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Smt. Nebisa vs The Future General Insurance Co Ltd
2024 Latest Caselaw 9362 Kant

Citation : 2024 Latest Caselaw 9362 Kant
Judgement Date : 1 April, 2024

Karnataka High Court

Smt. Nebisa vs The Future General Insurance Co Ltd on 1 April, 2024

Author: Jyoti Mulimani

Bench: Jyoti Mulimani

                                                   -1-
                                                             NC: 2024:KHC:13093
                                                           MFA No. 6145 of 2015




                           IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                               DATED THIS THE 1ST DAY OF APRIL, 2024

                                               BEFORE

                              THE HON'BLE MS. JUSTICE JYOTI MULIMANI

                      MISCELLANEOUS FIRST APPEAL NO.6145 OF 2015(MV-D)

                      BETWEEN:
                      SMT. NEBISA
                      W/O YUSUF @ ISUBA,
                      AGED ABOUT 46 YEARS,
                      R/AT D.NO.6-22/1,
                      KARAMABETTU HOUSE,
                      54, JEEPINAMOGARU,
                      MANGALORE TALUK.
                                                                      ...APPELLANT
                      (BY SRI. GURUPRASAD.B.R., ADVOCATE
                          SMT. SANDHYA RAO.P., ADVOCATE)

                      AND:

                      1.    THE FUTURE GENERAL INSURANCE CO., LTD.,
                            UNIT 201 & 202, INLAND AVENUE,
                            2ND FLOOR, M.G.ROAD,
Digitally signed by         MANGALORE-575 001,
THEJASKUMAR N
                            KARNATAKA.
Location: HIGH
COURT OF                    REPRESENTED BY ITS MANAGER.
KARNATAKA
                      2.    MR. IMTHIYAZ
                            S/O AHMED BAVA,
                            AGED ABOUT 29 YEARS,
                            R/O THAREDULLY HOUSE,
                            D.NO.26-06-127,
                            JEPPINAMOGARU,
                            MANGALORE TALUK-575 001.

                      3.    MR. NAZEER
                            S/O YUSUF @ ISUBA,
                            AGED ABOUT 34 YEARS,
                                 -2-
                                                  NC: 2024:KHC:13093
                                               MFA No. 6145 of 2015




     R/AT D.NO.6-22/1,
     KARAMABETTU HOUSE,
     54 JEEPINAMOGARU,
     MANGALORE TALUK-575 001.

4.   MISS. SHAHIDA
     D/O MR. YUSUF @ ISUBU,
     AGED ABOUT 22 YEARS,
     R/AT D.NO.6-22/1,
     KARAMABETTU HOUSE,
     54 JEEPINAMOGARU,
     MANGALORE TALUK-575 001.
                                                        ...RESPONDENTS
(BY SRI. RAVI.S.SAMPRATHI., ADVOCATE FOR R1;
  NOTICE TO R2 TO R4-DISPENSED WITH
  V/O DATED:13.07.2016)

      THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER
SECTION 173(1) OF THE MOTOR VEHICLES ACT, 1988,
AGAINST THE JUDGMENT AND AWARD DATED:02.03.2015
PASSED IN MVC NO.1055/2011 ON THE FILE OF THE I
ADDITIONAL DISTRICT AND SESSIONS JUDGE, MACT-II, D.K.
MANGALORE.

      THIS MISCELLANEOUS FIRST APPEAL IS COMING ON FOR
ADMISSION,      THIS   DAY,     THE     COURT       DELIVERED           THE
FOLLOWING:
                          JUDGMENT

Sri.Guruprasad.B.R., learned counsel on behalf of

Smt.Sandhya Rao.P., for the appellant and Sri.Ravi

S.Samprathi., learned counsel for respondent No.1 have

appeared in person.

NC: 2024:KHC:13093

2. Though the appeal is listed today for admission, it is

heard finally.

3. The claimant has preferred the captioned appeal

seeking enhancement of the compensation.

4. Learned counsel for the respective parties have

urged several contentions. Heard, the contentions urged on

behalf of the respective parties and perused the appeal papers

and also the records with utmost care.

5. The point that requires consideration is whether the

Claimant is entitled for enhanced compensation?

6. The Claimant's appeal is one for enhancement of

compensation and modification of the judgment. The grounds

urged in the present appeal is that the compensation awarded

by the Tribunal is meager.

It is noticed that the Tribunal has awarded compensation

of Rs.3,96,000/- (Rupees Three Lakh Ninety Six Thousand

only) towards Loss of dependency. It is contended that the

deceased was working as a Mason. However, there is no proof

of income. In the absence of any proof of income, the chart

NC: 2024:KHC:13093

prepared by the Legal Service Authority must be taken into

consideration.

As per the chart, the salary of the deceased must be

taken as Rs.6,500/- (Rupees Six Thousand Five Hundred only)

per month, if the accident is occurred in the year 2011. The age

of the deceased was 25 years as on the date of accident, hence

the multiplier 18 is to be adopted. Hence, the amount towards

the Loss of Dependency is as under:

CALCULATION OF LOSS OF DEPENDENCY

Future prospects:

It is taken into consideration at 40% as per chart because the

age of deceased is below 40 years.

6,500 X 40% = 2,600

6,500 + 2,600 = 9,100

9,100 ÷ 2 = 4,550

9,100 - 4,550 = 4,550

4,550 x 12 x 18 = 9,82,800/- Rs.9,82,800/-

NC: 2024:KHC:13093

In the present case, the deceased left behind his mother.

Hence, she is entitled for compensation under the head "Loss of

consortium". In view of law laid down by the Apex Court in

PRANAY SETHI's case, the interest should be considered to

the loss of consortium at the rate of 10% per annum for every

three years.

40,000 X 10/100 X 2 = Rs.8,000/-

40,000 + 8,000 = Rs.48,000/-

Therefore, the claimant is entitled for compensation of

Rs.48,000/- (Rupees Forty Eight Thousand only) towards loss

of consortium.

The claimant is entitled for compensation of Rs.33,000/-

(Rupees Thirty Three Thousand only) towards loss of estate and

funeral expenses.

The compensation of Rs.39,300/- (Rupees Thirty Nine

Thousand Three Hundred only) towards Medical expenses

remains intact.

7. Accordingly, this Court re-determines the

compensation as under:-

NC: 2024:KHC:13093

1. Towards loss of 9,82,800 Rs.9,82,800/-

dependency (4,550 x 12 x 18)

2. Towards loss of 48,000 Rs.48,000/- Consortium

3. Towards loss of estate 33,000 Rs.33,000/- and funeral expenses

4. Towards Medical 39,300 Rs.39,300/- expenses Total: Rs.11,03,100/-

(Less) Compensation awarded by the - Rs.4,65,300/-

Tribunal:

Enhanced compensation awarded by Rs.6,37,800/-

this Court:

8. Hence, the following:

ORDER

1. The Miscellaneous First appeal is

allowed and the Judgment dated:02.03.2015

passed by the Court of MACT-II & I Addl. District &

Sessions Judge, D.K., Mangalore in

M.V.C.No.1055/2011 is modified to the extent

stated hereinabove.

2. The claimant is entitled for the enhanced

compensation of Rs.6,37,800/- (Rupees Six Lakh

NC: 2024:KHC:13093

Thirty Seven Thousand Eight Hundred only) with

interest at the rate of 6% per annum from the date

of the petition till realization.

3. The first respondent Insurance Company

is directed to deposit the enhanced compensation

amount along with 6% interest within a period of

two months from the date of receipt of the certified

copy of this Judgment.

4. The Registry to draw the modified award

accordingly.

5. Office is directed to transmit the original

records to the concerned Tribunal forthwith.

Sd/-

JUDGE TKN

 
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