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The Cholamandalam Gen. Insu. Co. Ltd. ... vs Punita Wd/O Rakesh Verma And Others
2024 Latest Caselaw 25833 Bom

Citation : 2024 Latest Caselaw 25833 Bom
Judgement Date : 18 September, 2024

Bombay High Court

The Cholamandalam Gen. Insu. Co. Ltd. ... vs Punita Wd/O Rakesh Verma And Others on 18 September, 2024

Author: M. W. Chandwani

Bench: M. W. Chandwani

2024:BHC-NAG:10998


                                                                              J FA-343-2022.odt
                                                 1

               IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                         NAGPUR BENCH, NAGPUR.
                                 FIRST APPEAL NO.343 OF 2022
              APPELLANT                  :       The Cholamandalam Gen. Insu. Co.
              (Ori. Res. No.2)                   Ltd.
              On R. A.
                                                 Through Branch Manager, Plot No.17,
                                                 Prayag Enclave, 1st floor near Sanman
                                                 Lawn Bajaj Nagar Nagpur.

                                                 ..VERSUS..
              RESPONDENTS                : 1     Santhanam s/o Govindarasu,
              Ori. Pet. No.1 to 3)
              On R.A.
                                                 Aged 55 Yrs, Occu. Labour
                                             2   Backiyan w/o Santhanam,
                                                 R/o. 42, Occu- Nil
                                             3   Prema Santhanam,
                                                 Aged - 37 yrs, Occu- Nil

                                                 All R/o. 42, South ST, Kodavasal, Tq.
                                                 Paruthiyur, Thiruvarur, Paruthiyur,
                                                 Tamil Nadu.
              (Ori. Res. No.1)               4   J. K. Transport Corporation,
              On R.A.
                                                 R/o. Bhandara Road, Kapsi, District
                                                 Nagpur.
                                             5   Muthulakshmi Kumar,
                                                 Aged about 34 yrs, Occu- Nil, R/o.
                                                 83C, Natarajan West Street, Tq.
                                                 Mannargudi, Thiruvarur, Tamil Nadu.
                                                     WITH
                                     FIRST APPEAL NO.345 OF 2022
              APPELLANT                          The Cholamandalam Gen. Insu. Co.
              (Ori. Res. No.2)
              On R.A.
                                                 Ltd.


                  TAMBE
                                                                J FA-343-2022.odt
                                  2


                                  Through Branch Manager, Plot No.17,
                                  Prayag Enclave, 1st floor near Sanman
                                  Lawn Bajaj Nagar, Nagpur.

                                  ..VERSUS..
RESPONDENTS                   1   Punita Wd/o Rakesh Verma,
(Ori. Pet. No.1 to 3)
On R.A.
                                  Aged 39 Yrs., Occu. Household
                              2   Aman Rakesh Verma,
                                  Aged-18 yrs, Occu- Student
                              3   Ashtha D/o Rakesh Verma,
                                  Aged-17 yrs, Occu- Student
                                  Respt no 3 being minor,
                                  Through Natural guardian Mother.
                                  Rept no 1. R/o. Gram Amepur, P.O.
                                  Bansgaon,    Tah-Buranpur,  Dist-
                                  Azamgad (U.P).
(Ori Res No 1)                4   J. K. Transport Corporation,
On R.A.
Amendment as per order
                                  R/o 214, Transport nagar, Bhandara
dt.10.11.2022.                    road, Wardhaman nagar, Nagpur

                                      WITH

                        FIRST APPEAL NO.342 OF 2022
APPELLANT                         The Divisional Manager,
(Ori. Res. No.2)
On R.A.
                                  The Cholamandalam MS General
                                  Insurance Co. Ltd. Plot No.17, Prayag
                                  Enclave, 1st floor near Sanman Lawn
                                  Shankar Nagar, Nagpur.
                                  ..VERSUS..
RESPONDENTS                   1   Smt. Asha Wd/o Vitthalrao Bhondave,
(Ori. Pet. No.1)
On R.A.
                                  Aged 68 Yrs, Occu- Household, R/o.
                                  Malegaon Theka, Tah- Arvi, Dist-


    TAMBE
                                                                                                                J FA-343-2022.odt
                                                       3


                                                       Wardha.

(Ori Res No 1)                                2        J. K. Transport Corporation,
On R.A.
                                                       Aged-major, Occu-Not known, Plot no
                                                       214, Transport Nagar, Bhandara Road,
                                                       Kapsi, Dist - Nagpur

                                                           WITH

                               FIRST APPEAL NO.344 OF 2022
APPELLANT                                              The      Cholamandalam         General
(Ori. Res. No.2)
On R.A.
                                                       Insurance Co.,
                                                       Through Branch Manager, Plot No.17,
                                                       Prayag Enclave, 1st floor near Sanman
                                                       Lawn Bajaj Nagar, Nagpur.
                                                       ..VERSUS..
RESPONDENTS                                   1        Anjali Wd/o Anil Bargat,
(Ori. Pet. No.1 to 3)
On R.A.
                                                       Aged 46 Yrs, Occu. Household
                                              2        Nikita D/o Anil Bargat,
                                                       Aged - 20 yrs, Occu- Student
                                              3        Atharva S/o Anil Bargat,
                                                       Aged - 15 yrs, Occu- Student

