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Oriental Insurance Co Ltd vs Rajeshwarikumari Janaksinh Chauhan
2025 Latest Caselaw 1719 Guj

Citation : 2025 Latest Caselaw 1719 Guj
Judgement Date : 9 January, 2025

Gujarat High Court

Oriental Insurance Co Ltd vs Rajeshwarikumari Janaksinh Chauhan on 9 January, 2025

Author: Biren Vaishnav
Bench: Biren Vaishnav
                                                                                                               NEUTRAL CITATION




                            C/FA/962/2011                                    JUDGMENT DATED: 09/01/2025

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                                   IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                                R/FIRST APPEAL NO. 962 of 2011

                       FOR APPROVAL AND SIGNATURE:


                      HONOURABLE MR. JUSTICE BIREN VAISHNAV

                      and
                      HONOURABLE MR. JUSTICE DEVAN M. DESAI

                      ==========================================================

                                  Approved for Reporting                     Yes           No
                                                                                           No
                      ==========================================================
                                          ORIENTAL INSURANCE CO LTD
                                                     Versus
                                   RAJESHWARIKUMARI JANAKSINH CHAUHAN & ORS.
                      ==========================================================
                      Appearance:
                      MR VIBHUTI NANAVATI(513) for the Appellant(s) No. 1
                      MR JM BAROT(143) for the Defendant(s) No. 1,2
                      RULE NOT RECD BACK for the Defendant(s) No. 4
                      RULE UNSERVED for the Defendant(s) No. 3
                      ==========================================================

                         CORAM:HONOURABLE MR. JUSTICE BIREN VAISHNAV
                               and
                               HONOURABLE MR. JUSTICE DEVAN M. DESAI

                                                 Date : 09/01/2025
                                                 ORAL JUDGMENT

(PER : HONOURABLE MR. JUSTICE DEVAN M. DESAI)

1. Feeling aggrieved and dissatisfied with the

impugned common judgment and award passed by the

learned Motor Accident Claims Tribunal (Main),

Sabarkantha, at Himatnagar in Motor Accident Claim

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C/FA/962/2011 JUDGMENT DATED: 09/01/2025

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Petition No.875 of 2006 and other allied matters, whereby

the learned tribunal has partly allowed all four claim

petitions, whereby in Motor Accident Claim Petition

No.875 of 2006, learned Tribunal awarded compensation of

Rs.17,68,648/- but the learned Tribunal deducted an

amount of Rs.1,76,865/- by holding 10% negligence on the

part of deceased-Janaksinh Chauhan in the occurrence of

accident. Therefore, the learned Tribunal has awarded a

sum of (Rs.17,68,648-Rs.1,76,865/-) = Rs.15,91,783/- as

compensation.

2. Heard learned advocate Mr.Vibhuti Nanavati for

the appellant-original opponent No.3 and learned advocate

Mr.J.M.Barot for respondent Nos.1 and 2-original claimant

Nos.1 and 2.

3. Brief facts narrated in the present First Appeal

are as under:-

3.1 On 25.03.2006, Janaksinh Chauhan was going

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C/FA/962/2011 JUDGMENT DATED: 09/01/2025

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from Himatnagar to Prantij on his Motorcycle bearing

registration No.GJ-16-J-7887 with his wife Pushpaben and

minor daughters Priyanshukumari and Rajeshwarikumari as

pillion riders. At about 6.45 p.m., when they reached near

Kohinoor Motors, Sim-village Hajipur, original opponent

No.1 driver of Truck bearing registration No.RJ-14-1-G-

5110, was going ahead of them, and all of a sudden, the

said truck applied brakes without any sign and signal.

Resultantly, motorcycle rammed into the backside of the

truck resulting into serious injuries to all the four persons

riding on the motorcycle. Because of the accidental

injuries, Janaksinh Chauhan, Priyanshukumari and

Pushpaben died and Rajeshwarikumari sustained serious

bodily injuries.

3.2 Four separate claim petitions being Motor

Accident Claim Petition Nos.875, 876, 877 and 878 of

2006 were filed by the present respondent No.1 and 2

namely Rajeshwarikumari Janaksinh Chauhan and

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C/FA/962/2011 JUDGMENT DATED: 09/01/2025

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Ruprajkumari Janaksinh Chauhan.

3.3 The present First Appeal is arising out of Motor

Accident Claim Petition No.875 of 2006 which was filed by

respondent No.1 and respondent No.2 for a compensation

of Rs.25,00,000/- upon the death of their father Janaksinh

Chauhan. All four claim petitions were consolidated and

common evidence was recorded in MACP No.875 of 2006

and by a common judgment and award dated 25.11.2010,

learned Motor Accident Claims Tribunal (Main),

Sabarkantha at Himatnagar partly allowed all four claim

petitions by holding the truck driver negligent to the

extent of 90% and the motorcyclist-deceased Janksinh

Chauhan to the extent of 10% for the accident. The

learned Tribunal while deciding all four claim petitions

awarded an amount of compensation @ 7.5% as follows:-

                       Number of petitions                        Amount in Rs.
                       MACP No.875 of 2006                        15,91,783/
                       MACP No.876 of 2006                        3,33,000/-
                       MACP No.877 of 2006                        1,54,500/-





                                                                                                               NEUTRAL CITATION




                            C/FA/962/2011                                   JUDGMENT DATED: 09/01/2025

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                       MACP No.878 of 2006                       55,000/-



                      3.4              Being aggrieved and dissatisfied with the holding

of the driver of the truck negligent to the extent of 90%,

the appellant-Insurance Company is before this Court.

4 Learned advocate for the appellant-original

opponent No.3 has mainly contended that learned Tribunal

has committed an error by holding the driver of the truck

negligent to the extent of 90%. It is further submitted that

in the claim petition, claimants have stated that on the

date of accident, the driver of the truck all of a sudden

applied brakes without any sign or signal which resulted

into the motorcyclist dashing on the backside of the truck

whereas in the FIR, Chargesheet and Panchnama, the

offending truck was found stationary and the motorcyclist

rammed into the backside of the truck causing the

accident.

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4.1 When two different theories are coming on

record, learned Tribunal ought to have appreciated the

oral deposition of claimant No.1- respondent No.1 herein

which is recorded at Ex.50. The said witness has deposed

that she was sitting behind her father Janaksinh Chauhan,

and therefore, could not say whether the offending truck

was going on at high speed or not. It is further stated that

she could not see in front of the motorcycle.

4.2 It is further submitted that Panchnama at Ex.39

explains the exact position of the truck and also the

condition of the motorcycle. As per the Panchnama, the

motorcycle was damaged to a great extent and from such

evidence it can be submitted that deceased was plying

motorcycle at a very high speed. Claimants have not

pleaded any evidence with regard to the distance between

the offending truck and motorcycle at the time of

happening of the accident.

4.3 A further contention has been raised by the

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learned advocate for the appellant that the motorcycle as

per the R.C.Book which is produced at mark 21/1 indicates

that the motorcycle is of 98.2 C.C. horsepower (B.H.P.).

Undisputedly, the deceased was riding the motorcycle with

three pillion riders namely, his wife (Pushpaben) and

minor daughters (Priyanshukumari and Rajeshwarikumari).

The accident has occurred solely of negligent driving of

the deceased. It seems from the record that the deceased

had not taken proper care and caution while plying the

motorcycle. When the deceased did not keep a safe

distance from the vehicle going ahead of the motorcycle,

the driver of the offending truck could not have been

saddled with the negligence to the extent of 90%. The

accident occurred at 6.45 p.m. and in the month of

March, there is always day light and the deceased could

have spotted the truck, even if it is presumed that the

truck was a stationary truck.

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5. Per contra, learned advocate for respondent No.1

and 2-original claimants has supported the judgment and

award and submitted that the offending truck has

remained negligent in applying brakes without any sign or

signal which has resulted into the unfortunate accident and

three persons have lost their lives. It is submitted that as

per the Panchnama at Ex.39, the truck was stationed 3

feet away from the divider of the road. It is further

submitted that the Investigating Officer, who has been

examined at Ex.73 has admitted in his cross-examination

that the truck was stationed when the accident took place.

It is further contended that the occurrence of the accident

which has been stated in the claim petition is the correct

narration and the truck was not in a stationary position

when the accident took place.

5.1 It is further contended that when from the oral

deposition of respondent No.1 and from other documentary

evidence, the learned Tribunal has found the offending

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truck negligent to the extent of 90%, this Court may not

interfere in the assessment of negligence and the judgment

and award may not be disturbed. Except these

submissions, no other submissions are made by the learned

advocate for the claimants.

6. We have considered the rival submissions and

also perused the record and proceedings. Undisputedly, on

the date of accident, deceased was riding the motorcycle

with three pillion riders and dashed into the backside of

the truck which resulted into the death of Janaksinh

Chauhan, Priyanshukumari and Pushpaben and respondent

No.1 Rajeshwarikumari sustained injuries. There are two

theories of happening of the accident which are coming

out from record. The first theory, the narration given by

the claimants in the claim petition is that, the offending

truck was going ahead of the motorcycle, all of a sudden

without any sign or signal offending truck applied brakes

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and therefore, the motorcycle rammed into the backside of

the truck. The second theory, which has been considered

by the learned Tribunal is by relying upon the Panchnama

and the oral deposition of Investigating Officer. As per the

Panchnama, Chargesheet and oral deposition of the

Investigating Officer, the offending truck was in a

stationary condition and the motorcycle dashed the truck

from behind. Undisputedly, there is no eye witness to the

accident. The only witness who can be said to have seen

the actual happening of the accident is claimant No.1-

Rajeshwarikumari. However, the said witness has remained

silent in her deposition with regard to the distance

between two vehicles and the speed of the motorcycle.

What is gathered from her evidence is that the truck was

in motion and all of a sudden, driver of the truck applied

brakes without any sign or signal which caused the

accident. So, the second theory, that truck was in a

stationary condition is ruled out for the reason that neither

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the Investigating Officer was present nor any eye witness

is found at the spot when the accident took place.

Panchnama can only be used as evidence for the limited

purpose of ascertaining the position of the vehicles,

condition of vehicles after the impact and for ascertaining

the location and the width of the road where the accident

took place. The contents of the Panchnama, in the present

case is not helpful in arriving at the conclusion that the

offending truck abruptly applied brakes without any sign

or signal. Our view is fortified by perusing the

Panchnama. The Panchnama of the site of the accident

does not disclose any brakemarks of the truck on the road.

Even if the theory of the claimant is believed that the

offending truck applied brakes, the brakemarks would be

found on the road. Thus, the story tried to be developed

by the claimants that the offending truck suddenly applied

brakes without any sign or signal is not established.

6.1 Panchnama at Ex.39 is the only document

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which can be considered for finding the exact position of

the two vehicles and condition of vehicles after the

impact. Panchnama depicts the situation of the place of

accident. As per panchnama, the width of the road is 30

feet in East-West direction. The truck is found facing

southern direction and left backside of the truck is found

damaged. Angle of the rear side of the truck is found

damaged and separated from welding. The motorcycle is

found under the left backside wheel of the truck. The

distance between the left side of the truck and the

drainage line on the eastern side of the road is 3 feet.

The width of the drainage line is 3 feet. There exits a

service road after the drainage line on the eastern side of

the road. Whereas on the western side of the truck, the

distance between the truck and divider is 3 feet. This

leaves 24 feet road open wherein the truck is found. As

can be seen from the Panchnama, the motorcyclist dashed

on left backside of the truck. Claimant No.1-

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Rajeshwarikumari has conveniently avoided reply to the

question put to her with regard to the happening of the

accident. She has conveniently replied that as she was

sitting behind her father, she could not see the front side

of the motorcycle.

6.2 From the Panchnama and from the replies given

by the claimants regarding the manner in which the

accident took place, we are of the view that the

motorcyclist might have tried to overtake truck from left

side, which is not permissible under the Traffic Rules and

dashed with the rear left of the truck. Moreover, there

were three pillion riders on the motorcycle with the

deceased which could have led the deceased in off

balancing the motorcycle. The fact that deceased was

plying motorcycle with 3 pillion riders itself speaks that

the deceased has committed breach of the Rules. The

R.C.Book which is placed on record clearly says that the

type of body is 'solo with pillion'. There is every

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possibility that the deceased while overtaking the truck

from left side rammed into the truck which caused death

of three persons and one sustained injuries.

6.3 It would be profitable to refer Section 128 of

the Motor Vehicles Act, 1988:-

"128. Safety measures for drivers and pillion riders:-(1) No driver of a two-wheeled motor cycle shall carry more than one person in addition to himself on the motor cycle and no such person shall be carried otherwise than sitting on a proper seat securely fixed to the motor cycle behind the driver's seat with appropriate safety measures.

6.4 The said provision mandates that no driver of

two wheeled motorcycle shall carry more than one person

in addition to himself on the motorcycle. The said

provision prescribes certain safety measures for drivers and

pillion rider of motor vehicles. When the provision

prohibits the rider of motorbike for taking more than one

pillion rider, breach of such safety measures amounts to

negligence.

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C/FA/962/2011 JUDGMENT DATED: 09/01/2025

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6.5 Regulation 23 of Rules of the Road Regulations,

1989 would be apt to be referred in the facts of the

present case.

"23 Distance from vehicles in front: The driver of a motor vehicle moving behind another vehicle shall keep at a sufficient distance from that other vehicle to avoid collision if the vehicle in front should suddenly slow down or stop."

6.6 In the words of the Hon'ble Apex Court in the

case of Nishan Singh & Ors. Vs. Oriental Insurance Company

Ltd. through Regional Manager & Ors. reported in 2018

LawSuit (SC) 424 decided on 27.04.2018, the thumb rule of

the sufficient distances is at least a safe distance of two to

three seconds gap in ideal condition to avert collision and

to allow the following driver to time to respond. In the

present case, claimants have for the reasons best known to

them conveniently not specified the distance between the

truck and motorcycle just before the impact. The blame

must rest on the motorcyclist for having driven the

motorcycle rashly and negligently.

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6.7 Another aspect which justifies our assumption is

that it is neither the case of the claimants nor has come

on record the reason for the truck driver to apply sudden

brakes. From the assessment of the evidence, we are of

the view that both the vehicles are equally negligent in

the occurrence of the accident. Therefore, the fastening of

the liability on the truck to the extent of 90% is modified

and is reduced to 50%, whereas, the negligence of the

motorcyclist i.e. deceased is increased upto 50% from 10%.

7. Accordingly, the First Appeal is partly allowed.

Therefore, claimants of MACP No.875 of 2006 are entitled

to recover (Rs.17,68,648-Rs.8,84,324/-) = Rs.8,84,324/- as

compensation instead of Rs.15,91,783/- from original

opponent Nos.1 to 3 jointly and severally with simple

interest @ 7.5% per annum from the date of petition till

realization. The rest of award passed in MACP No.875 of

2006 is unaltered.

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The appellant-insurance Company may claim

refund of the excess amount of compensation which has

been deposited before the learned Tribunal and learned

Tribunal shall refund such excess amount of compensation

to Insurance Company. If the deposited amount has been

withdrawn by the claimants, opponent No.3-Insurance

Company, may recover the same from the claimants by

following due process of law. No order as to costs. Record

and proceedings, be sent back to the concerned

Court/Tribunal.

(BIREN VAISHNAV, J)

(D. M. DESAI,J) MANOJ

 
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