Citation : 2021 Latest Caselaw 2539 Kant
Judgement Date : 1 July, 2021
IN THE HIGH COURT OF KARNATAKA
DHARWAD BENCH
DATED THIS THE 1ST DAY OF JULY 2021
BEFORE
THE HON'BLE MR. JUSTICE P. KRISHNA BHAT
MFA NO.24682 OF 2011(WC)
C/W
MFA NO.24683 OF 2011(WC)
MFA NO.24684 OF 2011(WC)
MFA NO.24685 OF 2011(WC)
MFA NO.24686 OF 2011(WC)
MFA NO.24687 OF 2011(WC)
BETWEEN:
THE DIVISIONAL MANAGER
THE NEW INDIA ASSURANCE COMPANY
LIMITED, BELLARY, REP. BY ITS ASSISTANT
MANAGER,
REGIONAL OFFICE, TP HUB, II FLOOR,
SRINATH COMPLEX, NEW COTTON MARKET
HUBLI - 580 029.
...COMMON APPELLANT
(BY SRI.G.N. RAICHUR, ADVOCATE)
IN MFA NO.24682/2011
AND:
1. SHRI. RAMACHANDRA S/O. CHANDRAPPA
AGE : MAJOR, OCC : EX-HAMALI
R/O.RAJESHWARI NAGARA,
BELLARY, DIST. BELLARY.
2. SRI. DODDAPPA S/O. THIMMAPPA
AGE : MAJOR, OCC : OWNER OF LORRY NO.
KA-36/1358,
R/O. H.NO.126, DAMMUR VILLAGE
2
TQ. & DIST. BELLARY.
...RESPONDENTS
(BY SRI. V.SHIVARAJ HIREMATH, ADV. FOR R1) (R2-SERVED)
IN MFA NO.24683/2011
AND:
1. SHRI.MALLIKARJUN S/O MUNAIAH AGE : MAJOR, OCC : EX-HAMALI R/O. RAJESHWARI NAGARA BELLARY, DIST. BELLARY.
2. SRI. DODDAPPA S/O. THIMMAPPA AGE : MAJOR, OCC : OWNER OF LORRY NO.
KA-36/1358, R/O. H.NO.126, DAMMUR VILLAGE TQ. & DIST. BELLARY.
...RESPONDENTS
(BY SRI. V.SHIVARAJ HIREMATH, ADV. FOR R1) (R2-SERVED)
IN MFA NO.24684/2011
AND:
1. SHRI.ANJANEYALU S/O SHANKRAPPA AGE : MAJOR, OCC : EX-HAMALI R/O. RAJESHWARI NAGARA BELLARY, DIST. BELLARY.
2. SRI. DODDAPPA S/O. THIMMAPPA AGE : MAJOR, OCC : OWNER OF LORRY NO.
KA-36/1358, R/O. H.NO.126, DAMMUR VILLAGE TQ. & DIST. BELLARY.
...RESPONDENTS
(BY SRI. V.SHIVARAJ HIREMATH, ADV. FOR R1) (R2-SERVED)
IN MFA NO.24685/2011
AND:
1. SHRI. NOOR MOHAMMED S/O ABDUL GAFOOR AGE : MAJOR, OCC : EX-CLEANER R/O. DEVI NAGARA BELLARY, DIST. BELLARY.
2. SRI. DODDAPPA S/O. THIMMAPPA AGE : MAJOR, OCC : OWNER OF LORRY NO.
KA-36/1358, R/O. H.NO.126, DAMMUR VILLAGE TQ. & DIST. BELLARY.
...RESPONDENTS
(BY SRI. V.SHIVARAJ HIREMATH, ADV. FOR R1) (R2-SERVED)
IN MFA NO.24686/2011
AND:
1. SHRI.DODDABASAPPA S/O VEERABHADRAPPA AGE : MAJOR, OCC : EX-LOADER R/O. RAJESHWARI NAGARA BELLARY, DIST. BELLARY.
2. SRI. DODDAPPA S/O. THIMMAPPA AGE : MAJOR, OCC : OWNER OF LORRY NO.
KA-36/1358, R/O. H.NO.126, DAMMUR VILLAGE TQ. & DIST. BELLARY.
...RESPONDENTS
(BY SRI. V.SHIVARAJ HIREMATH, ADV. FOR R1) (R2-SERVED)
IN MFA NO.24687/2011
AND:
1. SHRI. N.MOHAN S/O BENJAMIN
AGE : MAJOR, OCC : EX-DRIVER R/O. KOTE BELLARY, DIST. BELLARY.
2. SRI. DODDAPPA S/O. THIMMAPPA AGE : MAJOR, OCC : OWNER OF LORRY NO.
KA-36/1358, R/O. H.NO.126, DAMMUR VILLAGE TQ. & DIST. BELLARY.
...RESPONDENTS
(BY SRI. V.SHIVARAJ HIREMATH, ADV. FOR R1) (R2-SERVED)
THESE APPEALS ARE FILED UNDER SECTION 30(1) OF THE WORKMEN'S COMPENSATION ACT, 1923 PRAYING TO CALL FOR THE RECORDS AND TO SET-ASIDE THE ORDER DATED 28.07.2011 PASSED BY THE LEARNED LABOUR OFFICER AND COMMISSIONER FOR WORKMEN'S COMPENSATION, SUB-DIVISION-II, BELLARY IN WC/NF Nos. 83/2009, 85/2009, 84/2009, 81/2009, 82/2009 AND 86/2009 RESPECTIVELY AND TO PASS ANY OTHER ORDER OR ORDERS AS THIS HON'BLE COURT DEEMS FIT UNDER THE FACTS AND CIRCUMSTANCES OF THE CASES, IN THE INTEREST OF JUSTICE AND EQUITY.
THESE APPEALS COMING ON FOR ADMISSION THIS DAY, THE COURT DELIVERED THE FOLLOWING:
COMMON JUDGMENT
These appeals are by the insurer calling in question
the legality of the awards dated 28.07.2011 passed in
WC/NF Nos. 83/2009, 85/2009, 84/2009, 81/2009, 82/2009 AND
86/2009 respectively by the learned Labour Officer and
Commissioner for Workmen's Compensation, Sub-Division-
II, Bellary (for short, 'Commissioner').
2. Brief facts are that these claimants were working
as cleaner, 'hamalis' and driver in lorry bearing
registration No.KA-36/1358 owned by respondent No.1-
Doddappa before the learned Commissioner and insured
with the appellant herein. It is stated that on 08.02.2009
the lorry was loaded with paddy and while it was
proceeding to Bellary, at about 3.30 p.m., it met with an
accident resulting in injuries to all the claimants.
3. During the claim proceedings before the learned
Commissioner, respondent No.1-owner of the lorry in
question filed his written statement admitting the
employer-employee relationship and also the fact that
accident resulting in injuries took place in the course of
and arising out of employment.
4. The appellant filed its separate written statement
denying the material averments made in the claim
petitions.
5. During the enquiry, the claimants examined
themselves and also examined one qualified medical
practitioner by name Dr.Dinesh Gudi as witness and
Exs.P1 to P23 were marked. The appellant-insurer herein
produced the policy of insurance which was marked as
Exs.R2 (1).
6. Upon consideration of the materials produced and
the evidence let in, the learned Commissioner answered
all the points arising for consideration in favour of the
claimants and against the appellant-insurance company
and awarded a compensation of Rs.1,71,234/- to claimant
Noor Mohammad, Rs.1,16,988/- to claimant
Doddabasappa, Rs.1,14,665/- to claimant Ramachandra,
Rs.1,13,433/- to claimant Anjaneyulu, Rs.1,87,182/- to
claimant Mallikarjuna and Rs.1,79,134/- to claimant
N.Mohan with interest thereon at 12% per annum.
7. Learned counsel for the appellant - Insurance Co.
contended before me that the policy issued by the
appellant to the offending vehicle was an 'Act policy' and
no premium was collected covering the risk of the
employees like 'hamalis'. He submitted that only risk
covered in the 'Act policy' - Ex.R.2(1) issued in these
cases was for driver and cleaner. It was his contention
that learned Commissioner has committed a serious error
of law in asking the appellant to reimburse the
compensation awarded to claimants Doddabasappa,
Ramachandra, Anjaneyalu and Mallikarjuna. He also
submitted that for claimant - Ramachandra (MFA
24682/2011) only for the fracture of right clavicle
suffered by him, learned Commissioner has assessed the
disability at 25% when it is obvious that fracture of a
clavicle does not lead to any physical disability resulting
in loss of earning capacity. He also contended that for
Noor Mohammad (MFA 24685/2011) who has suffered
fracture of lateral 1/3 r d of right clavicle and right fore
arm, the extent of disability assessed by the learned
Commissioner at 35% is on the higher side and it should
be reduced. Further he contended that in regard to the
driver - N.Mohan (MFA 24687/2011), for the fracture of
mid-1/3 r d of radius, learned Commissioner has assessed
the physical disability at 35% which again is excessive.
He therefore submitted that the appeals are liable to be
allowed and the award is liable to be modified.
8. Learned counsel for the respondent - claimants,
Sri. Shivaraj Hiremath per contra submitted that the
learned Commissioner on appreciation of the evidence
placed before him has come to a correct conclusion and
since he is the fact finding authority, his findings are not
liable to be interfered with in an appeal filed under
Section 30(1) of the Employees Compensation Act, 1923
and therefore, appeals are liable to be dismissed.
9. I have given my anxious consideration to the
submissions made on either side and I have also perused
the records.
10. The appellant has issued the policy of insurance
as per Ex.R.2(1) to the lorry bearing registration No. KA-
36/1358 belonging to respondent No.1 - Doddappa. It is
obviously a goods vehicle. It is held by a Co-ordinate
Bench of this Court that in case of goods vehicles like
trucks there is a compulsory statutory coverage for six
coolies under Section 147 of the Motor Vehicles Act, 1988.
The decision on the point is reported in 2005 (4) KCCR
2325 - M/s. The New India Assurance Company
Limited vs. Prakash and another. At para 5 of the said
judgment, it is observed as follows :
"5. In respect of goods vehicle, the risk of the employees i.e., driver, cleaner and the loaders to the maximum of six persons is to be covered as required under the W.C.Act. In the case of passenger transport vehicle, driver, conductor and passengers have to be mandatorily covered by the Act policy."
The same view is reiterated by a Division Bench of this
Court in 2012 ACJ 1408 - National Insurance Co.Ltd.
vs. Maruthi and others. In this case, among the six
claimants, one of them is a cleaner and another is a driver
and the rest of the four claimants are working as
'hamalis'. The employer-employee relationship is not in
dispute, nor the fact of accident resulting in injuries
taking place in the course of and arising out of the
employment. In that view of the matter, there is no merit
in the contention of the learned counsel for the appellant
- Insurance Co. and I reject the same.
11. The claimant - Ramachandra who is respondent
in MFA 24682/2011 as per the wound certificate - Ex.P.11
has suffered one grievous injury, namely, fracture of right
clavicle. He has been examined by a qualified medical
practitioner by name Dr.Dinesh Gudi. The claimant -
Ramachandra is a young man. A clavicle fracture does not
normally lead to a physical disability or loss in the earning
capacity. The disability assessed at 25% by Dr. Dinesh
Gudi is on the face of it is excessive. There is nothing
indicated in the disability certificate as to the reasons
warranting assessment of the physical disability at 25%
for claimant - Ramachandra, when obviously the fracture
was one of right clavicle. Therefore, I hold that the said
physical disability assessed at 25% by the learned
Commissioner is irrational and absurd and the same is
liable to be interfered with and I hold that the physical
disability at the maximum to be assessed is 5%.
Accordingly, the compensation awardable to claimant
Ramachandra (MFA 24682/2011) is liable to be
recalculated as follows :
Rs.3,750/- x 60% x 203.85 x 5% = Rs.22,933/-
as against Rs.1,14,665/- awarded by the learned
Commissioner.
12. Learned Commissioner has assessed the
permanent physical disability of claimant Noor Mohammad
(MFA 24685/2011) at 35%. As per the wound certificate,
he has suffered fractures of (1) lateral 1/3 r d of right
clavicle (2) right fore arm. The qualified medical
practitioner - Dr. Dinesh Gudi has issued disability
certificate as per Ex.P.6. The operative portion of the
certificate is as follows :
"Following RTA patient had painful swelling at (R) clavicle and wrist. Now he complains of painful deformity at (R)clavicle and wrist, unable to hold or lift heavy weights, difficulty to take the hand over head, move forearm and wrist, pain increases on doing minor repair works. On examination (R) clavicle deformed, manus varus deformity seen, forearm muscles wasted, tenderness over fracture sites, rotation cuff, shoulder and wrist, shoulder abduction is 110 degree, further abduction is painful, movements of wrist and forearm painful and restricted (R ) grip is weak.
X-ray (r ) clavicle AP shows old malunited fracture of (r ) clavicle lateral 1/3 r d , x-ray (R ) wrist AP lat shows malunited fracture lower end at radius.
As the patient is a cleaner, these injuries have reduced his working capacity. Hence, I am of the opinion that patient has partial permanent physical disability at 35% (Thirty five percent only)."
The accident resulting in the injuries had taken place on
08.02.2009. The examination of Noor Mohammad was
done by this witness - Dr. Dinesh Gudi on 05.01.2010.
According to the said doctor - Dr. Dinesh Gudi, he had
found swelling at the right clavicle and also in the wrist.
The wound certificate shows that the claimant - Noor
Mohammad had suffered colles fracture of right fore arm.
He was aged 32 years at the time of the accident. The
wound certificate indicates that both the fractures were
single fractures. Under such circumstances, it is difficult
to believe that even after one year of the accident, the
claimant would still be having swelling in the clavicle as
well as in the right wrist. Obviously, the assessment
made by Dr. Dinesh Gudi is an exaggerated one in order
to help the claimant for securing higher compensation.
13. In fact, the way disability has been assessed by
the qualified medical practitioner had very nearly
persuaded me to direct a Medical Board to be constituted
for assessing the disability suffered by these claimants.
However, learned counsel for the claimants made a
request that instead of doing that which would prolong the
pendency of this appeal, this Court may do the requisite
assessment based on the wound certificates available on
record. Accordingly, I refrain myself from issuing
direction to the District Hospital, Bellary, for constituting
a Medical Board for examination of all these claimants for
the purpose of assessing disability. In view of the nature
of the fractures observed in the wound certificate -
Ex.P.5, I hold that the assessment of permanent disability
made at 35% by Dr. Dinesh Gudi is absurd and irrational
and I fix the same at 25%. In that view of the matter,
the compensation Noor Mohammad is entitled to receive
is required to be recalculated as follows :
Rs.4,000/- x 60% x 203.85 x 25% = Rs.1,22,310/-
as against Rs.1,71,234/- awarded by the learned
Commissioner.
14. Claimant - N.Mohan (MFA 24687/2011) has
suffered fracture of mid-1/3 r d of radius as per the wound
certificate - Ex.P.20. By placing reliance on the disability
assessment made by Dr. Dinesh Gudi, learned
Commissioner has observed that, said N. Mohan has
suffered permanent physical disability to the extent of
35%. The disability - certificate Ex.P.21 issued by Dr.
Dinesh Gudi reads as follows :
"Following RTA patient had painful swelling at (R) forearm. Now he complains of painful deformity at forearm, unable to hold or lift heavy weights, difficulty to move forearm, to hold the steering and change gears, pain increases on doing minor repair works. On examination (R) arm and forearm muscles wasted, forearm deformed, tenderness over fracture site, elbow and wrist, pronation and supination are painful and restricted, elbow and wrist movements are painful, (R ) grip is weak.
X-ray (R) forearm AP and lat. shows old malunited fracture radius m/3.
As the patient is a driver, these injuries have reduced his working capacity. Hence, I am of the opinion that patient has partial permanent physical disability at 35% (Thirty five percent only)."
The fracture suffered by the claimant - N. Mohan who was
aged 36 years at the time of the accident seems to be
simple fracture. There is nothing to indicate that either it
was a compound fracture or it was a comminuted fracture.
Obviously again Dr. Dinesh Gudi has made excessive
assessment of the degree of physical disability suffered by
the claimant - N.Mohan. Accordingly, I refix the same at
25%. So the compensation awardable to claimant -
N.Mohan is required to be reassessed as follows :
Rs.4,500/- x 60% x 189.56 x 25% = Rs.1,27,953/-
as against Rs.1,79,134/- awarded by the learned
Commissioner.
15. Accordingly, I proceed to pass the following:
ORDER
a) MFA 24683/2011, MFA 24684/2011 and MFA
24686/2011 are dismissed.
b) MFA 24682/2011, MFA 24685/2011 and MFA
24687/2011 are allowed in part by modifying
the award to the extent that the claimant -
Ramachandra (MFA 24682/2011) is entitled to
a total compensation of Rs.22,933/- as
against Rs.1,14,665/- awarded by the learned
Commissioner, claimant - Noor Mohammad
(MFA 24685/2011) is entitled to a total
compensation of Rs.1,22,310/- as against
Rs.1,71,234/- awarded by the learned
Commissioner, claimant - N.Mohan (MFA
24687/2011) is entitled to a total
compensation of Rs.1,27,953/- as against
Rs.1,79,134/- awarded by the learned
Commissioner, with interest thereon at 12%
per annum with effect from 30 days from the
date of accident.
c) The amounts in deposit before this Court, if
any, shall be transmitted to the jurisdictional
Court of learned Senior Civil Judge forthwith
along with the records.
d) The excess amount in deposit shall be
returned to the appellant.
Sd/-
JUDGE
Mgn/-
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