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Sangita Dattarao Karhale And Ors vs The New India Assurance Company Ltd ...
2025 Latest Caselaw 2749 Bom

Citation : 2025 Latest Caselaw 2749 Bom
Judgement Date : 21 February, 2025

Bombay High Court

Sangita Dattarao Karhale And Ors vs The New India Assurance Company Ltd ... on 21 February, 2025

2025:BHC-AUG:4911


                                                 1                           fa 1631.24.odt

                         IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                                    BENCH AT AURANGABAD

                                  FIRST APPEAL NO.1631 OF 2024

                         The New India Assurance Company Ltd.
                         Through it's Branch Manager,
                         Yeshodeep Building Shivaji Road
                         Parbhani, Tq. And District Pabrhani.
                         Through its Divisional Manager/
                         Authorized Signatory,
                         Mahesh Auto Compound,
                         Adalat Road, Aurangabad,
                         Dist. Aurangabad.                     APPELLANT
                                                       (Original Respondent No.2)

                         VERSUS

                    1)   Sangita W/o. Dattarao Karhale,
                         Age : 49 Years, Occu : Household,
                         R/ at . Digras Karhale, Tq. and District Hingoli.

                    2)   Gajanan S/o. Dattarao Karhale,
                         Age : 30 Years, Occu : Education,
                         R/ at. Digras Karhale, Tq. and District Hingoli.

                    3)   Shailesh S/o. Dattarao Karhe,
                         Age : 27 Years, Occu : Education,
                         R/at. Digras Karhale, Tq. and District Hingoli.

                    4)   Shardha D/o. Dattarao Karhale,
                         Age : 23 Years, Occu : Education,
                         R/at. Digras Karhale, Tq. and District Hingoli.

                    5)   Triveni W/o. Gangaram Karhale,
                         Age : 65 Years, Occu : Household,
                         R/o. Digras Karhale, Tq. and District Hingoli.

                    6)   Prasad S/o. Prakash Karhale,
                         Age : 45 Years, Occu : Business,
                         R/o. Asola Tarfe Lakh,
                         Taluka Aundha (Na).
                         District Hingoli.                      RESPONDENTS
                                2                          fa 1631.24.odt

                              (Respdt Nos.01 to 05 are Org. Claimant
                                   Resp. No.6 is Org. Resp. No.1)
                                  ...
         Advocate for Applicant : Mr. A. G. Choudhari
         Advocate for Respondents : Mr. S.V. Suryawanshi
                                 ...

                              WITH
     CIVIL APPLICATION NO. 7984 OF 2024 IN FA NO.1631 OF 2024

             Sangita W/o. Dattarao Karhale and others
                              Versus
              The New India Assurance Company Ltd.
                      Through it's Branch Manager,
                                ...

                     CORAM         : S. G. CHAPALGAONKAR, J.
                     Reserved on   : January 22, 2025
                     Pronounced on : February 21, 2025.

JUDGMENT :

-

1. The appellant/insurance company impugns the

judgment and award dated 6.5.2023 passed by the Motor

Accident Claims Tribunal, Hingoli in MACP no.80 of 2017.

2. The Respondents/claimants instituted M.A.C.P.

No.80 of 2017 raising claim for compensation of Rs.55.00 Lakh

under section 166 of the Motor Vehicles Act towards accidental

death of Dattarao Karhale, who died in the accident dated

10.3.2027. The claimants are coming with a case that, while

deceased was proceeding on his motorcycle in the vicinity of

village Santuk Pimpri, offending cruiser jeep bearing 3 fa 1631.24.odt

registration No.MH-38/4387 gave forceful dash to his

motorcycle. Initially, deceased was admitted to the Civil

Hospital, at Hingoli. Then he was referred to Global Hospital,

at Nanded. Thereafter, he took treatment at Dhakane Hospital,

Aurangabad. Lastly, succumbed to the injuries at Government

Hospital, Aurangabad. Thereafter, FIR was lodged on 3.4.2017

against driver of the offending jeep. According to the

claimants, deceased was employed in private service with

Shiva Parvati Poultry Feed Pvt. Ltd., Limbala Makta, Hingoli

and earning Rs.6,500/- p.m. In pursuance to claim notice,

respondent no.1 owner of the vehicle caused his appearance

and denied adverse allegations. Lastly, contended that his

vehicle was insured with respondent no.2, if any liability arises,

it shall be borne by the insurer.

3. Insurer refuted claim alleging false implication of

the insured vehicle, particularly, for the reason that FIR has

been lodged after 23 days of the accident.

4. The claimants in their endeavor to prove the

accident involving cruiser jeep, relied upon the evidence of CW

1-Shailesh Dattarao Karhale Exh.-15, CW-2- Santosh Kailash

Giri Exhibit 23 and CW-3 Balasaheb Ramkishan Bongane 4 fa 1631.24.odt

Exh.24 as well as police papers i.e. FIR exh.33, panchnama

exh.34. Respondent/insurer relied upon certain admissions in

the cross-examination of eye witness, so also certified copies of

oral evidence recorded in SCC No.457 of 2018 pertaining to

subject accident that was registered against driver of the

offending vehicle.

5. Mr. Choudhary, learned advocate appearing for the

appellant/insurance company vehemently submit that, this is a

case of false implication. The incident occurred on 10.3.2017

at about 7 p.m. Deceased was initially admitted to Civil

Hospital, at Hingoli. Thereafter, he was taken to Global

Hospital, Nanded for better treatment. Further, he was treated

at Dunakhe Hospital, Aurangabad and Government Medical

College and Hospital, Aurangabad. However, there is no entry

as regards to accident particularly involving the insured

vehicle. None of the alleged witness gave statement to police

as regards to accident and offending vehicle. There is no

justification for lodging FIR after 23 days. By inviting attention

of this Court to the cross-examination of alleged eye witness,

he would submit that there are serious contradictions in the

narration of incident. Hence, in all probabilities those are got 5 fa 1631.24.odt

up witness. Mr. Choudhary would invite attention of this Court

to the statement of eye witness recorded in criminal

prosecution against the driver, wherein the witnesses could not

disclose involvement of the insured vehicle.

6. Per contra, Mr. Suryawanshi, learned advocate

appearing for the claimants supports the judgment and award

passed by the Tribunal. According to him, mere delay in

lodging the FIR would not be a good ground to reject the

claim. The informant and other family members of deceased

were busy in providing medical treatment to the victim, who

was shifted to higher centers for better treatment and after

performing last rites, FIR has been lodged. He submits that

two eye witnesses of the accident have been examined before

the Tribunal. Their evidence is sufficient to hold involvement

of the insured vehicle.

7. Having considered the submissions advanced, core

issue that requires consideration in this appeal is as to whether

the claimants have proved involvement of cruiser jeep bearing

registration No.MH-38/4387 in subject accident.

6 fa 1631.24.odt

8. First objection raised on behalf of the

appellant/insurer that there is inordinate delay in lodging the

FIR. Question is whether there is plausible explanation for

such delay. It is not disputed that immediately after accident,

deceased was admitted to Civil Hospital at Hingoli and looking

to serious condition, he was taken to Global Hospital, Nanded.

Thereafter, he was again taken to Dunakhe Hospital, at

Aurangabad and lastly succumbed to the injuries at

Government Medical College and Hospital, Aurangabad. His

last rites are performed on 26.3.2017 and after 8 days of the

last rites, FIR has been lodged. It is obvious that, in case of

accident of family member, priority would be to provide

medical treatment. Normally, when patient is admitted to Civil

Hospital, it is for them to inform Police Authorities regrading

the accident. Family members cannot be blamed for such

delay. Thereafter, further medical assistance was provided at

distant places i.e. at Nanded and Aurangabad. In this

background, delay in lodging the FIR itself cannot be

considered as good ground to discard entire case of the

claimants.

7 fa 1631.24.odt

9. Mr. Choudhary, submits that evidence of eye

witness is absolutely unreliable. They are got up witnesses.

Perusal of evidence of CW 2 Santosh shows that he runs

sugarcane juice shop nearby the place of accident and claims

himself to be an eye witness. However, during his cross-

examination he admitted that he cannot read and write. There

is no provision of electric light at the spot of accident. He did

not disclose offending vehicle number to any one till police

approached him. He cannot tell as to whether it was head on

collision between two vehicles as he was at the distance. All

these admissions coupled with fact that he turned hostile

before the criminal court makes his statement unreliable.

10. Second witness of the claimant is Balasaheb

Bongane CW-3. He states that he was proceeding on his

motorcycle and witnessed the offending jeep dashed against

motor cycle of the deceased Dattarao. He states that, he noted

jeep number and informed claimant no.3-Shailesh regarding

the incident. In cross-examination, he admitted that he is

relative of the claimants. He states that he noted number of

offending vehicle after getting a pen from the owner of sugar

cane juice shop. He states that he did not felt necessary to 8 fa 1631.24.odt

accompany deceased to the Hospital or he never informed

police chowki or doctor regarding the vehicle number or

incident. He never visited the police or gave his statement to

the police. The Certified copy of his statement recorded in

S.C.C. No.457 of 2018 is also placed on record of the Tribunal

at Exhibit 15, wherein he states that he came to know about

vehicle number from the mob gathered at the spot of accident.

If the aforesaid evidence is taken into account, it is difficult to

believe that accident occurred in presence of CW-3.

Pertinently, CW-1 admits in his cross-examination that vehicle

owner bears surname Karhale as claimants and he is resident

of the village which is at a distance of 30 kilometers from

village of the claimants. He admits that he had received

information as to owner of the vehicle, but never disclosed it to

any one prior to filing of the complaint.

11. Pertinently, CW-3 Balasaheb is relative of the

claimants. He claims himself to be the eye witness, but never

felt it necessary to inform about the accident to police. CW-2

Santosh in his deposition states that CW-3 Balasaheb informed

claimant Shailesh as to the accident, while they were travelling

to hospital with deceased, but CW-3 Balasaheb state that he 9 fa 1631.24.odt

did not accompany deceased in auto-rickshaw when he was

taken to the hospital. He says that, he is not aware about the

persons who accompanied the deceased in the auto-rickshaw

while shifting him to the hospital.

12. The referral card of District Hospital, Hingoli is

placed at Exhibit-42. It simply records the history as road

traffic accident and head injury. If that was so, one does not

know how police authorities were not aware about the

incident.

13. Perusal of the spot panchnama exhibit 34 shows

that it has been recorded on 5.4.2017 and there were no traces

of the accident. The A.D. Report forwarded by Begampura

police station, Aurangabad do not disclose any information

that would support claimants so as to prove involvement of

injured vehicle in the accident.

14. It is true that delay in lodging FIR itself is not a

ground to dismiss claim petition and even claimants need not

prove factum of accident beyond doubt. The Courts are also

under obligation to see that delay in lodging the FIR shall not

defeat genuine claims. The evidence has to be assessed on 10 fa 1631.24.odt

preponderance of probability. In the present case, on evolution

of entire evidence lead by the claimants, delay in lodging FIR

becomes relevant, particularly, when evidence of so-called eye

witness has been shattered during cross-examination. The

attending circumstances surfaced on record goes to show that

case regarding involvement of the insured vehicle has been

developed after death of the deceased with the aid of witness

Balasaheb, who is relative of claimants. The second witness

Santosh Giri clearly appears to be the got up witness.

15. It is true that owner of the vehicle has indirectly

admitted the accident. However, fact remains that he did not

report the accident to anyone although he is under statutory

obligation to do so. He hails from the nearby village and bears

the same surname as the claimants. Hence, possibility of false

implication of the vehicle owned by relatives or persons from

nearby village cannot be ruled out with intention to covert

orphan accident in a motor vehicular accident, which is

frequent practice observed in the recent past.

16. Although, Court would not insist upon the

claimants to bring conclusive evidence as to involvement of the 11 fa 1631.24.odt

vehicle, primary duty of the claimants to establish their case on

the basis of preponderance of probability cannot be discharged.

The gamut of the aforesaid discussion leads this Court to hold

that the Tribunal has erroneously accepted case of the

claimants on superficial material without judiciously

appreciating the evidence on record.

17. In that view of the matter, the Award passed by

the Tribunal is liable to be quashed and set aside by allowing

the appeal. Resultantly, following order is passed.


                               ORDER
      i.     First Appeal is allowed.


      ii.    The impugned judgment and award dated

6.5.2023 passed by the Motor Accident Claims Tribunal, Hingoli in MACP No.80 of 2017 is hereby quashed and set aside.

iii. Pending civil application, if any, also stands disposed of.

iv. Amount, if any, deposited be refunded to the Appellant.

( S. G. CHAPALGAONKAR ) Judge.

...

aaa-

 
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