Wednesday, 06, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

H.V. Kumarswamy vs S.S. Nataraj
2025 Latest Caselaw 35 Kant

Citation : 2025 Latest Caselaw 35 Kant
Judgement Date : 1 April, 2025

Karnataka High Court

H.V. Kumarswamy vs S.S. Nataraj on 1 April, 2025

                                                    -1-
                                                                NC: 2025:KHC:13563
                                                             MFA No. 4209 of 2014




                            IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                                DATED THIS THE 1ST DAY OF APRIL, 2025

                                                 BEFORE
                            THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI
                        MISCELLANEOUS FIRST APPEAL NO. 4209 OF 2014 (MV-I)
                       BETWEEN:
                             H.V. KUMARSWAMY
                             S/O VEERAPPA
                             AGED ABOUT 54 YEARS,
                             R/O IN FRONT OF CHURCH,COMPOUND,
                             K.R.EXTENSION
                             TIPTUR TOWN
                                                                       ...APPELLANT
                       (BY SRI. JAGADEESH H.T., ADVOCATE)

                       AND:

                       1.    S.S. NATARAJ
                             S/O SIDDALINGAPPA,
                             AGED ABOUT 44 YEARS,
                             R/O HALESH INDUSTRIES
                             HUNCHANAHATTI, ECIHNOOR POST,
                             KASABA HOBLI,
                             TIPTUR TALUK

                       2.    THE ORIENTAL INSURANCE
Digitally signed by          COMPANY LIMITED,
MEGHA MOHAN
                             JAYADEVA HOSTEL BUILDING,
Location: HIGH COURT
OF KARNATAKA                 B.H.ROAD,
                             TIPTUR TOWN
                                                                    ...RESPONDENTS
                       (BY SRI.B.S.UMESH, ADVOCATE FOR R2
                           R1- SERVED AND UNREPRESENTED)

                            THIS MFA FILED U/S 173(1) OF MV ACT AGAINST THE
                       JUDGMENT AND AWARD DATED:18.02.2014 PASSED IN MVC
                       NO.58/2010 ON THE FILE OF THE SENIOR CIVIL JUDGE & XIV MACT,
                       TIPTUR,  PARTLY   ALLOWING     THE   CLAIM    PETITION  FOR
                       COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION.

                            THIS APPEAL, COMING ON FOR HEARING,         THIS   DAY,
                       JUDGMENT WAS DELIVERED THEREIN AS UNDER:
                                  -2-
                                            NC: 2025:KHC:13563
                                         MFA No. 4209 of 2014




CORAM:       HON'BLE SMT. JUSTICE LALITHA KANNEGANTI

                       ORAL JUDGMENT

Aggrieved by the order passed in M.V.C.No.58/2010

dated 18.02.2014 by the Senior Civil Judge and XIV MACT,

Tiptur, the appellant/claimant is before this Court seeking

enhancement of the compensation and also questioning the

liability. The claim petition was filed seeking compensation of

an amount of Rs.5,00,000/- for the injuries sustained by the

claimant in the road accident.

2. It is the case of the claimant that on 15.02.2006 at

about 3:00 p.m., when the claimant was riding his two wheeler

at Gurukula hostel road, K.R.Extension, Tiptur, at that point of

time, one Yamaha crux bike being driven by its rider with high

speed in a rash and negligent manner came from K.R.Extension

park road and without applying indicator dashed to the bike

and caused the accident. Due to the impact, the claimant

sustained grievous injuries all over the body. Immediately, he

was shifted to Ashirwad Clinic, Tiptur and on the advice of the

doctor he took further treatment at Tumkur and Bangalore

hospitals.

NC: 2025:KHC:13563

3. The Tribunal had fastened the liability on the owner of

the vehicle as the driver of the offending vehicle was not having

a valid driving license. Then coming to the compensation, the

Tribunal had granted the compensation as per the table given

below:

         SL.           Heads                Compensation
         No.                                  Awarded
         1.    Pain and suffering for    : Rs.     30,000/-
               fractured injuries
         2.    Medical Expenses          : Rs.     28,000/-
               Extra nourishment,
               transportation and
         3.                              : Rs.      5,000/-
               other incidental
               charges
         4.    Attendant charges         : Rs.         800/-
               TOTAL                     : Rs.     63,800/-



4. Learned counsel appearing for the appellant/claimant

submits that the claimant had sustained severe injuries and the

Tribunal had not granted a just and reasonable compensation.

When it comes to the liability, he submits that even if the

claimant is a third party to the insurance policy, as such, even

if there is no driving license, still the Insurance Company is

liable to pay the compensation and recover the same from the

owner of the vehicle. He submits that when the doctor had

NC: 2025:KHC:13563

deposed that there is disability, the Tribunal had not considered

the same and nothing has been granted under the head of loss

of income during the laid up period and the compensation that

is granted is not reasonable.

5. Learned counsel appearing for respondent No.2/

Insurance Company submits that the ground with regard to the

no driving license and the liability of the Insurance Company,

no such ground was taken by the claimant. It is submitted that

when it comes to the loss of income during the laid up period,

the Tribunal had given a finding with regard to the occupation

that the claimant is a business man and nothing has been

placed on record to show that the injuries had an impact on his

earning. Further, it is submitted that the Tribunal had rightly

not considered the disability as per the evidence of the doctor

as the fractures are united. It is submitted that no

enhancement is required and the Insurance Company has no

liability to pay the compensation.

6. Having heard the learned counsels on either side,

perused the entire material on record. First, coming to the

aspect of liability, the driver of the offending vehicle is not

NC: 2025:KHC:13563

having a valid driving license. The contention of the Insurance

Company that such a ground was not taken by the claimant has

no legs to stand as it is a legal ground which is available to the

party and that can be raised at any time of the proceedings. In

the light of the settled law in the case of National

Insurance Company Limited Vs. Swaran Singh And

Others 1, the Insurance Company is liable to pay the

compensation and recover the same from the owner of the

vehicle.

7. Coming to the compensation, as far as not considering

the disability is concerned, the Tribunal had rightly passed the

order. This Court has perused the evidence of the doctor. In

those circumstances, the Tribunal had rightly not granted the

compensation. Then coming to the pain and suffering,

considering the grievous injuries, this Court is inclined to grant

an amount of Rs.40,000/- and towards medical expenses, no

interference is called for. Towards extra nourishment,

transportation and other incidental expenses and

attendant charges, considering the seven days of

(200 4 ) 3 SCC 29 7

NC: 2025:KHC:13563

hospitalization, this Court is granting an amount of

Rs.7,000/-. The Tribunal had rightly held that the claimant is

not entitled for compensation under the head of loss of income

during the laid up period.

8. In the light of the law laid down by the Hon'ble

Supreme Court in the case of V.Mekala vs. M. Malathi and

Another2, the claimant is entitled for an amount of

Rs.10,000/- towards legal expenses.

9. The claimant is therefore, entitled to the compensation

under the following heads:

SL. Heads Compensation Compensation No. Awarded by Awarded by Tribunal this Court

1. Pain and suffering : Rs. 30,000/- 40,000/-

for fractured injuries

2. Medical Expenses : Rs. 28,000/- 28,000/-

Extra nourishment, transportation and

3. other incidental : Rs. 5,800/- 7,000/-

charges, attendant charges

4. Legal Expenses : Rs. 00/- 10,000/-

         TOTAL                   : Rs.         63,800/-       85,000/-
         Enhancement             : Rs.               21,200/-

    (2014) 11 SCC 178

                                           NC: 2025:KHC:13563





10. Altogether, the claimant is entitled for compensation

of an amount of Rs.85,000/-.

11. Accordingly, the appeal of the claimant is partly

allowed enhancing the compensation from an amount of

Rs.63,800/- to Rs.85,000/-.

i. The enhanced amount shall carry interest at 6% per annum from the date of petition till the date of realization.

ii. The Insurance Company is liable to pay the compensation and recover the same from the owner of the vehicle.

iii. The respondent No.2 - Insurance Company shall deposit the amount within a period of eight weeks from the date of receipt of copy of the judgment. On such deposit, the claimant is entitled to withdraw the entire amount without furnishing any security.

iv. Registry is directed to return the Trial Court Records to the Tribunal, along with certified copy of the order passed by this Court forthwith without any delay.

v. No costs.

NC: 2025:KHC:13563

vi. Pending miscellaneous petitions, if any, shall stand closed.

SD/-

(LALITHA KANNEGANTI) JUDGE

MEG

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter