Citation : 2021 Latest Caselaw 574 Kant
Judgement Date : 11 January, 2021
1
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 11TH DAY OF JANUARY 2021
PRESENT
THE HON'BLE MR. JUSTICE ALOK ARADHE
AND
THE HON'BLE MR. JUSTICE NATARAJ RANGASWAMY
M.F.A. NO.609 OF 2015 (MV-I)
BETWEEN:
SMT. SABIRA BI
W/O SYED HAFIZ
AGED ABOUT 46 YEARS
R/O 1ST MAIN, 5TH BLOCK
AZAD NAGAR
DAVANAGERE-577001.
... APPELLANT
(BY MR. HANUMANTHAPPA A, ADV.,)
AND:
1. ANJNAPPA
S/O GIRIYAPPA, MAJOR
R/O NEAR KALLESHWARA TALKIES
HOSADURGA TOWN
CHITRADURGA DIST-577506.
2. G. MOHAMMED RAFIQ
S/O GHOUSE SAB, MAJOR
OWNER OF VIJAYA BUS NO. KA-06
B-1415, VASAVI MAHAL ROAD
NEAR BUS STAND, HOSADURGA TOWN
CHITRADURGA-577506.
3. THE MANAGER
ORIENTAL INSURANCE COMPANY LIMITED
BRANCH OFFICE CHITRADURGA
2
REP. THROUGH ITS
DIVISIONAL OFFICE
ORIENTAL INSURANCE CO. LTD.,
THILVALLI COMPLEX, 1ST FLOOR
PB ROAD, DAVANAGERE-57701.
... RESPONDENTS
(BY MR. B.S. UMESH, ADV., FOR R3
V/O DTD:04-09-2015 NOTICE TO R1 & R2 D/W)
---
THIS M.F.A. IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED 21.8.2014 PASSED
IN MVC NO.110/2013 ON THE FILE OF THE III ADDITIONAL
SENIOR CIVIL JUDGE & VII MACT, DAVANAGERE, PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION AND
SEEKING ENHANCEMENT OF COMPENSATION.
THIS M.F.A. COMING ON FOR ADMISSION, THIS DAY,
ALOK ARADHE J., DELIVERED THE FOLLOWING:
JUDGMENT
This appeal under Section 173(1) of the Motor
Vehicles Act, 1988 (hereinafter referred to as 'the Act',
for short) has been filed by the claimant being aggrieved
by the judgment dated 21.08.2014 passed by the Motor
Accident Claims Tribunal (hereinafter referred to as 'the
tribunal' for short).
2. Facts giving rise to the filing of the appeal
briefly stated are that on 06.05.2012, the claimant viz.,
Sabira was proceeding in a hired autorickshaw bearing
registration No.KA-17/A-7028. When the said vehicle
was reached near Bellary Motors at old P.B.Road,
Davanagere, a bus bearing registration No.KA-06/B-
1415, which was being driven by its driver in a rash and
negligent manner, came from opposite direction and
dashed against the aforesaid autorickshaw. As a result
of the aforesaid accident, the claimant sustained
grievous crush injury over her right hand resulting in
multifarious fractures over right upper limb and was
immediately shifted to Chigateri District Hospital,
Davanagere and then to City Central Hospital,
Davanagere. She was subjected to major surgery and
operations for the aforesaid injury and remained
inpatient for a period of 53 days.
3. The claimant thereupon filed a petition under
Section 166 of the Act inter alia on the ground that the
claimant was subjected to major surgery and operations
for the aforesaid injury and remained inpatient for a
period of 53 days. She was again operated in Kasturba
Hospital, Manipal. It was also pleaded that the claimant
was aged about 45 years at the time of accident and
was doing tailoring work and was earning a sum of
Rs.10,000/- per month. It was further pleaded that the
right hand of the claimant is completely damaged and
she has been rendered disabled and disfigured by her
right upper limb and has to suffer for the rest of her life
as a disabled and disfigured person. It is also pleaded
that the claimant has spent more than Rs.5,00,000/-
towards medical expenses. It was also pleaded that the
accident took place on account of the rash and negligent
driving of the driver of the bus. The claimant claimed
compensation to the tune of Rs.20,00,000/- along with
interest.
4. The insurance company filed written statement
in which it was inter alia pleaded that the claim petition
is not maintainable and the mode and manner of the
accident was denied. It was also pleaded that the
accident occurred on account of negligence of the driver
of the auto rickshaw. It was further pleaded that the
driver of the auto rickshaw did not possess valid and
effective driving licence as well as insurance at the time
of the accident. It was also pleaded that liability of the
insurance company to the compensation, if any, is
subject to the terms and conditions of the policy. The
age, occupation, income and injuries sustained by the
claimant was denied. It was also stated that the
compensation claimed by the claimant is highly
excessive, speculative and exorbitant.
