Citation : 2022 Latest Caselaw 11759 Kant
Judgement Date : 12 September, 2022
-1-
MFA No. 4695 of 2012
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 12TH DAY OF SEPTEMBER, 2022
BEFORE
THE HON'BLE MR JUSTICE N S SANJAY GOWDA
MISCELLANEOUS FIRST APPEAL NO. 4695 OF 2012 (MV-I)
BETWEEN:
THE MANAGER
CHOLAMANDALAM GENERAL INSURANCE CO. LTD.,
S.R.COMPLEX, BENDORWELL,
MANGALORE
BY
THE MANAGER (CLAIMS)
DIVISIONALOFFICE,
NO.135/5, 15TH CROSS ROAD,
2ND FLOOR, J.P.NAGAR, 3RD PHASE,
BANGALORE- 560 078
BY ITS SENIOR MANAGER -CLAIMS
...APPELLANT
(BY SRI. O MAHESH.,ADVOCATE)
AND:
Digitally
signed by 1. K.S.DEEPAK
PANKAJA S AGED ABOUT 21 YEARS,
Location: S/O SANJEEVA POOJARY,
High Court
of Karnataka ANEMAHAL VILLAGE,
SAKALESHPUR TALUK- 573 134
2. KUMAR
MAJOR
S/O RANGEGOWDA
MELENAHALLI VILLAGE,
-2-
MFA No. 4695 of 2012
DYAVALAPURA POST, DUDDA HOBLI,
HASSAN TALUK -573 201
...RESPONDENTS
(BY SMT.D.SANDHYA FOR
SMT.A.R.SHARADAMBA, ADVOCATE FOR R1
V/O/D 02.08.2012, NOTICE TO R2 IS DISPENSED WITH)
MFA FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT AND AWARD DATED 8.2.2012 PASSED IN MVC
NO.10/2011 ON THE FILE OF SENIOR CIVIL JUDGE & JMFC,
SAKLESHPUR, AWARDING A COMPENSATION OF RS.5,42,091/-
WITH INTEREST @ 6% P.A. FROM THE DATE OF PETITION TILL
REALISATION AND ETC.
THIS APPEAL, COMING ON FOR HEARING, THIS DAY, THE
COURT DELIVERED THE FOLLOWING:
JUDGMENT
1. The Insurer is in appeal challenging the award of
Rs.5,42,091/- granted to the claimant for the injuries
suffered by him in the accident.
2. It is the case of the Insurer that admittedly the
claimant was a pillion rider and having regard to the fact
that no injuries were caused to the rider of the motorcycle
coupled with the IMV report, it was clear that the accident
occurred as a result of the negligence on the part of the
MFA No. 4695 of 2012
rider of the motorcycle and this has not at all been taken
into consideration by the Tribunal.
3. It is also contended that the compensation awarded
is excessive and the assessment of disability at 55% by
the Tribunal is also improper.
4. It is not in dispute that the 1st respondent, who was
stated to be the driver of the lorry, with which the
motorcycle collided, was not examined. It is also not in
dispute that the driver of the said lorry was charge
sheeted by the police.
5. The IMV report, upon which reliance is placed by
O.Mahesh, learned counsel for the Insurer, indicates that
there was damage to the right side front indicator of the
motorcycle and also there were minor scratches to the
head light assembly. In my view, from these damages, all
that can be inferred is that there was an impact between
the lorry and the motorcycle and it cannot be gathered
MFA No. 4695 of 2012
from these damages that the rider of the motorcycle was
in any way responsible for the accident.
6. It is quite probable that the lorry came to the left
and had a impact with the motorcycle and this had
resulted in injuries to the claimant. Merely because no
injuries were caused to the rider of the motorcycle that
would not lead to an automatic inference that the accident
was doubtful or that the accident occurred due to the
negligence of the rider of the motorcycle. Therefore, the
finding of the Tribunal that the driver of the lorry was
responsible cannot be found fault with.
7. As regards the compensation awarded, it is noticed
that the Tribunal has assessed the disability at 55% and
has determined the monthly income of the injured at
Rs.3,750/-. Even if the argument of the Insurer is
accepted that the assessment of disability is on the higher
side, having regard to the fact that in respect of an
accident of the year 2009, the notional income has been
MFA No. 4695 of 2012
determined at Rs.5,000/- by the Karnataka State Legal
Services Authority, the compensation awarded by the
Tribunal in the totality of the circumstances is just and
proper. I, therefore, find no reason to entertain this appeal
and the appeal is accordingly dismissed.
SD/-
JUDGE
PKS CT:AN
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