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Mr Surya Kumar vs The Manager
2024 Latest Caselaw 283 Kant

Citation : 2024 Latest Caselaw 283 Kant
Judgement Date : 4 January, 2024

Karnataka High Court

Mr Surya Kumar vs The Manager on 4 January, 2024

Author: Pradeep Singh Yerur

Bench: Pradeep Singh Yerur

                                           -1-
                                                          NC: 2024:KHC:407
                                                      MFA No. 319 of 2020
                                                 C/W MFA No. 3232 of 2020



                   IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                      DATED THIS THE 4TH DAY OF JANUARY, 2024

                                          BEFORE
                    THE HON'BLE MR JUSTICE PRADEEP SINGH YERUR

                   MISCELLANEOUS FIRST APPEAL NO.319 OF 2020 (MV-I)
                                         C/W
                   MISCELLANEOUS FIRST APPEAL NO.3232 OF 2020 (MV-I)

              IN MFA NO.319 OF 2020:
              BETWEEN:

                    THE MANAGER
                    LIBERTY GENERAL INSURANCE
                    COMPANY LIMITED
                    NO.1, ALYSSA, 1ST FLOOR
                    REAR PORTION, OLD NO.28
                    NEW NO.23, RICHMOND ROAD
                    RICHMOND TOWN
                    BENGALURU - 560 025
                                                              ...APPELLANT
              (BY SRI A.N.KRISHNA SWAMY, ADVOCATE)

              AND:
Digitally
signed by B   1.    MR.SURYA KUMAR
LAVANYA
                    S/O.D.SHANMUGAM
Location:
HIGH                AGED ABOUT 45 YEARS
COURT OF            R/AT NO.13, 6TH CROSS,
KARNATAKA           NEAR SHANIMATHMA TEMPLE
                    DEVASANDRA
                    BENGALURU NORTH
                    BENGALURU - 560 036
              2.    MR.PRASAD K.
                    S/O.P.N.KIZHUVEETIL
                    RESIDING AT NO.24
                    MIDHILA, 2ND CROSS
                    VIVEKANANDANAGAR
                    CHIKKABANAVARA
                            -2-
                                          NC: 2024:KHC:407
                                      MFA No. 319 of 2020
                                 C/W MFA No. 3232 of 2020



     BENGALURU - 560 090
                                          ...RESPONDENTS
(BY SRI K.T.GURUDEVA PRASAD, ADVOCATE FOR R-1;
    R-2 IS SERVED)

      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF MV ACT PRAYING TO SET-ASIDE THE
JUDGMENT AND AWARD DATED 05.09.2019 PASSED IN MVC
NO.5911/2018 BY XV ADDITIONAL SMALL CAUSES JUDGE AND
XXIII ACMM, MEMBER, MACT, BENGALURU AND ETC.

IN MFA NO.3232 OF 2020:
BETWEEN:
     MR.SURYA KUMAR
     S/O.D.SHANMUGAM
     AGED ABOUT 46 YEARS
     R/AT NO.13, 6TH CROSS
     NEAR SHANIMATHMA TEMPLE
     DEVASANDRA, BENGALURU NORTH
     BENGALURU - 560 036
                                             ... APPELLANT
(BY SRI K.T.GURUDEVA PRASAD, ADVOCATE)

AND:
1.   THE MANAGER
     M/S.LIBERTY GENERAL INSURANCE
     COMPANY LIMITED
     OFFICE NO.1, ALYSSA
     1ST FLOOR, REAR PORATION
     OLD NO.28, NEW NO.28
     RICHMOND ROAD
     RICHMOND TOWN,
     BENGALURU - 560 025
2.   PRASAD K.
     S/O.P.N.KIZHUVEETIL
     R/AT NO.24, MIDHILA, 2ND CROSS
     VIVEKANANDANAGAR
     CHIKKABANAVARA
                              -3-
                                               NC: 2024:KHC:407
                                         MFA No. 319 of 2020
                                    C/W MFA No. 3232 of 2020



    BENGALURU - 560 090
                                               ... RESPONDENTS
(BY SRI A.N.KRISHNA SWAMY, ADVOCATE FOR R-1;
    SRI R.P.SOMASHEKARAIAH, ADVOCATE FOR R-2)

      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF MV ACT AGAINST THE JUDGMENT AND
AWARD DATED 05.09.2019 PASSED IN MVC NO.5911/2018 BY
XV ADDITIONAL SMALL CAUSES JUDGE AND XXIII ACMM,
MEMBER, MACT, BENGALURU AND ETC.

      THESE APPEALS ARE COMING ON FOR FINAL HEARING
THIS DAY, THE COURT DELIVERED THE FOLLOWING:


                         JUDGMENT

These appeals are filed challenging the judgment and

award dated 05.09.2019 passed by XV Additional Small Causes

Judge and XXIII ACMM Member, MACT, Bengaluru (for short,

'the tribunal') in MVC.No.5911/2018.

2. MFA.No.319/2020 is preferred by the Insurance

Company seeking to set-aside the judgment and award passed

by the tribunal whereas MFA.No.3232/2020 is preferred by the

claimant seeking enhancement of compensation being

dissatisfied with the meager compensation awarded by the

tribunal.

NC: 2024:KHC:407

3. Parties to the appeal shall be referred to as per their

status before the tribunal.

4. Brief facts of the case is as under:

[[

On 26.09.2018 at about 6.30 p.m., the claimant was

riding his Honda Activa vehicle bearing registration No.KA-

53/U-5404 on forest road, opposite to Ashoka Polytechnic

College, Abbigere, Bengaluru, at that time, the claimant parked

his scooter on the left side of the road, during which time, a

motor cycle bearing registration No.KA 04/JR-3665 came in a

rash and negligent manner by riding the same in a high speed

and dashed against the scooter of the claimant. Due to the

impact of the accident caused by the offending vehicle, the

claimant fell down and sustained grievous injuries. Thereafter,

the claimant was shifted to Primary Health Centre, Abbigere for

first aid treatment and subsequently, to K.C.General Hospital

for further treatment and later, shifted to Hosmat Hospital,

Bengaluru for better treatment. It is stated that the

claimant spent around Rs.4,00,000/- towards medical

expenses, conveyance, food and transportation.

NC: 2024:KHC:407

4.1 The claimant filed a claim petition seeking

compensation for the road traffic accident caused due to the

negligence of the rider of motor cycle, offending vehicle.

4.2 Respondent Nos.1 and 2, the Insurance Company and

the owner of the motor cycle respectively appeared and

respondent No.1 filed written statement whereas respondent

No.2 did not file written statement.

4.3 Respondent No.1-Insurance Company denied the

averments made in the claim petition. However, admitted the

issuance of insurance policy. It also took up a plea that the

rider of the motor cycle did not possess a valid driving licence

and negligence was not on the rider of the motor cycle but on

the claimant and sought for dismissal of the claim petition.

4.4 On the basis of pleading, the tribunal framed relevant

issues for consideration.

4.5 In order to establish the case and to prove the issues

framed, the claimant examined four witnesses, PWs.1 to 4 and

got marked Exs.P1 to P25, whereas the respondents neither

NC: 2024:KHC:407

adduced any evidence nor produced any documents in support

of their case.

4.6 On the basis of pleadings and evidence on record and

on hearing the learned counsel for both parties, the tribunal

awarded a compensation of Rs.6,52,900/- along with interest

9% p.a. from the date of petition till realisation. The tribunal

further held that respondent Nos.1 and 2 to be jointly and

severally liable to pay compensation. However, directed

respondent No.1 to deposit the compensation within 60 days

from the date of the order.

4.7 The claimant as well as the Insurance Company being

dissatisfied and aggrieved by the judgment and award are

before this Court challenging the same on several grounds

urged in their respective appeals.

5. It is the vehement contention of learned counsel for

claimant that the tribunal has not taken into consideration the

material evidence, both oral and documentary and has

committed an error in awarding meager compensation. He has

also contended that the tribunal has not awarded just and

NC: 2024:KHC:407

reasonable compensation ignoring the material evidence placed

on record. Therefore, he seeks enhancement of compensation.

6. Per contra, learned counsel for Insurance Company

vehemently contends that the tribunal has committed an error

in fastening the liability against the rider of the offending

vehicle and consequently, implicated the owner whose vehicle

was insured with the Insurance Company. He also contends

that the tribunal has failed to take into consideration the

contributory negligence on the part of the rider, the claimant.

He further contends that the tribunal has awarded exorbitant

interest which is not contemplated under the Motor Vehicles Act

and the Rules and therefore, the same requires to be lowered

as per Section 34 of CPC. He also contends that the tribunal

has arrived at an higher compensation, despite there being no

material placed on record by the claimant and the assessment

with regard to disability by the Doctor is on the higher side.

Hence, he seeks to set-aside the judgment and award and to

pass suitable orders.

7. Having heard learned counsel for both parties and

having perused impugned judgment and award and the original

NC: 2024:KHC:407

records, it is not in dispute that the accident occurred on

26.09.2018 involving two motor cycles in a road traffic accident

in a public place. To establish this aspect of occurrence of

accident, the claimant has got produced Exs.P1 to P9, which

are the Police records and other documents from Exs.P10 to

P25 to establish the medical records and expenditure met for

the treatment. The Police records clearly establishes the

involvement of vehicle and negligence which would be

attributable to the rider of the motor cycle, the offending

vehicle, who was implicated for the offences punishable under

Section 279 and 337 of IPC.

