Friday, 15, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Divisional Manager, Bajaj Allianz ... vs Ramesh
2023 Latest Caselaw 9492 Kant

Citation : 2023 Latest Caselaw 9492 Kant
Judgement Date : 6 December, 2023

Karnataka High Court

Divisional Manager, Bajaj Allianz ... vs Ramesh on 6 December, 2023

Author: Hanchate Sanjeevkumar

Bench: Hanchate Sanjeevkumar

                                        -1-
                                              NC: 2023:KHC-D:14329
                                                  MFA No. 25646 of 2011
                                              C/W MFA No. 20374 of 2012



                       IN THE HIGH COURT OF KARNATAKA,
                               DHARWAD BENCH

                   DATED THIS THE 6TH DAY OF DECEMBER, 2023

                                     BEFORE

             THE HON'BLE MR JUSTICE HANCHATE SANJEEVKUMAR

             MISCELLANEOUS FIRST APPEAL NO.25646/2011(MV-I)
                                  C/W
             MISCELLANEOUS FIRST APPEAL NO.20374/2012(MV-I)

            IN MFA.NO.25646/2011:

            BETWEEN:

            DIVISIONAL MANAGER,
            BAJAJ ALLIANZ GENERAL
            INSURANCE COMPANY LIMITED,
            GE PLAZE, AIRPORT ROAD, YERWADE,
            PUNE - 411 006, BRANCH
            AT BAILHONGAL, DT: BELAGAVI,
            REPRESENTED BY ITS
            DEPUTY MANAGER, BAJAJ ALLIANZ
            GENERAL INSURANCE COMPANY LIMITED,
            KALBURGI COMPLEX, LAMINGOTN ROAD,
Digitally   HUBBALLI, NOW R/BY ITS
signed by   AUTHORISED OFFICER.
BHARATHI
HM                                                          ...APPELLANT
            (BY SRI S. K. KAYAKAMATH, ADVOCATE)

            AND:


            1.   SRI RAMESH
                 S/O. RAYAPPA BAGEWADI,
                 AGE: 32 YEARS, OCC: NIL,
                 R/O: KALLOLI,
                 TALUK: GOKAK,
                 DIST: BELAGAVI.
                          -2-
                               NC: 2023:KHC-D:14329
                                   MFA No. 25646 of 2011
                               C/W MFA No. 20374 of 2012



2.  SRI SANTOSH DUNDAPPA HEBBAL,
    AGE: 27 YEARS, OCC: OWNER OF MOTOR CYCLE
    BEARING REG. NO.KA-49/H-2761,
    R/O: KALLOLI, TALUK: GOKAK.
                                        ...RESPONDENTS
(BY SRI SANTOSH S. HATTIKATAGI, ADVOCATE FOR R1;
SRI M.J. PEERJADE, ADVOCATE FOR R2)

     THIS MFA IS FILED UNDER SECTION 173(1) OF MOTOR
VEHICLES ACT, 1988, PRAYING TO SETTING ASIDE THE
JUDGMENT AND AWARD DATED 06.07.2011 PASSED BY THE
PRL.SENIOR CIVIL JUDGE AND ADDITIONAL MOTOR ACCIDENT
CLAIMS TRIBUNAL, GOKAK IN MVC NO.680/2009 AND ETC.,


IN MFA.NO.20374/2012:
BETWEEN:

SRI RAMESH S/O. RAYAPPA BAGEWADI,
AGE: 31 YEARS, OCC: NIL,
R/O: KALLOLI, TALUK: GOKAK,
DIST: BELAGAVI.
                                             ...APPELLANT
(BY SRI SANTOSH S. HATTIKATAGI, ADVOCATE)

AND:
THE DIVISIONAL MANAGER,
THE BAJAJ ALLIANZ GENERAL
INSURANCE COMPANY LIMITED, GE PLAZE,
AIRPORT ROAD, YERWADE,
PUNE - 411 006, BRANCH OFFICE AT
BAILHONGAL, DIST: BELAGAVI.
                                           ...RESPONDENT
(BY SRI S.K.KAYAKAMATH, ADVOCATE)

     THIS MFA IS FILED UNDER SECTION 173(1) OF MOTOR
VEHICLES ACT, 1988, PRAYING TO JUDGMENT AND AWARD
DATED 06.07.2011 IN MVC NO.680/2009 ON THE FILE OF THE
PRL. SENIOR CIVIL JUDGE AND ADDITIONAL MOTOR
ACCIDENT CLAIMS TRIBUNAL, GOKAK MAY KINDLY BE
MODIFIED BY AWARDING THE COMPENSATION AS PRAYED
FOR IN THE CLAIM PETITION AND ETC.,
                             -3-
                                   NC: 2023:KHC-D:14329
                                       MFA No. 25646 of 2011
                                   C/W MFA No. 20374 of 2012



     THESE APPEALS, COMING ON FOR FINAL HEARING, THIS
DAY, THE COURT DELIVERED THE FOLLOWING:


                       JUDGMENT

MFA No.25646/2011 is filed by the insurance

company questioning the liability fastened on it.

2. MFA No.20374/2012 is filed by the claimant for

seeking enhancement of compensation.

3. It is the case of the claimant that on 18.01.2008, the

claimant got down from the jeep near Chougala house to

go to house of one Siddappa Mugali on Sangankeri-Kalloli

road, while he was proceeding as a pedestrian, a motor

cycle bearing Reg.No.KA-49H 2761 dashed the claimant,

due to which the claimant sustained injuries. The tribunal

has awarded compensation and fastened the liability on

the appellant-insurance company.

4. Heard the learned counsel for the parties and

perused the material on record.

NC: 2023:KHC-D:14329

5. It is the case of claimant that he was pedestrian and

the motorcycle has hit the claimant. Thus, claimant has

sustained injuries.

6. The learned counsel for the appellant-insurance

company submitted that case of the claimant is not

believable for the reason that he was pillion rider on some

other motorcycle belongs to his uncle Mahadev Shivappa

Madabavi. But, the respondent No.1 is not the owner of

the vehicle on which the claimant either has dashed or he

was pillion rider. He placed reliance on the Ex.R1-

statement stated to have been given by the claimant

before the investigating officer. Therefore, this Ex.R1

proves different version as stated by the claimant in the

claim petition. Therefore, prays to allow the appeal filed

by the insurance company.

7. In the complaint-Ex.P1, the complainant gave

complaint before Police that he was pedestrian and hit by

the motorcycle bearing Reg.No.KA-49H 2761. As per

complaint, the accident was happened on 18.01.2008.

NC: 2023:KHC-D:14329

But, complaint is lodged on 19.01.2008. Ex.R1 is

statement given before the investigating officer by the

claimant and claimant has admitted during the course of

cross examination that he has given such statement as per

Ex.R1 before the Police. It is proved that Ex.R1-statement

was given by the claimant himself before the Police. In the

said Ex.R1, the claimant himself has stated that he was

pillion rider on the motorcycle belonging to his uncle

Mahadev Shivappa Madabavi and met with accident. In the

Ex.R1, the date of accident is mentioned earlier as

18.01.2008, later it is overwritten as 19.01.2008. But,

what the claimant has stated in Ex.R1 statement in the

claim petition regarding accident occurred to him, the

complainant in the evidence has admitted that he has

given Ex.R1-statement before the investigating officer and

also admitted his signature. But, the averments in the

claim petition and in the Ex.R1 are considered, it is found

that there were two different versions. In the Ex.R1-

statement, the claimant has stated that motorcycle

belongs to his uncle Mahadeva Shivappa Madabavi. But, in

NC: 2023:KHC-D:14329

the claim petition, the owner-respondent No.1 is different

person. Hence, what the averments made at the earliest

point of time that can be considered for appreciation. If

the claimant was pillion rider on the motorcycle belonging

to his uncle Mahadev Sihivappa Madabavi, then the said

uncle Mahadev Shivappa Madabavi ought to have been

made as a respondent-owner. But, some other person is

arraigned as respondent-owner in the claim petition.

8. Therefore, upon considering the evidence on record

on all its preponderance of probability, it is proved that

claimant might have travelled in the motorcycle as pillion

rider in some other motorcycle but for the best reasons

known to him, he has fixed another motorcycle for the

purpose of making claim. Therefore, there is a merit found

in the arguments canvassed by the counsel for the

appellant-insurance company. Hence, the insurance

company is not liable to pay the compensation.

9. The respondent No.1 denied the fact of accident and

his motorcycle is involved in the accident. Therefore, from

NC: 2023:KHC-D:14329

the reasoning as above discussed, the claimant had failed

to prove the involvement of motorcycle bearing No.KA-

49/H-2761 and hit by the said motorcycle when he was a

pedestrian. Therefore, claimant failed to prove the factum

of accident and involvement of motorcycle what he has

pleaded in the claim petition and in his evidence.

Therefore, judgment and award passed by the Tribunal is

liable to be set aside.

10. Accordingly, I pass the following:

ORDER

i) Appeal filed by the insurance company is

allowed.

ii) Judgment and award passed in MVC

No.680/2009 dated 06.07.2011 passed by the

Prl. Senior Civil Judge and Addl. MACT., Gokak

is set aside.

iii) Claimant's appeal is dismissed.

NC: 2023:KHC-D:14329

iv) Refund the deposited amount to appellant

insurance company.

       v)     No order cost.


       vi)    Draw decree accordingly.




                                         SD/-
                                        JUDGE

HMB

CT-ASC
 

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter