Wednesday, 06, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

The New India Assurance Co. Ltd. Through ... vs Ashabai Prakash Deshmukh And Ors.
2025 Latest Caselaw 9208 Bom

Citation : 2025 Latest Caselaw 9208 Bom
Judgement Date : 22 December, 2025

[Cites 1, Cited by 0]

Bombay High Court

The New India Assurance Co. Ltd. Through ... vs Ashabai Prakash Deshmukh And Ors. on 22 December, 2025

2025:BHC-AS:56788

        S.S.Kilaje                                                                    18-FA-930-23.doc

                               IN THE HIGH COURT OF JUDICATURE AT BOMBAY

                                               CIVIL APPELLATE JURISDICTION

                                                FIRST APPEAL NO. 930 OF 2023



                         The New India Assurance Co. Ltd.
                         Through its Divisional Manager,
                         Having their office at Yash Vallabh Shopping
                         Complex, Near Dhule Municipal Corporation,
                         Dhule, District : Dhule                                     ... Appellant
                         versus
                     1   Sau. Ashabai Prakash Deshmukh
                         Age : 49 years, Occ : Nil
                     2   Shri. Prakash Popatrao Deshmukh
                         Age : 53 years, Occ : Nil
                         Both R/o. Post Zodge, Tal -Malegaon,
                         District : Nashik
                     3   Mr. Prashant Prabhakar Deshmukh
                         Age - Adult, Occ : Owner
                         R/o. Navin Panyachi Taki (New Water Tank),                       Respondents
                         Station Road, Chalisgaon, Dist : Jalgaon                    ...



                                                      WITH
                                     CROSS OBJECTION STAMP NO. 22918 OF 2024
                                                        IN
                                           FIRST APPEAL NO. 930 OF 2023


                         The New India Assurance Co. Ltd.                            ... Appellant
                         Yash Vallabh Shopping Complex,
                         Near Dhule Municipal Corporation,
                         Dhule, District : Dhule
                         versus
                     1   Ashabai Prakash Deshmukh
                         Age about 60 years


                                                                                                1/6



                     ::: Uploaded on - 23/12/2025                   ::: Downloaded on - 23/12/2025 20:32:32 :::
 S.S.Kilaje                                                                    18-FA-930-23.doc


             2    Prakash Popatrao Deshmukh
                  Aged about 64 years,
                  Both R/o. At- Post Zodge,
                  Tal -Malegaon, District : Nashik
             3    Prashant Prabhakar Deshmukh
                  R/o. Navin Panyachi Taki (New Water Tank),                 ... Respondents
                  Station Road, Chalisgaon, Dist : Jalgaon

                                               ............

             Mr. Rajesh Kanojia a/w. Ms. Deepika Prabhala i/b. Res Juris, Advocates for
             the Appellant.
             Mr. T.J.Mendon, Advocate for the Respondents.


                                               CORAM : R. M. JOSHI, J.

                                               DATE      : 22nd DECEMBER, 2025.

             ORAL JUDGMENT :

1. The Judgment and Award dated 08.05.2018 passed in M.A.C.P. No.

250 of 2013 has been taken exception both by the insurer as well as

claimants.

2. It is the case of the insurer that the Tribunal has committed error in

accepting the contributory negligence of the deceased in the occurrence of

the accident only to the extent of 25% which should be 50%, since

deceased was not wearing helmet and was driving motorcycle along with

two pillion riders. It is also claimed by the insurer that the Tribunal has

erred in accepting the income of the deceased, so also by applying the

future prospects at 50% when there is evidence on record to indicate that

the deceased has obtained Shop Act Licence and was into business.

S.S.Kilaje 18-FA-930-23.doc

3. The claimant seeks enhancement on the ground that the Tribunal

has not framed issue of contributory negligence of the deceased in the

occurrence of the accident and as such it was not open for the Tribunal to

record any findings in this regard. Similarly ,enhancement is sought on the

ground of non payment of consortium to the claimant.

