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The Claim Manager vs Sri Kenchappa
2021 Latest Caselaw 6082 Kant

Citation : 2021 Latest Caselaw 6082 Kant
Judgement Date : 14 December, 2021

Karnataka High Court
The Claim Manager vs Sri Kenchappa on 14 December, 2021
Bench: P.S.Dinesh Kumar, P.Krishna Bhat
IN THE HIGH COURT OF KARNATAKA AT BENGALURU

    DATED THIS THE 14TH DAY OF DECEMBER, 2021

                     PRESENT

     THE HON'BLE MR. JUSTICE P.S.DINESH KUMAR
                       AND
      THE HON'BLE MR. JUSTICE P. KRISHNA BHAT

MISCELLANEOUS FIRST APPEAL NO.5243/2015(MV-D)
                     C/W
MISCELLANEOUS FIRST APPEAL NO.3210/2016(MV-D)

IN MFA NO.5243/2015:

BETWEEN:

THE CLAIM MANAGER
CHOLAMANDALAM M S GENERAL,
INSURANCE COMPANY LIMITED,
2ND FLOOR,MALNAD ARCADEA,
SHANKARAMATT CIRCLE,
B H ROAD, SHIMOGA

BY THE CLAIMS MANAGER,
CHOLAMANDALAM MS GENERAL
INSURANCE COMPANY LIMITED
UNIT NO.04,NINTH FLOOR (LEVEL-06)
"GOLDEN HEIGHTS" COMPLEX,
59TH "C" CROSS,
INDURSTRIAL SUBURB,
RAJAJINAGAR, 4TH "M" BLOCK,
BENGALURU-560 010
BY ITS CLAIM MANAGER
                                       ... APPELLANT
(BY SRI. O.MAHESH, ADVOCATE)
                             2




AND:

1.     SRI KENCHAPPA
       AGE 52 YEARS
       S/O RANGAPPA,

2.     SRI RAMESH
       AGE 30 YEARS
       S/O KENCHAPPA,

3.     SMT RATHNAMMA
       AGE 28 YEARS
       W/O NINGAPPA

4.     SRI DRAKSHAYINI
       AGE 26 YEARS
       D/O BASAVARAJU

5.     SMT BHAGYA
       AGE 22 YEARS
       W/O JAGADIAH

       ALL ARE R/O AINAHALLI VILLAGE
       GULLADA MANE, TARIKERE TALUK,
       CHIKKAMAGALORE-577228.

6.     SRI RAJU Y T
       MAJOR,
       S/O THIMAPPA,
       R/AT NO.260,
       YAGABI (V)(P)
       KADUR TALUK-577548

                                       ... RESPONDENTS

(BY SRI. SURESH M.LATHUR, ADVOCATE FOR R1-R5;
    SRI. DAYANAND S. PATIL, ADVOCATE FOR R6)

     THIS M.F.A IS FILED UNDER SECTION 173(1) OF MV
ACT 1988, PRAYING TO CALL FOR RECORDS HEAR THE
PARTIES AND ALLOW THE APPEAL AS PRAYED FOR BY
SETTING ASIDE THE JUDGMENT AND AWARD DATED
                              3




01.04.2015 PASSED BY THE COURT OF THE SENIOR CIVIL
JUDGE AND MOTOR ACCIDENT CLAIMS TRIBUNAL,
ARSIKERE IN MVC NO.1188 OF 2013 WITH COSTS IN THE
INTEREST OF JUSTICE AND EQUITY.

IN MFA NO.3210/2016:

BETWEEN:

1.     SRI KENCHAPPA
       S/O SRI. RANGAPPA,
       AGE 52 YEARS

2.     SRI RAMESH
       S/O SRI. KENCHAPPA,
       AGE 30 YEARS

3.     SMT RATHNAMMA
       W/O SRI. NINGAPPA
       AGE 28 YEARS

4.     SRI DRAKSHAYINI
       D/O BASAVARAJU
       AGE 26 YEARS

5.     SMT BHAGYA
       W/O JAGADISH
       AGE 22 YEARS

       ALL ARE R/O AINAHALLI VILLAGE
       GULLADA MANE, TARIKERE TALUK,
       CHIKKAMAGALURU-577228.

