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United India Insurance Co. Ltd vs Razia Begaum W/O Bashasab @ Sandur ...
2024 Latest Caselaw 45 Kant

Citation : 2024 Latest Caselaw 45 Kant
Judgement Date : 2 January, 2024

Karnataka High Court

United India Insurance Co. Ltd vs Razia Begaum W/O Bashasab @ Sandur ... on 2 January, 2024

Author: V.Srishananda

Bench: V.Srishananda

                                                            -1-
                                                                     NC: 2024:KHC-D:13
                                                                     MFA No. 20878 of 2012




                                             IN THE HIGH COURT OF KARNATAKA
                                                     DHARWAD BENCH

                                         DATED THIS THE 2ND DAY OF JANUARY, 2024
                                                          BEFORE
                                         THE HON'BLE MR JUSTICE V.SRISHANANDA

                                    MISCELLANEOUS FIRST APPEAL NO.20878 OF 2012 (WC)

                               BETWEEN:
                               UNITED INDIA INSURANCE CO., LTD.,
                               DIVISIONAL OFFICE,
                               OPPOSITE RADIKA TALKIES,
                               RAGHAVACHARI ROAD BELLARY,
                               REP. BY ITS DIVISIONAL MANAGER.
                                                                               ...APPELLANT
                               (BY SRI. N.R. KUPPELUR, ADVOCATE)

                               AND:
                               1.    SMT. RAZIA BEGAUM
                                     W/O. BASHASAB @ SANDUR BASHASAB,
                                     AGE: 45 YEARS, OCC: HOUSE HOLD WORK,
                                     R/O: BUKKASAGAR VILLAGE, TALUK: HOSPET,
                                     DISTRICT: BELLARY.

            Digitally signed   2.    SRI. R.HANUMANTH RAYUDU @ HANUMATHRAI,
            by SAROJA
SAROJA
            HANGARAKI                S/O. R.VENKATSWAMI,
            Date:
HANGARAKI   2024.01.06
            11:12:04                 R/O: BUKKASAGAR VILLAGE, TQ: HOSPET,
            +0530
                                     DISTRICT: BELLARY.
                                                                           ...RESPONDENTS
                               (R1 AND R2 SERVED)

                                     THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
                               SECTION 30(1) OF THE W.C. ACT, AGAINST THE JUDGMENT AND
                               AWARD DATED 20.06.2011, PASSED IN WCA:F:473/2003 ON THE
                               FILE OF THE LABOUR OFFICER AND COMMISSIONER FOR WORKMEN
                               COMPENSATION, SUB-DIVISION-2, BELLARY, AWARDING THE
                               COMPENSATION OF RS.3,04,992/- WITH INTEREST AT THE RATE OF
                               12% P.A. FROM THE DATE OF PETITION TILL ITS DEPOSIT.
                               -2-
                                        NC: 2024:KHC-D:13
                                        MFA No. 20878 of 2012




     THIS MISCELLANEOUS FIRST APPEAL, COMING ON FOR
ADMISSION, THIS DAY, THE COURT DELIVERED THE FOLLOWING:


                         JUDGMENT

Heard Shri. Nagangouda R. Kuppelur, learned counsel for

the appellant.

2. Present appeal is directed against the validity of the

judgment and award passed by the Workmen's Compensation

Commissioner in WCA No.473/2003/F dated 20.06.2011.

3. Facts in brief for the disposal of the present appeal

are as under:

3.1. Smt. Razia Begaum W/o. Bashasab @ Sandur

Bashasab has filed a claim petition under Section 10 of the

Workmen's Compensation Act, 1923 (for short the 'W.C.Act')

contending that her husband Bashasab was the driver in a

tractor trailer bearing registration No.KA-35/TA-99 and KA-

35/T-649 belonging to first respondent - R. Hanumanth

Rayudu.

4. The monthly salary was fixed in a sum of Rs.4000/-

and batta charges of Rs.50/- per day. On 14.08.2003 at about

11.00 p.m., when Bashasab was carrying out the work in

NC: 2024:KHC-D:13

agricultural land belonging to the first respondent in

Bookkasagar form, the tractor trailer and the driver fell down

and lost his life. Therefore, she laid the claim for

compensation.

5. Upon the issuance of the notice, first

respondent/owner appeared before the Court and filed written

statement admitting the contents of the claim petition and also

admitting the fact that the deceased was a driver in his tractor

trailer and he has a valid driving license.

6. However, Insurance Company denied the claim

petition averments and stated that the deceased has no valid

driving license. After framing necessary issues, the Workmen's

Compensation Commissioner recorded the evidence of the

parties. In order to prove the case of the claimant, the

claimant got examined herself as PW.1 and relied on

documentary evidence namely the police records with regard to

accident and other documents which were marked at Ex.P.1 to

P.5.

NC: 2024:KHC-D:13

7. As against the evidence placed on record the

Insurance Company got examined RW.1 and relied on policy

marked at Ex.R.1.

8. The learned Workmen's Compensation

Commissioner on considering the oral and documentary

evidence placed on record believed the version of the claimant

that the deceased was carrying on the work as a driver with the

first respondent's tractor trailer and was carrying the driving

license along with him and on account of accident wherein he

drown in the silt and the driving license was not able to be

traced and allowed the claim petition by granting sum of

Rs.3,04,992/- with interest at the rate of 12%.

9. Being aggrieved by the same, the Insurance

Company has preferred the present appeal on the following

grounds.

           1)      The      Commissioner         for        Workmen's
     compensation         acted    perversely          in     granting
     compensation in favour of the 1st             respondent on

account of the death of deceased driver ignoring the fact that the deceased had not possessed the valid and effective driving license at the time of accident. The basic requirement for a driver is the driving license and

NC: 2024:KHC-D:13

the claimants did not produce any document to prove that the deceased was dully licensed. Hence the order passed by the commissioner is illegal and is liable to be set aside.

2) The Commissioner failed to consider that the present claim is for the death of a driver and the basic requirement for maintaining the claim for the death of a driver, is the Driving License. Unless it is proved that the deceased had a driving license and the death of the driver was during course of out of employment, the legal representatives of the deceased are not entitled to compensation. The Commissioner without considering this aspect of the matter proceeded to hold that the claimants are entitled to the compensation.

3) The Commissioner for Workmen's compensation failed to consider that the insurance policy specifically mandates that a person driving the insured vehicle shall hold an effective driving license at the time of accident and therefore the 2nd respondent/insured has committed breach of terms and conditions of the policy by entrusting his vehicle to the person who had no driving license. The non- consideration of these aspects of the matter by the Commissioner has resulted in passing the impugned order and hence the same is liable to be set aside.

4) The Commissioner ought to have rejected the claim on the sole ground that, even after the remand by this Hon'ble court the neither the 1 respondent nor

NC: 2024:KHC-D:13

the 2nd respondent/insured produced the driving license particulars of the deceased in order to prove that the deceased died while driving the insured vehicle. Hence the order of the commissioner requires to be set aside.

5) Certified copy of the award dated 20-06-2011 made in WCA:F:No 473/2003 on the file of the Workmen's' Compensation Commissioner, Sub Division

-II, Bellary, is herewith produced.

10. Reiterating the grounds urged in the appeal

memorandum, Shri. N. R. Kuppelur, learned counsel for the

appellant vehemently contended that the Workmen's

Compensation Commissioner was wrong in allowing the claim

petition especially when there is no proof that the deceased has

a valid driving license and as such, the liability passed on to the

Insurance Company has resulted in miscarriage of justice and

sought for allowing the appeal.

11. Respondents have been served with notice of

appeal. But they have remained absent before the Court.

12. In the light of the arguments put forth on behalf of

the appellant, this Court perused the material on record

meticulously.

NC: 2024:KHC-D:13

13. On such perusal of the material on record including

the Trial Court records, this Court is of the considered opinion

that the claimant was successful enough to establish that the

deceased was working as a driver in the tractor trailer bearing

registration No.KA-35/TA-99 and KA-35/T-649 belonging to the

first respondent, on 14.08.2003, there was an accident

whereby the tractor trailer and the deceased fell down and

drown himself in the sludge. According to the claimant, the

deceased was carrying driving license everyday along with him

and the same is lost in sludge. Therefore the driving license

could not be placed before the Court and she being illiterate,

could not trace the driving license number and sought for

compensation.

14. First respondent who is the owner of the tractor

trailer, filed written statement specifically admitting the

contentions and also stated that the deceased had a valid

driving license and he has appointed deceased as driver after

verifying his driving license. Police records do not make out a

case that the deceased was not having a driving license.

NC: 2024:KHC-D:13

15. The material evidence placed on record and

statement made on oath by the claimant establish the case of

claimant. Whereas, the respondent-Insurance Company has

relied on oral testimony of its officer. No other efforts are made

to substantiate on the fact that the deceased did not have a

valid driving license. The owner was not even summoned

before the Court and cross examined as to the contents of his

written statement contentions by the Insurance Company.

16. Under such circumstances, the learned Workmen's

Compensation Commissioner has believed the version of the

claimant having regard to the nature of the accident and

allowed the claim petition.

17. After re-appreciation of the material on record, this

Court is of the considered opinion that the view taken by the

learned Workmen's Compensation Commissioner is a plausible

and possible view in the facts and circumstances of the case as

regards to the nature of accident.

18. Under such circumstances no useful purpose would

be served by admitting the appeal for further consideration.

NC: 2024:KHC-D:13

19. Accordingly, following order is passed:

ORDER

Admission declined. Appeal is

dismissed.

No order as to costs.

Amount in deposit was ordered to be

transfer to the learned Workmen's

Compensation Commissioner in accordance

with law.

Sd/-

JUDGE

SMM

 
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