                                                       Respt no 3 being minor, Through
                                                       Natural guardian Mother. Respt. no.1.
                                                       R/o. Flat no 203, Nilgagan Apartment
                                                       Ingole Nagar, Hudkeshwar Road,
                                                       Nagpur.
(Ori. Res. No.1)                              4        J. K. Transport Corporation,
On R.A.
                                                       R/o. Bhandara Road, Kapsi, Tah &
                                                       District Nagpur.
------------------------------------------------------------------------------------------------------------------------------------
        First Appeal No.343 of 2022
        Ms M. Naik, Advocate for Appellant.
        Ms U. A. Bhattad, Advocate for Respondent Nos.1 to 4.


     TAMBE
                                                                                            J FA-343-2022.odt
                                             4

       First Appeal No.345 of 2022
       Ms M. Naik, Advocate for Appellant.
       Ms U. A. Bhattad, Advocate for Respondent Nos.1 to 3.
       First Appeal No.342 of 2022
       Ms M. Naik, Advocate for Appellant.
       Ms K. Raut, Advocate for Respondent No.1.
       First Appeal No.344 of 2022
       Ms M. Naik, Advocate for Appellant.
       Ms U. A. Bhattad, Advocate for Respondent Nos.1 to 3.
------------------------------------------------------------------------------------------------------------



      CORAM : M. W. CHANDWANI, J.
      DATED            : 18th SEPTEMBER, 2024.


     ORAL JUDGMENT

1. Heard learned counsels appearing for the respective

parties in all appeals.

2. Admit.

3. These four appeals are arising out of the impugned

awards passed by the Motor Accident Claims Tribunal, Nagpur,

thereby granting compensation on account of death of the

persons who died in the same accident. The issues involved in

these appeals and contentions of the respective parties are one

and the same, therefore, these appeals are disposed of by this

TAMBE J FA-343-2022.odt

common judgment.

4. On the unfortunate day i.e. on 28.04.2016, deceased

Shubham Vitthalrao Bhondave, a driver of Maruti Van having

registration No.MH-31-CS-4150, was carrying the employees

of Shilpa Steel and Power Ltd., MIDC, Butibori in his vehicle

towards MIDC Area, Butibori. When the said Maruti Van

reached near MIDC Industrial Area, Butibori, District Nagpur,

one truck/trailer having registration No.CG-04-G-6444

(hereinafter referred to as "the offending truck") was parked on

the road without putting any indicator or signal. Therefore, the

driver of the Maruti Van could not see the offending truck in

the dark at night and gave a dash to the offending truck from

the back side. In the said accident, two of the employees died

on the spot, whereas one other employee and the driver of the

Maruti Van got seriously injured. Thereafter, the said employee

and the driver of the Maruti Van succumbed to the injuries

during treatment. Thus, three employees of Shilpa Steel and

Power Ltd., MIDC, Butibori including the driver of the Maruti

TAMBE J FA-343-2022.odt

Van died in the said accident. The dependents of these four

deceased persons filed independent claim petitions before the

Tribunal against the offending truck. The Tribunal by different

awards granted compensation on account of death of the

earning members of their family directing the appellant insurer

of the offending truck to pay compensation to the claimants.

These four different awards have been challenged in these

appeals by the Insurance Company.

5. The main contention raised by learned counsel

appearing for the appellant is that the Tribunal has wrongly

held that the driver of the offending truck was negligent.

According to her, a dash was given by the driver of the Maruti

Van to the offending truck from the back side. This itself goes

to show that the deceased, driver of the Maruti Van, was at

fault. According to her, just because the offence is registered

against the driver of the offending truck, the Tribunal fastened

the entire liability on the truck owner and on the appellant.

The second point which has been raised in these appeals is that

TAMBE J FA-343-2022.odt

two vehicles were involved in the accident, however, the owner

of the Maruti Van has not been made a party to any of the

claim petitions. According to the learned counsel for the

appellant, the Tribunal ought to have at least considered

contributory negligence of the owner of the Maruti Van and

could have directed the owner of the Maruti Van to contribute

in the compensation, but the Tribunal ignored this factual

aspect and wrongly directed the appellant insurer to pay the

entire compensation to the dependents of the deceased persons,

who died in the fatal accident.

6. The contention of the learned counsel for the

appellant is opposed by the respective counsels appearing for

the claimants. According to them, the case is not of

contributory negligence, but of composite negligence. They

submit that the appellant did not bother to bring any witness to

show that the accident occurred due to negligence of the driver

of the Maruti Van. Therefore, they submit that the appeals are

devoid of merit. Hence, they sought rejection of the appeals.

