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Aabdul Kareem @ Kareem vs New India Assurance Company Ltd
2025 Latest Caselaw 164 Kant

Citation : 2025 Latest Caselaw 164 Kant
Judgement Date : 2 May, 2025

Karnataka High Court

Aabdul Kareem @ Kareem vs New India Assurance Company Ltd on 2 May, 2025

                                             -1-
                                                         MFA NO.1342 of 2023


                               IN THE HIGH COURT OF KARNATAKA
                                        AT BENGALURU
                             DATED THIS THE 02nd DAY OF MAY, 2025

                                           BEFORE
                            THE HON'BLE MR. JUSTICE G BASAVARAJA
                        MISCELLANEOUS FIRST APPEAL NO.1342 OF 2023
                   BETWEEN:

                   1.    ABDUL KAREEM @ KAREEM
                         S/O ABU BYARY
                         AGED 52 YEARS

                   2.    SMT. FATHIMA ZOHARA
                         W/O ABDUL KAREEM @ KAREEM
                         AGED 47 YEARS

                   3.    MOHAMMED AZMAN
                         S/O ABDUL KAREEM @ KAREEM
                         AGED 20 YEARS

                   4.    MOHAMMED RAMIZ
                         S/O ABDUL KAREEM @ KAREEM
                         AGED 17 YEARS

                   5.    MOHAMMED RAZI
                         S/O ABDUL KAREEM @ KAREEM
                         AGED 14 YEARS
MALLIKARJUN
RUDRAYYA
KALMATH
                         APPELLANTS NO.4 AND 5 ARE MINORS AND HENCE
Digitally signed
by MALLIKARJUN           REPRESENTED THROUGH IS NATURAL
RUDRAYYA
KALMATH
Date: 2025.05.06
                         GUARDIAN FATHER, THE APPELLANT NO.1 HEREIN
14:39:10 +0530


                         ALL ARE R/O D.NO.2-79/1
                         RAMANAGARA, KALLADKA POST
                         GOLTHAMAJALU, BANTAWAL TALUK
                         PRESENTLY R/AT FLAT NO.1,
                         J.M. ROAD, BUNDER
                         MANGALURU
                                                                ...APPELLANTS

                   (BY SRI. G.R. PRASAD B.R. ADVOCATE)
                                 -2-
                                             MFA NO.1342 of 2023




AND:

1.      NEW INDIA ASSURANCE COMPANY LIMITED
        JEEVAN SEVA BUILDING
        2ND FLOOR, S.V. ROAD, SANTACRUZ WEST
        MUMBAI
        LOCAL OFFICE: 4TH FLOOR, FORTUNE BUILDING
        OPP. TO ATHENA HOSPITAL, FALNIR
        MANGALURU 575 001
        REPRESENTED BY ITS MANAGER

2.      MR. B. MONAPPA NAIK
        S/O B.SUBBA NAIK
        AGED ABOUT 54 YEARS
        R/O DOOR NO.1-34
        BARANIKERE HOUSE, MINI POST
        BANTWAL - 574 325
                                                  ...RESPONDENTS

(BY SRI. VENKATESH KAMATH, ADVOCATE FOR R1;
 R2 SERVED, UNREPRESENTED)

     THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF THE MOTOR VEHICLES ACT AGAINST THE
JUDGMENT AND AWARD DATED 26.04.2022 PASSED IN MVC
NO.982 OF 2020 ON THE FILE OF THE III ADDITIONAL
DISTRICT & SESSIONS JUDGE, MACT-IV, DAKSHINA
KANNADS, MANGALURU.

     THIS APPEAL HAVING BEEN HEARD AND RESERVED FOR
JUDGMENT     ON    15.04.2025,  COMING    ON    FOR
"PRONOUNCEMENT OF ORDERS" THIS DAY, THE COURT
DELIVERED THE FOLLOWING:

                      CAV JUDGMENT

(PER: HON'BLE MR. JUSTICE G BASAVARAJA)

Appellant-claimant has preferred this appeal against the

judgment and award dated 26th April 2022 passed in MVC

No.982 of 2020 by the III Additional District & Sessions Judge,

Motor Accident Claims Tribunal-IV, Dakshina Kannada,

MFA NO.1342 of 2023

Mangaluru (for short hereinafter referred to as "the Tribunal")

questioning the saddling of 50% contributory negligence on

behalf of the deceased and also seeking enhancement in

compensation.

