Friday, 01, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

National Insurance Company Ltd. vs Raj Kumari & Ors.
2010 Latest Caselaw 2958 Del

Citation : 2010 Latest Caselaw 2958 Del
Judgement Date : 4 June, 2010

Delhi High Court
National Insurance Company Ltd. vs Raj Kumari & Ors. on 4 June, 2010
Author: J.R. Midha
*       IN THE HIGH COURT OF DELHI AT NEW DELHI

                    +       MAC.APP.350/2007

                               Date of reserve: 26th March, 2010
%                              Date of Decision: 4th June, 2010

      NATIONAL INSURANCE COMPANY LTD.      ..... Appellants
                    Through : Ms. Manjusha Wadhwa, Adv.

                   versus

      RAJ KUMARI & ORS.                    .....Respondents
                    Through : Ms. Hemangi Saikia, Adv. for
                              Respondent No.1.
                              Mr. Deepak Aggaral, Proxy
                              Counsel for R-7

CORAM :-
THE HON'BLE MR. JUSTICE J.R. MIDHA

1.      Whether Reporters of Local papers may             YES
        be allowed to see the Judgment?

2.      To be referred to the Reporter or not?            YES

3.      Whether the judgment should be                    YES
        reported in the Digest?

                             JUDGMENT

1. The appellants have challenged the award of the learned

Tribunal whereby compensation of Rs.4,30,000/- has been

awarded to the claimants/respondents No.1 to 5.

2. The accident dated 25th/26th September, 2003 resulted in

the death of Daksh Kumar. The deceased was travelling in

Truck bearing No.HR-55A-9393 which met with an accident

with another truck bearing No.HR-38D-6701. The deceased

was survived by his widow, three daughters and one son, who

filed the claim petition before the learned Tribunal.

3. The deceased was aged 35 years at the time of the

accident and was working as a motor mechanic earning

Rs.4,500/- per month. In the absence of proof of income, the

learned Tribunal took the minimum wages of Rs.3,000/- per

month, deducted 1/3 towards personal expenses of the

deceased and applied the multiplier of 16 to compute the loss

of dependency at Rs.3,85,000/-. Rs.5,000/- have been

awarded towards medical expenses, Rs.10,000/- towards pain

and suffering, Rs.20,000/- towards loss of love and affection,

Rs.5,000/- towards funeral expenses and Rs.5,000/- towards

loss of estate. The total compensation awarded is

Rs.4,30,000/-.

4. The learned counsel for the appellants has urged the

following grounds at the time of hearing of this appeal:-

(i) The driver of the offending vehicle was holding a

fake driving licence at the time of the accident.

(ii) The deceased was a gratuitous passenger in the

offending vehicle and, therefore, the appellant is

not liable.

5. With respect to the driving licence, respondent No.2

examined the its Director as R2W1 who deposed that the

driving licence No.1/410/MTR/98 was initially issued on 22nd

December, 1998 for motorcycle plus light motor vehicles and

was thereafter endorsed for heavy transport vehicle on 6th

April, 2010 in the name of Son Pal. The driving licence was

valid upto 5th April, 2007. The verification report was

exhibited as Ex.R2W2/1.

6. The appellant examined Licencing Clerk, DTO, Gurgaon

as RW-3 who deposed that driving licence No.1023/G/02 in the

name of Rajbir Singh was not issued by their office. The

photocopy of the driving licence was marked as R3W1/1. The

appellant also examined its Assistant as RW-3 who proved the

investigation report as Ex.R3W2/2.

7. The Claims Tribunal considered the evidence of the

appellant as well as the respondent No.7 and held that the

driver of the offending vehicle was holding a valid driving

licence to drive the HTV issued by Mathura Authority and

there is no ground for avoiding the liability by the appellant.

The appellant did not led any evidence with respect to driving

licence No.1/410/MTR/98 proved by R2W1 and, therefore, the

finding of the Claims Tribunal holding that the driver was

holding a valid driving licence is correct and is upheld.

8. The second ground raised by the appellant is that the

deceased was a gratuitous passenger in the offending vehicle.

