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Sri. R Sridharan vs Hdfc Ergo General Insurance Com Ltd
2025 Latest Caselaw 6266 Kant

Citation : 2025 Latest Caselaw 6266 Kant
Judgement Date : 16 June, 2025

Karnataka High Court

Sri. R Sridharan vs Hdfc Ergo General Insurance Com Ltd on 16 June, 2025

                                      -1-
                                                 NC: 2025:KHC:20477
                                               MFA No. 3629 of 2021


            HC-KAR




                 IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                     DATED THIS THE 16TH DAY OF JUNE, 2025

                                    BEFORE
                 THE HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA
            MISCELLANEOUS FIRST APPEAL NO.3629 OF 2021(MV-I)


            BETWEEN:

            SRI. R SRIDHARAN
            AGE ABOUT 49 YEARS
            S/O LATE KOCHI KRISHNAN
            R/AT NO.B/2, 119
            ANAPRIYA APARTMENT
            PIPE LINE ROAD, KEREGUDDADAHALLI
            SOMASHETTY HALLI, CHIKKABANAVARA
            BENGALURU - 560 090
                                                          ...APPELLANT
            (BY SRI JAYALAKSHMAMMA K B, ADVOCATE)

            AND:

            1.    HDFC ERGO GENERAL INSURANCE COM. LTD.
                  HAVING ITS OFFICE AT
Digitally
signed by         NO.25/1, 2ND FLOOR,
AASEEFA           BUILDING NO.2,
PARVEEN           SHANKARANARAYANA BUILDING
Location:         M.G.ROAD, BENGALURU - 560 001
HIGH
COURT OF    2.    H R DINESH
KARNATAKA         S/O RAMEGOWDA
                  AGE ABOUT 30 YEARS
                  R/AT NO.28, HANUMANTHAPURA
                  HASSAN - 573116
                                                    ...RESPONDENTS
            (BY SRI D.VIJAYA KUMAR, ADVOCATE FOR R1;
            V/O DTD 26.06.2023 NOTICE TO R2 IS DISPENSED WITH)
                                  -2-
                                             NC: 2025:KHC:20477
                                           MFA No. 3629 of 2021


HC-KAR




     THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED 11.11.2019
PASSED IN MVC NO.6557/2018 ON THE FILE OF THE MEMBER,
MACT, C/C XIII ADDITIONAL JUDGE, COURT OF SMALL
CAUSES, BENGALURU SCCH-15,      PARTLY ALLOWING THE
CLAIM PETITION FOR COMPENSATION AND SEEKING
ENHANCEMENT OF COMPENSATION.

    THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:
CORAM:      HON'BLE DR. JUSTICE CHILLAKUR SUMALATHA


                       ORAL JUDGMENT

Heard Smt.Jayalakshmamma.K.B, learned counsel

for the appellant who appears physically before this Court.

Also heard Sri.D.Vijaya Kumar, learned counsel for

respondent No.1 who appears through video conference.

2. Challenge in this appeal is the order that is

rendered by the Motor Accident Claims Tribunal, Bengaluru

in MVC No.6557/2018 dated 11.11.2019. This is a

claimant's appeal.

3. The case of the appellant as borne by record is

that, on 18.02.2018 while he was proceeding on a Honda

Active vehicle towards Kereguddadahalli, a Ford Ikon car

bearing registration No.KA-13-MC-5000 which was driven

NC: 2025:KHC:20477

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by its driver in a rash and negligent manner dashed

against his vehicle due to which he fell down and sustained

grievous injuries.

4. The Tribunal through the impugned award

granted a sum of Rs.1,49,000/- as compensation.

5. Smt.Jayalakshmamma.K.B, learned counsel for

the appellant submits that the appellant sustained fracture

of right femur which is grievous in nature. Pw.2 who

examined the appellant assessed the disability as 18% in

respect of whole body. But the Tribunal did not award any

compensation under the head loss of future earnings.

Learned counsel also states that the appellant was working

as Garment Process Executive at Jeans Knit Pvt. Ltd.,

Bengaluru and was earning Rs.25,000/- p.m. Learned

counsel thereby seeks to enhance the compensation and

grant the amount which the appellant claimed.

6. Learned counsel for respondent No.1

Sri.D.Vijaya Kumar on the other hand contends that the

NC: 2025:KHC:20477

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appellant continued to work with the same organization

and thus there is no loss of future earnings. Learned

counsel also states that the evidence of Pw.2 is not worthy

and truthful. Learned counsel further submits that as there

is no loss of earnings, the question of awarding

compensation under the head loss of future earnings does

not arise.

7. It is not in dispute that the appellant continued

working in the same organization in the same position

even after the accident. However, having considered the

nature of injury sustained and the disability with which the

appellant is left with, this Court is of the view that the

future endeavors of the appellant in respect of his

occupation and earnings would have been diminished on

account of disability. Therefore, this Court is of the view

that the appellant is entitled to a justifiable sum as

compensation under the head loss of future earnings.

Insofar as contributory negligence on the part of the

appellant is concerned, learned counsel for the appellant

NC: 2025:KHC:20477

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failed to satisfy this Court that the Tribunal went wrong in

attributing contributory negligence on the part of the

appellant.

8. Having considered the nature of injury

sustained, the disability with which the appellant is left

with, this Court is of the view that globally, the appellant

is entitled to an additional sum of Rs.1,00,000/- from

respondent No.1. The amount which the appellant will get

i.e., Rs.1,00,000/- which is being awarded in addition to

the sum that is awarded by the Tribunal will make the sum

justifiable. Therefore, the appeal is disposed of with the

following:

ORDER

(i) The appeal is allowed in part.

(ii) The compensation that is granted by the Motor Accident Claims Tribunal, Bengaluru through orders in MVC No.6557/2018 dated 11.11.2019 is enhanced by

NC: 2025:KHC:20477

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Rs.1,00,000/- and the same shall be paid by respondent No.1.

(iii) The enhanced sum shall carry interest at the rate of 6% p.a. from the date of petition till the date of deposit.

(iv) Respondent No.1 is directed to deposit the enhanced sum within a period of 8(eight) weeks from the date of receipt of certified copy of this order.

(vi) On such deposit, the appellant is permitted to withdraw the entire amount.

Sd/-

(DR.DR.CHILLAKUR SUMALATHA) JUDGE

NS CT:VR

 
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