2. The brief facts leading to this appeal are that the

petitioner/claimants have filed claim petition seeking

compensation for the death of Mohammed Ajmal in the road

traffic accident. It is the case of petitioners that on 14th

January 2020, when Mohammed Ajmal was travelling on his

Honda Matrix Scooter bearing registration number KA-19/EG-

9826 on Mani - Mysore National Highway and at 6.50 pm, while

passing near Mani village of Bantwal Taluk, the motorcycle

bearing registration number KA-19/EC-8175 was coming from

opposite direction being ridden by its rider in a rash and

negligent manner. It is stated that a dog suddenly came on the

road and in order to avoid hitting to the dog, the rider of the

offending motorcycle came to the wrong side and hit to the

motorcycle of Mohammad Ajmal, resulting in Mohammed Ajmal

sustaining grievous injuries. Immediately, he was shifted to

Highland Hospital, Mangalore, wherein he was declared as

dead. It is stated in the claim petition that the deceased was

19 years as on the date of accident and was earning

MFA NO.1342 of 2023

Rs.15,000/- per month. It is stated that petitioners 1 & 2 are

the parents and petitioners 3 to 5 are siblings of Mohammad

Ajmal and all were dependent on him. It is also stated that the

family has lost the earning member and hence claimed

compensation from the insured and insurer of the offending

vehicle.

3. In furtherance of issuance of summons, respondent

No.1 did not appear and was placed ex-parte. Respondent

No.2 appeared through counsel and filed objection statement

contending that the accident in question was due to negligence

on the part of the rider of the deceased. There was no

negligence on the part of the rider of the offending motorcycle

by the respondent No.2, and therefore respondent No.2 is not

liable to pay compensation. It is further stated that the rider of

the offending motorcycle was not having the driving license at

the time of accident, and therefore, the insured of the

motorcycle-respondent No.2 has committed breach of policy

conditions. On all these grounds, respondent No.2 sought to

reject the claim petition.

4. Based on the pleadings, the Tribunal framed issues.

To prove the case, father of the deceased has been examined

as PW1 and another witness has been examined as PW2 and

MFA NO.1342 of 2023

got marked eight documents as per Exhibits P1 to P8. On

behalf of respondents, respondent No.2 has examined the

Divisional Manager as RW1 and another witness as RW2 and

marked eleven documents as per Exhibits R1 to R11.

5. Having heard the arguments on both sides, the

Tribunal has partly allowed the claim petition with respect to

petitioners 2 to 5 and rejected the claim petition in respect of

petitioner No.1. The Tribunal awarded the compensation of

Rs.12,53,400/- along with interest at 6% per annum from the

date of petition till realisation. The Tribunal observed that the

deceased had also contributed to the accident in an extent of

50% and hence saddled contributory of negligence on the

deceased and rider of the offending motorcycle in the ratio of

50:50. Being aggrieved by saddling of contributory negligence

on the part of the deceased, the claimants have preferred this

appeal, so also, seeking enhancement in the compensation.

6. Siri Guruprasad B.R., learned Counsel appearing for

the appellant/claimants submitted that the award passed by

the Tribunal is on the lower side, and the same is passed

without considering the materials produced by the claimants.

The deceased was aged 19 years and was working under his

father in his hotel and getting salary of Rs.15,000/- per month.

MFA NO.1342 of 2023

However, the Tribunal has considered the income of the

deceased at Rs.14,000/- per month, which is on the lower side.

It is further contended that it was a specific contention of the

claimants before the Tribunal that the deceased was riding his

scooter in a slow and careful manner, however, the accident

occurred due to rash and negligent riding of motorcycle by the

Rider of the offending motorcycle. Hence, the saddling of 50%

contributory negligence on the part of the deceased is bad and

contrary to materials available on record, and the same is able

to be set aside. On all these grounds, he sought to allow the

appeal by enhancing the compensation.

