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National Insurance Co. Ltd vs Nilima Sengupta & Ors
2024 Latest Caselaw 4890 Cal

Citation : 2024 Latest Caselaw 4890 Cal
Judgement Date : 20 September, 2024

Calcutta High Court (Appellete Side)

National Insurance Co. Ltd vs Nilima Sengupta & Ors on 20 September, 2024

                        In The High Court At Calcutta
                          Civil Appellate Jurisdiction
                                 Appellate Side
Present:-
The Hon'ble Justice Ananya Bandyopadhyay


                                FMA 656 of 2024
                                    With
                                COT 47 of 2023

                          National Insurance Co. Ltd.
                                       v.
                           Nilima Sengupta & Ors.

Mr. Rajesh Singh
                                    ... for the appellant/insurance company.

Mr. Sanat Kumar Mullick             ... for the respondents/claimants.

Heard on: September 20, 2024.

Judgment on: September 20, 2024.

Ananya Bandyopadhyay, J:- The learned advocates for the

appellant/insurance company and the respondents/claimants are present.

The instant appeal has been filed by the appellant/insurance company

agitating the impugned award dated 23rd August, 2017 passed by the learned

Judge, City Civil Court, IInd Bench, Calcutta in disposing of the MAC Case

No.117 of 2016.

The learned advocate for the appellant/insurance company as well as the

respondents submits that the issue to be determined in the instant appeal is

restricted to the extent of the general damages to have been granted as

Rs.10,000/- instead of Rs.70,000/- along with an increase of 20% considering

the lapse of years as mentioned in the decision of the Hon'ble Apex Court in

National insurance company Ltd. Vs. Pranay Shetty & Anr1.

The occurrence of the accident, the driving licence, route permit and other

ancillary issues have not been disputed by the learned advocate for the

appellant/insurance company.

The learned advocate for the appellant/insurance company submitted that

the learned Tribunal had granted the option to exercise "pay and recover" the

same from the owner of the offending vehicle. The benefit of compensation as

accorded to the victim is also under challenge. This Court restricts its decision

only to the extent of grant of general damages that is (Rs.40,000 + 15,000 +

15,000) = 70,000/- along with increment of 10% every three years i.e. 20% as of

date. The claimants/respondents are entitled to a sum of Rs.84,000/- in

respect of the general damages in view of the decision as cited above.

Considering the observations of the Hon'ble Apex Court Pranay in National

insurance company Ltd. Vs. Pranay Shetty & Anr2 and Sarala Verma & Ors. Vs. Delhi

Transport Corporation & Anr.3

The impugned award of Rs. 9,06,080/- is modified as follows:

                       Monthly Income                                Rs.  22,526/-
                       Less: Personal expenses 1/3rd                 Rs.    7,508/-
                                                                     Rs.   15,018/-
                                                                     Rs. 15,018/-
                       Annual Income                                 x         12



1 2017(4)TAC 673(S.C)

1 2017(4)TAC 673(S.C)

    (2009) 6 SC 121




                                                             Rs. 1,80,216/-

              Multiplier to be "5"                           ______________
                                                             Rs. 9,01,080/-
              Add: General Damages 20%                       Rs.    84,000/-
                   (70,000+14000)                            Rs. 9,85,000/-




The learned advocate for the appellant/insurance company submits

to have deposited a sum of Rs.25,000/- at the office of the Registrar

General High Court at Calcutta. The learned advocate for the

appellant/insurance company will be at liberty to withdraw the aforesaid

sum of Rs.25,000/- deposited as statutory amount with accrued interest.

The respondents/claimants are entitled to receive the balance

amount of Rs. 9,85,000/- at the rate of 6% per cent per annum from the

date of filing of the claim application till the date of actual realization.

The appellant/insurance Company is to deposit the balance amount

of Rs. 9,85,000/- along with interest at the rate of 6 % per cent per

annum as aforesaid before the office of the learned Registrar General,

High Court Calcutta within three weeks after vacation from the date of

passing of this order.

The office of the Registrar General, High Court, Calcutta shall

encash the cheque stipulating the entire calculated amount as aforesaid

and thereafter disburse the same to the present respondents/claimants as

mentioned in the impugned award dated 23th August, 2017 passed by the

learned Judge, City Civil Court, 2nd Bench, Calcutta, in MACC Case

No.117 of 2016 on proof of proper identification of the

respondents/claimants subject to payment of ad valorem Court fees.

The instant appeal and COT 47 of 2023 application are disposed of

accordingly.

The lower court records be sent down to the concerned tribunal

forthwith.

Copy of the order be sent to the Department as well as the concerned

tribunal as expeditiously as possible.

c.m./S.R                                               (Ananya Bandyopadhyay, J.)
 

 
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