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Divisional Manager, United India ... vs Smt. Setkunwar Jangde
2025 Latest Caselaw 3284 Chatt

Citation : 2025 Latest Caselaw 3284 Chatt
Judgement Date : 26 June, 2025

Chattisgarh High Court

Divisional Manager, United India ... vs Smt. Setkunwar Jangde on 26 June, 2025

                                                         1




                                                                           2025:CGHC:28101
                                                                                             NAFR

                         HIGH COURT OF CHHATTISGARH AT BILASPUR

                                             MAC No. 1798 of 2019

            1 - Divisional Manager, United India Insurance Company Limited Tara, Complex,
            G.E. Road, Power House, Bhilai, Tahsil And District Durg, C.G. Through Authorised
            Signatory, Deputy Manager, T.P. Hub, Divisional Office, United India Insurance
            Company Limited, 2nd Floor Guru Kripa Towers Vyapar Vihar Road Bilaspur P.S.
            Civil Line Tehsil And District Bilaspur Chhattisgarh...........(N.A.No.3)
                                                                                        ... Appellant
                                                       Versus
            1 - Smt. Setkunwar Jangde Wd/o Late Sitaram Jangde, Aged About 55 Years
            Residence Quarter No. 1/a, Road No. 19, Sector 5, Bhilai Nagar, Tahsil And District
            Durg Chhattisgarh.............(Claimant)


            2 - Rakesh Kumar Jangde S/o Late Sitaram Jangde Aged About 32 Years
            Residence Quarter No. 1/a, Road No. 19, Sector 5, Bhilai Nagar, Tahsil And District
            Durg Chhattisgarh.............(Claimant)


            3 - Manesh Jangde, S/o Late Sitaram Jangde Aged About 23 Years Residence
            Quarter No. 1/a, Road No. 19, Sector 5, Bhilai Nagar, Tahsil And District Durg
            Chhattisgarh.............(Claimant)


            4 - Roshan Jangde, S/o Late Sitaram Jangde, Aged About 22 Years Residence
            Quarter No. 1/a, Road No. 19, Sector 5, Bhilai Nagar, Tahsil And District Durg
            Chhattisgarh.............(Claimant)


            5 - Vaibhav Singh Chauhan, S/o Yogendra Singh Chauhan, Aged About 20 Years
            R/o Baikunthpur, Koria, Thakul Para, Quarter No. 66, P.S. Baikunthpur, District Koria
            Chhattisgarh Presently Residing At Quarter No. 1/a, Road No. 33, Sector 4, Bhilai
            Nagar, P.S. Bhilai Nagar, Tahsil And District Durg Chhattisgarh..................(Driver)


SHUBHAM
DEY

Digitally
signed by
SHUBHAM
DEY
                                               2

6 - Anand Gupta, S/o Awdhesh Chand Gupta, R/o Kachahari Para, Baikunthpur,
District Koria Chhattisgarh..............(Owner)
                                                              ... Non-appellants
For Appellant            : Mr. B.N. Nande, Advocate
For Non-appellants No. 1 : Ms. Santoshi Yadav, Advocate on behalf of Mr.
to 4                      Utsav Mahiswar, Advocate
For Non-appellant No. 5 : Ms. Shreya Daga, Advocate on behalf of Mr. Dhiraj
                          Kumar Wankhede, Advocate
For Non-appellant No. 6 : Mr. Sudhanshu Singh, Advocate
                 S.B.: Hon'ble Shri Parth Prateem Sahu, Judge
                                    Order On Board
26/06/2025

   1. Appellant-Insurance Company has preferred this appeal challenging

       the award dated 18.01.2019 passed in Claim Case No. 148/2017 by

       which learned 2nd Additional Motor Accident Claims Tribunal Durg (for

       short 'the Claims Tribunal') has allowed claim. application of claimant in

       part, awarded total compensation of Rs.52,35,332/- and fastened

       liability upon non-applicants, jointly and severally, to pay the amount of

       compensation to claimants.

   2. Facts of the case in brief are that on 6.6.2016 at about 7:00 p.m.

       Sitaram Jangde along with his wife was going towards Sector-2 Bhilai

       on motorcycle. As soon they reached Sector 6C Market, the vehicle

       bearing registration mark CG16-CE-9732, driven in a rash and

       negligent manner by its driver (non-applicant No.1), dashed the

       motorcycle of Sitaram Jange while overtaking a car and caused

       accident. As a result, Sitaram Jangde and his wife both fell down and

       sustained injuries. Both were admitted in Sector-9 Hospital, Bhilai

       where Sitaram Jangde died in the course of treatment. Accident was

       reported in concerned police station based on which crime bearing

       No.406/16 was registered against non-applicant No. 1 for alleged

       offence punishable under Section 279, 337 of IPC. An application
                                        3

   under Section 166 of the Motor Vehicles Act, 1988 (for short 'the Act of

   1988') seeking compensation to the tune of Rs.76,26,918/- with interest

   was filed by claimants on the ground that at the time of accident,

   deceased was 59 years of age, he was permanent employee of Bhilai

   Steel Plant and getting salary of Rs.87,678/- per month. They were

   dependent on earning of deceased and on account of his untimely

   death, they have suffered loss of income.

