Citation : 2023 Latest Caselaw 515 Kant
Judgement Date : 9 January, 2023
1 MFA No.201394/2018
IN THE HIGH COURT OF KARNATAKA
KALABURAGI BENCH
DATED THIS THE 9TH DAY OF JANUARY, 2023
BEFORE
THE HON'BLE MS. JUSTICE J.M.KHAZI
MFA No.201394/2018 (MV)
BETWEEN
BHIMANNA
S/O MAHADEVAPPA GADDADAVAR
AGE: 29 YEARS OCC: AGRICULTURE
LABOUR NOW NIL R/O VILLAGE SHETTAKERA
TQ: SHAHAPUR NOW R/AT VILLAGE KUSNOOR
TQ & DIST: KALBURAGI
...APPELLANT
(BY SRI. SANJEEV PATIL, ADVOCATE)
AND
1. PRAKASH S/O DHARMANNA PAWAR
AGE: MAJOR OCC: BUSINESS &
OWNER OF TIPPER NO.KA-33/7502
R/O VOLLAGE YALAGI, TQ: SHORAPUR
DIST: YADGIR
2. THE RELIANCE GENERAL INSURANCE CO. LTD,
DIVISIONAL OFFICE ASIAN PLAZA
NEAR TIMMAPURI CIRCLE
KALABURAGI-585102
REPRESENTED BY
ITS AUTHORIZED OFFICER
...RESPONDENTS
(BY SRI.SUBHASH MALLAPUR, ADVOCATE FOR R2;
R1 SERVED)
2 MFA No.201394/2018
THIS MFA FILED U/S 173(1) OF MV ACT, PRAYING TO
MODIFY THE JUDGMENT AND AWARD PASSED BY THE
II-ADDL.SENIOR CIVIL JUDGE AND MACT, KALABURAGI, IN
MVC NO.665/2014, DATED 04.06.2018, BY ENHANCING THE
COMPENSATION.
THIS APPEAL COMING ON FOR ADMISSION THIS DAY,
THE COURT DELIVERED THE FOLLOWING:
JUDGMENT
Not being satisfied with the quantum of
compensation and also fixing the liability on the owner
and thereby exonerating the insurance company from
payment of compensation, appellant who is petitioner
before the Trial Court has come up with this appeal.
2. For the sake of convenience, the parties
are referred to by their rank before the Tribunal.
3. It is the case of the petitioner that on
30.07.2013 at about 9:30 p.m. petitioner was
proceeding on Shettakera road, near Budbudkyan hill.
At that time a tipper bearing Reg.No.KA-33-7502
driven by its driver in a rash or negligent manner and
dashed against the petitioner. In the said accident,
petitioner sustained grievous injuries resulting in
permanent partial disability affecting his earning
capacity. As owner and insurer respondents are liable
to pay the compensation.
4. Before the Tribunal respondent No.1
remained ex parte.
5. Respondent No.2 appeared and filed
written statement, contending that though the
offending vehicle was covered by a valid policy, since
the driver was not holding a valid licence, it is not
liable to indemnify the owner. It has denied the age,
occupation, nature of injuries sustained and that it has
resulted in permanent partial disability and sought for
dismissal of the appeal.
6. Based on the pleadings, the Tribunal has
framed necessary issues.
7. Petitioner has got examined himself as
PW.1, one witness as PW.2 and relied upon Exs.P1 to
11.
8. On behalf of respondent No.2 RW.1 is
examined.
9. Vide the impugned judgment and award,
the Tribunal partly allowed the petition granting
compensation in a sum of Rs.1,88,200/- with interest
@ 6% pa and directed respondent No.1 to pay the
same on the ground that at the time of accident, the
driver was not holding a valid driving licence. The
details of the compensation granted are as under:
Sl.No. Heads Amount
1 Pain and suffering Rs. 5,000/-
2. Attendant charges, food Rs. 4,000/-
and conveyance charges
3. Loss of future income Rs. 1,16,600/-
4. Medical expenditure Rs. 56,000/-
5. Loss of income during Rs. 1,600/-
treatment
6. Loss of amenities and Rs. 5,000/-
nutrition food
Total Rs. 1,88,200/-
10. Aggrieved by the same, petitioner is before
this Court, contending that the Tribunal failed to
appreciate that the disability of 27% suffered by the
petitioner is with regard to whole body and 9%
considered by it is on the lower side. Since the
accident is of the year 2013, the income ought to
have been taken at Rs.7,000/- per month. The
compensation granted under all the heads is on the
lower side.
11. On the other hand, learned counsel for
respondent No.2 supported the impugned judgment
and award and sought for dismissal of the appeal.
12. Heard arguments and perused the records.
13. Having regard to the specific grounds urged
in the appeal, it is necessary to examine whether the
compensation granted by the Tribunal is just and
reasonable or it calls for interference by this Court
under the following various heads.
14. Pain and suffering & loss of amenities
of life: As per the evidence of petitioner who is
examined as PW.1 and PW.2-Dr.Sachin Shaha, in the
accident the petitioner sustained fracture of shaft of
left femur and it has resulted in permanent partial
disability. Having regard to the same the
compensation granted in a sum of Rs.5,000/- each
under these heads is on the lower side. It would be
appropriate to increase/enhance the same to
Rs.30,000/- and Rs.25,000/- respectively.
15. Attendant charges: Looking to the nature
of injuries suffered and period of treatment Rs.4,000/-
granted under this head is on the lower side and the
same is enhanced to Rs.10,000/-.
16. Medical expenses: Based on the medical
bills the compensation granted in a sum of
Rs.56,000/- is appropriate and it does not call for any
interference.
17. Compensation for laid up period: the
Tribunal has granted compensation in a sum of
Rs.1,600/- under this head. Though petitioner claim
that he was earning Rs.15,000/- per month, he has
failed to produce any evidence and therefore the
Tribunal is justified in considering his income on
notional basis. Since the accident is of the year 2013,
the notional income ought to have taken at Rs.7,000/-
instead of Rs.6,000/-. Having regard to the nature of
injuries sustained it would be expected that petitioner
was under treatment atleast for a period of three
months. At the rate of Rs.7,000/- per month he is
entitled for a sum of Rs.21,000/-.
18. Loss of future income due to disability:
PW.2-Dr.Sachin Shaha is not a treating doctor. He has
ascertained the disability at 27% to the whole body.
For the reason that he is not the treating doctor the
Tribunal has considered 1/3rd of it as the whole body
disability at 9%. Despite the fact that PW.2 is not a
treating doctor, his entire evidence cannot be
rejected. Having regard to the facts and
circumstances of the case, it would be appropriate to
consider the whole body disability at 15%. At the time
of accident, the petitioner was aged about 25 years.
Therefore, multiplier '18' taken by the Tribunal is
correct. With the income at Rs.7,000/- per month,
disability at 15% and multiplier '18' the compensation
under this head would be Rs.7,000 x 12 x 18 x 15%
= Rs.2,26,800/- as against Rs.1,16,600/- granted
by the Tribunal.
19. Future Medical Expenses: Since the
petitioner has undergone surgery and implants were
inserted, he requires future medical expenses for
removal of implants. The same is quantified at
Rs.30,000/-.
20. Thus, in all petitioner is entitled for total
compensation in a sum of Rs.3,98,800/- as against
Rs.1,88,200/- granted by the Tribunal as detailed
below:
Sl. Heads Amount Amount
No. awarded by awarded by
the Tribunal this Court
1. Pain and suffering Rs.5,000/- Rs.30,000/-
2. Loss of amenities Rs.5,000/- Rs.25,000/-
3. Attendant charges Rs.4,000/- Rs.10,000/-
4. Medical expenses Rs.56,000/- Rs.56,000/-
5. Loss of income Rs.1,600/- Rs.21,000/-
during laid up
period
6. Loss of future Rs.1,16,600/- Rs,2,26,800/-
income
7. Future medical ---- Rs.30,000/-
expenses
Total Rs.1,88,200/- Rs.3,98,800/-
21. Now coming to the question of liability. It is
an undisputed fact that as on the date of accident, the
offending vehicle was covered by a valid policy issued
by respondent No.2. However, the Tribunal has
exonerated respondent No.2 from the liability on the
ground that at the time of accident driver of the
offending vehicle was not holding a valid driving
licence. However, as per the decision of the Hon'ble
Supreme Court in Pappu & Ors vs. Vinod Kumar
Lamba & Anr.1, wherein it was held that when the
offending vehicle is insured, in the absence of the
driver of offending vehicle possessing a valid driving
licence, the insurance company is liable to pay the
compensation and recover the same from the owner.
Therefore, in this case also it is necessary to direct
(2018) 3 SCC 208
respondent No.2/insurance company to pay the
compensation with interest and recover the same from
respondent No.1-owner.
22. To this extent, the appeal deserves to be
allowed and accordingly, I proceed to pass the
following:
ORDER
(i) Appeal is allowed in part.
(ii) Appellant/petitioner is entitled for
compensation in a sum of
Rs.3,98,800/- together with interest
at 6% per annum as against
Rs.1,88,200/- granted by the
Tribunal.
(iii) Respondent No.2 is directed to pay
the compensation together with
interest within a period of six weeks
from the date of this order and
recover the same from respondent
No.1.
(iv) The order of the Tribunal regarding
payment and deposit shall hold good
for the enhanced compensation also.
Sd/-
JUDGE sdu
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