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Sri Umesha S C vs M/S Royal Sundaram
2025 Latest Caselaw 4634 Kant

Citation : 2025 Latest Caselaw 4634 Kant
Judgement Date : 4 March, 2025

Karnataka High Court

Sri Umesha S C vs M/S Royal Sundaram on 4 March, 2025

                                          -1-
                                                      NC: 2025:KHC:9156
                                                   MFA No. 201 of 2014




                 IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                     DATED THIS THE 4TH DAY OF MARCH, 2025

                                        BEFORE
                 THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI
            MISCELLANEOUS FIRST APPEAL NO. 201 OF 2014 (MV-I)
            BETWEEN:

                  SRI.UMESHA S.C.,
                  S/O CHANNAIAH S.K.,
                  AGED ABOUT 26 YEARS
                  R/A NO.157/2, 10TH CROSS
                  MUNESHWARA LAYOUT,
                  LAGGERE, BANGALORE NORTH
                  BANGALORE -560 058
                                                            ...APPELLANT
            (BY SRI. H.B.SOMAPUR, ADVOCATE)

            AND:

            1.    M/S ROYAL SUNDARAM
                  ALLIANCE INSURANCE CO. LTD.
                  BY ITS MANAGER
                  NO.132, BALAJI SOVEREIGN
                  2ND FLOOR, BRIGADE ROAD
Digitally         NEAR BRIGADE TOWER
signed by         BANGALORE- 560 025
SUVARNA T
            2.    SRI.SHIVANANJAIAH
Location:         S/O HOTTE NANJAIAH
HIGH
COURT OF          NO.105, BAGALAGUNTE
KARNATAKA         NELAMANGALA ROAD
                  NELAMANGALA
                  BANGALORE- 562 123
                                                         ...RESPONDENTS
            (BY SRI. O.MAHESH, ADVOCATE FOR R1
               V/O/D 11/1/2016 NOTICE TO R2 IS DISPENSED WITH)

                 THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
            JUDGMENT AND AWARD DATED 31.7.2013 PASSED IN MVC
            NO.2794/2012 ON THE FILE OF THE 13TH ADDITIONAL SMALL
            CAUSES JUDGE, COURT OF SMALL CAUSES, MEMBER, MACT,
                                -2-
                                             NC: 2025:KHC:9156
                                           MFA No. 201 of 2014




BANGALORE, PARTLY ALLOWING THE CLAIM PETITION FOR
COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION.

     THIS APPEAL, COMING ON FOR FINAL HEARING, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:

CORAM:      HON'BLE SMT. JUSTICE LALITHA KANNEGANTI

                       ORAL JUDGMENT

Aggrieved by the award passed in M.V.C.No.2794/2012

dated 31.07.2013 by the XIII Additional Judge and Member

Motor Accident Claims Tribunal, Court of Small Causes,

Bangalore, the appellant/claimant is before this Court seeking

enhancement of the compensation.

2. The facts of the case are that on 11.02.2012 at about

11:30 p.m., the appellant/claimant along with others were

walking on the left side of the road. At that time, the driver of

the offending vehicle came from behind in a rash and negligent

manner with high speed and dashed against the appellant and

others. As a result, he fell down and sustained injuries all over

the body. Several claimants have filed several cases and they

were disposed of by way of a common order. As far as the

present appellant is concerned, it is his case that he was aged

about 25 years, working as mason and earning income of an

amount of Rs.7,500/- per month. He has suffered fracture to

NC: 2025:KHC:9156

the right ring finger and grievous injuries all over the body and

he has incurred medical expenditure of an amount of

Rs.50,000/- and because of the injuries sustained, he has

become permanently disabled.

3. According to the claimant, he has suffered permanent

disability of 10% to the whole body. In Ex.P10, the age of the

appellant is shown as 25 years and in Ex.P19, it is shown as 32

years and the trial Court had taken 30 years and the multiplier

applied is 18. As there was no evidence on record, the Court

had taken the income of the claimant at Rs.4,500/- per month.

Towards pain and sufferings, the Court had granted an amount

of Rs.15,000/- and as there is no evidence with regard to the

medical and other incidental expenses, the Court had granted

an amount of Rs.3,000/- and when it comes to loss of future

income, taking income at Rs.4,500/-, disability at 10% and

applying the multiplier of 18, the Court had granted an amount

of Rs.64,800/- and towards loss of amenities and comfort, an

amount of Rs.30,000/- was granted. Altogether, compensation

of an amount of Rs.1,12,800/- was granted by the Tribunal.

Aggrieved thereby, the claimant is before this Court seeking

enhancement of the compensation.

NC: 2025:KHC:9156

4. Basing on the evidence, the trial Court had granted the

compensation as per the table given below:

                       Heads                    Compensation
                                                  Awarded
         1.    Pain and sufferings         : Rs.        15,000/-
         2.    Medical and other           : Rs.         3,000/-
               incidental
               Loss of future income
         3.    (4,500x12x10/100x18)        : Rs.        64,800/-

               Loss of amenities &         :
         4.                                    Rs.       30,000/-
               comfort
               TOTAL                       : Rs. 1,12,800/-



5. Learned counsel appearing for the appellant/claimant

submits that the claimant had suffered disability of 10% and

when it is his case that he was earning an amount of

Rs.7,500/- per month, the trial Court ought to have taken the

income at Rs.7,500/- per month and considering the

amputation suffered by the claimant, an amount of Rs.15,000/-

granted towards pain and suffering is on the lower side.

