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The New India Insurance Co. Ltd. vs Satan Tanti @ Satan Tatwa
2021 Latest Caselaw 1670 Jhar

Citation : 2021 Latest Caselaw 1670 Jhar
Judgement Date : 7 April, 2021

Jharkhand High Court
The New India Insurance Co. Ltd. vs Satan Tanti @ Satan Tatwa on 7 April, 2021
            IN THE HIGH COURT OF JHARKHAND AT RANCHI
                    (Civil Miscellaneous Appellate Jurisdiction)
                            M.A. No. 246 of 2018
                                 ......

The New India Insurance Co. Ltd., Deoghar ...... Appellant Versus

1. Satan Tanti @ Satan Tatwa

2. Radha Devi

3.Belu Mandal 3(a). Dhaneshwar Mandal @ Munna Mandal 3(b). Gopal Mandal

4. Peru Mandal . .......Respondents

CORAM: HON'BLE MR. JUSTICE KAILASH PRASAD DEO (Through : Video Conferencing) ......

      For the Appellant                    : Mr. Manish Kumar, Advocate
                                             Mr. Amit Mishra, Advocate
      For the Respondents                  :
                                -----
05/Dated: 07/04/2021.

Heard, learned counsel for the appellant, Mr. Manish Kumar assisted by learned counsel, Mr. Amit Mishra.

The appellant- New India Insurance Co. Ltd. has preferred this appeal against the award dated 25.11.2017 passed by learned District Judge-I-cum- Motor Accident Claim Tribunal, Deoghar in Motor Accident Claim Case No.24 of 2006 whereby the claimants namely, 1. Satan Tanti @ Satan Tatwa and 2. Radha Devi have been awarded compensation to the tune of Rs.3,99,000/- along with simple interest @ 7.5% per annum from the date of filing of the claim application i.e. 12.07.2006 till the payment is made and paid by Insurance Company, with liberty to recover the aforesaid amount so paid from the owner of the vehicle.

Learned counsel for the appellant, Mr. Manish Kumar has submitted that deceased (Umesh Tanti) was working as a labourer on the tractor of co-villager, Munna Mandal. He being the gratuitous passenger, lost his life and the learned Tribunal has considered the same, but instead of directing the owner of the vehicle to indemnify the award has wrongly fastened the Insurance Company with the liability to indemnify the award and recover the same from the owner of the vehicle.

Learned counsel for the appellant has further submitted that there is delay of 64 days in preferring the appeal and for condonation of the same, I.A. No.4160 of 2018 has been preferred before this Court.

Learned counsel for the appellant has further submitted that quantum

of compensation has not been assailed by the Insurance Company, as such, this Court may consider the same.

After hearing the learned counsel for the appellant and considering the judgment passed by the Apex Court in the case of Oriental Insurance Co. Ltd. vs. Nanjappan & Others, (2004) 13 SCC 224, it appears that the right of recovery has already been granted to the Insurance Company from the owner of the vehicle, as there was violation of terms and conditions of the policy. This concept of right of recovery has emerged only to make the beneficial legislation smooth and beneficial to the claimants, otherwise the claimants, who lost their bread earner, have to face a lot of technical difficulties in recovery the same, as such, since the right of recovery has already been granted to the Insurance Company, in opinion of this Court, no case is made out by the Insurance Company to interfere with the same.

Accordingly, the instant Miscellaneous Appeal being devoid of merit is hereby dismissed in terms of the award passed by the learned Tribunal with rider clause of right of recovery from the owner of the vehicle after indemnifying the award I.A. No.4160 of 2018 is hereby closed.

The statutory amount deposited by the appellant- Insurance Company shall be remitted to the learned Tribunal/Executing Court by the learned Registrar General of this Court within a period of four weeks from today, which shall be indemnified to the claimants and the balance amount of award as passed by the learned Tribunal shall be indemnified by the Insurance Company within a reasonable time as the accident took place on 01.12.2005.

(Kailash Prasad Deo, J.) R.S.

 
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