5. On the basis of the pleadings of the parties, the
Claims Tribunal framed the issues and thereafter
recorded the evidence. The claimant, in order to prove
her case, examined herself as PW-1 and another witness
as Dr. Raghuraj Kundanagar (PW-2) and got exhibited
documents namely Ex.P1 to Ex.P237. The respondents
examined Hemalatha (RW1) and G.B.Umesh (RW2) and
got exhibited documents viz., Ex.R1 to Ex.R5. The
Claims Tribunal, by the impugned judgment, inter alia,
held that the accident took place on account of rash and
negligent driving of the bus by its driver, as a result of
which, the claimant sustained grievous crush injuries.
The Tribunal further held that the claimant is entitled to
a compensation of Rs.4,01,000/- along with interest at
the rate of 6% per annum. Being aggrieved, this appeal
has been filed.
6. Learned counsel for the claimant submitted
that the Tribunal has grossly erred in assessing the
income of the claimant as Rs.5,000/- per month and in
any case, the same ought to have been taken as per the
guidelines framed by the Karnataka State Legal Services
Authority. It is also submitted that the Tribunal erred in
assessing the disability of the claimant at 15% when the
evidence of PW2 Dr.Raghuraj Kundanagar and Ex.P16,
disability certificate clearly show that the claimant has
suffered disability to the extent of 90% to the upper
limb. It is further submitted that the Tribunal erred in
assessing the permanent disability of the claimant at
22% when PW2 Dr. Chaitanya has clearly stated that
the disability of the claimant is 65.22% to the whole
body. It is also submitted that the tribunal has failed to
consider the medical bills and bus tickets produced by
the claimant for her treatment to the full extent. It is
also urged that the amount of compensation awarded
under all the other heads are on the lower side and
deserve to be enhanced suitably. On the other hand,
learned counsel for the insurance company submitted
that no evidence has been adduced by the claimants to
prove the income of the claimant before the Tribunal
and that the Tribunal has rightly taken the income of the
deceased notionally at Rs.5,000/- per month. It is
further submitted the claimant has only suffered a crush
injury to her right upper limb which has been
subsequently treated with a skin graft operation and has
completely healed. It is also submitted that the amount
of compensation awarded by the Tribunal under all the
heads is just and proper and does not call for any
interference.
7. We have considered the submissions made
by learned counsel for the parties and have perused the
record. The only question which arises for our
consideration in this appeal is with regard to the
quantum of compensation. PW2-Dr.Raghuraj
Kundanagar in his evidence has stated that the claimant
has suffered disability to the extent of 90% to her upper
limb. Ex.P16-disability certificate discloses that the
claimant is unable to use her right upper limb for daily
activities and that she had suffered 60% loss of right
shoulder movement, 22% loss of right elbow movement
and 70% loss of right wrist movements. As a result of
the aforesaid injuries, the claimant has suffered poor
prehension, poor grip strength and partial loss of
sensation over right hand and over right elbow. It is also
pertinent to note here that the claimant is a tailor by
occupation. Ex.P9-wound certificate indicates that the
claimant has suffered right humerous shaft fracture and
open comminuted right distel humerous and olecranon
fracture with radial and ulner injury. Therefore, taking
into consideration the nature of injuries suffered, the
disability sustained, age and avocation of the claimant,
it can safely be inferred that the claimant has suffered
disability to the extent of 25% to the whole body.
Admittedly, the claimant has not produced any evidence
with regard to her income. Therefore, the notional
income of the claimant is to be assessed as per the
guidelines issued by the Karnataka Legal Services
Authority. Since, the accident is of the year 2012,
notional income comes to Rs.7,000/- per month.
Therefore, the claimant is entitled to Rs.2,94,000/-
(Rs.7,000 x 12 x 14 x 25%) under the head 'loss of
earning capacity'.
8. Considering the fact the claimant has suffered
right humerous shaft fracture and open comminuted
right distel humerous and olecranon fracture with radial
and ulner injury, which are grievous in nature and the
fact the claimant has remained an inpatient for a period
of 53 days, the claimant would have been under
treatment atleast for 5 months. Therefore, the claimant
is entitled to Rs.35,000/- (5,000x7) under the head 'loss
of income during laid up period and is also held entitled
to Rs.35,000/- under the head 'conveyance,
nourishment and attendant charges' as well as to a sum
of Rs.40,000/- under the head of 'pain and suffering'.
9. Taking into consideration the nature of
injuries suffered by the claimant as well as the disability
sustained by the claimant as stated supra, it is evident
that the injuries sustained by the claimant would have a
permanent impact on the claimant's enjoyment of life.
Therefore, we hold that the claimant is entitled to a
compensation of Rs.30,000/- under the head of 'loss of
amenities of life, discomfort and disfiguration'.
10. The amount of compensation awarded under
the other heads is maintained as no grounds for
interference is made out by the claimant. Thus, the
claimant is held entitled to a total compensation of
Rs.6,34,000/-. Needless to state that the aforesaid
amount of compensation shall carry interest at the rate
of 6% per annum from the date of filing of the petition
till the date of realization of the amount. To the
aforesaid extent, the judgment of the claims Tribunal is
modified.
Accordingly, the appeal is disposed of.
Sd/-
JUDGE
Sd/-
JUDGE
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