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M/S. Shriram General Insurance Co. Ltd vs Shaik Saifulla Basha
2024 Latest Caselaw 10866 Kant

Citation : 2024 Latest Caselaw 10866 Kant
Judgement Date : 22 April, 2024

Karnataka High Court

M/S. Shriram General Insurance Co. Ltd vs Shaik Saifulla Basha on 22 April, 2024

                                                -1-
                                                                NC: 2024:KHC-D:6644
                                                       MFA No. 103553 of 2018




                        IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH

                             DATED THIS THE 22ND DAY OF APRIL, 2024

                                              BEFORE
                          THE HON'BLE MR JUSTICE VIJAYKUMAR A.PATIL
                    MISCELLANEOUS FIRST APPEAL NO. 103553 OF 2018 (MV-I)

                   BETWEEN:

                   M/S. SHRIRAM GENERAL INSURANCE CO. LTD,
                   BY ITS MANAGER, BALLARI,
                   REPTD BY AUTHORIZED SIGNATORY.
                                                                       ...APPELLANT
                   (BY SRI. NAGARAJ C. KOLLOORI, ADVOCATE)

                   AND:

                   1.   SHAIK SAIFULLA BASHA S/O. SHAIK VALI BASHA,
                        AGE: 31 YEARS, OCC: PROCESS SHIFT INCHARGE,
                        R/O: DOOR NO.34, 24TH WARD, DOBHI STREET,
                        COWL BAZAR, BALLARI, PIN CODE: 583103.
                   2.   G. SIVAKAILASS S/O. G. SHIVA SHANKAR,
                        AGE: 33 YEARS, OCC: DRIVER,
                        R/O. 5/218, OPP: YERAGUNTLA POLICE
                        STATION, VERRAGUNTALA, YSR
                        CUDDAPAH, PIN CODE: 516309.

Digitally signed
                   3.   YAPARALA NAGENDRA REDDY,
by JAGADISH T           S/O. YAPARALA NAGI REDDY,
R                       AGE: 48 YEARS, OCC: OWNER,
Location: HIGH
COURT OF                R/O. H.NO.2/152-1, KRANTHI NAGAR,
KARNATAKA               YERRAGUNTLA POST, CUDDAPAH DISTRICT,
                        AP, PIN CODE: 516309.
                                                                    ...RESPONDENTS
                   (BY SMT. G. K. KEERTHI, ADV. FOR R1;
                       NOTICE TO R2 & R3 DISPENSED WITH)

                        THIS MFA IS FILED U/S.173(1) OF MOTOR VEHICLES ACT,
                   PRAYING TO CALL FOR RECORDS AND TO SET ASIDE THE JUDGMENT
                   AND AWARD DATED 28.07.2018 PASSED BY THE COURT OF THE III
                   MOTOR    ACCIDENT    CLAIMS TRIBUNAL,   BALLARI   IN  MVC
                   NO.591/2015 AND ETC.

                        THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY, THE
                   COURT DELIVERED THE FOLLOWING:
                                -2-
                                            NC: 2024:KHC-D:6644
                                       MFA No. 103553 of 2018




                            JUDGMENT

Though this appeal is listed for admission, with the

consent of learned counsel for the parties, it is taken up

for final disposal.

2. This appeal is filed by the insurance company

challenging the judgment and award dated 28.07.2018

passed in MVC No.591/2015 on the file of III Motor

Accident Claims Tribunal, Ballari (for short, 'Tribunal').

3. Heard the learned counsel Sri.Nagaraj C

Kolloori appearing for the appellant and learned counsel

Smt. G.K. Keerthi appearing for respondent No.1.

4. Learned counsel for the appellant submits that

the Tribunal has committed grave error in saddling entire

liability on the insurance company. It is submitted that the

Tribunal ought to have saddled 50% liability on the rider of

the motorcycle as he was negligent in riding motorcycle. It

is further submitted that the Tribunal has committed an

error in assessing disability as well as awarded exorbitant

NC: 2024:KHC-D:6644

compensation under the heads of pain and sufferings, loss

of amenities, permanent physical impairment and for ugly

scars. Hence, he seeks to re-assess the same. He also

submits that the award of interest at 8% is required to be

reduced to 6% per annum by allowing the appeal filed by

the insurance company.

5. Learned counsel Smt.G.K. Keerthi appearing for

respondent No.1 supports the impugned judgment and

award of the Tribunal and seeks to dismiss the appeal.

6. The respondent No.1 who was a pillion rider

met with an accident on 04.01.2015 and sustained

fractures of degloving injury to right foot with fracture 1st

metatarsal bone.

7. The police after investigation of the crime have

filed a charge sheet against the driver of the lorry. There is

no evidence whatsoever on record to come to a conclusion

that the rider of the motorcycle was negligent. In the

instant case, the appellant was admittedly pillion rider.

NC: 2024:KHC-D:6644

Hence, the contention of the insurance company of shifting

50% liability on the rider has no merit consideration.

Accordingly, same is rejected. Insofar as quantum of

compensation is concerned, the Tribunal has rightly

assessed the income of the injured at Rs.12,000/- per

month, taking note of the oral testimony of PW1 and

Ex.P18-Salary certificate. PW2 has issued disability

certificate and deposed before the Tribunal that the

appellant has sustained disability to the extent of 30%.

Taking note of the same, the Tribunal has assessed

disability at 20% for the purpose of award of

compensation. In my considered view, the same is just

and appropriate and does not call for any modification.

However, the Tribunal has committed an error in awarding

compensation under the heads of ugly scars and loss of

permanent physical impairment. As there is no evidence

whatsoever available on record with regard to the award

of compensation on aforesaid heads. Hence, the impugned

judgment and award is upheld except holding that the

respondent/claimant would not be entitled to

NC: 2024:KHC-D:6644

compensation of Rs.30,000/- under the head of ugly scars

and Rs.1,00,000/- under the head of permanent physical

impairment. After deducting aforesaid amounts, the

claimant would be entitled to total compensation of

Rs.7,59,600/- which shall carry interest at the rate of

6% per annum from the date of petition till realization.

8. To the aforesaid extent, the appeal filed by

insurance company is allowed in part. Amount in deposit

shall be transmitted back to the Tribunal along with TCR.

Excess amount, if any, be refunded to the

appellant/insurer.

Sd/-

JUDGE

RKM Ct-an

 
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