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Smt M Shanthakumari vs Indian Bank
2023 Latest Caselaw 2542 Kant

Citation : 2023 Latest Caselaw 2542 Kant
Judgement Date : 24 May, 2023

Karnataka High Court
Smt M Shanthakumari vs Indian Bank on 24 May, 2023
Bench: Chief Justice, M.G.S. Kamal
                                                -1-
                                                           WA No. 1173 of 2022
                                                         & W.A.No.1255 of 2022




                        IN THE HIGH COURT OF KARNATAKA AT BENGALURU

                             DATED THIS THE 24TH DAY OF MAY, 2023

                                             PRESENT
                   THE HON'BLE MR. PRASANNA B. VARALE, CHIEF JUSTICE
                                                AND
                             THE HON'BLE MR. JUSTICE M.G.S. KAMAL
                            WRIT APPEAL NO. 1173 OF 2022 (GM-RES)
                                               AND
                            WRIT APPEAL No.1255 OF 2022 (GM-RES)
                   IN WRIT APPEAL No.1173 OF 2022
                   BETWEEN:

                   1.    SMT M SHANTHAKUMARI
                         W/O SRI G SHIVARAJU
                         AGED ABOUT 50 YEARS
                         R/AT NO. 3/C, 14 TH MAIN ROAD
                         VIJAYNAGAR
                         BENGALURU 560 040

                   2.    SRI G SHIVARAJ
                         S/O SRI GURUPADAIAH
Digitally signed         AGED ABOUT 56 YEARS
by K P SWETHA
                         R/AT NO. 3/E, 14TH MAIN ROAD
Location: HIGH
COURT OF
                         VIJAYANAGAR
KARNATAKA                BENGALURU 560040

                   3.    M/S SURAJ ENTERPRISES
                         REPTD BY ITS SOLE PROPRIETOR
                         SRI G SHIVARAJ
                         NO. 324/1, GROUND FLOOR
                         BEHIND VISHWAS LODGE
                         TVS CROSS, PEENYA Ist STAGE
                         BENGALURU 560058
                                                                 ...APPELLANTS
                   (BY SRI DANAPPA PRADHANAPPA PANIBHATE, ADVOCATE)
                             -2-
                                       WA No. 1173 of 2022
                                     & W.A.No.1255 of 2022




AND:

1.   INDIAN BANK
     NATIONALISED BANK UNDER RBI
     REPTD BY ITS CHIEF MANAGER
     NEW TIMBER YARD LAYOUT BRANCH
     NEW GUDDADAHALLI
     BENGALURU 560 026

2.   INDIAN BANK
     NATIONALISED BANK UNDER RBI
     REPTD BY ITS CENTRAL MANAGER
     RECOVERY DEPARTMENT
     ZONAL OFFICE, RAHEJA TOWERS
     BENGALURU 560001
                                           ...RESPONDENTS
(BY SRI CAPTAIN ASHOK NAIK, ADVOCATE)

IN WRIT APPEAL No.1255 OF 2022

BETWEEN:

1.   SMT M SHANTHAKUMARI
     W/O SRI G SHIVARAJU
     AGED ABOUT 50 YEARS
     R/AT NO. 3/C, 14 TH MAIN ROAD
     VIJAYNAGAR
     BENGALURU 560 040

2.   SRI G SHIVARAJ
     S/O SRI GURUPADAIAH
     AGED ABOUT 56 YEARS
     R/AT NO. 3/E, 14th MAIN ROAD
     VIJAYNAGAR
     BENGALURU 560040

3.   M/S SURAJ ENTERPRISES
     REPTD BY ITS SOLE PROPRIETOR
     SRI G SHIVARAJ
     NO. 324/1, GROUND FLOOR
     BEHIND VISHWAS LODGE
                             -3-
                                       WA No. 1173 of 2022
                                     & W.A.No.1255 of 2022




      TVS CROSS, PEENYA Ist STAGE
      BENGALURU 560058
                                                ...APPELLANTS
(BY SRI DANAPPA PRADHANAPPA PANIBHATE, ADVOCATE)

AND:

1.    INDIAN BANK
      NATIONALISED BANK UNDER RBI
      REP BY ITS CHIEF MANAGER
      NEW TIMBER YARD LAYOUT BRANCH
      NEW GUDDADAHALLI
      BENGALURU 5600 26

2.    INDIAN BANK
      NATIONALISED BANK UNDER RBI
      REPTD BY ITS CENTRAL MANAGER
      RECOVERY DEPARTMENT
      ZONAL OFFICE, RAHEJA TOWERS
      BENGALURU 560001
                                               ...RESPONDENTS
(BY SRI CAPTAIN ASHOK NAIK, ADVOCATE)

       THESE WRIT APPEALS ARE FILED UNDER SECTION 4 OF
THE KARNATAKA HIGH COURT ACT PRAYING TO SET ASIDE
THE    ORDER BEING    AGGRIEVED     BY   THE   ORDER DATED
17.10.2022 PASSED BY THE LEARNED SINGLE JUDGE, HON'BLE
HIGH      COURT    OF    KARNATAKA,        BENGALURU     IN
W.P.NO.16070/2022 C/W W.P.NO.12788/2022 AND ETC.

