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Reliance General Insurance Co. Ltd., ... vs Mrs. Suvarna Shankar Budar And Ors.
2026 Latest Caselaw 43 Bom

Citation : 2026 Latest Caselaw 43 Bom
Judgement Date : 5 January, 2026

[Cites 1, Cited by 0]

Bombay High Court

Reliance General Insurance Co. Ltd., ... vs Mrs. Suvarna Shankar Budar And Ors. on 5 January, 2026

2026:BHC-AS:115                                                                28-fast-15037-2023-OJ.doc




                                                                                                  Shephali




                                  IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                                               CIVIL APPELLATE JURISDICTION
                                          FIRST APPEAL (ST) NO. 15037 OF 2023



                        Reliance General Insurance Co. Ltd.,
                        4th Floor, Chintamani Avenue,
                        Goregaon (E), Mumbai 400 063.                                       ...Appellant

                                ~ versus ~

                        1.    Suvarna Shankar Budar,
                              Aged about 52 years,
                              Wife of the deceased
                        2.    Prashant Shankar Budar,
                              Aged about 29 years,
                              Son of the deceased
 SHEPHALI               3.    Nikhil Shankar Budar,
 SANJAY
 MORMARE                      Aged about 27 years,
 Digitally signed by
                              Son of the Deceased.
 SHEPHALI
 SANJAY
 MORMARE
 Date: 2026.01.06
 10:28:45 +0530
                              All are residing At-Post Asurde
                              Nirmalwadi, Taluka Chiplun,
                              District - Ratnagiri,
                              Presently residing at 63/F/25,
                              1st Fanaswadi, Sitaram Poddar Marg,                    ...Respondents
                              Mumbai 400 002.                                      (Org. Applicants)
                        4.    M/s Sanket Transport LLP,
                              Office No. 1101, 11th Floor,
                              Mayuresh Chamber, Plot No. 60,
                              Sector-V, Thane, Maharashtra,
                              400 614                                                  ...Respondent

                        A PPEARANCES




                                                           Page 1 of 5
                                                       5th January 2026


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                                                        28-fast-15037-2023-OJ.doc




 For the Appellant                 Mrs Shalini Shankar.
 For The Respondents               Mr Amol Gatne, i/b Swati Metha.



                                 CORAM : R. M. JOSHI, J.
                                  DATED : 5TH JANUARY 2026.

 ORAL JUDGMENT:

1. The learned counsel for the Respondents/Claimants seeks

leave to file Vakalatnama within a week from today. Leave granted.

Office to accept the same.

2. By consent of both sides the Appeal is heard finally at the

stage of admission.

3. This Appeal under Section 173 of the Motor Vehicles Act

1988 takes exception to the Judgment and Award dated 30 th

November 2022, passed in MACP No. 475 of 2018, whereby the

Tribunal granted compensation of Rs. 49,19,860/- along with

interest at the rate of 7.5% per annum from the date of registration

of the Claim Petition till realisation of the amount.

4. The Appellant/Insurer takes exception to the Judgment and

Award essentially on the ground that the Tribunal has erred in not

holding that the deceased motorcyclist has contributed in the

5th January 2026

28-fast-15037-2023-OJ.doc

occurrence of the accident. It is also contended that the Tribunal

has granted excessive compensation without considering the

evidence in respect of employment and income of the deceased.

5. Learned Counsel for the Insurer submits that though the

evidence was not led by the Insurer to prove any contributory

negligence, on the basis of police papers the Tribunal ought to

have held that the deceased has contributed to the occurrence of

the accident. On the point of quantum, it is her submission that the

Tribunal has erred in accepting the income of the deceased at the

rate of Rs. 47,133/- per month and which has resulted into grant

of excessive compensation.

6. Learned Counsel for the Respondents/Original Claimants

supported the impugned Judgment and Award. It is his submission

that even on the basis of police papers it cannot be held that the

deceased has contributed to the accident. With regard to the

employment and income of the deceased, attention of the Court is

drawn to the evidence on record which indicates that the deceased

was serving with Maharashtra State Electricity Distribution

Company Limited (for short "MSEDCL") and was working as a

Senior Technician and was earning Rs.47,133/- per month. It is

5th January 2026

28-fast-15037-2023-OJ.doc

his contention that on the basis of the said evidence, the impugned

Judgment and Award is justified.

7. There is no dispute about the fact that in the accident in

question, the deceased died. It is further not in dispute that he

was riding motorcycle bearing No. MH08-M-3214, and a motor

container having registration No. MH-43-Y-7377 owned and

insured with Original Opponents, dashed to the motorcycle. In the

said accident, rider of motorcycle sustained serioius injuries and

succumbed thereto. The Insurer though taken defence of

contributory negligence, but has failed to lead any independent

evidence to substantiate the same. From the police papers also it

cannot be held that the deceased has contributed to causing of the

accident in any manner whatsoever.

8. On the point of employment and income of the deceased,

there is evidence on record to indicate that the deceased was

employed as Senior Technician with MSEDCL and was earning

Rs.47,133/- per month. The Tribunal has rightly accepted the said

evidence and by applying appropriate multiplier and adding future

prospects has calculated the amount of compensation, keeping in

mind age of deceased.

5th January 2026

28-fast-15037-2023-OJ.doc

9. Having regard to the aforestated discussion, there is no merit

in the Appeal.

10. In view of the above, I pass the following order:

ORDER

(a) The Appeal is dismissed.

(b) The Claimants are permitted to withdraw the

deposited amount along with accrued interest

thereon.

(c) The statutory amount be transmitted to the Tribunal

along with accrued interest thereon. The parties are at

liberty to withdraw it as per Rule.

(d) R & P be sent back to the Tribunal.

11. In view of dismissal of the Appeal, pending Applications, if

any, stand disposed of.

(R. M. JOSHI, J.) {

5th January 2026

 
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