Further, when there is an amputation and the claimant was

hospitalized, the Court had granted only an amount of

Rs.3,000/- towards medical and other incidental expenses. It is

submitted that an amount of Rs.30,000/- granted towards loss

NC: 2025:KHC:9156

of amenities is also not reasonable. It is submitted that the

compensation granted by the trial Court needs to be enhanced.

6. Learned counsel appearing for respondent No.1/

Insurance Company submits that the trial Court had considered

all the aspects and in fact, the amount that is granted by the

trial Court is on the higher side. He submits that the Court had

granted interest at the rate of 8% p.a. instead of granting 6%

p.a. He submits that the Court had taken the age of the

claimant as 30 years, where the multiplier applicable is 16, but

the Court has applied multiplier of 18. Further, he submits that

the notional income is rightly taken at Rs.4,500/- per month. It

is submitted that as per the judgment of the Division Bench of

this Court, the Court has to take the notional income but not

according to the chart prepared by the Legal Services

Authority. In that case, an amount of Rs.4,500/- taken as

income per month is a reasonable amount and no interference

is called for with the order passed by the Tribunal on this count.

7. Having heard the learned counsels on either side,

perused the entire material on record. The claimant is before

this Court seeking enhancement of the compensation granted

NC: 2025:KHC:9156

by the Tribunal. The Insurance Company has not preferred any

appeal. So as far as the disability aspect is concerned, as per

the evidence on record and as per the order passed by the

Tribunal, he has suffered 10% disability to the whole body.

Coming to the income, the accident had taken place in the year

2012. The Courts are following the chart prepared, considering

the notional income for the particular years. Hence, this Court

is inclined to take the income as per the chart which is an

amount of Rs.7,000/- per month for the year 2012.

8. There is amputation and towards pain and sufferings,

an amount of Rs.15,000/- that is granted by the Tribunal is on

the lower side and the same is enhanced to an amount of

Rs.30,000/-. The trial Court had not granted any amount

towards attendant, nourishment and transport. Considering the

nature of injury, this Court is granting an amount of

Rs.15,000/- towards attendant, nourishment and

transport. When it comes to loss of future income, this Court

is taking the income of the claimant at Rs.7,000/-. But as far as

the multiplier is concerned, as the trial Court had taken the age

of the claimant as 30 years, the multiplier applicable is 16, but

the court applied multiplier 18. If the multiplier 16 is applied by

NC: 2025:KHC:9156

taking an amount of Rs.7,000 as income, it would come to

Rs.7,000x12x16x10/100 = Rs.1,34,400/- towards loss of

future income. Coming to loss of income, considering the

amputation, for three months, this Court is granting

Rs.7,000x3 = Rs.21,000/- towards loss of income during

the laid up period. Towards loss of amenities and medical and

other incidental expenses, the trial Court had granted an

amount of Rs.30,000/- and Rs.3,000/- respectively and this

Court is not interfering with the same.

9. In the light of the law laid down by the Hon'ble

Supreme Court in the case of V.MEKALA VS. M. MALATHI

AND ANOTHER1, the claimant is entitled for an amount of

Rs.10,000/- towards Legal Expenses. Altogether, the

claimant is entitled for compensation of an amount of

Rs.2,43,400/-.

10. The claimant is therefore, entitled to the

compensation under the following heads:

(2014) 11 SCC 178

NC: 2025:KHC:9156

Heads Compensation Compensation Awarded by Awarded by Tribunal this Court

1. Pain and Sufferings : Rs. 15,000/- 30,000/-

2. Medical and other : Rs. 3,000/- 3,000/-

incidental

Loss of future income

3. : Rs. 64,800/- 1,34,400/-

(Rs.7,000x12x16x10/100)

Loss of income during :

4. Rs. 00/- 21,000/-

the laid up period

Loss of amenities &

5. : Rs. 30,000/- 30,000/-

comfort

Attendant

6. nourishment and : Rs. 00/- 15,000/-

transport

7. Legal Expenses : Rs. 00/- 10,000/-

     TOTAL                      : Rs. 1,12,800/-         2,43,400/-

     Enhancement                : Rs. 1,30,600/-




11. Accordingly, the appeal filed by the appellant/

claimant is allowed-in-part.

i. The compensation is enhanced from an amount of Rs.1,12,800/- to Rs.2,43,400/- and the Insurance company is liable to pay the compensation.

NC: 2025:KHC:9156

ii. The enhanced amount shall carry interest @ 6% per annum from the date of petition till the date of realization.

iii. The trial Court had directed the amount to be deposited in Karnataka Bank, City Civil Court Branch, Bangalore, for period of 5 years and as this is an order passed in the year 2013, the appellant/claimant is at liberty to withdraw the entire amount.

iv. Registry is directed to return the Trial Court Records to the Tribunal, along with certified copy of the order passed by this Court forthwith without any delay.

v. No costs.

vi. Pending miscellaneous petitions, if any, shall stand closed.

SD/-

(LALITHA KANNEGANTI) JUDGE

MEG

 
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