                                       ...APPELLANTS

(BY SRI. SURESH M.LATHUR, ADVOCATE)

AND:

1.     SRI RAJU Y T
       S/O THIMMAPPA,
                          4




     R/AT NO.260,
     YAGABI (V)(P)
     KADUR TALUK
     CHIKKAMAGALURU-577548

2.   THE MANAGER
     CHOLAMANDALAM M S GENERAL,
     INSURANCE COMPANY LIMITED,
     2ND FLOOR,MALNAD ARCADEA,
     SHANKARAMATT CIRCLE,
     B H ROAD, SHIMOGA-577201
                                      ... RESPONDENTS

(BY SRI. DAYANANDA S. PATIL, ADVOCATE FOR R1;
    SRI. O. MAHESH, ADVOCATE FOR R2)


     THIS M.F.A IS FILED UNDER SECTION 173(1) OF MV
ACT, PRAYING THAT THE JUDGMENT AND AWARD PASSED
BY THE SENIOR CIVIL JUDGE & JMFC M.A.C.T. MVC
NO.1188/2013 AT ARASIKERE DATED 01/04/2015 MAY
KINDLY BE SET ASIDE BY ALLOWING THIS APPEAL AND
ENHANCE   A   COMPENSATION   OF     RS.16,00,000/-WITH
INTEREST OF 18% P.A. MAY KINDLY BE SET ASIDE IN THE
INTEREST OF JUSTICE AND EQUITY.


     THESE MISCELLANEOUS FIRST APPEALS         HAVING
BEEN HEARD THROUGH VIDEO CONFERENCING/PHYSICAL
HEARING AND RESERVED ON 28.10.2021, COMING ON
THROUGH VIDEO CONFERENCING/PHYSICAL HEARING FOR
PRONOUNCEMENT OF JUDGMENT         THIS DAY,   KRISHNA
BHAT J., PRONOUNCED THE FOLLOWING:
                                   5




                             JUDGMENT

These appeals are at the instance of the insurance

company and the claimants being aggrieved by the

judgment and award dated 01.04.2015 in MVC

No.1188/2013 passed by Senior Civil Judge and MACT,

Arsikere.

2. One Mallamma is the deceased. Claimants are

her husband and 4 children. The claim petition proceeds to

state that on 26.02.2012 at about 9.45 a.m. when

Mallamma was traveling in a maxi cab bearing registration

No.KA-18-A-9337 near Laksmidevarahalli Gate on Arsikere

Tiptur Road, the driver of the vehicle drove the same in a

rash and negligent manner and dashed the vehicle against

a tree situated by the side of the road and on account of

impact injuries, Mallamma died while she was being shifted

to hospital.

3. In the proceedings before the learned Tribunal,

respondent No.1 - the owner of the vehicle filed a written

statement denying the material averments in the claim

petition.

4. The insurance company though entered

appearance through a learned counsel, has not filed any

statement of objections as could be seen from para 3 of the

impugned judgment.

5. Claimant No.2 examined himself as P.W.1 and 2

eye witnesses were examined as P.W.2 and P.W.3 and

Exs.P-1 to P-11 were marked.

6. For the respondents, R.W.1 to R.W.3 were

examined. R.W.3 - Raju is the owner of the offending

vehicle. Exs.R-1 to R-3 were marked for the respondents.

7. After hearing the learned counsel on both sides

and examining the materials placed before it, learned

Tribunal allowed the claim petition in part by awarding

compensation of Rs.4,00,000/- with interest @ 8% p.a.

from the date of petition till the date of realization.

8. Sri.O.Mahesh, learned counsel appearing for the

insurance company in support of his appeal contended that

learned Tribunal was in error in holding that driver of the

offending vehicle was negligent and he further submitted

that evidence clearly shows that it was an inevitable

accident and there was no negligence on the part of driver

of the vehicle in causing the accident. Further, he

strenuously contended that there was clear pleading as well

as admission by P.W.2 and P.W.3 that accident was caused

on account of a flying stone hitting the driver of the

offending vehicle and consequently, losing his control over

the vehicle resulting in the accident. He, therefore,

submitted that finding of the learned Tribunal in this behalf

is erroneous and accordingly, prayed that appeal may be

allowed.

9. Learned counsel appearing for the claimants in

support of the their appeal, per contra, contended that

finding of the learned Tribunal that driver of the offending

vehicle was negligent and accident had resulted on account

of his rash and negligent driving, is entirely supported by

evidence placed before the learned Tribunal and therefore

same is not liable to be interfered with. He further

contended that learned Tribunal was in error in taking a

lower monthly income for the deceased @ Rs.5,000/- per

month and he drew our attention to the fact that the Courts

throughout the State have been uniformly taking the

income for a person who has died in the year 2012 and

whose income is not established at Rs.7,000/- per month

as per the chart prepared by the Karnataka State Legal

Services Authority. He therefore submitted that the

compensation awarded needs to be enhanced by applying

the correct principles of law and his appeal may be allowed.

