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United India Insurance Company Limited vs Jaan Mohmad Momalvev
2025 Latest Caselaw 1937 Guj

Citation : 2025 Latest Caselaw 1937 Guj
Judgement Date : 16 January, 2025

Gujarat High Court

United India Insurance Company Limited vs Jaan Mohmad Momalvev on 16 January, 2025

Author: Biren Vaishnav
Bench: Biren Vaishnav
                                                                                                                  NEUTRAL CITATION




                            C/FA/2503/2010                                      JUDGMENT DATED: 16/01/2025

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                                    IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                                R/FIRST APPEAL NO. 2503 of 2010


                       FOR APPROVAL AND SIGNATURE:


                       HONOURABLE MR. JUSTICE BIREN VAISHNAV

                       and
                       HONOURABLE MR. JUSTICE DEVAN M. DESAI

                       ==========================================================

                                   Approved for Reporting                      Yes            No

                       ==========================================================
                                        UNITED INDIA INSURANCE COMPANY LIMITED
                                                          Versus
                                             JAAN MOHMAD MOMALVEV & ORS.
                       ==========================================================
                       Appearance:
                       MR VIBHUTI NANAVATI(513) for the Appellant(s) No. 1
                       MR KIRIT I PATEL(628) for the Defendant(s) No. 4.1,4.1.1,4.2
                       RULE SERVED for the Defendant(s) No. 3
                       RULE UNSERVED for the Defendant(s) No. 1,2
                       ==========================================================

                         CORAM:HONOURABLE MR. JUSTICE BIREN VAISHNAV
                               and
                               HONOURABLE MR. JUSTICE DEVAN M. DESAI

                                                        Date : 16/01/2025

                                            ORAL JUDGMENT

(PER : HONOURABLE MR. JUSTICE DEVAN M. DESAI)

1. The present First Appeal is preferred by the

appellant-Insurance Company against the impugned

common judgment and award passed by the learned Motor

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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Accident Claims Tribunal (Aux.), Court No.14, Ahmedabad

in Motor Accident Claim Petition Nos.774, 776, 775, 777,

778, 779, 780 of 2001, whereby the learned tribunal has

partly allowed the claim petitions.

2. Heard learned advocate Mr.Vibhuti Nanavati for

the appellant-Insurance Company and learned advocate

Mr.Kirit Patel for respondent Nos.4.1.1 and 4.2.

3. Brief facts of the case are as under:

3.1 On 08.11.2000, (i) Ashish Vallabhbhai

Khambhayata, with (ii) his brother Bharatbhai Vallabhbhai

Khambhayata (iii) his wife Hinaben Ashish Khambhayata,

(iv) his mother Nirmalaben Vallabhbhai Khambhayata, (v)

his daughter Krusha Ashish Khambhayata, (vi) his father-

in-law Kumandas Nathubhai Zinzuwadia and (vii) his

mother-in-law Kantaben Kumandas Zinzuwadia, were

traveling in a Maruti Van bearing No.GJ-15-A-6177. The

said Maruti Van was driven by Ashish Vallabhbhai

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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Khambhayata. The other family members of the claimant

No.1 Vallabhbhai Khambhayata, were also traveling in

other 3 vehicles namely Maruti Zen, Indica, another

Maruti Zen. All 4 cars were proceeding from Ajmer to

Nathdwara on N.H. No.8. At near village Devgadh, a

Truck bearing Registration No.RJ-02-G-2737 coming from

opposite direction in full speed and in rash and negligent

manner knocked down maruti van bearing No.GJ-15-E-

6177, at 10.45 a.m. In the said accident all passengers

including driver namely Ashish Vallabhbhai Khambhayata,

expired because of accidental injuries. Separate Claim

petitions were filed for the compensation.