7. On the other hand, Sri Venkatesh Kamath, learned

Council appearing for the Respondent No.1-insurance Company

submitted that the Tribunal has considered the materials placed

before it in its proper perspective and has awarded the just

compensation. It is also contended that the Tribunal was

justified in saddling contributory negligence in an extent of

50% on the deceased on the basis of the evidence on record

and he submitted that there is no ground for interference in

this appeal and accordingly sought for dismissal of the appeal.

8. Having heard the arguments and perusal of records

the following points would arise for my consideration:

MFA NO.1342 of 2023

1. Whether appellants have made out a ground to

interfere with the impugned judgment and award

passed by the tribunal?

2. What order?

9. My answer to the above points would be as under:

Point No.1: In the negative;

Point No.2: As per final order

Regarding Point No.1:

10. I have gone through the impugned judgment and

award and also perused the records. The accident is not in

dispute and the death of Mohammed Ajmal, rider of the

motorcycle is also not in dispute. It has also come in the

evidence that the rider of the offending motorcycle also

sustained grievous injuries and later he too succumbed to the

injuries sustained in the accident.

11. The claimants have contended that the deceased

was aged nineteen years and was earning Rs.15,000/- per

month and was aged nineteen years as on the date of accident.

In this regard, the Tribunal has observed that the claimants

have not produced any document to show that the as on the

date of accident the deceased was aged nineteen years. The

MFA NO.1342 of 2023

claimants, except contending that the deceased was assisting

his father in hotel business, have not produced any

documentary evidence to show the income of the deceased. In

that view of the matter, the Tribunal has taken the notional

income of the deceased at Rs.14,000/- per month. In cases

where the income of the deceased is not proved, this court

takes the notional income as per the charge prepared by the

Karnataka Legal Services Authority, commensurate with the

year of accident. In the case on hand, the accident took place

on 14th January, 2020. As per the chart prepared by the Legal

Services Authority, the notional income is at Rs.13,750/- per

month, where as the Tribunal has taken it at Rs.14,000/- per

month. As per Exhibit P5 which is the post-mortem report, the

age of the deceased is shown as 20 years and accordingly,

following the judgment of SARLA VERMA AND OTHERS v. DELHI

TRANSPORT CORPORATION AND ANOTHER reported in (2009)6

SCC 121, the appropriate multiplier would be 18 and the same

is taken by the Tribunal and awarded the compensation of

Rs.21,16,800/- towards loss of dependency. The Tribunal has

held that appellant No.1 is not dependent and dismissed the

claim petition as against appellant No.1 and has awarded

compensation towards loss of consortium appellants 2 to 5

each at Rs.40,000/- each which comes to Rs.1,60,000/- and

MFA NO.1342 of 2023

further awarded Rs.15,000/- towards loss estate and towards

funeral expenses. Hence, the total compensation to which the

claimants are entitled would be Rs.23,06,800/- against the

compensation of Rs.25,06,800/- awarded by the Tribunal.

12. As regards the negligence on the part of the riders

of motorcycle is concerned, after thorough investigation, the

Investigating Officer has submitted charge sheet against riders

of both motorcycles. The appellants have not placed any

material to discard the charge-sheet submitted by the

Investigating Officer. The Tribunal has observed as to the

sketch of the accident prepared by the investigating officer

which shows that accident occurred on the middle of the road

and thus, believing the records, it was held that both the riders

of the motorcyles have contributed equally to the accident and

accordingly saddled contributory negligence on both the riders

of the motorcycle in the ratio of 50:50. Under such

circumstance, I do not find any ground to interfere with the

conclusion arrived at by the Tribunal and the same cannot be

found fault with. Moreover, Respondent-Insurance Company

has not preferred appeal against the impugned judgment and

award of the Tribunal. Accordingly, I answer point No.1 in the

negative.

- 10 -

MFA NO.1342 of 2023

Regarding Point No.2:

13. In the result, I proceed to pass the following:

ORDER

(i) Appeal is dismissed.

(ii) Judgment and award dated 26th April 2022

passed in MVC No.982 of 2020 by the III

Additional District & Sessions Judge, Motor

Accident Claims Tribunal-IV, Dakshina Kannada,

Mangaluru, is confirmed.

Sd/-

(G BASAVARAJA) JUDGE

lnn

 
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