10. We have given anxious consideration to the

submissions made on both sides and carefully perused the

records.

11. The fact that Mallamma had died in a road

traffic accident on 26.02.2012 at about 9.45 a.m. on

account of maxi cab in which she was traveling bearing

registration No.KA-18-A-9337 dashing against a road side

tree near Lakshmidevarahalli Road on Arsikere Tumkur

Road is not in question. The only question that has been

raised in the context of this case by the learned counsel for

the insurance company is that there was no negligence on

the part of the driver of the offending vehicle in causing the

accident and it was in fact an inevitable accident. For the

said purpose, he has submitted that P.W.2 and P.W.3, who

are the eye witnesses to the accident have admitted to the

same in their cross-examination. His precise submission is

that on 26.02.2012 at about 9.45 a.m. when the deceased

driver - Y.T.Madhu @ Madhu Kumar, S/o. Thimmappa was

driving the maxi cab in question, a stone which was lying

on the road flew off on account of a lorry running over the

same and hit him and consequently he lost control over the

vehicle resulting in the vehicle dashing against the road

side tree. The question now is, whether the evidence

placed on record justifies such conclusion as canvassed

before us?

12. Records show that in this case only insured/

owner - Raju.Y.T, S/o.Thimmappa has filed written

statement and insurance company has not filed any written

statement. At para 4 of the written statement, the owner

of the offending vehicle has pleaded as follows:

"4. This respondent submits that there is no negligence on the part of the

driver of the said vehicle in causing the accident. This respondent submits that the driver of the abovesaid vehicle No. KA-18/A-9337 Madhu alias Madhukumar was driving the said vehicle on 26.02.2012 in a slow manner on the left side of the road observing all the traffic rules and regulations. While going so near Lakshmidevarahalli gate on NH-206 road in Arsikere taluk, all of a sudden one lorry was came from opposite direction in a rash and negligent manner with excessive speed in the middle of NH-206 without leaving space to the opposite vehicle and during that process one stone was fell in the middle of the road and the driver and the said lorry was ran his lorry over the said stone and at that time, the said stone was came and hit to the head of the driver of the vehicle KA-18/A-9337 and due to that impact, the driver sustained grievous injures to head and lost his control over the vehicle and the vehicle No. KA-18/A- 9337 was dashed to the road side tree, there is no negligence on the part of the driver of the said vehicle, but the concerned police authorities have changed the nature of the accident and created the false story and fixed the case against the driver of the vehicle No. KA-18/A-9337 even though there is no negligence on the part of the deceased driver in causing the accident, hence this respondent is not liable to pay any compensation to the petitioner."

(underling by us)

13. The relevant portion of the cross-examination of

P.W.2 - Revappa @ Revanna, who is the complainant

before the police and C.W.1 in the charge sheet reads as

follows:

                     "CgÀ¹ÃPÉgɬÄAzÀ            ªÀÄÄPÁÌ®Ä     QÀ«ÄÃ
           C¥ÀWÁvÀªÁVzÉ JAzÀgÉ ¸Àj.                £ÁªÀÅ ºÉÆÃUÀÄwÛzÀÝ

gÀ¸ÉÛAiÀİè JzÀÄgÀUÀqÉ MAzÀÄ ¯Áj ¥ÀAZÀgÁV ¤AwvÀÄÛ ªÀÄvÀÄÛ JzÀÄgÀÄUÀqɬÄAzÀ E£ÉÆßAzÀÄ ªÁºÀ£À §gÀÄwÛvÄÀ Û JAzÀgÉ ¸Àj. JzÀÄgÀÄUÀqÉ §gÀwÛzÝÀ ¯Áj MAzÀÄ PÀ°è£À ªÉÄÃ¯É ºÁzÀÄ ºÉÆÃVgÀĪÀ PÁgÀt ¸ÀzÀj PÀ®Äè £ÁªÀÅ ºÉÆÃUÀÄwÛzÀÝ ZÁ®PÀ£À vÀ¯ÉUÉ ©zÀÝ PÁgÀt ¤AiÀÄAvÀæt vÀ¦à gÀ¸ÉÛAiÀÄ ¥ÀPÌÀ zÀ°èzÝÀ ªÀÄgÀPÌÉ rQÌ ºÉÆqÉ¢gÀÄvÁÛgÉ JAzÀgÉ ¸Àj. C¥ÀWÁvÀzÀ°è ZÁ®PÀ ªÀÄÈvÀ ¥ÀnÖgÄÀ vÁÛgÉ JAzÀgÉ ¸Àj. £ÁªÀÅ ºÉÆÃUÀÄwÛzÝÀ ZÁ®PÀ ¸ÁzsÀgÀt ªÉÃUÀzÀ°è ªÁºÀ£ÀªÀ£ÄÀ ß ZÁ®£É ªÀiÁqÀÄwÛzÝÀ JAzÀgÉ ¸Àj. DPÀ¹äPÀªÁV C¥ÀWÁvÀªÁVzÉ JAzÀgÉ ¸Àj. ZÁ®PÀ£À vÀ¦à¤AzÀ C¥ÀWÁvÀªÁVgÀĪÀÅ¢®è JAzÀgÉ ¸Àj."

(underling by us)

14. Similarly the relevant portion of cross

examination of P.W.3 - Sidappa @ Siddaiah, who is C.W.30

in the charge sheet reads as follows:

"C¥ÀWÁvÀªÁzÀ ¢£À ªÁºÀ£ÀzÀ°è gÉêÀtÚ£ÀªÀgÄÀ ¥ÀæAiÀÄt ªÀiÁqÀÄwÛzÀÝgÀÄ JAzÀgÉ ¸Àj. £ÁªÀÅUÀ¼ÄÀ ¸ÀzÀj ¢£À D¢ZÀÄAZÀ£ÀVj ªÀÄoÀPÌÉ ºÉÆÃUÀÄwÛzÝÉ ªÅÀ . C¥ÀWÁvÀ CgÀ¹ÃPÉgÉAiÀÄ PÉgÉ Kj §½ DVgÀÄvÀÛzÉAzÀgÉ ¸Àj. C¥ÀWÁvÀªÁzÀ ¸ÀªÄÀ AiÀÄzÀ°è JzÀÄgÀÄUÀqɬÄAzÀ MAzÀÄ ªÁºÀ£À §gÀÄwÛvÄÀ Û JAzÀgÉ ¸Àj. UÁrAiÀÄÄ PÀ°è£À ªÉÄÃ¯É ºÉÆÃzÀ PÁgÀt ¸ÀzÀj PÀ°è£À ZÀÆgÀÄ

£ÁªÀÅ ºÉÆÃUÀÄwÛzÝÀ UÁrAiÀÄ UÁfUÉ ©¢ÝgÄÀ vÀÛzÉAzÀgÉ ¸Àj. £ÀªÀÄä ªÁºÀ£ÀzÀ ZÁ®PÀ C¥ÀWÁvÀ vÀ¦à¸À®Ä ªÀÄgÀPÉÌ rQÌ ºÉÆqÉ¢gÀÄvÁÛgÉAzÀgÉ ¸Àj. ¸ÀzÀj C¥ÀWÁvÀzÀ°è ªÀiÁåQìPÁå¨ï ªÁºÀ£ÀzÀ ZÁ®PÀ UÁAiÀÄUÉÆArgÀÄvÁÛgÉAzÀgÉ ¸Àj. C¥ÀWÁvÀ DPÀ¹äPÀªÁV ¸ÀA¨sÀ«¹gÀÄvÀÛzÉAzÀgÉ ¸Àj. ZÁ®PÀ¤UÉ r.J¯ï. EzÀÝ «ZÁgÀ £À£ÀUÉ UÉÆwÛ®è. ªÀiÁåQ ìPÁå¨ï ZÁ®PÀ£À vÀ¦à¤AzÀ C¥ÀWÁvÀªÁVgÀĪÀÅ¢®è JAzÀgÉ ¸ÀjAiÀÄ®è. ªÀÄÈvÀ¼ÀÄ £À£ßÀ ¸ÀA§A¢üAiÀiÁzÀ PÁgÀt DPÉUÉ ¸ÀºÁAiÀÄ ªÀiÁqÀ®Ä ¸ÀļÀÄî ºÉüÀÄwÛzÝÉ Ã£ÉAzÀgÉ ¸ÀjAiÀÄ®è."

(underling by us)

15. Respondent No.1 - the owner of offending

vehicle was examined as R.W.3 before the learned Tribunal.

