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United India Insurance Company Limited vs Jaan Mohmad Momalvev
2025 Latest Caselaw 1934 Guj

Citation : 2025 Latest Caselaw 1934 Guj
Judgement Date : 16 January, 2025

Gujarat High Court

United India Insurance Company Limited vs Jaan Mohmad Momalvev on 16 January, 2025

Author: Biren Vaishnav
Bench: Biren Vaishnav
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                            C/FA/2504/2010                                      JUDGMENT DATED: 16/01/2025

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                                    IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                                R/FIRST APPEAL NO. 2504 of 2010

                                                             With
                                                 R/FIRST APPEAL NO. 2505 of 2010

                       FOR APPROVAL AND SIGNATURE:


                       HONOURABLE MR. JUSTICE BIREN VAISHNAV

                       and
                       HONOURABLE MR. JUSTICE DEVAN M. DESAI

                       ==========================================================

                                   Approved for Reporting                      Yes            No

                       ==========================================================
                                        UNITED INDIA INSURANCE COMPANY LIMITED
                                                          Versus
                                             JAAN MOHMAD MOMALVEV & ORS.
                       ==========================================================
                       Appearance:
                       MR VIBHUTI NANAVATI(513) for the Appellant(s) No. 1
                       MR KIRIT I PATEL(628) for the Defendant(s) No. 4.1
                       RULE SERVED for the Defendant(s) No. 3
                       RULE UNSERVED for the Defendant(s) No. 1,2
                       ==========================================================

                         CORAM:HONOURABLE MR. JUSTICE BIREN VAISHNAV
                               and
                               HONOURABLE MR. JUSTICE DEVAN M. DESAI

                                                        Date : 16/01/2025

                                            ORAL JUDGMENT

(PER : HONOURABLE MR. JUSTICE DEVAN M. DESAI)

1. The captioned First Appeals are preferred by the

appellant-Insurance Company against the impugned

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C/FA/2504/2010 JUDGMENT DATED: 16/01/2025

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common judgment and award passed by the learned Motor

Accident Claims Tribunal (Aux.), Court No.14, Ahmedabad

in Motor Accident Claim Petition Nos.774, 776, 775, 777,

778, 779, 780 of 2001, whereby the learned tribunal has

partly allowed the claim petitions.

2. Heard learned advocate Mr.Vibhuti Nanavati for

the appellant-Insurance Company and learned advocate

Mr.Kirit Patel for respondent Nos.4.1.1 and 4.2.

3. Since the common issues are involved in these

appeals, upon request of learned advocates for the parties,

captioned appeals are taken up together and decided by

this common judgment.

4. Brief facts of the case in captioned First

Appeals are as under:

4.1 On 08.11.2000, (i) Ashish Vallabhbhai

Khambhayata, with (ii) his brother Bharatbhai Vallabhbhai

Khambhayata (iii) his wife Hinaben Ashish Khambhayata,

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(iv) his mother Nirmalaben Vallabhbhai Khambhayata, (v)

his daughter Krusha Ashish Khambhayata, (vi) his father-

in-law Kumandas Nathubhai Zinzuwadia and (vii) his

mother-in-law Kantaben Kumandas Zinzuwadia, were

traveling in a Maruti Van bearing No.GJ-15-A-6177. The

said Maruti Van was driven by Ashish Vallabhbhai

Khambhayata. The other family members of the claimant

No.1 Vallabhbhai Khambhayata, were also traveling in

other 3 vehicles namely Maruti Zen, Indica, another

Maruti Zen. All 4 cars were proceeding from Ajmer to

Nathdwara on N.H. No.8. At near village Devgadh, a

Truck bearing Registration No.RJ-02-G-2737 coming from

opposite direction in full speed and in rash and negligent

manner knocked down maruti van bearing No.GJ-15-E-

6177, at 10.45 a.m. In the said accident all passengers

including driver namely Ashish Vallabhbhai Khambhayata,

expired because of accidental injuries. Separate Claim

petitions were filed for the compensation.





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                             C/FA/2504/2010                              JUDGMENT DATED: 16/01/2025

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                       Sl. MACP Nos. Claimants                                          Claimed
                                                                                        amount
                                                                                        (Rupees)
                       1. 774/2001             1. Vallabhbhai C. Khambhayata     2,40,000/-
                                               2. Hiteshbhai V. Khambhayta
                                               (For deceased Nirmala Vallabhbhai
                                               Khambhayata)

                       2. 775/2001             1. Vallabhbhai C. Khambhayata     10,80,000/-
                                               2. Hiteshbhai V. Khambhayta
                                               (For      deceased     Bharatbhai
                                               Vallabhbhai Khambhayata)
                       3. 776/ 2001 1. Vallabhbhai C. Khambhayata    24,00,000/-
                                    2. Hiteshbhai V. Khambhayta
                                    (For     deceased    Ashish   V.
                                    Khambhayata)

                       4. 777/ 2001 1. Vallabhbhai C. Khambhayata     7,20,000/-
                                    2. Hiteshbhai V. Khambhayta
                                    (For    deceased    Hina   Ashish
                                    Khambhayata)
                       5. 778/2001             1. Vallabhbhai C. Khambhayata             2,34,000/-
                                               2. Hiteshbhai V. Khambhayta
                                               (For deceased Krusha Ashish
                                               Khambhayata)
                       6. 779/2001             Kajalben Kumanbhai Zinzuvadia    5,40,000/-
                                               (For deceased Kantaben Kumanbhai
                                               Zinzuvadia)
                       7. 780/2001             Kajalben Kumanbhai Zinzuvadia   20,13,000/-
                                               (For     deceased     Kumanbhai
                                               Nathabhai Zinzuvadia)


                       4.2              In captioned claim petitions, driver and owner




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                             C/FA/2504/2010                                       JUDGMENT DATED: 16/01/2025

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of the truck bearing Registration No. RJ-02-G-2737 and

owner of Maruti Van bearing registration No.GJ-15-E-6177

were served with the notice. The driver and owner of the

truck i.e. opponent Nos.1 and 2 respectively and owner of

Maruti Van i.e. opponent No.4 though duly served with

the notice, have not filed their Written Statement.

4.3 Opponent No.3 being the Insurance Company of

the Truck appeared and filed Written Statement at Ex.23

in MACP Nos.774, 775 and 776 of 2001 and at Ex.22 in

MACP Nos.777, 778, 779 and 780 of 2001.

4.4 Opponent No.5 being the Insurance Company of

Maruti Van, though duly served; however did not appear

and chose not to file Written Statement.

4.5 All claim petitions were consolidated and

decided by way of a common judgment. Vallabhbhai C.

Khambhayata led oral evidence vide Ex.31 and also

produced documentary evidences such as Panchnama, FIR,

Postmortem report and other evidences. After recording the

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oral deposition of Vallabhbhai C. Khambhayata, the said

claimant expired on 12.01.2007.

4.6 After considering the evidence on record,

learned Tribunal has awarded following compensation in

favour of respective claimants.


                       Sl.     MACP Amt.               of Amt.    Amt. payable Amt. payable by
                       No      Nos. claim                 awarded by the driver the driver owner
                                    (Rs.)                 (Rs.)   owner        and and insurer of
                                                                  insurer       of Maruti       Car
                                                                  truck bearing bearing
                                                                  registration     registration No.
                                                                  No. RJ-02-G- GJ-15-E-6177 -
                                                                  2727-80%(Rs.) 20% (Rs.)

                       01      774-01         2,40,000/- 1,60,000/- 1,28,000/-          32,000/-
                       02      775-01 10,80,000/- 4,33,000/- 3,46,400/-                 86,600/-
                       03      776-01 24,00,000/- 6,72,800/- 5,38,240/-                 NIL
                       04      777-01         7,20,000/- 4,33,000/- 3,46,400/-          86,600/-
                       05      778-01         2,34,000/- 1,60,000/- 1,28,000/-          32,000/-
                       06      779-01         5,40,000/- 3,85,000/- 3,08,000/-          77,000/-
                       07      780-01 20,13,000/- 5,43,000/- 4,34,400/-                 1,08,600/



                       4.7              Being         aggrieved      and      dissatisfied        with         the

impugned judgment and award, the Insurance Company

has filed all captioned First Appeals.

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5. Learned advocate for the appellant - Insurance

Company has raised the contention that the learned

Tribunal has erred in deciding the issue of negligence. It is

submitted that at Ex.37 Vallabhbhai C. Khambhayta, father

of deceased Ashishbhai V. Khambhayata has stated that the

right front tyre of Maruti Van had burst, resultantly

deceased driver of the Van lost control over the steering

and went on the wrong side of the road. As the truck

bearing No.RJ-02-G-2727 was coming from opposite

direction, the Maruti Van collided with the Truck on the

front portion. As per the sketch drawn by the Police

Authority at Ex.36, Maruti Van was coming from Biyavar

Bhim to Kamlighat i.e. from north to south and the truck

was coming from Kamlighat towards Biyavar Bhim i.e.

from south to north. As per the sketch of the scene of the

accident, the car and truck were found lying on the Kacha

road i.e. on the western side of the road. The driver of

the Maruti Van was solely negligent in causing the

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accident as he lost control over the steering because the

right front side tyre of Maruti Van burst.

5.1 It is further contended that when there is ample

evidence by way of FIR at Ex.37, Panchnama at Ex.36

alongwith the sketch of scene of accident, non-examination

of the driver of the Truck is of no relevance. When the

documentary evidence clearly establishes the role of the

driver of Maruti Car in causing the accident, non-

examination of the driver of the Truck is not the decisive

factor in deciding the negligence.

6. Per contra, learned advocate for the respondents

claimants has supported the award and submitted that no

interference is called for by this Court as the learned

Tribunal has rightly considered the evidence and the

evidentiary value of the evidence produced on record. It is

submitted that the Truck has collided with the Maruti Van

on the opposite side of the road. Such fact has not been

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controverted by either owner or driver of Truck. The

learned Tribunal has rightly held the driver of the Truck

negligent to the extent of 80%. It is fairly contended by

learned advocate for the respondents-claimants that the

claimants has not challenged the award on fastening of

negligence to the extent of 20% on the driver of the

Maruti Van.

7. We have considered the submissions and

perused the record and proceedings. The learned Tribunal

while considering the issue of negligence has observed that

the driver of Truck has not been examined and adverse

inference has been drawn. Only on the ground of non-

examination of the driver of Truck, the learned Tribunal

has held 80% negligence on the part of the driver of

truck. At this stage, it would be profitable to refer

Panchnama at Ex.36 as well as the sketch of the scene of

the accident. It transpires that the vehicles in question are

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found lying on the Kacha road on the eastern side. The

exact location of the Maruti Van is also found on the edge

of the western side of the road which is exactly opposite

side of the road on which the Maruti Van ought to have

been driven. The claimants have contended that the

offending Truck came from opposite direction and dashed

with the Maruti Van which is contrary to the position of

vehicles which are found in the Panchnama. When the

panchnama clearly indicates the position of vehicles at the

site of the accident, learned Tribunal has faulted in

ignoring such a vital piece of evidence while deciding the

issue of negligence. When the Maruti Van is found on the

extreme right edge of the road, a presumption can be

drawn that the driver of Maruti Van has contributed more

in the occurrence of accident. In the complaint at Ex.37,

the complainant who is the father of deceased Ashish

Khambhayata has stated that the front right side tyre of

Maruti Van had burst, resultantly, his son lost control over

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the Maruti Van. In such facts and circumstances,

attributing negligence of 80% on the part of the driver of

Truck is against the evidence on record and in our

opinion, the learned Tribunal has not dealt with question

of negligence the way in which it should have been.

8. In cases arising as a result of an accident in

which compensation is claimed, it is necessary for the

claimant to establish negligence on the part of the other

vehicle. In a case of contributory negligence, the crucial

question on which the liability depends would be whether

either party could, by exercise of reasonable care have

avoided the consequence of other's negligence. In the

present case, whether the driver of Maruti Van tried to

avoid the accident is missing. Similarly, the evidence is

missing as to what steps the driver of the Truck took to

avoid the accident. As per the complaint filed by the

father of deceased of Maruti Van before the Police, that

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the right front side of the Maruti Van burst and because of

such reason, his son lost control over the steering and the

Van went on the extreme opposite side of the road and

dashed with the Truck which was coming from opposite

side is a sufficient evidence that the driver of Maruti Van

has contributed more than 20% in the occurrence of

accident. On assessment of the evidence and in the facts

and circumstances of the case and looking at the

Panchnama and sketch of the scene of accident, we are of

the opinion that the ratio of negligence of both the

vehicles is required to be modified and we hold that both

the vehicles are found negligent to the extent of 50% each

in the occurrence of accident. We hold driver of the

Maruti Van negligent to the extent of 50% and driver of

the Truck negligent to the extent of 50% in the occurrence

of accident.

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9. In view of the above discussions, the captioned

First Appeals are partly allowed. Awarded compensation to

be paid as per the ratio of negligence which has been held

hereinabove. Award may be drawn accordingly.

10. Record and Proceedings be sent back to the

concerned Court/Tribunal.

(BIREN VAISHNAV, J)

(D. M. DESAI,J) MANOJ

 
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