3. Learned counsel for appellant would submit that the accident occurred due to

   head-on collusion and as such, the deceased was equally responsible for the

   accident. On the complaint of non-applicant No.1, FIR under Crime

   No.383/2016 was also registered against the deceased for commission of

   offence under Section 279 and 337 of IPC for driving motorcycle rashly,

   negligently and causing accident. However, the Claims Tribunal has not

   properly appreciated the evidence of head-on collusion and erroneously held

   that the rider of offending vehicle ie. non-applicant No.1, was solely

   responsible for the accident. He next contended that as the deceased was

   already 59 years & 11 months of age and on the verge of retirement, the

   addition of 10% towards future prospects was not warranted. Overall

   compensation awarded by the Claims Tribunal is exorbitant and excessive,

   therefore, he prays for suitable reduction.

4. On the other hand, learned counsel for claimants opposing the submissions

   of learned counsel for appellant Insurance company would submit that plea

   of contributory negligence is to be proved by the party who is raising the

   same. Except the FIR registered against the deceased and spot map, the

   Insurance Company has not adduced any independent oral or documentary

   evidence to prove the aspect of contributory negligence. Registration of First

   Information Report against deceased alone would not be sufficient to draw an

   inference that deceased was also equally responsible for the accident.

   Hence, in absence of any material on record to substantiate the plea of
                                          4

   contributory negligence, the Claims Tribunal justified in holding that non-

   applicant No.1, driver of offending vehicle, was alone responsible for causing

   the accident.

5. I have heard learned counsel for the parties and perused the records of

   the claim case.

6. Before proceeding further in view of the objection raised by the learned

   counsel for the respective respondents, this Court posed query to the

learned counsel for the appellant with regard to the filing of the copy of

the F.I.R. bearing Crime No. 383/2016, P.S. Bhilai Nagar, District - Durg

registered allegedly on the basis of the complaint lodged by the Non-

Applicant No. 1. he fairly submitted that he has gone through the record from

which, it is reflecting that the said copy of the F.I.R. which has been made

part of the memo of appeal has not been filed before the learned Claims

Tribunal. The Appellant/Insurance Company have raised the plea of

contributory negligence in the reply, learned Claims Tribunal had considered

the same in Para 10 of the impugned award and held that except the plea

taken in the written statement, no other admissible piece of evidence in

support has been brought in by the Insurance Company. Contributory

negligence is a fact which is required to be proved in accordance with law.

Merely taking a plea of contributory negligence in reply of the claim

application in itself will not be read in evidence as proof.

7. Hon'ble Supreme Court in the case of Jiju Kuruvila and others v.

Kunjujamma Mohan and others reported in (2013) 9 SCC 166, where the

Supreme Court has held thus:

"20.5 The mere position of the vehicles after accident, as shown in a scene mahazar, cannot give a substantial proof as to the rash and negligent driving on the part of one or the other. When two vehicles coming from opposite directions collide, the position of the vehicles and its direction, etc. depends on a number of factors like the speed of vehicles, intensity of collision, reason for collision, place at which one

vehicle hit the other, etc. From the scene of the accident, one may suggest or presume the manner in which the accident was caused, but in the absence of any direct or corroborative evidence, no conclusion can be drawn as to whether there was negligence on the part of the driver. In absence of such direct or corroborative evidence, the Court cannot give any specific finding about negligence on the part of any individual."

8. Another judgment of the Supreme Court while dealing with the issue of

contributory negligence in the matter of Minu Rout and another v. Satya

Pradyumna Mohapatra and others reported in (2013) 10 SCC 695 and

held thus:

"17. The Tribunal, on appreciation of the oral and documentary evidence, has recorded the erroneous finding by placing strong reliance upon the charge-sheet, Ext. 1 without considering the fact that the criminal case was abated against the deceased and further has made observation in the judgment that the appellants had not produced the FIR.

Therefore, it has held that there was 50% contributory negligence on the part of the deceased driver in causing accident. The Tribunal ought to have seen that non-production of FIR has no consequence for the reason that charge-sheet was filed against the truck driver for the offences punishable under section 179 read with Section 302 IPC read with the provisions of the MV Act. The Insurance Company, though claimed permission under Section 170(b) of the Motor Vehicles Act, 1988 from the Tribunal to contest the proceedings by availing the defence of the owner of the offending vehicle, it did not choose to examine either the driver of the truck or any other independent eyewitness to prove the allegation of contributory negligence on the part of the deceased Susil Rout on account of which the accident took place as he was driving the car in a rash and negligent manner. In the absence of rebuttal evidence adduced on record by the Tribunal, the Tribunal should not have placed reliance on the charge-shhet, Ext. 1 which the deceased driver was mentioned as an accused and on his death his name was deleted from the charge-sheet. The Tribunal has referred to certain stray answers elicited from the evidence of PW 2 and PW 3 in their cross-examination and placed reliance on them to record the finding on Issue 1."

