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Mr L. Praveen Kumar @ L Praveen vs National Insurance Company Ltd
2024 Latest Caselaw 22741 Kant

Citation : 2024 Latest Caselaw 22741 Kant
Judgement Date : 9 September, 2024

Karnataka High Court

Mr L. Praveen Kumar @ L Praveen vs National Insurance Company Ltd on 9 September, 2024

Author: H.T. Narendra Prasad

Bench: H.T. Narendra Prasad

                                                -1-
                                                             NC: 2024:KHC:36756
                                                         MFA No. 4842 of 2019




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                             DATED THIS THE 9TH DAY OF SEPTEMBER, 2024

                                              BEFORE
                           THE HON'BLE MR JUSTICE H.T. NARENDRA PRASAD
                      MISCELLANEOUS FIRST APPEAL NO. 4842 OF 2019 (MV)
                      BETWEEN:

                      MR L. PRAVEEN KUMAR @ L PRAVEEN
                      S/O K.P.LAKSHMINARAYANA
                      AGED ABOUT 23 YEARS
                      R/AT NO.172, BSK 1ST STAGE
                      2ND BLOCK, 15TH MAIN ROAD
                      OVER APEX BANK, SHRINAGAR
                      BANGALORE-50
                      ALSO AT NO.33, THIPPENAHALLI
                      CHIKKABALLAPUR, KARNATAKA
                                                                   ...APPELLANT
                      (BY SRI. SHRIPAD V SHASTRI ., ADVOCATE)

                      AND:

                      1.    NATIONAL INSURANCE COMPANY LTD
                            NO.144, SHUBHARAM COMPLEX
Digitally signed by         M.G.ROAD, BANGALORE-01
HEMALATHA A                 BY ITS MANAGER.
Location: HIGH
COURT OF
KARNATAKA             2.    SUKHALATHA T SHETTY
                            W/O K. THIMMAPPA SHETTY
                            PROP. VIJAYALAXMI MOTORS
                            NO.97, BIMANAKONE ROAD
                            BEHIND WATER TANK, GANDHINAGAR
                            SHIMOGA, KARNATAKA-577401.
                                                            ...RESPONDENTS
                      (BY SMT. MAMATHA S SHANKAR, ADVOCATE FOR
                      SMT. E.I. SANMATHI., ADVOCATE FOR R1:
                      NOTICE TO R2 IS DISPENSED WITH
                      V/O DATED: 27.05.2024)
                             -2-
                                          NC: 2024:KHC:36756
                                      MFA No. 4842 of 2019




     THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED:25.07.2018
PASSED IN MVC NO.1293/2017 ON THE FILE OF THE CHIEF
JUDGE, COURT OF SMALL CAUSES AND MEMBER PRINCIPAL
MOTOR ACCIDENT CLAIMS TRIBUNAL, BENGALURU (S.C.C.H.-
1),  PARTLY   ALLOWING    THE  CLAIM   PETITION   FOR
COMPENSATION     AND    SEEKING    ENHANCEMENT     OF
COMPENSATION.

    THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:


CORAM:   HON'BLE MR JUSTICE H.T. NARENDRA PRASAD


                    ORAL JUDGMENT

This appeal under Section 173(1) of Motor Vehicles

Act, 1988 (hereinafter referred to as 'the Act') has been

filed by the claimant being aggrieved by the judgment

dated 25.07.2018 passed by the Chief Judge, Court of

Small Causes and Member, Principal Motor Accident Claims

Tribunal at Bengaluru (SCCH-1), (hereinafter referred to

as 'the Tribunal') in MVC No.1293/2017.

2. Facts giving rise to the filing of the appeal briefly

stated are that on 25.08.2016 when the claimant was

proceeding in a Swift car bearing registration No.KA-04/D-

0736 from Kolluru, at that time, a bus bearing registration

No.KA-20/C-4319 came from opposite direction, being

NC: 2024:KHC:36756

driven by its driver at a high speed and in a rash and

negligent manner, dashed to the vehicle of the claimant.

As a result of the aforesaid accident, the claimant

sustained grievous injuries and was hospitalized.

3. The claimant filed a petition under Section 166 of

the Act, seeking compensation. It was pleaded that he

spent significant amount towards medical expenses,

conveyance charges and other related costs. It was further

pleaded that the accident occurred solely on account of

rash and negligent driving of the offending vehicle by its

driver.

4. Upon service of notice, the respondent No.2

appeared through counsel and filed written statement

denying the averments made in the claim petition. The

respondent No.1, despite service of notice, did not appear

before the Tribunal and was placed ex-parte.

5. On the basis of the pleadings of the parties, the

Claims Tribunal framed the issues and thereafter, recorded

the evidence. The claimant, in order to prove the case,

NC: 2024:KHC:36756

examined himself as PW-1, and Dr.Santhoshkumar was

examined as PW-2, and got exhibited documents namely

Ex.P1 to Ex.P18. On behalf of the respondents, one

witness was examined as RW-1 and got exhibited

documents namely Ex.R1 to Ex.R3. The Claims Tribunal,

by the impugned judgment, inter alia, held that the

accident took place on account of rash and negligent

driving of the offending vehicle by its driver, as a result of

which, the claimant sustained injuries. The Tribunal

further held that the claimant is entitled to a compensation

of Rs.4,28,800/- along with interest at the rate of 7% p.a.

and directed the Insurance Company to deposit the

compensation amount along with interest with liberty to

recover the same from the owner of the offending vehicle.

Being aggrieved, the present appeal has been filed.

6. The learned counsel for the claimant raised the

following contentions:

NC: 2024:KHC:36756

(i) Firstly, the Tribunal erred in assuming the monthly

income of the claimant as Rs.8,000/-, despite claiming

that he earned Rs.11,400/- per month.

(ii) Secondly, due to the accident, the claimant has

sustained grievous injuries. He was treated as inpatient for

a period of 10 days. Even after discharge from the

hospital, he was not in a position to discharge his regular

work. He has suffered lot of pain during treatment and he

has to suffer the disability throughout his life. Considering

the same, the compensation awarded by the Tribunal

under the heads of 'loss of amenities', 'pain and sufferings'

and other incidental expenses are on the lower side.

Hence, he sought to allow the appeal.

7. On the other hand, the learned counsel for the

Insurance Company raised the following counter-

contentions:

(i) Firstly, the assertion of claimant that he was

earning Rs.11,400/- per month, remains unsubstantiated

due to lack of documentary evidence. In the absence of

NC: 2024:KHC:36756

proof of income, the Tribunal has assessed the income of

the claimant notionally.

(ii) Secondly, the injuries suffered by the claimant

are minor in nature and he was inpatient for only 10 days.

Considering the injuries sustained by the claimant and

considering the age and avocation of the claimant, the

compensation awarded by the Tribunal under the heads of

'loss of amenities', 'pain and sufferings' and other

incidental expenses are just and reasonable and it does

not warrant interference.

(iii) Lastly, in light of the Division Bench decision of

this Court in the case of Ms.Joyeeta Bose and others -

v- Venkateshan.V and others (MFA 5896/2018 and

connected matters disposed of on 24.8.2020), the

rate of interest awarded by the Tribunal at 7% p.a. on the

compensation amount appears excessive. Hence, he

sought to dismiss the appeal.

NC: 2024:KHC:36756

8. Heard the learned counsel for the parties and

perused the judgment and award of the Tribunal and the

original records.

9. It is not in dispute that the claimant has sustained

injuries in the road traffic accident occurred on 25.08.2016

due to rash and negligent driving of the offending vehicle

by its driver.

10. The claimant claims that he was earning

Rs.11,400/- per month. Even though he has produced the

salary certificate, but he has not examined the author of

the said document. Therefore, in the absence of proof of

income, notional income has to be assessed. According to

the guidelines issued by the Karnataka State Legal

Services Authority, for accidents occurred in the year

2016, notional income shall be taken at Rs.9,500/- p.m.

11. As per wound certificate, the claimant has

sustained fracture of femur, fracture of clavicle, fracture of

1 to 5th ribs, facial injuries and other injuries all over the

body. Taking into consideration the deposition of the

NC: 2024:KHC:36756

doctor and injuries mentioned in the wound certificate, the

Tribunal has rightly taken the whole body disability at

10%. The claimant was aged about 21 years at the time

of the accident and multiplier applicable to his age group

is '18.'. Thus, the claimant is entitled for compensation of

Rs.2,05,200/- (Rs.9,500*12*18*10%) on account of 'loss

of future income'.

12. The nature of injuries indicates that the claimant

must have been under rest and treatment for a period of 3

months. Consequently, the claimant is entitled for

compensation of Rs,28,500/- (Rs.9,500*3 months) under

the head 'loss of income during laid up period'.

13. The claimant was hospitalized as an inpatient for

more than 10 days in the hospital and subsequently

received further treatment. Due to the accident, the

claimant has suffered grievous injuries and also undergone

surgery. He has suffered lot of pain during the treatment

period and he has to suffer the disability and unhappiness

throughout his life. Considering the prolonged pain during

NC: 2024:KHC:36756

treatment as well as the permanent disability certified by

the doctor, I am inclined to enhance the compensation

awarded by the Tribunal under the head of 'pain and

sufferings' from Rs.40,000/- to Rs.70,000/- and under the

head of 'loss of amenities' from Rs.25,000/- to

Rs.40,000/-.

14. Considering the nature of injuries, the

compensation awarded by the Tribunal under other heads

is just and reasonable.

15. Thus, the claimant is entitled to the following

compensation:

                                   As awarded             As awarded
                                     by the                 by this
   Compensation under
                                    Tribunal                 Court
     different Heads
                                          (Rs.)              (Rs.)

 Pain and sufferings                        40,000              70,000

 Medical expenses                         1,40,000            1,40,000

 Food, nourishment,                         10,000              10,000
 conveyance and
 attendant charges
                             - 10 -
                                           NC: 2024:KHC:36756





  Loss of income during                16,000       28,500
  laid up period

  Loss of amenities                    25,000       40,000

  Loss of future income              1,72,800     2,05,200

  Future medical expenses              25,000       25,000

                Total                4,28,800    5,18,700




16. In the result, the following order is passed:

ORDER

(i) The appeal is allowed in part.

(ii) The judgment of the Claims Tribunal is modified.

(iii) The claimant is entitled to a total compensation of

Rs.5,18,700/- as against Rs.4,28,800/- awarded by the

Tribunal.

(iv) Following the judgment of the Division Bench of

this Court in the case of 'MS.JOYEETA BOSE' (supra), the

enhanced compensation shall carry interest at 6% per

annum.

- 11 -

NC: 2024:KHC:36756

(v) The Insurance Company is directed to deposit the

compensation amount along with interest from the date of

filing of the claim petition till the date of realization, within

a period of six weeks from the date of receipt of a copy of

this judgment with liberty to recover the same from the

owner of the offending vehicle.

Sd/-

(H.T. NARENDRA PRASAD) JUDGE

CM

 
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