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Smt. Bhagyamma vs United Insurance Co. Ltd
2021 Latest Caselaw 4880 Kant

Citation : 2021 Latest Caselaw 4880 Kant
Judgement Date : 26 November, 2021

Karnataka High Court
Smt. Bhagyamma vs United Insurance Co. Ltd on 26 November, 2021
Bench: Sachin Shankar Magadum
                            1


       IN THE HIGH COURT OF KARNATAKA AT BENGALURU

        DATED THIS THE 26TH DAY OF NOVEMBER, 2021

                         BEFORE

    THE HON'BLE MR. JUSTICE SACHIN SHANKAR MAGADUM

              M.F.A NO. 4635 OF 2016(MV-D)

BETWEEN:

1. SMT. BHAGYAMMA
W/O LATE SHIVANNA,
AGED ABOUT 40 YEARS

2. SMT. VENKATAMMA
W/O LATE NARAYANAPPA,
AGED ABOUT 77 YEARS

3. SRI PROMOD KUMAR S
S/O LATE SHIVANNA,
AGED ABOUT 23 YEARS

4. KUM RAMYA S.
D/O SHIVANNA,
AGED ABOUT 22 YEARS

ALL ARE R/O MEENAKUNTE HOOSUR VILLAGE,
DODDAJALA POST,
BANGALORE NORTH-562 109
                                             ...APPELLANTS
(BY SRI.CHANDRASHEKAR RODNAVAR, ADVOCATE)

AND:

1. UNITED INSURANCE CO. LTD.,
MOTOR DEALERS DIVISION, 6TH FLOOR,
                                2


KRISHI BHAVAN, NRUPATHUNGA ROAD,
HUDSON CIRCLE, BANGALORE-560 001

2. THE MANAGING DIRECTOR
M/S BANGALORE MEGH CABS PVT.LTD.
BAGLUR ROAD, OPP COUNTRY CLUB,
BANGALORE-560 065

                                               ...RESPONDENTS

(BY SRI.C SHANKAR REDDY, ADVOCATE FOR R1; R2 D/W)

     THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE
JUDGMENT    AND    AWARD    DATED:5.11.2015   PASSED   IN   MVC
NO.1049/2014 ON THE FILE OF THE 8TH ADDITIONAL SMALL
CAUSES    JUDGE,   33RD   ACMM, MEMBER, MACT,     BENGALURU,
PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND
SEEKING ENHANCEMENT OF COMPENSATION.


     THIS APPEAL COMING ON FOR ADMISSION THIS DAY, THE
COURT DELIVERED THE FOLLOWING:


                           JUDGMENT

The captioned appeal is filed by the claimants seeking

enhancement of compensation.

2. The appellants filed claim petition for having lost

one Shivanna in a road traffic accident dated 21.12.2013 at

about 7.20 p.m. The appellants contended that on the said

date, the said Shivanna was traveling on a two wheeler and

when he reached ITC junction near Airport Road, the driver of

the offending car bearing Reg.No.KA-50 6753 came in a rash

and negligent manner and dashed against the bike on which

the said Shivanna was traveling. On account of the said

impact, the said Shivanna suffered multiple injuries and he

was immediately shifted to Baptist Hospital where he was

given first aid treatment and thereafter he was shifted to

Columbia Asia Hospital for further treatment. Inspite of

treatment, the said Shivanna succumbed to injuries on

22.12.2013 and hence, claimants filed claim petition claiming

compensation of Rs.20,00,000/-.

3. The appellants in support of their contention

examined the widow of deceased as PW.1 and one witness as

PW.2 and adduced documentary evidence vide Exs.P-1 to

P-12. The respondent/Insurance Company did not chose to

lead any rebuttal evidence. Though appellants contended that

deceased was working as a contractor and had income of

Rs.20,000/- per month, however, Tribunal having assessed

the oral and documentary evidence was of the view that no

income proof is placed on record. Therefore, in absence of

income proof, the Tribunal proceeded to assess the income

notionally at Rs.8,000/- and by deducting 1/3rd towards

personal expenses has awarded a sum of Rs.7,03,956/- under

the head 'loss of dependency'. Under conventional heads, a

sum of Rs.1,00,000/- was awarded and towards medical

expenses, the Tribunal has awarded a sum of Rs.94,240/- and

towards incidental expenses Rs.5,000/- is awarded. The

Tribunal, in all, has awarded total compensation of

Rs.9,03,196/-.

4. Learned counsel appearing for the appellants would

vehemently argue and contend before this Court that

deceased was working as a contractor and therefore, the

income assessed is on the lower side. He would further

submit to this Court that the Tribunal has not taken into

consideration future prospects. In the present case on hand,

having regard to the age of the deceased, 10% ought to have

been added which is not done. Therefore, he would submit to

this Court that the appellants are entitled for enhancement

under the head of loss of dependency. He would also submit

to this Court that the compensation awarded under the

conventional heads is on the lower side. Further, placing

reliance on Ex.P-9, he would submit that ambulance charges

of Rs.8,200/- is not taken into consideration. On these set of

grounds, he would pray for enhancement.

5. Per contra, learned counsel appearing for the

Insurance Company would however oppose the appeal and

contend that the compensation determined by the Tribunal is

fair and just and may not warrant interference at the hands of

this Court.

6. Heard learned counsel for the appellant and learned

counsel for the Insurance Company. Perused the records.

7. In regard to quantum, this Court does not find fault

with the Tribunal in assessing the income of the deceased

notionally at Rs.8,000/-, in absence of proof of income. Even

if we go by the chart issued by the legal services authority,

having regard to the fact that the accident is of the year 2013,

the notional income assessed is Rs.8,000/-. However, I find

some force in the submission made by the learned counsel for

the appellants that future prospects is not added. By applying

the principles laid down by the Hon'ble Apex Court in the case

of National Insurance Co. Ltd., vs. Pranay Sethi and

Ors.1, having regard to the age of the deceased who was aged

52 years, 10% has to be added towards future prospects.

Therefore, the income of the deceased is assessed at

Rs.8,800/- and after deducting 1/3rd, the income of the

deceased is assessed at Rs.5,866.66/- and by applying the

multiplier of 11, the compensation determined under the head

of loss of dependency works out to Rs.7,74,400/-

(5,866.66x11x12).

2017 ACJ 2700 SC

8. Since there are four dependents, by following the

dictum laid down by the Hon'ble Apex Court in the case of

Magma General Insurance Co. Ltd., vs. Nanu Ram alias

Chuhru Ram & Ors.2, a sum of Rs.1,90,000/- is awarded.

The compensation awarded towards medical expenses to the

tune of Rs.94,240/- remains undisturbed. I have perused

Ex.P-9 and the same indicates that appellants have paid

ambulance charges of Rs.8,200/-. Further, no reasons are

forthcoming from the judgment for having declined to award

ambulance charges. Therefore, I deem it fit to award

Rs.8,200/- towards ambulance charges. Hence, the total

compensation re-determined by this Court works out to

Rs.10,66,840/- as against Rs.9,03,196/- awarded by the

Tribunal.

9. Accordingly, the appeal is allowed in part. The

judgment and award passed by the Tribunal is modified. The

appellants are entitled for enhanced compensation of

2018 (9) SC 51

Rs.1,63,644/- which shall carry interest at the rate of 6% p.a.

from the date of petition till realisation.

Sd/-

JUDGE

CA

 
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