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Reliance General Insurance Company Ltd vs G.V.Shivaraju
2024 Latest Caselaw 458 Kant

Citation : 2024 Latest Caselaw 458 Kant
Judgement Date : 5 January, 2024

Karnataka High Court

Reliance General Insurance Company Ltd vs G.V.Shivaraju on 5 January, 2024

Author: Hanchate Sanjeevkumar

Bench: Hanchate Sanjeevkumar

                                                -1-
                                                            NC: 2024:KHC:728
                                                         MFA No. 849 of 2017




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU
                              DATED THIS THE 5TH DAY OF JANUARY, 2024
                                              BEFORE
                          THE HON'BLE MR JUSTICE HANCHATE SANJEEVKUMAR
                      MISCELLANEOUS FIRST APPEAL NO. 849 OF 2017 (MV-I)


                      BETWEEN:

                      RELIANCE GENERAL INSURANCE COMPANY LTD,
                      ANIL DHIRUBHAI AMBANI GROUP,
                      RELIANCE GENERAL INSURANCE COMPANY,
                      REGD OFFICE: RELAINCE CENTER,
                      19,WALCHAND HIRACHAND MARG
                      BALLARD ESTATE,
                      MUMBAI - 400 001.

                      NOW REPRESENTED BY
                      ITS LEGAL MANAGER,
                      M/S RELIANCE GENERAL INSURANCE
                      COMPANY LTD
                      NO.28, 5TH FLOOR,
                      EAST WING, CENTENARY BUILDING,
                      M G ROAD
                      BANGALORE - 560 045.
Digitally signed by
                                                                ...APPELLANT
RAMYA D               (BY SRI. B. PRADEEP, ADVOCATE)
Location: HIGH
COURT OF
KARNATAKA             AND:

                      1    G.V.SHIVARAJU
                           S/O H V VENKATEGOWDA
                           SINCE DEAD BY HIS LRS
                      1(A) SUNANDA
                           D/O LATE G V SHIVARAMU
                           AGED ABOUT 59 YEARS

                      2.     C S SHRUTI
                             D/O LATE G V SHIVARAMU
                             AGED ABOUT 35 YEARS
                          -2-
                                       NC: 2024:KHC:728
                                   MFA No. 849 of 2017




     W/O G R ASHWIN
3.   C S YOGITHA
     D/O LATE G V SHIVARAMU
     AGED ABOUT 28 YEARS
     NOW R/O C/O H M BALARAMARAJU
     SRI VENKATADRI NILAYA
     OPP:TALUK OFFICE, B M ROAD
     KUNIGAL TOWN, TUMKUR DIST
     PERMANENT RESIDENTY SLN SWAMY NILAYA, 7TH
     CROSS, KUVEMPUNAGAR
     CHANNAPATNA
     RAMANAGARA DIST
ALL ARE NOW R/O
C/O H.M. BALARAMARAJU,
SRI VENKATADRI NILAYA
OPP:TALUK OFFICE, B M ROAD
KUNIGAL TOWN, TUMKUR DIST
PERMANENT RESIDENT SLN SWAMY NILAYA,
7TH CROSS, KUVEMPUNAGAR
CHANNAPATNA
RAMANAGARA DIST - 521 511.

4. N R KANTHARAJU
   S/O RAJAIAH N
   AGED ABOUT 47 YEARS
   R/O NO.131, NAGARAVA VILLAGE & POST,
   CHANNAPATNA TALUK
   RAMANAGARA DIST - 521 511
   (OWNER OF VEHICLE REG NO.KA-42-H-1040)

                                      ...RESPONDENTS
(BY SRI.M.V. MAHESHWARAPPA ADVOCATE FOR R1(A) TO (C);
    R2- NOTICE SERVED)

      THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST
THE JUDGMENT AND AWARD DATED10.05.2016 PASSED IN
MVC NO.573/2009 ON THE FILE OF THE SENIOR CIVIL JUDGE
AND JMFC, MACT-XV, KUNIGAL, AWARDING COMPENSATION
OF RS.4,18,035/- WITH INTEREST @ 6% P.A. FROM THE DATE
OF PETITION TILL REALIZATION.
                                   -3-
                                                      NC: 2024:KHC:728
                                                 MFA No. 849 of 2017




     THIS APPEAL, COMING ON FOR FINAL HEARING, THIS
DAY, THE COURT DELIVERED THE FOLLOWING:

                           JUDGMENT

The present appeal is filed by the appellant-

Insurance Company challenging the judgment and award

dated 10.05.2016 passed in MVC.No.573/2009 by the

Senior Civil Judge and MACT-XV, Kunigal, by contending

that the Motor Bike No.KA-42-H-1040 was not involved in

the accident, but it is falsely implicated into the case.

2. It is the case of the claimant that on

30.10.2008 at about 7.00 pm., the claimant was going on

footpath beside NH-48 road on Bangalore Mysore Road in

front of Pooja Nursing Home to go towards Bangalore and

at that time, Motor Bike No.KA-42-H-1040 came from

behind from Mysore side with high speed and in a rash and

negligent manner and dashed against the claimant, due to

which, the claimant sustained injuries. Therefore, he filed

the claim petition and during the pendency of the claim

petition, he died. Hence, his legal heirs had come on

record and prosecuted the case. Thus, the Tribunal has

NC: 2024:KHC:728

awarded compensation fixing the liability on the owner and

insurer of the Motor Bike No.KA-42-H-1040.

3. Heard the arguments from both sides and

perused the records.

4. Learned counsel for the appellant-Insurance

Company submitted that the Motor Bike No.KA-42-H-1040

was falsely implicated into the case only for the purpose of

making claim against the Insurance Company. He

submitted that the brother of the claimant has given first

information statement namely FIS before the police on

10.11.2008 by mentioning the offending Motor Cycle

No.KA-09-ED-1170 and also specifically stated that this

motor cycle number was furnished by three eye witnesses

named in the FIS, but substantially in the charge sheet,

the number of motor cycle was changed into KA-42-H-

1040. Therefore, submitted that manipulation was done by

the police in collusion with the claimants and the Tribunal

has not appreciated the evidence correctly resulting into

NC: 2024:KHC:728

delivering erroneous judgment. Hence, prays to allow the

appeal.

5. On the other hand, the learned counsel for the

respondents/claimants submitted that, though, initially in

the complaint the number of motor cycle was mentioned

as KA-09-ED-1170, but during the course of investigation,

truth is revealed that involved motor cycle is KA-42-H-

1040 and accordingly, charge sheet is filed. Learned

counsel by pointing out to the charge sheet material

submitted that one of the eye witnesses by name

Shivaramukumar has given statement before the police

stating that the Motor Bike No.KA-42-H-1040 was involved

in the accident. Therefore, there is no manipulation. The

entire investigation is found to be genuine and fair one.

Hence, prays to dismiss the appeal. Learned counsel

further submitted that during the pendency of the claim

petition before the Tribunal, the injured died and hence,

his legal heirs have prosecuted the claim petition and the

compensation awarded is only in respect of medical bills

NC: 2024:KHC:728

and hospital charges. Hence, prays to dismiss the appeal

by confirming the judgment and award passed by the

Tribunal.

6. In the present case, there is a delay of 10 days

in lodging the complaint. Brother of the claimant has

lodged the complaint before the police. The complainant

has specifically mentioned the registration number of the

motorcycle as he received such information from three eye

witnesses. The number of motorcycle mentioned in the

complaint is "KA-09-ED-1170", but subsequently the

charge sheet is filed by mentioning the motorcycle number

as "KA-42-H-1040". Initially in the complaint the

allegation is made against one Phaneendra, who has

caused the accident, but subsequently, the charge sheet is

filed against one Kantharaju. Therefore, there is a change

of motorcycle number with driver from the stage of first

information statement to charge sheet. For this, the IO

has recorded a statement of complainant and the

claimant, but the complainant is not the eye witness. The

NC: 2024:KHC:728

IO has recorded the statement of one eye witness namely,

Shivakumar, who has changed the version in his

restatement stating that motorcycle involved is "KA-42-H-

1040". This eye witness is not examined before the

Tribunal. Though in this claim proceedings eye witnesses

need not be examined, but considering the mitigating

factors where there is a complete change of version from

motorcycle and rider in the charge sheet, then

examination of these witnesses is relevant, but they are

not examined. Therefore, there is a change of version in

mentioning the number of motorcycle and a rider from the

stage of FIR to charge sheet. One Phaneendra against

whom accusation is made in the FIR, is examined and he

could have deposed atleast to say that motorcycle No.KA-

09-ED-1170 had insurance policy and he has a driving

licence, but he has not stated so. Therefore, there is a

force found in the statement made by the learned counsel

for the appellant that there might not be either insurance

policy to the motorcycle KA-09-ED-1170 or Phaneendra

might not be holding driving licence and as such, there

NC: 2024:KHC:728

might have been change of version in mentioning the

number of motorcycle and a rider.

7. Upon considering all the circumstances and

evidence on record on all its preponderance of

probabilities, an impression is created that with an

intention to avoid the liability, the number of motorcycle

and the name of rider of motorcycle has been changed.

8. The brother of claimant who has lodged the

FIRs is not examined. There is no evidence before the

Tribunal as to how the complainant has got information

about the motorcycle - KA-42-H-1040. Also upon

considering the evidence of PW1, there is no evidence that

how he has received the information regarding motorcycle

- KA-42-H-1040. Therefore, there is merit found in the

appeal filed by the insurance company. In this regard, the

Tribunal has not appreciated the evidence correctly.

Therefore, the appeal is liable to be allowed.

NC: 2024:KHC:728

9. For the reasons stated above, I proceed to pass

the following:

ORDER

(i) Appeal is allowed.

       (ii)      The   judgment        and   award    dated

                 10.05.2016 passed by the Senior Civil

                 Judge and MACT-XV, Kunigal, in MVC

                 No.573/2009, is set aside.

       (iii)     The   amount     in    deposit   shall   be

                 refunded to the appellant.

       (iv)      No order as to costs.




                                              Sd/-
                                             JUDGE

PB:Para 1 to 5
DR:Para 6 to 9

 

 
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