Citation : 2022 Latest Caselaw 7839 Kant
Judgement Date : 1 June, 2022
1
IN THE HIGH COURT OF KARNATAKA
KALABURAGI BENCH
DATED THIS THE 1ST DAY OF JUNE 2022
BEFORE
THE HON'BLE MR.JUSTICE RAJENDRA BADAMIKAR
MFA No. 201414/2014 (MV)
BETWEEN:
The Royal Sundram
Alliance General Insurance
Company Ltd., through its
Divisional Manager, Head Office,
46, Whites Road, Chennai.
Now at # 3rd Floor,
Above JDBI Bank,
S.B.Temple Road,
Gulbarga-585103.
.....Appellant
(By Sri. Sanjay.M.Joshi, Advocate)
AND:
1. Basawaraj S/o Shanthappa Ijeri,
Age: 21 years,
Occ: Private work & Student,
R/o UKP Camp, area
Bheemarayangundi, tq. Shahapur,
Now residing at Plot No.109,
Behind Bus Stand, CIB Colony,
Gulbarga-585 102.
2. Hanmanth S/o Yallappa,
Age: 36 years,
Occ: Driver-cum-owner of
Vehicle bearing No.KA-28/B-1857,
2
R/o Hanchinal, Tq. Shahapur,
Dist: Yadagir-585 202.
.....Respondents
(By Sri. Babu A.Metagudda, Advocate for R1;
Notice to R2 served)
This MFA is filed under section 173(1) of the Motor
Vehicles Act, praying to Set aside the award of the Prl. Senior
Civil Judge & MACT, Gulbarga in MVC No.336/2013, dated
05.06.2014 of compensation of Rs.4,10,940/- and be pleased
to reduce the same to Rs.2,03,040/- and to modify the
judgment and award and to hold that the appellant Insurance
Company would be entitled to recover the compensation paid
to the respondent No.1 herein from the respondent No.2
(owner cum driver of the vehicle).
This appeal coming on for hearing, this day, the court
delivered the following:
JUDGMENT
This appeal is filed under Section 173 of the Motor
Vehicle Act, 1988 ('MV Act' for short) seeking
compensation on account of injuries sustained by the
claimant in a road traffic accident.
2. For the sake of convenience, the parties herein
are referred with the original ranks occupied by them
before the Principal Senior Civil Judge and Motor
Accidents Claims Tribunal at Gulbarga ( 'Tribunal' for
short).
3. The brief factual matrix leading the case is
that, on 12.12.2012 at about 2.00 or 2.30 p.m. the
claimant was proceeding on the motor cycle bearing No.
KA.38/K-5913 and the said vehicle was hit by a TATA
ACE Goods Vehicle bearing No. KA.28/B.1857 coming
from opposite direction. In the result, the claimant
suffered grievous injuries.
4. Respondent No.2 has disputed the claim on
various grounds and also disputed that the driver of the
TATA ACE vehicle was holding the valid and effective
driving licence and he was chargesheeted for the office
punishable under Section 3 read with 181 of the MV Act
and as such there is breach of policy conditions and
hence, he seeks for exonerating him from the liability.
5. The Tribunal after appreciating the oral as
well as documentary evidence has awarded compensation
of Rs.4,10,940/- to the claimant. Being aggrieved by
this order, the appellant/Insurance company has filed this
appeal.
6. Heard the arguments advanced by the learned
counsel for the appellant and the learned counsel for the
1st respondent/claimant. Perused the records.
7. Learned counsel for the appellant would
contend that the driver of the offending vehicle was
chargesheeted for not possessing valid and effective
driving licence and as such, there is breach of policy
conditions. Hence, he would contend that the Tribunal
has erred in fastening the liability on the
insurer/respondent No.2. He would also contend that
The income taken by the Tribunal was on higher side and
as such, he would seek for allowing the appeal.
8. Per contra, the learned counsel for the 1st
respondent/claimant would support the judgment of the
Tribunal and sought for dismissal of the appeal.
9. Having heard the arguments and perusing the
records, it is evident that the claimant met with accident
on 12.12.2012 when the motor cycle on which he
travelling was hit by TATA ACE vehicle bearing
No.KA.28.B.1857. The records also disclose that the
driver of TATA ACE vehicle was prosecuted for the offence
under Section 3 read with 181 of the MV Act for driving
the vehicle without valid driving licence along with other
offences under the provisions of Indian Penal Code.
Respondent No.1 has not produced any material evidence
to establish that he was possessing a valid and effective
driving licence. Hence, adverse inference is required to be
drawn that the driver was not possessing valid and
effective driving licence as on the date of the accident.
10. The petitioner/claimant in his claim petition
contended that he was earning Rs.4,000/- p.m. and
however considering the prevailing cost of living, the
Tribunal has taken the monthly income at 4,500/-. It is
also important to note here that, this Court consistently
taking Rs.6,500/- as notional income pertaining to the
accident occurred during the year 2012. Considering
these aspects, the learned counsel for appellant-
Insurance Company submits that, he is not pursuing
appeal on the ground of quantum and his appeal is only
restricted regarding the liability.
11. The evidence clearly establish that the driver
of the offending vehicle was not possessing valid and
effective driving licence. In the decision reported in
Pappu and others Vs. Vinod Kumar Lamba and
another reported in 2018 ACJ 690, this Court has
reiterated the fact that in respect of third party claim,
the liability of the Insurance Company cannot be
exonerated and the Insurance Company is liable to pay
compensation by satisfying claim and recover it from
the owner in case of breach of policy conditions. The
Tribunal though rightly fastened the liability on
Respondent No.2-Insurance Company, there is no order
regarding pay and recovery. Hence, to this extent only
the appeal needs to be allowed by modifying the
operative portion of the judgment. Accordingly, the
appeal needs to be allowed and hence, I proceed to pass
the following:-
ORDER
i) The appeal is allowed-in-part. The judgment and award passed by the Tribunal in MVC No.336/2013 awarding compensation of Rs.4,10,940/- is confirmed.
ii) Respondents No.1 & 2 are jointly and severally held liable to pay compensation by fixing primary liability on Respondent No.2- Insurance Company to pay compensation and Respondent No.2 is at liberty to recover the same from Respondent No.1, by executing this decree against him.
The amount in deposit before this Court is directed
to be transmitted to the Tribunal.
Sd/-
JUDGE
KGR*
Publish Your Article
Campus Ambassador
Media Partner
Campus Buzz
LatestLaws.com presents: Lexidem Offline Internship Program, 2026
LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!