8. Now coming to the aspect of age, avocation and

income of the claimant, the claimant is aged 44 years. Though

the claimant has not produced any material evidence with

regard to proof of his income, the tribunal has assessed the

notional income of Rs.12,000/- per month. The notional

income chart prescribed by the Legal Services Authority for the

accident of the year 2018 is Rs.12,500/- per month. The same

requires to be taken in the present case and accordingly, it is

taken. Considering the age of the claimant to be 44 years, the

appropriate multiplier would be '14' as per the judgment of the

NC: 2024:KHC:407

Hon'ble Apex Court in the case of Sarla Verma (Smt) and

others vs. Delhi Transport Corporation and another

reported in (2009)6 Supreme Court Cases 121. The same

does not call for interference.

9. The claimant has got examined PW.3, who is the

Doctor has assessed the disability of 49% to the left lower limb

and 16.33% to the whole body. Considering the evidence of the

Doctor, the tribunal has assessed the disability at 16% to the

whole body. However, the same is disputed by the Insurance

Company stating that it is on the higher side on the ground

that the Doctor, who has given the disability has not given the

treatment to the claimant. However, learned counsel for

claimant and learned counsel for Insurance Company, during

the course of argument, filed a memo to agree on consent to

the disability to be 10% as against 16% assessed by the

tribunal. Hence, 10% is taken as the disability.

In view of the above, the loss of income due to disability

suffered in the accident would be Rs.2,10,000/- (Rs.12,500/-

x 12 x 14 x 10%).

- 10 -

NC: 2024:KHC:407

10. The compensation amount awarded by the tribunal

towards pain and suffering, medical expenses, future medical

expenses is just and reasonable. Therefore, no interference is

called for and the same is retained.

11. The tribunal has awarded compensation of Rs.5,000/-

towards transportation, nourishment, conveyance and

attendant charges. However, this Court deems it appropriate

to award additional amount of Rs.10,000/-. In all,

Rs.15,000/- is awarded under this head.

12. The tribunal has awarded compensation of

Rs.10,000/- towards loss of amenities. However, this Court

deems it appropriate to award additional amount of

Rs.40,000/-. In all, Rs.50,000/- is awarded under this head.

13. As the accident occurred in the year 2018, the

notional income of the claimant as prescribed in the Legal

Services Authority chart is taken as Rs.12,500/- p.m. and three

months is taken as laid up period. Hence, I deem it appropriate

to award a sum of Rs.37,500/- (Rs.12,500/- x 3) under the

head loss of income during laid up period.

- 11 -

NC: 2024:KHC:407

14. The tribunal has awarded interest @ 9% p.a. I am in

agreement with argument of learned counsel for Insurance

Company that the Motor Vehicles Act and Rules do not

prescribe the interest component and therefore, this Court has

to revert to the Code of Civil Procedure wherein Section 34

prescribes 6% interest. Hence, it is appropriate to award

interest @ 6% as against 9% awarded by the tribunal.

15. In view of the above, the claimant would be entitled

to a total compensation of Rs.6,27,775/- as against

Rs.6,52,900/- as mentioned in the table below:

                 Heads                                 Amount in Rs.
Pain and suffering                                           40,000-00
Medical expenses                                           2,35,275-00
Future medical expenses                                      40,000-00
Transportation,            nourishment,
conveyance and attendant charges                                15,000-00
Loss of amenities                                               50,000-00
Loss of future income due to permanent
disability                                                     2,10,000-00
Loss of income during laid-up period                             37,500-00
                 TOTAL                                        6,27,775-00

16. Accordingly, I pass the following:

ORDER

i) The appeals are disposed of;

- 12 -

NC: 2024:KHC:407

ii) The judgment and award dated 05.09.2019 passed

in MVC.No.5911/2018 by XV Additional Small

Causes Judge and XXIII ACMM, Member, MACT,

Benglauru, is modified;

iii) The claimant is entitled to a total compensation of

Rs.6,27,775/- as against Rs.6,52,900/- awarded

by the tribunal;

iv) The balance compensation amount shall be paid @

6% p.a. within a period of four weeks from the date

of receipt of a copy of this order;

v) The amount deposited by the Insurance Company

shall be transmitted to the jurisdictional tribunal

forthwith and the same shall be disbursed to the

claimant upon proper verification in accordance to

the terms, conditions and stipulation made by the

tribunal.

Sd/-

JUDGE

LB

 
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