.
EXHIBIT P5 A TRUE PHOTOCOPY OF THE STATEMENT OF ACCOUNT IN RESPECT OF EDUCATION LOAN A/C NO. 67025579127 OF THE PETITIONER.
EXHIBIT P6 A TRUE PHOTOCOPY OF THE EDUCATION LOAN ACCOUNT OF THE PETITIONER BEARING NO. 67079540313 FOR AN AMOUNT OF RS. 5,60,000/-
EXHIBIT P7 A TRUE PHOTOCOPY OF THE CERTIFICATE DATED 26-07-2018 ISSUED BY THE COMMISSIONER FOR ENTRANCE EXAMINATION, THIRUVANANTHAPURAM.
EXHIBIT P8 A TRUE PHOTOCOPY OF THE CERTIFICATE DATED 26-07-2018 ISSUED BY THE COMMISSIONER FOR ENTRANCE EXAMINATION, THIRUVANANTHAPURAM
EXHIBIT P9 A TRUE PHOTOCOPY OF THE JUDGMENT DATED 29-02-2012 PASSED BY THIS HON'BLE COURT IN W.P(C) NO.
32554/2006 AND ITS CONNECTED CASE.
EXHIBIT P10 A TRUE PHOTOCOPY OF THE LETTER DATED 30-09-2019 ISSUED TO THE PETITIONER BY THE 1ST RESPONDENTQ
EXHIBIT P11 UNCERTIFIED PHOTOCOPY OF THE JUDGMENT WP(C).No.17139 OF 2020(N)
DATED 26-09-2018 PASSED BY THIS HON'BLE COURT IN W.P(C) NO. 24719 OF
EXHIBIT P12 A TRUE PHOTOCOPY OF THE PROCEEDINGS DATED 27-07-2019 ISSUED BY THE 1ST RESPONDENT
EXHIBIT P13 A TRUE PHOTOCOPY OF THE PROCEEDINGS DATED 31-07-2018 ISSUED BY THE 1ST RESPONDENT.
RESPONDENTS' EXHIBITS:
EXHIBIT R1A TRUE COPY OF LETTER NO.PLG-A2/4/2019-
FIN DATED 27/7/2019
//TRUE COPY//
PA TO JUDGE
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