9. In the case at hand, no evidence has been led by the Appellant/Insurance

Company before the learned Claims Tribunal to prove the plea of contributory

negligence. In absence of any admissible piece of evidence, learned Claims

Tribunal justified in rejecting the plea of contributory negligence raised by the

Appellant/Insurance Company and recording a finding that the accident was

a result of rash and negligent driving of the two-wheeler by Non-applicant No.

5 which cannot be said to be erroneous. Hence, the submission of the

counsel for the Appellant/Insurance company that the learned Claims

Tribunal fell into error in deciding the issue of contributory negligence against

it, is not sustainable. Accordingly, it is repelled.

10. The documents filed along with the memo of appeal in support of the

contention of the contributory negligence i.e. the copy of the F.I.R. and spot

map cannot be considered in an appeal before this Court. The

Appellant/Insurance Company was a party to the proceedings, contested the

case before the learned Claims Tribunal, however, no documents in this

regard has been submitted, as filed before this Court. No explanation is

offered as to why, the said documents which were available in the challan

charge-sheet of the other crime has not been obtained during the

proceedings of the claim case.

11. In the aforementioned facts of the case, the documents filed along with the

memo of appeal to support the additional ground cannot be considered.

Lastly, the learned counsel for the appellants submits that as the deceased

was about to retire within few days, the compensation under the head of loss

of future prospects could not have been awarded.

12. The award of compensation under the head of future prospect was

considered by the Hon'ble Supreme Court in the case of National

Insurance Company Ltd. vs. Pranay Sethi, reported in (2017) 16

SCC 680. Hon'ble Supreme Court consciously considered for an

addition of 50% of the annual salary to the income of the deceased

towards the loss of future prospects where the deceased had a

permanent job and was below the age of 40 years. The addition of

30%, if the age of the deceased was between 40 to 50 years and in

case, the deceased was between the age of 50 to 60 years, the

addition should be of 15%.

13. Hon'ble Supreme Court has used the specific word 'permanent job'

and a person who is in permanent job is to retire from the service also.

However, Hon'ble Supreme Court has not made any difference

between an employee or a person in permanent employment going to

retire within short period of time.

14. In the aforementioned facts of the case, the submission of the counsel

for the appellant that the claimants/non-applicants will not be entitled

for addition of 15% of the annual income towards the future prospects

as the deceased was about to retire within 24 days, is not sustainable.

Accordingly, it is repelled.

15. Hon'ble Supreme Court in case of KPTCL v. C.P. Mundinamani reported in

(2023) 14 SCC 411 while dealing with the issue of entitlement of a

government employee to receive a benefit of the annual increment earned on

the last day of his service has held thus:

"17. A government servant is granted the annual increment on the basis of his good conduct while rendering one-year service. Increments are given annually to officers with good conduct unless such increments are withheld as a measure of punishment or linked with efficiency. Therefore, the increment is earned for rendering service with good conduct in a year/specified period. Therefore, the moment a government servant has rendered service for a specified period with good conduct, in a timescale, he

is entitled to the annual increment and it can be said that he has earned the annual increment for rendering the specified period of service with good conduct. Therefore, as such, he is entitled to the benefit of the annual increment on the eventuality of having served for a specified period (one year) with good conduct efficiently. Merely because the government servant has retired on the very next day, how can he be denied the annual increment which he has earned and/or is entitled to for rendering the service with good conduct and efficiency in the preceding one year.

16.Admittedly, the deceased on the date of accident was in permanent

employment holding the post of Executive in Bhilai Steel Plant. The

government servants are entitled for increment either on first of

January or first of July. If the submission of counsel for the appellant is

to be accepted, the deceased was to retire on 30.06.2024 and

therefore, he may be entitled for addition of the increment to his salary

for the purpose of computing the retiral benefits which can be beneficial

for the computation of the retiral dues. Therefore, assessment of

income of the deceased for the purpose of calculating the loss of

dependency by the learned Claims Tribunal is correct and does not call

for any interference.

17.In the aforementioned facts of the case, I do not find any good ground

to interfere with the impugned award passed by the learned Claims

Tribunal. The appeal being sans merit is liable to be and accordingly,

dismissed.

18. Certified copy as per rules.

Sd/-d/--/-/--------/--/-

(Parth Prateem Sahu) Judge Dey

 
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