TAMBE J FA-343-2022.odt

7. Having heard the respective counsels appearing for

the parties, I have gone through the record. Perusal of the

police papers goes to show that the driver of the offending

truck has been prosecuted for the offences punishable under

Sections 304-A, 279 and 335 of the Indian Penal Code, 1860

and under the provisions of the Motor Vehicles Act, 1988. First

Information Report reveals that the offending truck was parked

on the road without there being any reflector. It is a matter of

record that the accident occurred on 28.04.2016 at about 11:30

in the night on the highway, therefore, it was the responsibility

of the truck driver to keep the indicator/reflector of the truck

on before halting it on the road, but that was not done.

8. I do not find any substance in the argument of the

learned counsel for the appellant that the road was a four lane

road, therefore, there is ample space for the driver of the Maruti

Van to drive the said Van from the side of the lane of the

offending truck. Perusal of the papers goes to show that the

accident occurred just because the driver of the Maruti Van

TAMBE J FA-343-2022.odt

could not notice the offending truck that was halting on the

road because no indicator of the truck was on. Had the driver

of the Maruti Van noticed the offending truck, he would have

changed his lane. Thus, I do not find any error in the impugned

awards of the Tribunal holding the driver of the offending

truck negligent.

9. Turning to the submission of composite and

contributory negligence as alleged by the counsel for the

appellant, as I have already concurred with the findings of the

Tribunal that the accident occurred just because of the

negligence of the truck driver, therefore, there is no question of

going into the aspect of contributory or composite negligence.

10. Be that as it may, the law is settled in this regard that

in case of composite negligence, the claimants of the deceased

particularly, who were occupant of Maruti Van (except driver),

have a choice to recover the compensation from either the

owner or the insurer of the vehicle, since they are jointly and

TAMBE J FA-343-2022.odt

severally liable to pay the compensation to the claimant. A

reference can be made to the case of Khenyei vs New India

Assurance Co. Ltd. and others, 2015 A.C. 66 (SC) (FB),

wherein the Hon'ble Supreme Court in para 18 of the decision

has held as under :

"18. ....... What emerges from the aforesaid discussion is as follows:

(i) In the case of composite negligence, plaintiff/claimant is entitled to sue both or any one of the joint tort-feasors and to recover the entire compensation as liability of joint tort-feasors is joint and several.

(ii) In the case of composite negligence, apportionment of compensation between two tort-feasors vis-a-vis the plaintiff/claimant is not permissible. He can recover at his option whole damages from any of them.

(iii) In case all the joint tort-feasors have been impleaded and evidence is sufficient, it is open to the Court/Tribunal to determine inter se extent of composite negligence of the drivers. However, determination of the extent of negligence between the joint tort-feasors is only for the purpose of their inter se liability so that one may recover the sum from the other after making whole of payment to the plaintiff/claimant to the extent it has satisfied the liability of the other. In case both of them have been impleaded and the apportionment/extent of their negligence has been determined by the Court/Tribunal, in main case one joint tort-feasor can recover the amount from the other in the execution proceedings.

(iv) It would not be appropriate for the Court/Tribunal to determine the extent of composite negligence of the drivers of two vehicles in the absence of impleadment of other joint tort-feasors. In such a case, impleaded joint

TAMBE J FA-343-2022.odt

tort-feasor should be left, in case he so desires, to sue the other joint tort-feasor in independent proceedings after passing of the decree or award."

Subsequently, also the Hon'ble Supreme Court, in

para 6 of T. O. Anthony vs. Karvarnan and others, (2008) 3

SCC 748, has held as under :

"6. 'Composite negligence' refers to the negligence on the part of two or more persons. Where a person is injured as a result of negligence on the part of two or more wrongdoers, it is said that the person was injured on account of the composite negligence of those wrongdoers. In such a case, each wrongdoer is jointly and severally liable to the injured for payment of the entire damages and the injured person has the choice of proceeding against all or any of them. In such a case, the injured need not establish the extent of responsibility of each wrongdoer separately, nor is it necessary for the court to determine the extent of liability of each wrongdoer separately. On the other hand where a person suffers injury, partly due to the negligence on the part of another person or persons, and partly as a result of his own negligence, then the negligence on the part of the injured which contributed to the accident is referred to as his contributory negligence. Where the injured is guilty of some negligence, his claim for damages is not defeated merely by reason of the negligence on his part but the damages recoverable by him in respect of the injuries stand reduced in proportion to his contributory negligence."

11. The principle of composite negligence laid down in

the case of Khenyei (supra) and T. O. Anthony (supra), will not

TAMBE J FA-343-2022.odt

be applicable to the case of the deceased driver, since he was

driving the Maruti Van. However, in view of the fact that it was

the driver of the offending truck, who was negligent, there is no

question of contributory negligence on the part of the deceased

driver of the Maruti Van. There is no force in this point. The

appeals are devoid of merits. Hence, the appeals are dismissed.

(M. W. CHANDWANI, J.)

Signed by: Mr. Ashish Tambe TAMBE Designation: PA To Honourable Judge Date: 03/10/2024 17:21:27

 
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