Friday, 24, Apr, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Oriental Insurance Company ... vs Roshni Devi & Ors.
2012 Latest Caselaw 2534 Del

Citation : 2012 Latest Caselaw 2534 Del
Judgement Date : 19 April, 2012

Delhi High Court
Oriental Insurance Company ... vs Roshni Devi & Ors. on 19 April, 2012
Author: G.P. Mittal
$~11
*    IN THE HIGH COURT OF DELHI AT NEW DELHI
                             Date of decision:19th April, 2012
+    MAC. APP. No.304/2011
     ORIENTAL INSURANCE COMPANY LIMITED.
                                          ..... Appellants
                    Through: Mr. Saurav Kmar Tuteja,
                             Advocate
              Versus

         ROSHNI DEVI & ORS.               ..... Respondents
                       Through:            Mr.S.D. Sudhi, Advocate for
                                           the Respondent
         CORAM:
         HON'BLE MR. JUSTICE G.P.MITTAL

                     JUDGMENT

G. P. MITTAL, J. (ORAL)

1. The Appeal is for reduction of compensation of Rs.4,87,380/-

awarded for the death of Jaipal Singh, who was a retired police officer. He met with a tragic death at the age of 70 years. He was survived by his widow Roshni Devi, the First Respondent and his son Virender Singh, the Second Respondent, who was an army officer.

2. The contentions raised on behalf of the Appellant Insurance Company are:

i) That the deceased left behind only the widow as a legal representative, who was financially dependent on the deceased. The deduction of 1/3rd towards personal expenses was not warranted, which should have been 50%. 1/3rd of the deceased's income

towards loss to estate was not justified in view of the pension of Rs.8,682/- per month.

ii) The compensation of Rs.1,00,000/- awarded towards the loss of love and affection is exorbitant and excessive.

3. On the other hand, the learned counsel for the Respondents No.1 and 2 argues that the First Respondent was left without any company at the fag end of his life as her only son was posted in North-East. It is contended that in the circumstances, the personal expenses were rightly taken as 1/3rd by the Claims Tribunal and remaining 2/3rd should have been taken as the loss of dependency.

4. The Supreme Court in the case of Sarla Verma v. Delhi Transport Corporation & Anr., (2009) 6 SCC 121 laid down the following principles for grant of compensation in death cases:-

"I. MULTIPLIER

Age of the Multiplier deceased (in years)

II. DEDUCTION FOR PERSONAL AND LIVING EXPENSES

Deceased - unmarried

(i) Deduction towards personal expenses.

                                                    :      1/2 (50%)

                  (ii)    Deduction where the family of the

bachelor is large and dependent on the income of the deceased.

                                                    :     1/3rd (33.33%)
         Deceased - married

                  (i)     2 to 3 dependent family members.         :       1/3rd
                  (ii)    4 to 6 dependent family members          :       1/4th
                  (iii)   More than 6 family members               :       1/5th
                  (iv)    Subject to the evidence to the
                          contrary.    :                   Father, brother and
                                                           sisters will not be
                                                           considered as
                                                           dependents.





5. The Supreme Court was very clear that in case of a bachelor, there would be deduction of 50% towards the personal and living expenses. In case of death of a married person where the number of dependents are two to three, 1/3rd deduction towards personal and living expenses was suggested. Therefore, even if in case of the death of a married person leaving behind a widow as the only financially dependent person, the deduction towards personal and living expenses should be 50%.

However, considering the peculiar facts and circumstances of the case as the First Respondent has been left without any company and is residing on her own in the Metropolitan city, I would award a compensation of 2/3rd of the deceased's pension towards loss of dependency.

6. The loss of love and affection can never be measured in terms of money. Thus, uniformity has to be adopted by the Courts while granting non-pecuniary damages. The Supreme Court in Sunil Sharma v. Bachitar Singh (2011) 11 SCC 425 and in Baby Radhika Gupta v. Oriental Insurance Company Limited (2009) 17 SCC 627 granted ` 25,000/- (in total to all the claimants) only under the head of loss of love and affection. Thus, I would reduce the compensation under this head from `1,00,000/- to ` 25,000/- only.

7. The overall compensation is thus reduced from `4,87,380/- to `4,12,380/-.

8. The excess amount of Rs.75,000/- along with proportionate interest and the interest accrued during the pendency of the Appeal shall be refunded to the Appellant Insurance Company.

9. The balance amount shall be released to the First Respondent in terms of the order passed by the Claims Tribunal.

10. The Appeal is allowed in above terms.

11. The statutory amount of Rs.25,000/- shall be refunded to the Appellant Insurance Company.

(G.P. MITTAL) JUDGE APRIL 19, 2012 pst

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IDRC

 

LatestLaws Partner Event : IJJ

 
 
Latestlaws Newsletter