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M/S National Insurance Company ... vs Jayasheela
2022 Latest Caselaw 1435 Kant

Citation : 2022 Latest Caselaw 1435 Kant
Judgement Date : 1 February, 2022

Karnataka High Court
M/S National Insurance Company ... vs Jayasheela on 1 February, 2022
Bench: P.Krishna Bhat
 IN THE HIGH COURT OF KARNATAKA AT BENGALURU

        DATED THIS THE 1ST DAY OF FEBRUARY, 2022

                         BEFORE

         THE HON'BLE MR. JUSTICE P. KRISHNA BHAT

                MFA NO.2462/2011(MV)

BETWEEN:

M/S NATIONAL INSURANCE COMPANY LTD.,
REGIONAL OFFICE, NO.144,
SUBHARAM COMPLEX
M G ROAD,
BANGALORE,
NOW REP BY DIVISIONAL MANAGER,
M/S NATIONAL INSURANCE COMPANY LTD,
DIVISIONAL OFFICE-III
SHRI LAKSHMI COMPLEX,
15-17-19, ST MARKSROAD,
BANGALORE-560001
                                           ... APPELLANT
(BY SRI. B C SHIVANNE GOWDA, ADVOCATE)

AND:

1.     JAYASHEELA
       W/O KUMAR B
       AGED ABOUT 31 YEARS
       R/AT BORE WELL STREET
       J C LAYOUT, MAJOR
       BASAVESHWARANAGAR
       KANAKAPURA TOWN-562117
2.     SANTHOSH KUMAR
       NO.11, GOVE MEDICAL COLLAGE QUARTERS
       JLB CROSS ROAD
       MYSORE-570006.
                                      ... RESPONDENTS
(BY SRI. S.V. SHASTRY, ADVOCATE FOR R1;
    R2-SERVICE HELD SUFFICIENT)
                                   2




     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST
THE JUDGMENT AND AWARD DATED 02.09.2010 PASSED IN
MVC NO.6921/2008 ON THE FILE OF THE VI ADDITIONAL
JUDGE, COURT OF SMALL CAUSES, MACT, BENGALURU,
AWARDING A COMPENSATION OF Rs.1,25,000/- WITH
INTEREST @ 6% P.A. FROM THE DATE OF PETITION TILL
REALIZATION.

    THIS MFA COMING ON FOR HEARING THIS DAY,
THROUGH VIDEO CONFERENCE/ PHYSICAL HEARING, THE
COURT DELIVERED THE FOLLOWING:

                         JUDGMENT

This is an appeal at the instance of insurance company

calling in question the correctness of the judgment and award

dated 02.09.2010 passed in MVC No.6921/2008 by the VI

Addl. Judge, Court of Small Causes and MACT, Bengaluru City.

2. The claim petition proceeded on the allegation

that on 16.11.2007 at 2.45 p.m. when claimant was walking

on the extreme left side of the Pipeline Road near Manasa

School, Kanakapura Town, the motorcycle bearing registration

No.KA-09-EJ-7962 being driven in a rash and negligent

manner came and dashed against her and due to the same,

she suffered grievous injuries.

3. In the proceedings before the learned Claims

Tribunal, owner of the motorcycle respondent No.1 remained

exparte and insurance company filed its statement of

objections denying the material averments made in the claim

petition.

4. During the trial before the learned Tribunal,

claimant examined herself as PW1 and a doctor was examined

as PW2. Exs.P-1 to P-15 were marked on behalf of claimant.

Insurance company examined its official as RW1 and Exs.R-1

to R-4 were marked on behalf of respondents.

5. Upon hearing the learned counsel on both sides

and perusing the records learned Tribunal allowed the claim

petition in part and awarded compensation of Rs.1,25,000/-

with interest thereon at 6% p.a. from the date of petition till

realization with liability to pay the same by respondent No.2.

6. Learned counsel for the appellant-insurance

company submitted that this is a false case filed involving the

motorcycle insured by the appellant bearing registration

No.KA-09-EJ-7962 due to collusion between parties and

therefore, appeal is entitled to be allowed. In support of the

same, he draws my attention to various documents placed on

records and contends that even though case of the claimant is

that accident had taken place on 16.11.2007, the MLC

Register Extract - Ex.R-4 shows that history given was a fall

from motorcycle on 17.11.2007 and the injured was brought

to K C General Hospital by her husband and MLC register was

signed by her husband and the claimant had affixed her LTM

to the MLC register. He also submitted that complaint was

lodged only on 20.12.2007 nearly 34 days after the alleged

date of accident and claimant being an Advocate by

profession, it is very evident that documents were built up to

make out false case. He therefore prayed that appeal should

be allowed and claim petition should be dismissed.

7. Sri.S.V.Shastry, learned counsel for the claimant

is absent.

8. Since this is a very old appeal and the counsel for

claimant is absent, I have carefully perused the records and

considered the submissions made by the learned counsel for

the appellant. The averments made in claim petition as well

as facts stated in the complaint - Ex.P-2 by the claimant

clearly shows that claimant was a practicing Advocate in

Kanakapura. As per the claim petition as well as averments

made in the complaint (Ex.P-2) lodged on 20.12.2007 while

she was walking on the left side of the Pipeline Road near

Manasa School, Kanakapura Town, the motorcycle bearing

registration No.KA--09-EJ-7962 driven by its rider in a rash

and negligent manner had dashed against her and she had

fallen resulting in injuries to her left elbow, which suffered

fracture.

9. Ex.R-4 is the MLC register extract, which shows

that claimant was brought to K C General Hospital for the first

time on 29.11.2007 by her husband - Kumar and they had

given the history as "fall on 17.11.2007 after RTA (from

motorcycle) at 2.30 p.m. Pipeline Road, Kanakapura near

Manasa School. Patient is admitted in Orthopedic ward, taking

treatment under Orthopedic Surgeon and operated for the

same". Since only claimant and her husband had gone to K C

General Hospital and entry in the MLC register were signed by

the husband and claimant had marked her LTM on the same,

there is no ground to doubt the authenticity of the same.

Even before the learned Tribunal, it was not made out that

there was any ground to disbelieve the authenticity of Ex.R-4.

10. Ex.P-8 is the discharge card issued by K C General

Hospital. The history recorded therein "history of RTA fall

from motorcycle". Ex.P-5 is the wound certificate. The

history recorded therein reads as follows:

"Wounds and injuries found on the person of a Smt. Jayasheela calling himself Smt. Jayasheela aged 28 years, an inhabitant of Kanakapura who was sent with - from - and accompanied by Husband for report as to certain injuries due to fall from motor cycle (RTA) said to have been caused on 17/11/2007 and to be due to injuries due to fall.

Identification marks: LTM"

11. Ex.P-13 is the OPD book issued by the K C

General Hospital, Bangalore and produced by the claimant. It

is stated at page 4 therein as follows:

"29/11/2007 2.15 p.m.

h/o Fall on 17/11/07 after RTA (hit & run) at 2.30 p.m. Pipeline road in Kanakapura near Manasa School."

This would clearly show that even on 29.11.2007 claimant

was unaware of registration number of the offending vehicle

and the owner of same. It is stated in the history as "hit &

run". Even Ex.P-14, which is a case sheet shows that she was

admitted to the hospital on 17.11.2007 which is contrary to

entry in MLC register, Ex.R-4. There is no reference in

Ex.P-14 that accident had taken place on 16.11.2007. It is

the case of claimant that accident occurred on 16.11.2007.

12. As already noticed, complaint was lodged after 34

days by the claimant, who is a practicing Advocate. The

varying stands taken by the claimant regarding the accident

as per the entries in Exs.R-4, P-13, P-8, clearly shows that

even as per the history given by the claimant, accident had

taken place on 17.11.2007 and not on 16.11.2007. As on

29.11.2007 history given by the claimant was an incident of

'hit and run' and history was also to the effect that claimant

had fallen from the motorcycle.

13. The above evidence has not been considered by

the learned Member of the MACT in its proper perspective and

it is evident that claimant has projected a false case of motor

vehicle accident involving motorcycle bearing registration

No.KA-09-EJ-7962 in order to secure compensation. In that

view of the matter, appeal deserves to be allowed and award

made by the learned Tribunal is liable to be set aside. Hence,

the following:

JUDGMENT

(1) Appeal is allowed.

(2) Judgment and award dated 02.09.2010

passed in MVC No. 6921/2008 by the VI

Addl. Judge, Court of Small Causes and

MACT, Bengaluru City, is hereby set

aside and claim petition is dismissed.

(3) Amount in deposit, if any, shall be

refunded to the appellant forthwith.

(4) Registry to transmit the records to the

learned Tribunal forthwith.

(5) In view of appeal being disposed of,

Misc.Civil No.6111/2011 does not survive

for consideration and it stands rejected.

Sd/-

JUDGE

DR

 
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