       THESE APPEALS COMING ON FOR ADMISSION THIS DAY,
CHIEF JUSTICE DELIVERED THE FOLLOWING:
                                  -4-
                                                WA No. 1173 of 2022
                                              & W.A.No.1255 of 2022




                           JUDGMENT

These writ appeals are directed against the order dated

17.10.2022 passed by the learned Single Judge by which,

W.P.No.16070/2022 c/w W.P.No.12788/2022 were dismissed

for non-compliance of the order dated 17.10.2022.

2. The learned counsel for the appellants submits that

by the order dated 18.08.2022, the Bank was called upon to

produce the loan documents and as the same were not

produced, the appellants were unable to take any further steps.

He submits that there was no opportunity granted to the

appellants and therefore, the dismissal of the writ petitions is

unsustainable.

3. A perusal of the material placed on record shows

that the appellants have challenged the notices dated

13.01.2022, 22.03.2022 and 02.06.2022 issued by respondent-

Bank in the aforesaid writ petitions. On 29.06.2022, the

learned Single Judge passed an interim order in favour of the

appellants on the condition that they shall deposit

Rs.25,00,000/- within two weeks. However, the appellants

have not deposited the said amount. Instead, they filed

WA No. 1173 of 2022 & W.A.No.1255 of 2022

I.A.No.1/2022 seeking variation of the interim order. The

learned Single Judge, by the order dated 18.08.2022, rejected

I.A.No.1/2022 since no grounds were shown and further

directed the office to list the matter after three weeks to enable

the Bank to produce the loan documents. Accordingly, the

matter was listed on 17.10.2022 and the following order was

passed by the learned Single Judge:-

"Learned counsel appearing for the petitioners submits that if two weeks time is granted they would pay the entire amount that is outstanding and seek resumption of the property that is now put for sale.

Learned counsel for the respondent/Bank would contend that the sale has already taken place and sale certificate is yet to be issued.

Therefore, it is for the petitioners and the respondent/Bank to set across and determine the amount and its payment by the next date of hearing.

In the event, the total outstanding is not paid by the next date of hearing, the petitions would be dismissed without any further arguments."

(Emphasis supplied)

4. As there was no compliance of the order dated

17.10.2022, the writ petitions stood dismissed.

WA No. 1173 of 2022 & W.A.No.1255 of 2022

5. We are surprised about the conduct of the

appellants. When the matter was listed before the learned

Single Judge on 17.10.2022, the learned counsel for the

appellants submitted that if two weeks' time is granted, the

appellants would pay the entire amount that is outstanding and

seek resumption of the property that is now put up for sale.

Therefore, the learned Single Judge thought it fit to give an

opportunity to the appellants and observed that the appellants

and the Bank and may sit across and determine the amount

and its payment by the next date of hearing. It was further

observed that in the event, the total outstanding amount is not

paid by the next date of hearing, the petitions would be

dismissed without any further arguments. When the appellants

themselves have made a statement before the learned Single

Judge on 17.10.2022 that they are ready to pay the entire

amount that is outstanding and seek resumption of the

property that is now put for sale, there was no question for the

appellants to wait for the production of documents/details by

the Bank as directed on 18.08.2022. The appellants should

have shown their bona fides by depositing the outstanding

amount which they had assured to the Court within the

WA No. 1173 of 2022 & W.A.No.1255 of 2022

stipulated period and could have approached this Court

thereafter. However, without depositing a single pie, the

appellants waited for the Bank to give all the details. The

learned Single Judge has in fact granted two opportunities to

the appellant by the orders dated 29.06.2022 and 17.10.2022.

However, the contention of the appellants is that the writ

petitions were dismissed without giving any opportunity to

them. This expectation only shows either casual approach or

audacity of the appellants. We are forced to say that the

appellants have taken the orders of this Court very lightly and

have now filed this appeal taking a bold and audacious stand

that no opportunity was given to them. It is also not in dispute

that already third party interest has been created in respect of

the subject property.

6. Taking into consideration all these aspects, we are

of the opinion that these writ appeals are devoid of any merits

and are liable to be dismissed. Accordingly, the same are

dismissed.

WA No. 1173 of 2022 & W.A.No.1255 of 2022

7. In view of dismissal of these appeals, the pending

interlocutory applications do not survive for consideration and

are accordingly disposed of.

Sd/-

CHIEF JUSTICE

Sd/-

JUDGE

KPS

 
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