The appellant has also not led any evidence to prove the

same and, therefore, the plea of the appellant is rejected.

9. The deceased was a labourer and is survived by the

claimants who are widow, three daughters and one son. The

claimants were examined by this Court on 26th February,

2010. Respondent No.1 is a daily wager and respondents

No.2 to 5 are minor children. The respondents are staying in

a rented accommodation on a monthly rent of Rs.1,000/- and

their condition has been found to be very pathetic. This case

relates to the accident dated 25th/26th September, 2003 in

respect of which the claim petition was filed on 12th February,

2004 and the claimants are without compensation despite

lapse of more than six years after the accident.

10. For all the aforesaid reasons, the appeal is dismissed.

11. The appellant has deposited the entire award amount

with UCO Bank in terms of order dated 28th January, 2010 and

the said amount is lying in fixed deposit.

12. UCO Bank is directed to release 10% of the amount to

respondent No.1 by transferring the same to her savings bank

account. The remaining amount be kept in the fixed deposit

in the following manner:-

(i) Fixed deposit in respect of 10% of the amount in

the name of respondent No.1 for a period of one

year.

(ii) Fixed deposit in respect of 10% of the amount in

the name of respondent No.1 for a period of two

years.

(iii) Fixed deposit in respect of 10% of the amount in

the name of respondent No.1 for a period of three

years.

(iv) Fixed deposit in respect of 10% of the amount in

the name of respondent No.1 for a period of four

years.

(v) Fixed deposit in respect of 10% of the amount in

the name of respondent No.1 for a period of five

years.

(vi) Fixed deposit in respect of 10% of the amount in

the name of respondent No.2 for a period of six

years.

(vii) Fixed deposit in respect of 10% of the amount in

the name of respondent No.3 for a period of seven

years.

(viii) Fixed deposit in respect of 10% of the amount in

the name of respondent No.4 for a period of eight

years.

(ix) Fixed deposit in respect of 10% of the amount in

the name of respondent No.5 for a period of nine

years.

13. The interest on the aforesaid fixed deposits of appellants

shall be paid monthly by automatic credit of interest in the

Savings Account of appellant No.1.

14. Withdrawal from the aforesaid account of appellant No.1

shall be permitted after due verification and the Bank shall

issue photo Identity Card to appellants No.1 to facilitate

identity.

15. No cheque book be issued to appellant No.1 without the

permission of this Court.

16. The Bank shall issue Fixed Deposit Pass Book instead of

the FDRs to the appellants and the maturity amount of the

FDRs be automatically credited to the Saving Bank Account of

the beneficiary at the end of the FDR.

17. No loan, advance or withdrawal shall be allowed on the

said fixed deposit receipts without the permission of this

Court.

18. Half yearly statement of account be filed by the Bank in

this Court.

19. On the request of appellants, the Bank shall transfer the

Savings Account to any other branch according to the

convenience of appellants.

20. The appellants shall furnish all the relevant documents

for opening of the Saving Bank Account and Fixed Deposit

Account to Mr. M.M. Tandon, Member-Retail Team, UCO Bank

Zonal, Parliament Street, New Delhi.

21. The appellant is directed to disclose on affidavit within

four weeks whether the statutory amount of Rs.25,000/- has

been adjusted while depositing the award amount. If the

statutory amount has been so adjusted, the same be

transferred to UCO Bank and the UCO Bank is directed to

release the said amount to respondent No.1. On the other

hand, if the statutory amount has not been adjusted, it may

be refunded to the appellant through counsel. If the appellant

fails to file the affidavit within four weeks, the Registry shall

put up the matter before Court on 5th July, 2010 for directions

along with the calculation by the Accounts Department.

22. Copy of the order be given dasti to counsel for both the

parties under the signatures of the Court Master.

23. Copy of this order be also sent to Mr. M.M. Tandon,

Member-Retail Team, UCO Bank Zonal, Parliament Street, New

Delhi (Mobile No. 09310356400) through the UCO Bank, High

Court Branch under the signature of Court Master.

J.R. MIDHA, J June 4, 2010 s.pal

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter