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Oriental Insurance Company Limited vs Legal Heirs Of Deceased Guliben ...
2024 Latest Caselaw 5809 Guj

Citation : 2024 Latest Caselaw 5809 Guj
Judgement Date : 28 June, 2024

Gujarat High Court

Oriental Insurance Company Limited vs Legal Heirs Of Deceased Guliben ... on 28 June, 2024

                                                                                    NEUTRAL CITATION




     C/FA/4939/2010                              JUDGMENT DATED: 28/06/2024

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             IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                      R/FIRST APPEAL NO. 4939 of 2010
                                  With
                      R/FIRST APPEAL NO. 4940 of 2010

FOR APPROVAL AND SIGNATURE:


HONOURABLE MR. JUSTICE SANDEEP N. BHATT

==========================================================

1    Whether Reporters of Local Papers may be allowed
     to see the judgment ?

2    To be referred to the Reporter or not ?

3    Whether their Lordships wish to see the fair copy
     of the judgment ?

4    Whether this case involves a substantial question
     of law as to the interpretation of the Constitution
     of India or any order made thereunder ?

==========================================================
           ORIENTAL INSURANCE COMPANY LIMITED
                          Versus
LEGAL HEIRS OF DECEASED GULIBEN VALSINGBHAI DHADKU & ORS.
==========================================================
Appearance:
MR MAULIK J SHELAT(2500) for the Appellant(s) No. 1
MR KIRTIDEV R DAVE(3267) for the Defendant(s) No. 1.1,1.2,1.3
MR PM LAKHANI(1326) for the Defendant(s) No. 2
MR RAHUL K DAVE(3978) for the Defendant(s) No. 1.1,1.2,1.3
MR VIBHUTI NANAVATI(513) for the Defendant(s) No. 4
NOTICE SERVED for the Defendant(s) No. 3
==========================================================

    CORAM:HONOURABLE MR. JUSTICE SANDEEP N. BHATT

                             Date : 28/06/2024

                        COMMON ORAL JUDGMENT

NEUTRAL CITATION

C/FA/4939/2010 JUDGMENT DATED: 28/06/2024

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1. These appeals are filed by the appellant-insurance

company under Section 173 of the Motor Vehicles Act, 1988

(`MV Act' for short), being aggrieved and dissatisfied with the

judgment and award dated 15.10.2010 passed by the Motor

Accident Claims Tribunal (Main) Surendranagar in MACP

No.677 of 2001 and allied matters, whereby the claim

petitions of the claimants were partly allowed and the

original opponents were ordered to pay the amount of

compensation as mentioned in the impugned judgment and

award by holding all the opponents jointly and severally

liable.

2. There were four appeals arising out of the four

claim petitions. However, as two of the appeals are

challenging very small amount, the same are disposed of on

the ground of smallness of amount, without entering into the

merits of the case. Therefore, the remaining appeals are

decided by this common judgment, at the request of learned

advocates for the parties.

3. The brief facts leading to filing of the appeals are

such that the claim petitions were filed by the claimants

stating that the deceased were travelling along with the

family in truck No.GJ-3U-6139 on 1.9.2001 along with their

goods and at the place of the accident, one truck was coming

NEUTRAL CITATION

C/FA/4939/2010 JUDGMENT DATED: 28/06/2024

undefined

from opposite direction and another truck which was behind

the said truck coming from opposite direction had tried to

overtake the truck going ahead of it and in the process of

overtaking, the truck wherein the claimants were travelling

and truck no.GJ-1TT-5129 had collided.

4. On issuance of notice, the appellant-insurance

company and the insurance company of the other vehicle

appeared and resisted the claim petitions and raised their

common defence that there is no negligence on their part of

the present applicant and no liability for compensation is

said to have arisen in favour of the claimants, however, the

learned Tribunal held all the opponents liable and passed the

impugned award, which is challenged by the appellant-

insurance company by way of filing these appeals.

5. Heard learned advocates for the parties.

5.1. Learned advocate for the appellant has submitted

that the driver of the truck no.GJ-1-TT-5129 (insured with

United India Insurance Company Limited) was solely

responsible for the accident; that the criminal complaint was

lodged against him; that the driver of the said truck

remained absent during the trial and the driver of the truck

which was insured with the applicant-insurance company died

NEUTRAL CITATION

C/FA/4939/2010 JUDGMENT DATED: 28/06/2024

undefined

on the spot, which would show that the driver of the truck

no.GJ-1-TT-5129 was responsible for the accident and the

learned Tribunal has erred in holding the drivers of both the

trucks responsible for the accident; that this is a case of

composite negligence and not contributory negligence and

therefore the liability could not have been apportioned

between both the drivers.

6. Per contra, learned advocates for the respondents have submitted that the award of the learned Tribunal is

just and proper and there is no need of any interference by

this Court. They have submitted that the learned Tribunal,

after considering the oral and documentary evidence produced

on the record, has rightly come to the conclusion that both

the vehicles are contributory negligent for the accident and

has rightly held all the opponents jointly and severally liable

for the accident. They, therefore, submitted that these appeals

be dismissed.

7. I have gone through the record and proceedings

called for from the learned trial Court and also perused the

impugned judgment and award.

8. From the FIR which is filed by one of the persons

travelling in Truck No.GJ-3U-6139 (vehicle insured with the

appellant herein) against the driver of the truck no.GJ-1TT-

NEUTRAL CITATION

C/FA/4939/2010 JUDGMENT DATED: 28/06/2024

undefined

5129 stating that the truck in which he was travelling was

going in the correct direction and at the place of accident,

one another truck was coming from opposite direction and

one more truck i.e. GJ.1TT5129 came from behind the truck

coming from opposite direction and collided with the truck in

which the complainant was travelling due to which the

accident occurred and some persons were injured and some

persons died. The driver of the truck in which the

complainant was travelling i.e. the truck insured with the

appellant-insurance company died on the spot. On going

through the entire material, the driver of the insurance

company of the other truck against whom the complaint is

filed has remained absent and did not contest the claim

petition. The panchanama of the scene of the accident

supports the said complaint. It is also pertinent to note that

the chargesheet was also filed against the truck driver of the

other vehicle after investigation. The statement of the witness

recorded during investigation also supports the say of the

appellant. Considering all this evidence, the learned Tribunal

is right in holding the drivers of both the vehicles negligent

for the accident. It clearly transpires that this is a case of

composite negligence for claimants and not contributory

negligence. As both the vehicles are heavy vehicles, the

Tribunal ought to have fix 50% liability of each vehicle

looking to the FIR, panchanama and deposition of injured

NEUTRAL CITATION

C/FA/4939/2010 JUDGMENT DATED: 28/06/2024

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witnesses. The driver of the truck coming from the opposite

direction collided with the truck insured with the appellant

from front side at the time of overtaking the other truck

which was in front of it. Thus, the truck insured with the

appellant-insurance company also be held liable for the

accident. When the said truck is liable for the accident, the

appellant-insurance company with which the truck is insured

is required to pay 50% of the total liability of compensation.

9. At this stage, it will be fruitful to refer to the

judgment in the case of Khenyei V/s New India Assurance

Company Limited and Others, reported in (2015) SCC 273, wherein the difference between composite negligence and

contributory negligence is clearly distinguished by observing

that "there is a difference between contributory and composite

negligence. In the case of contributory negligence, a person

who has himself contributed to the accident cannot claim

compensation for the injuries sustained by him in the

accident to the extent of his own negligence. Extent of his

negligence is required to be determined as damages

recoverable by him in respect of the injuries have to be

reduced in proportion to his contributory negligence. However,

in the case of composite negligence, a person who has

suffered has not contributed to the accident but due to the

outcome of combination of negligence of two or more other

NEUTRAL CITATION

C/FA/4939/2010 JUDGMENT DATED: 28/06/2024

undefined

persons. In such case, the plaintiff/claimant is entitled to sue

both or any one of the joint tortfeasors in joint and several."

10. In the case on hand, the driver of the vehicle

insured with the appellant is also liable for the accident, as

discussed hereinabove, and therefore this is a case of

contributory negligence, for two vehicles involved and the

learned Tribunal has erred in holding so but not apportioning

the negligence of 50% each. Therefore, the appellant is also

responsible to pay the compensation to the claimants to the

extent of 50% of amount. Hence, the appellant is entitled to

receive amount of 50% from owner of other vehicle and its

insurance company.

11. In turn, in the peculiar facts and circumstances of

the present case, where the passengers are travelling as

gratuitous passengers in the goods vehicle, as is coming out

from the evidence, at the most, it can be said that the

owner of the vehicle insured with the appellant-insurance

company is liable to pay the compensation to the claimants,

but the appellant cannot be held liable for the compensation

in facts of present case as no proof for passengers travelling

with goods was produced by the claimants.

NEUTRAL CITATION

C/FA/4939/2010 JUDGMENT DATED: 28/06/2024

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12. In view of the above discussion, these appeals are

allowed. As the appellant has already deposited the awarded

amount before the learned Tribunal, the amount lying in

FDR is required to be paid to the claimants by Account

Payee Cheque/NEFT/RTGS after due verification. However,

the appellant-insurance company is at liberty to recover the

amount of compensation, which will be paid by it to the

claimants from the insurance company of the vehicle no.GJ-

1TT-5129 i.e. 50%. In turn, the insurance company of the

vehicle no.GJ-1TT-5129 can recover the amount of

compensation coming to his share from the owner of the

vehicle no.GJ-3U-6139.

13. The Tribunal shall pay to the claimants the entire

amount by account payee cheque/RTGS/NEFT in the bank of

claimants without any delay.

14. Rest of the award remains as it is. Modified decree be

drawn accordingly.

15. Record and proceedings be sent back to the concerned

Tribunal, forthwith.

(SANDEEP N. BHATT,J) SRILATHA

 
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