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National Insurance Co. Ltd vs Mr. Martin Peter D Souza
2024 Latest Caselaw 1351 Kant

Citation : 2024 Latest Caselaw 1351 Kant
Judgement Date : 16 January, 2024

Karnataka High Court

National Insurance Co. Ltd vs Mr. Martin Peter D Souza on 16 January, 2024

Author: V.Srishananda

Bench: V.Srishananda

                                                  -1-
                                                          NC: 2024:KHC-D:929
                                                          MFA No. 100179 of 2017
                                                      C/W MFA No. 101626 of 2017



                       IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH

                              DATED THIS THE 16TH DAY OF JANUARY, 2024

                                               BEFORE
                               THE HON'BLE MR JUSTICE V.SRISHANANDA
                           MISCELLANEOUS FIRST APPEAL NO.100179 OF 2017 (MV)
                                                 C/W
                             MISCELLANEOUS FIRST APPEAL NO.101626 OF 2017
                      IN M. F. A. NO.100179 OF 2017
                      BETWEEN:

                      NATIONAL INSURANCE CO. LTD.,
                      BY ITS MANAGER,
                      II FLOOR, NAGAJIDADA MISSION,
                      ABOVE DENA BANK, PONDA, GOA,
                      NORTH GOA-403401,
                      HEREIN REPRESENTED BY:
                      NATIONAL INSURANCE CO. LTD.,
                      REGIONAL OFFICE, 2ND FLOOR,
                      ARIHANT PLAZA, KUSUGAL ROAD,
                      KESHWAPUR, HUBALI-580023,
                      REPRESENTED BY ITS
                      ADMINISTRATIVE OFFICER.
SAMREEN                                                              ...APPELLANT
AYUB
DESHNUR               (BY SRI. R.R. MANE, ADVOCATE)
Digitally signed by
SAMREEN AYUB
DESHNUR
Date: 2024.02.07
12:52:27 +0530
                      AND:

                      1.    MR. MARTIN PETER D'SOUZA,
                            AGE: 31 YEARS, OCC: CENTER MANAGER,
                            R/O: BELAGUNDI, TQ and DIST: BELAGAVI.

                      2.    THE MANAGING DIRECTOR,
                            KADAMBA TRANSPORT CORPORATION,
                            PARAISO DE GOA PORVORIM,
                            BORDER NORTH GOA-403521,
                            (OWNER AND INSURER OF THE
                            MEDIUM PASSENGER VEHICLE
                            BEARING NO.GA-03/X-0319).
                          -2-
                                NC: 2024:KHC-D:929
                                MFA No. 100179 of 2017
                            C/W MFA No. 101626 of 2017




3.   MR.PAUL S/O ADAV D'SOUZA,
     AGE: MAJOR, OCC: BUSINESS,
     R/O: H.NO.59, KASSWADA,
     NEAR ST.SABSTIAN CHAPPEL,
     TALAULUM, PONDA,
     GOA NORTH, GOA-403401,
     (OWNER OF THE HERO HONDA PLEASURE
     VEHICLE BEARING NO.MH-12/GB-4719)

                                         ...RESPONDENTS

(BY SRI. GURUKUMAR V.A., ADVOCATE FOR R1;
     SRI. VINOD S.PAWAR, ADVOCATE FOR R2;
     R3 DISPENSED WITH)

      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF MOTOR VEHICLES ACT, 1988, AGAINST
THE JUDGMENT AND AWARD DATED 27.10.2016 PASSED IN
MVC NO.2657/2014 ON THE FILE OF THE V-ADDITIONAL
DISTRICT AND SESSIONS JUDGE AND MEMBER, MOTOR
ACCIDENT CLAIMS TRIBUNAL-VI, BELAGAVI, AWARDING
COMPENSATION OF Rs.14,49,000/- WITH INTEREST AT 9%
P.A. FROM THE DATE OF PETITION TILL ITS REALISATION.

IN M. F. A. NO.101626 OF 2017
BETWEEN:
MR. MARTIN PETER D'SOUZA,
AGE: 32 YEARS, OCC: CENTER MANAGER (NOW NIL),
RESIDENT OF BELAGUNDI,
TAL. AND DIST.BELAGAVI-591108.
                                          ...APPELLANT
(BY SRI. GURUKUMAR V.A., ADVOCATE)

AND:

1.   THE MANAGING DIRECTOR,
     KADAMBA TRANSPORT CORPORATION,
     PARAISO DE GOA PORVORIM,
     BORDER NORTH GOA-403521.
                                -3-
                                     NC: 2024:KHC-D:929
                                     MFA No. 100179 of 2017
                                 C/W MFA No. 101626 of 2017




2.    MR.PAUL S/O ADAV D'SOUZA,
      AGE: MAJOR, OCC: BUSINESS,
      RESIDENT OF H.NO.59, KASSWADA,
      NEAR ST.SABSTIAN CHAPPEL,
      TALAULUM, PONDA,
      GOA NORTH, GOA-403401.