He has stated in the examination-in-chief by way of

affidavit as follows:

"2. The entire averments in the petition is here denied as false. The deceased driver was experience in the driving the said type of vehicles and slowly going on the left side of the road and suddenly on the said day the lorry came from the opposite direction and the stone which was on the road due to the effect of lorry tire on the said tip of the stone the stone fell randamously hit on the deceased driver vehicle of the front glass all of a sudden the driver lost control over the said vehicle hit against the road side tree and this incident took place. The driver of the said vehicle was having valid driving licence to drive the said vehicle since many years the insurance policy in inforce at the time of accident

as such the insurance company is liable to pay compensation in view of supreme court verdict in civil appeal 4834/2013 in Iyyappan case. I am responsible for the accident and I am not liable to pay compensation".

(underling by us)

16. The standard of proof in this class of cases is

one of preponderance of probabilities. It is necessary to

examine the entire evidence both oral as well as

documentary before coming to a conclusion as to the

probabilities of the case. Immediately after the accident,

P.W.2 - Revanna had lodged the complaint before the

police. The complaint - Ex.P-2 clearly states as follows:

"£Á£ÀÄ FUÀ ºÉýgÀĪÀ xxxx ªÀÄzsÀÄPÀĪÀiÁgï £ÀqɸÄÀ wÛzÝÀ gÄÀ . ¨É½îUÉ ¸ÀĪÀiÁgÀÄ 9.45 UÀAmÉ ¸ÀªÄÀ AiÀÄzÀ°è ªÁºÀ£ÀªÅÀ CgÀ¹ÃPÉgÉ w¥ÀlÆgÀÄ gÀ¸ÛÉAiÀÄ°è ®QëöäÃzÉêÀgÀºÀ½î UÉÃmï ºÀwÛgÀ ªÉÃUÀªÁV ºÉÆÃUÀĪÁUÀ ZÁ®PÀ ªÁºÀ£ÀªÀ£ÀÄß ¤®ðPÀåvɬÄAzÀ gÀ¸ÛÉè JqÀ¨ÁUÀPÌÉ £Àqɹ gÀ¸ÛÉ ¥ÀPÁÌzÀ ªÀÄgÀPÉÌ rQÌ ªÀiÁrzÀ. EzÀjAzÀ £À£ÀUÉ §® ºÀtUÉ, ªÉÄÊ, PÉÊUÉ UÁAiÀÄUÀ¼ÁAiÀÄÄÛ. ªÁºÀ£ÀzÀ°èzÝÀ J®èjUÀÆ vÀÄA¨Á UÁAiÀÄUÀ¼ÁAiÀÄÄÛ. vÀÄA¨Á UÁAiÀÄUÉÆArzÀÝ £ÀªÄÀ äUÀ¼À£ÄÀ ß ¸ÀÞ¼ÀPÌÉ §AzÀ ¸ÁªÀðd¤PÀgÄÀ DA§Ä¯É£ïì ªÁºÀ£ÀzÀ°è CgÀ¹ÃPÉgÉ ¸ÀPÁðj C¸ÀàvæU É É PÀ½¹PÉÆlÖgÄÀ . zÁjAiÀÄ°è £À£Àß CvÉÛ ªÀĮ讪ÀÄä ¸ÀvÄÀ Û ºÉÆÃzÀgÄÀ . ZÁ®PÀ ªÀÄzsÀÄPÀĪÀiÁgï xxx dgÀÄV¸À¨ÉÃPÁV ¥ÁæxÀð£É"

17. After investigation, police filed charge sheet as

per Ex.P-3 against the driver of the vehicle namely, Madhu

Y.T. @ Madhu Kumar, S/o.Thimmappa on the allegation

that he had driven the offending vehicle in a rash and

negligent manner and dashed the vehicle against a road

side tree and consequently, Mallamma had suffered fatal

injuries. The name of the father and other details of the

driver reasonably suggest that the driver of the offending

vehicle who died due to the impact injuries is the brother of

respondent No.1 before the Tribunal namely, the owner of

the vehicle. The only pleading filed from the side of

respondent is by the insured and insurer has refrained from

filing its written statement. It is in the written statement of

owner for the first time this 'flying stone' theory has been

advanced. P.W.2 - the complainant before the police and

P.W.3, who was cited as C.W.30 in the charge sheet having

filed an affidavit fully supporting the case of the claimants,

have on the subsequent occasion when they were cross

examined have made a volte-face and answered to the

suggestions put on behalf of the respondents in the

affirmative thereby contradicting themselves before the

Court. It needs to be remembered that PW.2 had lodged

the complaint-Ex.P1 on 26.02.2012 itself.

18. Spot panchanama - Ex.P-4 and the sketch map

- Ex.P-5 clearly show that if the driver of the offending

vehicle was driving the same slowly and carefully, as was

pleaded by the owner of the offending vehicle, the vehicle

would not have strayed off from the road across the

footpath and thereafter dashed against a tree with such an

impact as to cause the death of the driver as well as a

passenger like Mallamma. In other words, nature and

manner of the accident itself shows that driver was driving

the vehicle in a rash and negligent manner with high speed.

Further there is no consistency in the stand of the

respondents regarding the manner of happening of the

accident. As could be seen from the extracted portions of

the cross examination of P.W.2 and P.W.3 and also the

affidavit evidence of R.W.3 and the pleadings of the owner,

there is varying stand taken at various stages namely, that

at some stage it was alleged that a flying missile like stone

had hit the head of the deceased driver and at some other

stage it has been alleged that stone had hit the glass and

insofar as the affidavit of R.W.3 is concerned, it suggests

that the stone had hit both the wind shield glass of the

vehicle as well as the head of the driver. This clearly

probabalises that owner of the vehicle, who apparently is

the brother of the driver did not want the negligence to be

fastened on his brother and therefore inconsistent and false

stands were taken at various stages before the learned

Tribunal. Surprisingly, the insurance company has

abstained from filing its written statement for reasons best

known to it.

19. On a proper appreciation of the evidence, which

includes the oral evidence placed before the Tribunal,

Ex.P.2-complaint, Ex.P.3-charge sheet, Ex.P.4-spot

panchanama and Ex.P-5 sketch map, it can be reasonably

concluded that the accident was entirely due to the rash

and negligent driving of the driver of the offending vehicle

and under such circumstances, there is no merit in the

contention of the learned counsel for the insurance

company that it was an inevitable accident and accordingly,

M.F.A.No.5243/2015 is liable to be dismissed. Accordingly,

it is dismissed.

20. The deceased Mallamma was aged 53 years at

the time of her death. Therefore, appropriate multiplier

applicable to her age is 11. As per the chart prepared by

the Karnataka State Legal Services Authority, monthly

income of a person whose income is not established is

required to be taken at Rs.7,000/- per month for the year

2012. Since she has left behind her husband and 4

children, 1/4 of her income is required to be deducted

towards her personal expenses. It is no doubt contended

by learned counsel for the insurance company that since

the children of the deceased namely, claimant Nos.2 to 5

are majors, they cannot be regarded as dependents. The

matter is now concluded by the authoritative

pronouncement of Hon'ble Supreme Court in NATIONAL

INSURANCE CO. LTD. v. BIRENDER AND OTHERS

(2020 ACJ 759) and therefore, such contention cannot be

entertained. Since deceased was aged 53 years, 10% of

her income is required to be added towards loss of future

prospects. Therefore, 'loss of dependency' is required to be

recomputed as follows:

Rs.7,000+10% (i.e., Rs.7,000/-+Rs.700/-)= Rs.7,700/-

Less:- Rs.7,700/- x ¼ (i.e. Rs.1,925/-) = Rs.5,775/-

Rs.5,775/- x 12 x 11 =Rs.7,62,300/-

21. Since she has left behind her husband and 4

children, Rs.2,00,000/- is required to be awarded towards

'loss of consortium' (Rs.40,000/- x 5). Another sum of

Rs.30,000/- is required to be added towards conventional

heads like 'funeral expenses' and 'loss of estate'.

22. Thus, the total compensation works out as

follows:

                     Heads                       Amount
                                                  in Rs.
       Loss of dependency                          7,62,300/-
       Loss of consortium
       (Rs.40,000x5)                                  2,00,000/-
       Loss of estate                                   15,000/-

       Funeral expenses                                 15,000/-

                    TOTAL                         9,92,300/-


23. Learned Tribunal has already awarded a sum of

Rs.4,00,000/-. Therefore, enhanced compensation works

out to Rs.5,92,300/-. On the enhanced compensation,

interest @ 6% p.a. is liable to be paid by the insurance

company to the claimants.

24. In view of the above, the MFA No.3210/2016 is

allowed in part. The award passed by the learned Tribunal

in MVC No.1188/2013 dated 01.04.2015 is modified by

awarding an enhanced compensation of Rs.5,92,300/- with

interest thereon @ 6% p.a. from the date of petition till the

date of payment.

Registry shall transmit the amount in deposit before

this Court to the learned Tribunal along with records

forthwith.

Sd/-

JUDGE

Sd/-

JUDGE

DR

 
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