                       Sl. MACP Nos. Claimants                                          Claimed
                                                                                        amount
                                                                                        (Rupees)
                       1. 774/2001             1. Vallabhbhai C. Khambhayata     2,40,000/-
                                               2. Hiteshbhai V. Khambhayta
                                               (For deceased Nirmala Vallabhbhai
                                               Khambhayata)

                       2. 775/2001             1. Vallabhbhai C. Khambhayata            10,80,000/-
                                               2. Hiteshbhai V. Khambhayta





                                                                                                            NEUTRAL CITATION




                             C/FA/2503/2010                              JUDGMENT DATED: 16/01/2025

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                                               (For     deceased     Bharatbhai
                                               Vallabhbhai Khambhayata)
                       3. 776/ 2001 1. Vallabhbhai C. Khambhayata    24,00,000/-
                                    2. Hiteshbhai V. Khambhayta
                                    (For     deceased    Ashish   V.
                                    Khambhayata)

                       4. 777/ 2001 1. Vallabhbhai C. Khambhayata     7,20,000/-
                                    2. Hiteshbhai V. Khambhayta
                                    (For    deceased    Hina   Ashish
                                    Khambhayata)
                       5. 778/2001             1. Vallabhbhai C. Khambhayata             2,34,000/-
                                               2. Hiteshbhai V. Khambhayta
                                               (For deceased Krusha Ashish
                                               Khambhayata)
                       6. 779/2001             Kajalben Kumanbhai Zinzuvadia    5,40,000/-
                                               (For deceased Kantaben Kumanbhai
                                               Zinzuvadia)
                       7. 780/2001             Kajalben Kumanbhai Zinzuvadia   20,13,000/-
                                               (For     deceased     Kumanbhai
                                               Nathabhai Zinzuvadia)


                       3.2              In all captioned claim petitions, driver and

owner of the truck bearing Registration No. RJ-02-G-2737

and owner of Maruti Van bearing registration No.GJ-15-E-

6177 were served with the notice. The driver and owner

of the truck i.e. opponent Nos.1 and 2 respectively and

owner of Maruti Van i.e. opponent No.4 though duly

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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served with the notice, have not filed their Written

Statement.

3.3 Opponent No.3 being the Insurance Company of

the Truck appeared and filed Written Statement at Ex.23

in MACP Nos.774, 775 and 776 of 2001 and at Ex.22 in

MACP Nos.777, 778, 779 and 780 of 2001.

3.4 Opponent No.5 being the Insurance Company of

Maruti Van, though duly served; however did not appear

and chose not to file Written Statement.

3.5 All claim petitions were consolidated and

decided by way of a common judgment. Vallabhbhai C.

Khambhayata led oral evidence vide Ex.31 and also

produced documentary evidences such as Panchnama, FIR,

Postmortem report and other evidences. After recording the

oral deposition of Vallabhbhai C. Khambhayata, the said

claimant expired on 12.01.2007.

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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3.6 After considering the evidence on record,

learned Tribunal has awarded following compensation in

favour of respective claimants.


                       Sl.     MACP Amt.               of Amt.    Amt. payable Amt. payable by
                       No      Nos. claim                 awarded by the driver the driver owner
                                    (Rs.)                 (Rs.)   owner        and and insurer of
                                                                  insurer       of Maruti       Car
                                                                  truck bearing bearing
                                                                  registration     registration No.
                                                                  No. RJ-02-G- GJ-15-E-6177 -
                                                                  2727-80%(Rs.) 20% (Rs.)

                       01      774-01         2,40,000/- 1,60,000/- 1,28,000/-          32,000/-
                       02      775-01 10,80,000/- 4,33,000/- 3,46,400/-                 86,600/-
                       03      776-01 24,00,000/- 6,72,800/- 5,38,240/-                 NIL
                       04      777-01         7,20,000/- 4,33,000/- 3,46,400/-          86,600/-
                       05      778-01         2,34,000/- 1,60,000/- 1,28,000/-          32,000/-
                       06      779-01         5,40,000/- 3,85,000/- 3,08,000/-          77,000/-
                       07      780-01 20,13,000/- 5,43,000/- 4,34,400/-                 1,08,600/



                       3.7              Being         aggrieved      and      dissatisfied        with         the

impugned judgment and award, the Insurance Company

has filed all captioned First Appeals.

4. Learned advocate for the appellant - Insurance

Company has raised the contention that the learned

Tribunal has erred in deciding the issue of negligence. It is

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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submitted that at Ex.37 Vallabhbhai C. Khambhayta,

grandfather of deceased Krusha Khambhayata has stated

that the right front tyre of Maruti Van had burst,

resultantly deceased driver of the Van lost control over the

steering and went on the wrong side of the road. As the

truck bearing No.RJ-02-G-2727 was coming from opposite

direction, the Maruti Van collided with the Truck on the

front portion. As per the sketch drawn by the Police

Authority at Ex.36, Maruti Van was coming from Biyavar

Bhim to Kamlighat i.e. from north to south and the truck

was coming from Kamlighat towards Biyavar Bhim i.e.

from south to north. As per the sketch of the scene of the

accident, the car and truck were found lying on the Kacha

road i.e. on the western side of the road. The driver of

the Maruti Van was solely negligent in causing the

accident as he lost control over the steering because the

right front side tyre of Maruti Van burst.

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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4.1 It is further contended that when there is ample

evidence by way of FIR at Ex.37, Panchnama at Ex.36

alongwith the sketch of scene of accident, non-examination

of the driver of the Truck is of no relevance. When the

documentary evidence clearly establishes the role of the

driver of Maruti Car in causing the accident, non-

examination of the driver of the Truck is not the decisive

factor in deciding the negligence.

4.2 Another contention which has been raised by

learned advocate for the appellant is that Hiteshbhai V.

Khambhayata, who was the uncle of deceased Krusha V.

Khambhayata, cannot be considered as a dependent for

claiming compensation. When the grandfather of deceased

Krusha Khambhayat has expired during the pendency of

claim petition, the claim petition deserves to be dismissed

on ground that the cause does not survive and there are

no dependents alive at the time of deciding the claim

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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petition.

5. Per contra, learned advocate for the respondents

claimants has supported the award and submitted that no

interference is called for by this Court as the learned

Tribunal has rightly considered the evidence and the

evidentiary value of the evidence produced on record. It is

submitted that the Truck has collided with the Maruti Van

on the opposite side of the road. Such fact has not been

controverted by either owner or driver of Truck. The

learned Tribunal has rightly held the driver of the Truck

negligent to the extent of 80%. It is fairly contended by

learned advocate for the respondents-claimants that the

claimant has not challenged the award on fastening of

negligence to the extent of 20% on the driver of the

Maruti Van.

6. We have considered the submissions of the

learned advocates for the parties and perused the record

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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and proceedings. The learned Tribunal while considering

the issue of negligence has observed that the driver of

Truck has not been examined and adverse inference has

been drawn. Only on the ground of non-examination of

the driver of Truck, the learned Tribunal has held 80%

negligence on the part of the driver of truck. At this stage,

it would be profitable to refer Panchnama at Ex.36 as well

as the sketch of the scene of the accident. It transpires

that the vehicles in question are found lying on the Kacha

road on the eastern side. The exact location of the Maruti

Van is also found on the edge of the western side of the

road which is exactly opposite side of the road on which

the Maruti Van ought to have been driven. The claimants

have contended that the offending Truck came from

opposite direction and dashed with the Maruti Van which

is contrary to the position of vehicles which are found in

the Panchnama. When the panchnama clearly indicates the

position of vehicles at the site of the accident, learned

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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Tribunal has faulted in ignoring such a vital piece of

evidence while deciding the issue of negligence. When the

Maruti Van is found on the extreme right edge of the

road, a presumption can be drawn that the driver of

Maruti Van has contributed more in the occurrence of

accident. In the complaint at Ex.37, the complainant, who

is the grandfather of deceased Krusha Khambhayata has

stated that the front right side tyre of Maruti Van had

burst, resultantly, his son lost control over the Maruti Van.

In such facts and circumstances, attributing negligence of

80% on the part of the driver of Truck is against the

evidence on record and in our opinion, the learned

Tribunal has not dealt with question of negligence the way

in which it should have been.

7. In cases arising as a result of an accident in

which compensation is claimed, it is necessary for the

claimant to establish negligence on the part of the other

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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vehicle. In a case of contributory negligence, the crucial

question on which the liability depends would be whether

either party could, by exercise of reasonable care have

avoided the consequence of other's negligence. In the

present case, whether the driver of Maruti Van tried to

avoid the accident is missing. Similarly, the evidence is

missing as to what steps the driver of the Truck took to

avoid the accident. As per the complaint filed by the

father of deceased of Maruti Van before the Police, that

the right front side of the Maruti Van burst and because of

such reason, his son lost control over the steering and the

Van went on the extreme opposite side of the road and

dashed with the Truck which was coming from opposite

side is a sufficient evidence that the driver of Maruti Van

has contributed more than 20% in the occurrence of

accident. On assessment of the evidence and in the facts

and circumstances of the case and looking at the

Panchnama and sketch of the scene of accident, we are of

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the opinion that the ratio of negligence of both the

vehicles is required to be modified and we hold that both

the vehicles are found negligent to the extent of 50% each

in the occurrence of accident. We hold driver of the

Maruti Van negligent to the extent of 50% and driver of

the Truck negligent to the extent of 50% in the occurrence

of accident.

8. The question of dependency is another issue

which has been raised by learned advocate for the

Insurance Company. Claim Petition No.778 of 2001 was

originally filed by Vallabhbhai C. Khambhayata for her

granddaughter deceased Krusha Khambhayata and

Hiteshbhai V. Khambhayata, who is uncle of the deceased

Kursha Khambhayata. After recording the oral deposition

of the father of Ashishbhai Khambhayata at Ex31,

Vallabhbhai C. Khambhayata passed away on 12.01.2007.

It is not the case made out by the claimants that the uncle

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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of deceased was dependent upon deceased Krusha

Khambhayata. Uncle Hiteshbhai Khambhayata has not

come forward before the learned Tribunal and stated on

oath that he is dependent of deceased Krusha

Khambhayata. In absence of this vital evidence, a married

man having his own earnings cannot be said to be a

dependent for the purpose of compensation. However,

looking to a peculiar set of facts that the father who was

claimant No.1 in the claim petition deposed before the

learned Tribunal and thereafter unfortunately passed away,

is in our opinion, held to be a dependent. The share of

compensation of deceased grandfather can be claimed by

the claimant No.2 Hiteshbhai Khambhayata not as a

dependent of deceased Krusha Khambhayata but under the

law of succession, the compensation being a movable

property, claimant No.2 Hiteshbhai Khambhayata can get a

share of Vallabhbhai Khambhayata - claimant No.1. Had

Vallabhbhai Khambhayata been alive, the situation would

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C/FA/2503/2010 JUDGMENT DATED: 16/01/2025

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have been different and the view expressed by us might

have been different. Accordingly, claimant No.2 Hiteshbhai

Khambhayata is entitled to compensation which he ought

to get on account of an heir of deceased Vallabhbhai

Khambhayata and not as a dependent of deceased Krusha

Khambhayata.

9. In view of the above discussions, the present

First Appeal is partly allowed. Awarded compensation to

be paid as per the ratio of negligence which has been held

hereinabove. Award may be drawn accordingly.

10. Record and Proceedings be sent back to the

concerned Court/Tribunal.

(BIREN VAISHNAV, J)

(D. M. DESAI,J) MANOJ

 
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