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Reliance General Insurance Company ... vs Harendrasinh Balvantsinh Zala
2025 Latest Caselaw 2287 Guj

Citation : 2025 Latest Caselaw 2287 Guj
Judgement Date : 31 January, 2025

Gujarat High Court

Reliance General Insurance Company ... vs Harendrasinh Balvantsinh Zala on 31 January, 2025

Author: Biren Vaishnav
Bench: Biren Vaishnav
                                                                                                              NEUTRAL CITATION




                             C/FA/4194/2022                                  JUDGMENT DATED: 31/01/2025

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                                     IN THE HIGH COURT OF GUJARAT AT AHMEDABAD
                                                 R/FIRST APPEAL NO. 4194 of 2022
                                                             With
                                                 R/FIRST APPEAL NO. 4384 of 2022
                                                             With
                                                 R/FIRST APPEAL NO. 4388 of 2022

                       FOR APPROVAL AND SIGNATURE:


                       HONOURABLE MR. JUSTICE BIREN VAISHNAV

                       and
                       HONOURABLE MR. JUSTICE DEVAN M. DESAI

                       ==============================================================
                                    Approved for Reporting                   Yes           No
                                                                                           ✓
                       ==============================================================
                                    RELIANCE GENERAL INSURANCE COMPANY LIMITED
                                                       Versus
                                       HARENDRASINH BALVANTSINH ZALA & ORS.
                       ==============================================================
                       Appearance:
                       MR VIBHUTI NANAVATI(513) for the Appellant(s) No. 1
                       MR MAKBUL I MANSURI(2694) for the Defendant(s) No. 5
                       MR RATHIN P RAVAL(5013) for the Defendant(s) No. 4
                       RULE SERVED for the Defendant(s) No. 1,2,3
                       ==============================================================
                          CORAM:HONOURABLE MR. JUSTICE BIREN VAISHNAV
                                and
                                HONOURABLE MR. JUSTICE DEVAN M. DESAI

                                                         Date : 31/01/2025

                                             ORAL JUDGMENT

(PER : HONOURABLE MR. JUSTICE DEVAN M. DESAI)

1. Present appeals are filed by the respective appellants

challenging the common judgment dated 16.02.2022 and award

dated 25.02.2022 passed by the learned Motor Accident Claims

NEUTRAL CITATION

C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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Tribunal, (Aux.), Ahmedabad at Mirzapur. The First Appeal

No.4194 of 2022 is emanating from MAC Petition No.1650 of

2010. The First Appeal No.4384 of 2022 is emanating from

MAC Petition No.1797 of 2010 and the First Appeal No.4388 of

2022 is emanating from MAC Petition No.1798 of 2010.

2. Heard learned advocate Mr. Vibhuti Nanavati for the

appellants, learned advocate Mr. Rathin P. Raval for respondent

No.4 and learned advocate Mr. Makbul I. Mansuri for

respondent No.5. Though served. None appeared for respondent

Nos.1, 2 and 3.

3. Since all the appeals are emanating from the same

facts and submissions, therefore, appeals are taken up for final

disposal forthwith.

4. The brief facts of the case are as under:-

4.1. On 26.06.2010 at approximately 3.30 a.m. deceased

NEUTRAL CITATION

C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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Kiritkumar Panchal, deceased Manilal Ambalal Panchal and

deceased Manjulaben Manilal Panchal were travelling from

Shirdi to Godhara. When the car reached near Anandpura

Village on Vadodara-Halol Highway, a truck bearing

registration No.GJ-12-Y-9515 was stationed by the driver of the

truck on the road without any care and caution as well as

without any side signal or any barricade. The car bearing

registration No.GJ-5AR-4389 was dashed and went under the

rear part of that truck and resultantly, accident was occurred. In

the said accident the deceased of MACP Nos1650/2010, 1797 of

2010 and 1798 of 2010 had sustained fatal injuries and during

the course of treatment, they were died. The heirs of Manilal

Panchal has filed MACP No.1797 of 2010 for a compensation

of Rs.5,00,000/- before the learned Motor Accident Claim

Tribunal, District Ahmedabad at Mirzapur and learned Tribunal

has awarded Rs.5,76,000/- with interest @ 9% per annum from

the date of claim petition till its realization. The heirs of

Manjulaben Manilal Panchal has filed MACP No.1798 of 2010

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C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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for a compensation of Rs.5,00,000/- before the learned Motor

Accident Claim Tribunal, District Panchmahals at Godhra and

learned Tribunal has awarded Rs.7,42,000/- with interest @ 9%

per annum from the date of claim petition till its realization. The

heirs of Kiritkumar Manilal has filed MACP No.1650 of 2010

for a compensation of Rs.9,00,000/- before the learned Motor

Accident Claim Tribunal, District Ahmedabad at Mirzapur and

learned Tribunal has awarded Rs.10,94,000/- with interest @

9% per annum from the date of claim petition till its realization.

The respective insurance companies i.e. opponent No.2 and 5

filed their respective written statements at Exhibit-19, 21 & 21

and Exhibit-28 and 27 respectively and contested the claim

petition. Opponent Nos.1, 3 and 4 did not appear. After

considering the oral as well as documentary evidences, the

learned Tribunal allowed the claim petition against opponent

Nos.1, 2 owner and insurance company of the truck and

dismissed the petition against opponent Nos.3 to 5 i.e. the

driver, owner and insurance company of Qualis Car. The

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C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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learned Tribunal passed an award directing opponent Nos.1, 2

to pay compensation of Rs.5,76,000/-, Rs.7,42,000/- and

Rs.10,94,000/- in MACP No.1797 of 2010, 1798 of 2010 and

1650 of 2010 respectively with interest at the rate of 9% per

annum from the date of claim petition till its realization with

proportionate costs. Being aggrieved and dissatisfied with the

aforesaid judgment and award, the appellants of First Appeal

No.4194 of 2022, First Appeal No.4384 of 2022 and First

Appeal No.4388 of 2022 are before this Court.

5. Learned advocate for the appellants submitted that

the finding recorded by the learned Tribunal on the issue of

contributory negligence holding the truck solely negligent in

causing the accident is against the oral as well as the

documentary evidence. It is further submitted that if the truck

driver had stopped the truck in the middle of the road, the entire

front portion of the Qualis would have dashed with the rear

portion of the truck, however, the Qualis driver was not injured

NEUTRAL CITATION

C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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in the said accident. The panchnama of the place of accident

further reveals that the distance between the truck and the car

was four feet after the impact. Which clearly indicates that the

Qualis Car was in such a high speed that after the impact the Car

was pushed back about four feet. As per the case of the

claimants, the journey from Shirdi was started on 25.06.2010 in

the morning and the accident took place on 26.06.2010 at 3:30

a.m. This means that the driver of the car was plying the car for

more than 20 hours. Such a long driving would lead to fatigue to

the driver of the car and because of the negligence of the car

driver, the accident took place. It is further submitted that the

learned Tribunal has completely overlooked the admission of

the driver of the Qualis Car who has deposed that he saw the

truck at the distance of 250 to 300 feet before the occurrence of

the accident. The panchnama Exhibit-33 indicates that no brake

marks are found on the road. When the driver of the car had

seen the truck, he would have applied the brakes and could have

avoided the accident. It is further submitted that the truck was

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C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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standing on the road because of the burst of rear tyres on the

conductor side. No other submissions except the above are

canvassed by learned advocate for the appellant.

6. Per contra, learned advocate Mr. Makbul I. Mansuri

for original claimant i.e. the present respondent No.5 supported

the award and submitted that the offending truck was stationary

on the middle of the road without any indicator, sings or signals.

The fact which is pleaded by the driver of the truck in his oral

deposition further strengthens the case of the claimants on the

issue of negligence. It is further submitted that driver of the

truck did not take care while stopping the truck on the middle of

the road. It is further submitted that because of the full speed of

the Qualis Car, the driver of the Qualis Car could not control the

car and it dashed with the back portion of the truck in which the

front part of the car was completely broken and damaged. It is

further contended that the truck driver did not lodge any

complaint. This conduct also establishes the fact that the driver

NEUTRAL CITATION

C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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of the truck was equally responsible for the occurrence of the

accident. It is further submitted that the claimants vide Exhibit-

41 have produced the judgment and award dated 27.02.2015 of

Motor Accident Claims Tribunal (Aux.) Panchmahahl at Godhra

passed by a common order in MACP Nos.930, 931, 932 and 933

of 2010.

7. Learned advocate Mr. Rathin P. Raval for respondent

No.4-United India Insurance Company submitted that the

learned Tribunal has rightly decided the issue of negligence and

exonerated opponent Nos.3 to 5 from the liability of

compensation. The oral deposition of the driver of the truck and

the panchnama Exhibit-33 indicates that the truck driver was

negligent in stopping the truck in the middle of the road without

any indicator, sign or signal. It is further submitted that the other

claimants who sustained injuries in the said accident has also

deposed that the truck driver was negligent in the occurrence of

accident. Learned advocate for the opponent-Insurance

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C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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Company has relied upon Sections 121, 122 and 126 of the

Motor Vehicles Act and Rule No.15 of Road Regulations, 1989.

8. We have considered the submissions of the learned

advocates for the parties and also perused the record and

proceedings. The learned Tribunal has partly allowed the claim

petition by exonerating opponent Nos.3 to 5 i.e. owner, driver

and insurance company of the Qualis Car. The only question

which is under consideration is on the basis of the evidence on

record whether negligence can be attributed solely on the

shoulder of the truck driver or not. Allegations and counter-

allegations are levelled by the drivers of the respective vehicles

in shirking away the responsibility of the occurrence of the

accident. As per the panchnama Exhibit-33, the width of the

road is 22 feet and there are no brakemarks on the road. The

claimants of all the claim petitions have stated that the driver of

the Qualis Car was rash and negligent and was plying he Qualis

Car at an excessive speed. In absence of any material to indicate

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C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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any steps or actions being taken by the driver of the Qualis Car

in avoiding the accident, in our view, the learned Tribunal has

committed an error in not holding composite negligence of both

the drivers in the occurrence of accident. The fact which has

been observed by the learned Tribunal that the driver of the

Qualis Car was not injured in the accident may be because, he

would have tried to take the car on the right hand side of the

road. The panchnama Exhibit-33 further reveals that the

distance between the rear part of the truck and the Qualis Car

was four feet. The panchnama supports the version of the truck

driver, which indicates that the rear side wheels on the

conductor side were found in burst condition. The condition of

the Qualis Car also indicates the force at which the car would

have dashed with the rear portion of the truck. Therefore,

considering the panchnama as well as the version of the

claimants, it is found that both the drivers were negligent. Now

the question remains as to which driver of the offending vehicles

has contributed more in the occurrence of the accident. On the

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C/FA/4194/2022 JUDGMENT DATED: 31/01/2025

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basis of the evidence and the discussions made above, we are of

the view that the driver of the truck has contributed 70% in the

occurrence of accident and the driver of the Qualis Car has

contributed 30% in the occurrence of the accident.

9. Thus, First Appeals are partly allowed. The impugned

judgment and award is modified to the extent that original

opponents are jointly and severally liable to pay the

compensation to the claimants in the proportion of 70% and

30% respectively. The appellant-Insurance Company is also

entitled to refund of excess amount of compensation that has

been deposited before the learned Tribunal. The learned

Tribunal shall refund the excess compensation to the appellants.

Rest of the award remains unaltered. No order as to costs.

Record and proceedings to be sent back forthwith.

(BIREN VAISHNAV, J)

(D. M. DESAI,J) RINKU MALI

 
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