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The Oriental Insurance Co Ltd vs Sri S Vishnumurthy Mayya
2024 Latest Caselaw 1128 Kant

Citation : 2024 Latest Caselaw 1128 Kant
Judgement Date : 12 January, 2024

Karnataka High Court

The Oriental Insurance Co Ltd vs Sri S Vishnumurthy Mayya on 12 January, 2024

                                                  -1-
                                                                    NC: 2024:KHC:1760
                                                                   MFA No. 8002 of 2016




                          IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                            DATED THIS THE 12TH DAY OF JANUARY, 2024

                                             BEFORE
                      THE HON'BLE MR JUSTICE T.G. SHIVASHANKARE GOWDA
                                   MFA NO. 8002 OF 2016 (MV-I)
                     BETWEEN:

                     THE ORIENTAL INSURANCE CO LTD.
                     REP. BY ITS DIVISIONAL MANAGER
                     DIVISIONAL OFFICE, VISHNUPRAKASH
                     BUILDING, 2ND FLOOR, COURT ROAD
                     UDUPI, REP.BY ITS REGIONAL MANAGER
                     THE ORIENTAL INSURANCE CO LTD
                     REGIONAL OFFICE, SUMANGALI COMPLEX
                     LAMINGTON ROAD, HUBLI                       ...APPELLANT

                     (BY SRI. SHANKARA REDDY C., ADV.)

                     AND:

                     1.      SRI S VISHNUMURTHY MAYYA
                             S/O KRISHNA MAYYA
                             AGED ABOUT 46 YEARS
                             OPPOSITE TO KULAL BHAVAN
                             THADMABAILU SURATHKAL
                             MANGALORE DISTRICT-575 014
Digitally signed by  2.      SRI SADANANDA CHATHRA
MALA K N                     S/O GOVINDA CHATHRA
Location: HIGH COURT         AGED ABOUT 51 YEARS
OF KARNATAKA                 PROPRIETOR M/S DURGAMBA MOTORS
                             HANGLUR KUNDAPURA
                             UDUPI DISTRICT-576 201         ...RESPONDENTS

                     (BY R1 SERVED, UNREPRESENTED;
                         R2 SERVICE OF NOTICE DISPENSED WITH
                         VIDE ORDER DATED 09.07.2019)

                          THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT
                     AGAINST THE JUDGMENT AND AWARD DATED 10.8.2016
                     PASSED IN MVC NO.456/2007 ON THE FILE OF THE
                                   -2-
                                                    NC: 2024:KHC:1760
                                                   MFA No. 8002 of 2016




ADDITIONAL SENIOR CIVIL JUDGE, ADDITIONAL MACT,
UDUPI, AWARDING A COMPENSATION OF RS.70,078/-.

     THIS APPEAL, COMING ON FOR HEARING, THIS DAY,
THE COURT DELIVERED THE FOLLOWING:

                           JUDGMENT

In this appeal, the Insurance Company has

challenged the judgment dated 10.08.2016 in

M.V.C.No.456/2007 passed by the Addl. Senior Civil

Judge and Addl. M.A.C.T., Udupi ('the Tribunal' for

short).

2. For the sake of convenience, the rank of the

parties shall be referred to as per their status before

the Tribunal.

3. Brief facts of the case are, on 12.05.2006 at

11.15 a.m. on Udupi-Kundapura road near

Kumbragodu, Mabukala Bridge, the petitioner met with

an accident involving the Tama Sumo bearing No.KA-

16/MA-929 and bus bearing No.KA-20/A-5782

damaging the said vehicle. The petitioner after getting

the vehicle repaired seeking recovery of damages

approached the Tribunal seeking compensation of

NC: 2024:KHC:1760

Rs.1,28,200/-. Claim was opposed by the

respondents. The Tribunal after taking the evidence

awarded a sum of Rs.70,078/-. Pleading excess, the

Insurance Company has filed this appeal on various

grounds.

4. Heard the arguments of Sri.C.Shankara

Reddy, learned counsel for the Insurance Company.

Respondents though served remained unrepresented.

5. It is the contention of learned counsel for the

Insurance Company that the petitioner has made own

damages claim against his insurer, who paid

Rs.48,000/-, there is a depreciation of Rs.29,922/-.

The petitioner without giving deduction to these

aspects has claimed compensation of Rs.1,28,200/-

towards damages. The nature of damages effected by

the petitioner indicates that the damages are

unconnected to the accident in question and old wear

and tear has got repaired and these aspects were not

taken into consideration by the Tribunal. It is further

contended that the Tribunal has erroneously relied

NC: 2024:KHC:1760

upon the evidence of the Surveyor. The evidence of

the Surveyor did point out that he was not aware what

are all the damages that were caused to the vehicle at

the time of accident, the order of the Tribunal is

erroneous and sought for interference.

6. I have given my anxious consideration to the

arguments addressed on behalf of the Insurance

Company and also perused the materials on record.

7. There is no dispute as to the accident, cause of

the accident and the damage caused to the vehicle.

The vehicle has been repaired by the authorized Tata

Garage at Udupi under Ex.P5/repair bill for a sum of

Rs.1,38,913/-. As per the Surveyor's report,

depreciation is assessed at Rs.29,922/-. The own

damage claim of Rs.48,000/- was paid by the insurer

of the petitioner. If these things are excluded, the

actual amount that the petitioner is entitled to is

Rs.60,990/-, whereas the Tribunal has awarded at

Rs.70,078/-. When the evidence speaks of these

things, the Tribunal ignoring these aspects awarded

NC: 2024:KHC:1760

compensation, which is erroneous and calls for

interference. Hence, the appeal merits consideration.

In the result, the following:

ORDER

i) The appeal is allowed in part.

ii) The impugned judgment and award is modified.

iii) The petitioner is entitled to compensation of Rs.60,990/- instead of Rs.70,078/- assessed by the Tribunal;

iv) Rest of the order of the Tribunal is kept in tact;

v) The amount in deposit, if any, shall be transmitted to the Tribunal.

Sd/-

JUDGE

KNM CT:HS

 
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