4. Learned counsel for the insurer submits that on the basis of the

evidence available on record before the Tribunal it can be said that the

deceased was riding the said motorcycle without wearing helmet so also

with the two persons on the motorcycle. It is his submission that this

evidence itself is sufficient to hold that he has contributed in the

occurrence of the accident to the extent of 50%. It is further submitted

that there is evidence on record to show that deceased had obtained the

Shop Act Licence which according to him indicates deceased was not

intending to continue with the employment and in such circumstances the

Tribunal has committed error in granting future prospects to the extent of

50%.

5. Learned counsel for the claimant submits that since the issue of

contributory negligence was not framed, the findings recorded to that

extent are not sustainable. Without prejudice to this submission, it is

argued by relying on the Judgment of Hon'ble Supreme Court in the case

of Anjana Narayan Kamble and Ors. Vs. Branch Manager, Reliance General

S.S.Kilaje 18-FA-930-23.doc

Ins. Co. Ltd. And Anr.1, that the violation of traffic rules is no ground to

hold negligence unless there is evidence that either the accident could have

been averted or the impact could have been minimised. It is submitted

that there is absolutely no evidence on record to hold so. He also seeks

enhancement by grant of consortium to the claimants.

6. No doubt the insurer in the written statement has alleged entire

negligence on the part of the rider of the motorcycle in occurrence of the

accident. However, the Tribunal has not framed any issue in this regard.

In absence of framing of any issue with regard to the contributory

negligence, the claimant is deprive of meeting with such issue and to lead

appropriate evidence. In any case, unless there is evidence to indicate that

the deceased has contributed in the occurrence of the accident for the

reason that on account of riding the motorcycle with two pillion riders, he

could not control the vehicle or any other similar evidence to indicate so.

Perusal of the police papers do not indicate any such contributions on the

part of the deceased in the occurrence of the accident.

7. In the Judgment of Hon'ble Supreme Court in the case of Anjana

Narayan Kamble (supra) has held in the similar facts that merely because

the deceased was not wearing a helmet or was riding the motorcycle with

two other pillion riders is not ground to hold him negligent for the

occurrence of the accident unless there is evidence to show that the

1 2023 ACJ 346

S.S.Kilaje 18-FA-930-23.doc

accident could have been averted or the impact could have been

minimised. For want of any evidence to hold so, this Court finds no

justification in the findings recorded by the Tribunal holding deceased

negligent to the extent of 25%. The order impugned therefore deserves

interference to that extent. It is held that the driver of offending vehicle

was solely responsible for causing of accident.

8. As far as the employment and the income of the deceased is

concerned, the claimants apart from the evidence of claimant No.1 led

evidence of the employer Sandip Suryawanshi at Exhibit-39. This witness

categorically states about deceased working with the company as a

Designed Engineer from April-2012 till November 2012. The accident had

occurred on 27.11.2012 in which he died and therefore till death he was

working. He has also placed on record the evidence indicating the

payment of salary of Rs.35,000/- to the deceased. He also placed on

record Form -16. This evidence is more than sufficient to hold that the

deceased was employed and was earning salary as claimed by the

claimant.

9. As far as the obtainment of the Shop Act Licence by the deceased,

there is no cross examination conducted of the claimant to indicate that

the deceased was intending to quit the employment and conduct the

business. From obtainment of Shop Act licence it cannot be assumed that

S.S.Kilaje 18-FA-930-23.doc

he wanted to leave employment and start business. Such presumption is

not permissible, sans any evidence to indicate so. In such circumstances,

50% future income granted by the Tribunal can not be faulted with.

10. The Tribunal however has failed to grant consortium to the claimant

and the same deserves to be directed to be paid. In view of above,

following order:

ORDER

(i) The appeal stands dismissed.

(ii) The cross objection stands partly allowed.

(iii) The filial consortium to the extent of Rs.48,000/- each

deserves to be granted to the claimant.

(iv) The Statutory amount along with accrued interest be

transferred to the Tribunal. The parties are at liberty to

withdraw it.

(v) The claimant shall be entitled to withdraw amount of

compensation with interest accrued.

(vi) Pending applications, if any, stands disposed of.

(vii) R & P be sent back to the Tribunal.

Digitally (R. M. JOSHI, J.) signed by SONALI SONALI SATISH SATISH KILAJE KILAJE Date:

2025.12.23 10:03:57 +0700

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter