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The New India Assurance Co. Ltd., Nagpur ... vs Smt. Kaisar Mohammad S/O Afzal Shekh And ...
2024 Latest Caselaw 26606 Bom

Citation : 2024 Latest Caselaw 26606 Bom
Judgement Date : 24 October, 2024

Bombay High Court

The New India Assurance Co. Ltd., Nagpur ... vs Smt. Kaisar Mohammad S/O Afzal Shekh And ... on 24 October, 2024

Author: M. W. Chandwani

Bench: M. W. Chandwani

2024:BHC-NAG:12240


                                                                1                               22-fa-1119-24.odt



                              IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                                        NAGPUR BENCH, NAGPUR

                                          FIRST APPEAL NO. 1119 OF 2024

                 The New India Assurance Co. Ltd.
                 Through its Branch Manager,
                 Chandrapur Branch, Chandrapur,
                 Tah. & District- Chandrapur
                 Presently through Chief Regional Manager,
                 Regional Office, 1st Floor, Riaan House,
                 Opp. Kasturchand Park, Mohan Nagar,
                 Nagpur-440001.                                                             . . . APPELLANT

                                    // V E R S U S //

                 1. Smt. Kaisar Mohammad S/o. Afzal Shekh,
                    Aged about 59 years, Occ. Household,

                 2. Mohammad Asif Mohammad Afjal
                    Mohammad,
                    Aged about 24 years, Occ. Education,

                       Both Respondent nos. 1 and 2 are
                       R/o. Ward No. 4, Gadchandur,
                       Tah. Korpana, Dist. Chandrapur.

                 3. Kapoorsingh Nainaram Sheorain,
                    Aged Major, Occ. Business,
                    R/o. B.T.S. Plot, Shivaji Nagar Ward,
                    Allapalli Road, Ballarpur,
                    Tah. Ballarpur, Dist. Chandrapur.                                  . . . RESPONDENTS

                 ------------------------------------------------------------------------------------------------
                 Shri A. W. Paunikar, Advocate for appellant.
                 Shri S. O. Ahmed, Advocate for respondent nos. 1 and 2.
                 Shri Ashish Chaware, Advocate for respondent no. 3.
                 -----------------------------------------------------------------------------------------------
                                  CORAM :-         M. W. CHANDWANI, J.

                                  DATED :-         24.10.2024

                 ORAL JUDGMENT :-
                                      2                       22-fa-1119-24.odt



               Heard.



2. Admit. Heard finally by consent of the learned counsel for

the parties.

3. The correctness of the award dated 01.11.2023, passed in

MACP No. 130/2019 passed by the Motor Accident Claims Tribunal,

Chandrapur is challenged by the Insurance Company in this appeal.

By the impugned award, the Tribunal granted compensation of

Rs.16,71,600/- to the respondent nos. 1 and 2 on account of death of

deceased- Mohammad Nasir Mohammad Afzal Sheikh, who died in

vehicular accident dated 03.03.2019.

4. Brief facts, necessary to adjudicate the present case, are as

under:-

On 03.03.2019, the deceased- Mohammad Nasir

Mohammad Afzal Sheikh and one Asim Kidiya were coming towards

Gadchandur from Korpana by riding on a motorcycle on Korpana-

Gadchandur road. When the deceased came near MSEB square at

about 03:45 pm to 04:30 pm, at that time, a truck baring registration

no. MH-34-M-5121 was coming from Gadchandur side in a rash and

negligent manner in a high speed. The offending vehicle suddenly

turned towards Nanada Fata Ultratech Company and gave a dash to 3 22-fa-1119-24.odt

the motorcycle of the deceased. Due to the said accident, the deceased

and pillion rider- Asim Kidiya received accidental injuries. The

deceased was moved to Government Hospital, Gadchandur and

thereafter, he was referred to GMCH, Chandrapur, where he

succumbed to the accidental injuries. Respondent no. 1 is mother,

respondent no. 2 is brother of the deceased and respondent no. 3 is

the owner of the offending vehicle.

5. The contention of the learned counsel for the appellant is

that the Tribunal, while calculating the future prospect did not

deducted 50% of income towards personal expenses instead of

Rs.19,200/- erroneously and an amount of Rs.40,200/- per year has

been added towards future prospect. The learned counsel for the

respondents fairly conceded to this situation and submitted to the

Court that appropriate order be passed.

6. It appears from para 18 of the impugned award that

annual income of the deceased is assessed @ Rs.96,000/- p.a. and

since the deceased was bachelor therefore, 50% of the assessed income

of the deceased is deducted towards personal expenses and annual

income was calculated as Rs.48,000/- for applying the multiplier.

However, the future prospect @ 40% on the gross annual income of

the deceased @ Rs.96,000/- has been not only calculated erroneously 4 22-fa-1119-24.odt

as Rs.40,200/- but, also the 50% of the amount of future prospect

towards personal expenses was remained to be deducted. Thus, the

assessed income of Rs.48,000/- is to be increased by Rs. 19,200/-

towards future prospect. The total income of the deceased after

deduction towards personal expenses would come to Rs.67,200/- for

applying the multiplier. Likewise, amount of funeral expenses and loss

of estate is required to be corrected as Rs.15,000/- each.

7. In view of the above, respondent nos. 1 and 2 are entitled

to the following compensation:-

Annual Income of deceased                                  Rs. 96,000/-
(Rs. 8000 X 12)
Less 1/2 th deduction towards personal expenses            Rs. 48,000/-
(Rs. 96,000/2)
Total                                                      Rs. 48,000/-
Add future prospects 40%                                   Rs. 19,200/-
Total                                                      Rs. 67,200/-
Multiplier of 18 as the decesed was 20 years old           Rs.12,09,600/-
(Rs. 67,200/- X 18)
Add Filial Consortium for mother                           Rs. 40,000/-
Add Funeral expenses                                       Rs. 15,000/-
Add loss of estate                                         Rs. 15,000/-
Total Compensation                                         Rs. 12,79,600/-



8. Hence, I proceed to pass the following order:-

i) Consequently, the appeal is partly allowed.

5 22-fa-1119-24.odt

ii) The appellant and respondent no. 3 shall pay the

respondent nos. 1 and 2 compensation of Rs.12,79,600/- alongwith

interest @ 6% p.a. from the date of petition till realization.

iii) Respondent nos. 1 and 2 are permitted to withdraw the

amount of compensation alongwith accrued interest in terms of the

award in the ratio of 60:40.

iv) The excess amount, if any, be refunded to the Insurance

Company alongwith accrued interest.

(M. W. CHANDWANI, J.)

RR Jaiswal

Signed by: Mr. Rajnesh Jaiswal Designation: PA To Honourable Judge Date: 04/11/2024 15:54:33

 
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