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Sri Lohith K M vs Bajaj Allianz General
2026 Latest Caselaw 1966 Kant

Citation : 2026 Latest Caselaw 1966 Kant
Judgement Date : 6 March, 2026

[Cites 0, Cited by 0]

Karnataka High Court

Sri Lohith K M vs Bajaj Allianz General on 6 March, 2026

                                            -1-
                                                          NC: 2026:KHC:13778
                                                        MFA No. 1729 of 2020


               HC-KAR



                     IN THE HIGH COURT OF KARNATAKA AT BENGALURU
                         DATED THIS THE 6TH DAY OF MARCH, 2026
                                         BEFORE
                      THE HON'BLE MR. JUSTICE VIJAYKUMAR A. PATIL
                   MISCELLANEOUS FIRST APPEAL NO. 1729 OF 2020 (MV-I)
              BETWEEN:

              SRI LOHITH K.M
              AGED ABOUT 28 YEARS
              S/O LATE MUDDAIAH
              R/AT NO.6/4, 2ND FLOOR
              4TH CROSS, 4TH MAIN ROAD
              MARUTHI EXTENSION
              GAYATHRI NAGAR
              BANGALORE - 560 021.
                                                                 ...APPELLANT
              (BY SRI VASANTHA LAKSHMI H.V, ADV.)
              AND:

              1.    BAJAJ ALLIANZ GENERAL
                    INSURANCE COMPANY LTD.,
                    NO.509, 1ST FLOOR
                    SOUTH END MAIN ROAD
                    9TH BLOCK, JAYANAGAR
Digitally           EAST MARENAHALLI ROAD
signed by
NANDINI M S         BANGALORE - 560 069
Location:           REPRESENTED BY ITS MANAGER.
HIGH COURT
OF            2.    SMT M.C. KUSUMA DEVI
KARNATAKA
                    MAJOR IN AGE
                    R/O NO.1205, 1ST FLOOR
                    19TH CROSS, NEAR NALAPAKA HOTEL
                    RAJAJINAGAR, BANGALORE - 560 010.

              3.    THE ORIENTAL INSURANCE COMPANY LTD.,
                    NO.3, KENI BUILDING, 1ST FLOOR
                    1ST CROSS, GANDHINAGAR
                    BANGALORE - 560 009
                    REPRESENTED BY ITS MANAGER.
                               -2-
                                             NC: 2026:KHC:13778
                                        MFA No. 1729 of 2020


 HC-KAR



4.   SRI BINOY MATHEW
     MAJOR IN AGE
     S/O SRI K.S. MATHAI
     KALAKUNNEL NEKKILADY VLG
     MARDALA PSOT PUTTUR TALUK
     DAKSHINA KANNADA - 570 030.
                                                 ...RESPONDENTS
(BY SRI P.S. JAGADISH, ADV., FOR R-1;
V/O DTD:23.06.2022 NOTICE TO R-2 & R-4 D/W;
SRI ASHOK N. PATIL, ADV., FOR R-3)

      THIS MFA FILED U/S.173(1) OF MV ACT, AGAINST THE
JUDGMENT       AND   AWARD   DT.02.11.2019    PASSED   IN   MVC
NO.2273/2018 ON THE FILE OF THE VIII ADDITIONAL SMALL CAUSE
JUDGE AND ACMM, MEMBER, MACT, BENGALURU, (SCCH-5), PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING
ENHANCEMENT OF COMPENSATION.


      THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:


CORAM:     HON'BLE MR. JUSTICE VIJAYKUMAR A. PATIL

                       ORAL JUDGMENT

This appeal is filed by the claimant seeking enhancement

of compensation being aggrieved by the judgment and award

dated 02.11.2019 passed in MVC.No.2273/2016 by the Court of

VIII Addl. Small Causes Judge & MACT, Bengaluru (for short,

'Tribunal').

NC: 2026:KHC:13778

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2. Though this appeal is listed for admission, with the

consent of learned counsel for the parties, it is taken up for

final disposal.

3. Smt. Vasantha Lakshmi, learned counsel for the

appellant submits that the Tribunal has committed a grave

error in not awarding any compensation under the head of loss

of future income due to disability, despite there being sufficient

oral and documentary evidence on record. It is submitted that

the appellant was working as an Engineer and was earning

Rs.38,000/-as salary. However, the Tribunal has erred in

considering the monthly income a Rs.8,000/-. It is submitted

that the award of compensation by the Tribunal under the head

future medical expenses and amenities is very meager. Hence,

she seeks to allow the appeal by enhancing the compensation

appropriately.

4. Per contra, Sri P.S.Jagadish, learned counsel for

respondent no.3 has vehemently opposed the appeal and

submits that PW1 vehemently opposed the appeal and submits

that appellant has examined himself as PW-1 and clearly

deposed before the Tribunal that after the accident he has

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resumed the work and continued to work with the said

employer and his salary has increased. Hence, award of any

compensation under the head of loss of future income due to

disability would not arise. It is submitted that award of

compensation by the Tribunal on all other heads is on a higher

side. Hence, he seeks to dismiss the appeal.

5. I have heard the arguments of the learned counsel

for the appellant, learned counsel for the respondent and

meticulously perused the material available on record.

6. The only point that would arise for consideration in

this appeal is :

"Whether the judgment and award passed by the

Tribunal calls for any interference?"

7. The appellant met with a road accident on

07.07.2017 and he was provided treatment at Columbia Asia

Hospital, Yeshwanthapura, Bengaluru. The records indicate that

the appellant sustained the following injuries as is evident from

Ex.P-3 - wound certificate and Ex.P-8 - discharge summary.

"Puncture wound present mid third of the right leg, displaced comminuted fracture of shaft of right tibia and

NC: 2026:KHC:13778

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fibula and blunt injury to the chest, for which, he was undergone spinal anesthesia external fixate application was applied for the right leg, he was operated with closed reduction and internal fixation, right tibia and MA nailing."

8. The oral evidence and the medical records indicate

that the appellant was hospitalized on 07.07.2017 to

10.07.2017 and underwent surgery. PW-2 assessed his

disability at 15%. In order to prove the income, the appellant

has produced Ex.P-13 - salary certificate which indicate that the

appellant was drawing Rs.38,000/- as on the date of accident.

It is to be noticed that the appellant examined himself as PW-1

and deposed before the Tribunal that he has continued with the

same employment and his salary has increased, which has

been considered by the Tribunal and refused to grant any

compensation under the head of loss of income due to

disability. In my considered view, there is no error in the said

finding of the Tribunal which calls for interference.

9. Taking note of the oral testimony of PW-1 & 2 and

other medical records, I am of the considered view that the

Tribunal has erred in awarding meager compensation on the

NC: 2026:KHC:13778

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head of loss of amenities and loss of income during the laid up

period. It is to be noticed that PW-2 in his examination-in-chief

has clearly deposed that the appellant is required to undergo

another surgery and approximate cost of the said surgery is

indicated at Rs.60,000/-. However, the Tribunal has awarded

only Rs.20,000/- under the head of future medical expenses,

which is required to be enhanced to Rs.40,000/-. Further more,

the compensation under the head of loss of amenities is

required to be enhanced at Rs.50,000/- as against Rs.20,000/-

awarded by the Tribunal. Similarly, the Tribunal has awarded

Rs.8,000/- under the head loss of earning during treatment

period. Considering the admissions of the appellant in the

hospital and the treatment provided to him, I am of the view

that the appellant would be entitled for compensation of

Rs.30,000/- as against Rs.8,000/-. The compensation with

respect to the remaining heads remains unaltered. Thus, the

appellant-claimant shall be entitled to a total compensation of

Rs.3,17,000/- as against Rs.2,45,000/- awarded by the

Tribunal.

NC: 2026:KHC:13778

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10. In the result, this Court proceeds to pass the

following:

ORDER

a) Appeal is allowed in part.

b) The impugned judgment and award dated 02.11.2019 passed by the Tribunal is modified to an extent that the appellant-

claimant would be entitled to total compensation of Rs.3,17,000/- as against Rs.2,45,000/- awarded by the Tribunal.

c) The enhanced compensation shall carry at the rate of 6% p.a. from the date of petition till realisation.

d) The respondent No.3 shall deposit the enhanced compensation amount with accrued interest before the Tribunal within a period of six weeks from the date of receipt of certified copy of this judgment.

NC: 2026:KHC:13778

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e) The rest of the judgment and award of the Tribunal with respect to apportionment, deposit and release shall remain unaltered.

f) Draw modified award accordingly.

Sd/-

(VIJAYKUMAR A. PATIL) JUDGE

KK

 
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