3.    THE MANAGER,
      THE NATIONAL INSURANCE CO. LTD.,
      II FLOOR, NAGAJIDADA MISSION,
      ABOVE DENA BANK, PONDA, GOA,
      NORTH GOA-403401.

                                             ...RESPONDENTS

(BY SRI. VINOD S.PAWAR, ADVOCATE FOR R1;
    SRI. R.R. MANE, ADVOCATE FOR R3;
    R2 SERVED)

       THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF MOTOR VEHICLES ACT, 1988, AGAINST
THE JUDGMENT AND AWARD DATED 27.10.2016 PASSED IN
MVC NO.2657/2014 ON THE FILE OF THE V-ADDITIONAL
DISTRICT AND SESSIONS JUDGE AND ADDITIONAL MOTOR
ACCIDENT     CLAIMS     TRIBUNAL-VI,    BELAGAVI,   PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION AND
SEEKING ENHANCEMENT OF COMPENSATION.

       THESE MISCELLANEOUS FIRST APPEALS, COMING ON
FOR    ORDERS,   THIS   DAY,   THE   COURT   DELIVERED   THE
FOLLOWING:
                               -4-
                                    NC: 2024:KHC-D:929
                                    MFA No. 100179 of 2017
                                C/W MFA No. 101626 of 2017




                        JUDGMENT

Though the matters are listed for orders, the same

are taken up for final disposal by the consent of the

parties.

2. Heard Sri.R.R.Mane, Sri.Gurukuamr V.A. and

Sri.Vinod S. Pawar, counsels.

3. These two appeals are directed against the judgment

and award passed in MVC No.2657/2014 on the file of V

Addl. District and Sessions Judge and MACT VI, Belagavi

dated 27.10.2016.

4. The facts in brief utmost necessary for disposal of the

appeals are as under:

4.1 The claim petition came to be filed under Section 166

of MV Act by the claimant who is appellant in MFA

No.101626/2017 on the ground that on 19.07.2014 at

about 10.05 hours when the petitioner was pillion rider in

motorcycle bearing No.MH-12/GB 4719, on account of the

rash and negligent driving of the Kadamba bus bearing

NC: 2024:KHC-D:929

No.GA-03/X-0319, there was a road traffic accident. Rider

and pillion rider fell down and pillion rider sustained

grievous injuries and he was shifted to hospital and

wherein he has taken necessary treatment.

4.2 The police after thorough investigation filed charge

sheet against the driver of Kadamba bus.

4.3 The claim petition was resisted by filing necessary

objection statement by the insurer of the motorcycle as

well as by the Managing Director of Kadamba Transport

Corporation.

4.4 Learned trial judge after raising necessary issues

considered the oral and documentary evidence placed on

record by the claimant and three witnesses and also

considering the documentary evidence placed on record on

behalf of the claimant, allowed the claim petition in part

and awarded a sum of Rs.14,49,000/- and attributed 25%

contributory negligence to the rider of the motorcycle in

view of the admission given by the very claimant in his

cross examination.

NC: 2024:KHC-D:929

5. Being aggrieved by the same, insurance company of

the motorcycle bearing No.MH-12-GB-4719 that is

National Insurance Company filed appeal in MFA

No.100179/2017 and claimant filed appeal in MFA

No.101626/2017 seeking enhancement of compensation.

6. Sri.R.R.Mane, learned counsel for National Insurance

Company contended that, when the charge sheet is filed

against the driver of the Kadamba Transport company, the

tribunal ought not to have attributed the 25% of

contributory negligence on the rider of the motorcycle and

sought for allowing the appeal.

7. Sri.Gurukumar, V.A. learned counsel representing

the claimant vehemently contended that the material

available on record would go to show that the injured was

aged 29 years and tribunal has wrongly considered it as

35 years and wrongly applied the multiplier as 16 instead

of 17 multiplier and sought for enhancement of the

compensation by reassessing the quantum of

compensation.

NC: 2024:KHC-D:929

8. Sri.Vinod Pawar, learned counsel representing the

Kadamba Transport Corporation in both the appeals,

supported the impugned judgment by contending that

tribunal was justified in attributing 25% contributory

negligence on the rider of the motorcycle in view of the

admission made by the claimant in his cross examination

that rider of the motorcycle was also negligent in riding

the motorcycle.

9. Insofar as quantum of compensation is concerned,

Sri.Vinod Pawar, contended that the age of the injured has

been taken as is mentioned in the wound certificate and

claimant has not placed any proper evidence with regard

to his age while narrating his age as 29 years in the claim

petition and sought for dismissal of both the appeals.

10. In view of the rival contentions of the parties, this

court has perused the material available on record

meticulously.

11. On such perusal of the material on record, the

injured sustaining the injuries in road traffic accident on

NC: 2024:KHC-D:929

19.07.2014 at 10.05 hours involving the motorcycle

bearing No.MH-12/GP 4719 and Kadamba Bus bearing

No.GA-03/X-0319 is established by placing necessary oral

and documentary evidence on record. Admittedly, the

motorcycle had insurance coverage by National Insurance

company.

12. Admittedly, charge sheet came to be filed by the

police as against the driver of the Kadamba Bus. But, on

record, claimant himself in the cross examination on

behalf of the Kadamba Transport company has clearly

admitted that the rider of the motorcycle was also

negligent in riding his motorcycle.

13. In the teeth of such admission, tribunal attributed

25% contributory negligence on the part of the rider of the

motorcycle.

14. It is settled principal of law that whenever a charge

sheet is filed by the police, after thorough investigation,

same will have a probative value while assessing the

NC: 2024:KHC-D:929

negligence on the part of the accused who has been

charge sheeted.

15. In the case on hand, driver of the bus has not

challenged the charge sheet. However, admission made by

the pillion rider who is an eye witness and injured in the

incident cannot be lost sight of in toto, while considering

the contributory negligence on the part of the rider of the

motorcycle.

16. Taking note of the fact that the charge sheet came to

be filed against the driver of Kadamba bus, attributing

25% contributory negligence solely on the admission made

by the claimant cannot be countenanced in law.

17. Therefore, attributing 25% contributory negligence

on the rider of the motorcycle needs to be scaled down to

10%, which would meet ends of justice.

18. This would take us to the reassessment of quantum

of compensation as is contended by the claimant.

- 10 -

NC: 2024:KHC-D:929

19. Material evidence placed on record would go to show

that injured was aged 29 years. Wrongly his age is

mentioned as 35 years in some of the documents relied on

by the claimant. When there is a proper proof available in

the form of date of birth, tribunal ought to have

considered the same age for the purpose of computing

especially, while applying proper multiplier. Since, injured

is 29 years as per material evidence on record, the proper

multiplier that would have been adopted by the tribunal is

17 as against 16 multiplier which has been taken into

consideration by the tribunal.

20. The tribunal has awarded interest at the rate of 9%

p.a. Taking note of the fact that, at the request of the

claimant instead of 16 multiplier, 17 multiplier is adopted

and reassessed the quantum of compensation, giving 7%

interest would meet the ends of justice.

- 11 -

NC: 2024:KHC-D:929

21. Therefore, the case is made out by the claimant for

reassessment of the quantum of compensation. The same

is reassessed as under:

Sl.No.   Name of heads                      Amount(Rs.)
1        Loss of future income                  9,18,000-00
         (30,000X12X17X15%)
2        Pain and suffering                        75,000-00
3        Loss of future amenities                  25,000-00
4        Loss of life expectancy                   15,000-00
5        Medical bills                           2,00,000-00
6        Conveyance, nourishment and               40,000-00
         attendants charges
7        Future medical expenses                   25,000-00
9        Loss of income during laid up           1,80,000-00
         period
10       Towards disfiguration                     25,000-00
         Total                                  15,03,000-00



22. For the foregoing discussion, the following :

ORDER

i) MFA No.100179/2017 is allowed in part.

ii) MFA No.101626/2017 is allowed in part.

- 12 -

NC: 2024:KHC-D:929

iii) As against compensation in a sum of

Rs.14,49,000 awarded by the tribunal, claimant is entitled

for compensation in a sum of Rs.15,03,000-00 with

interest at 7% p.a. from the date of petition till realization.

iv) Out of the adjudged compensation, 10% is to be

paid by the insurance company of the motorcycle bearing

No.MH-12-GB-4719 who is appellant in MFA

No.100179/20217. Balance 90% of compensation is to be

paid by the Kadamba Bus Transport Company.

v) Amount in deposit is ordered to be transmitted to

the tribunal for disbursement in accordance with law.

vi) Kadamba bus transport company is directed to

deposit the balance compensation to the extent of 90% of

the reassessed compensation in a sum of Rs.13,52,700/-

with interest at 7% p.a. within a period of six weeks from

today.

Sd/-

JUDGE HMB, CT:UMD

 
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