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United India Insurance Co Ltd vs Raisabai Nazim Haji And Ors
2023 Latest Caselaw 12381 Bom

Citation : 2023 Latest Caselaw 12381 Bom
Judgement Date : 7 December, 2023

Bombay High Court

United India Insurance Co Ltd vs Raisabai Nazim Haji And Ors on 7 December, 2023

2023:BHC-AUG:25583


                                                 {1}                 FA-2344-2008

                           IN THE HIGH COURT OF JUDICATURE OF BOMBAY
                                      BENCH AT AURANGABAD

                                    FIRST APPEAL NO. 2344 OF 2008

                 United India Insurance Co.Ltd.
                 Branch Office Shahada
                 Through its Divisional Manager and Authorised
                 Representative and Signatory, Jalgaon Divisional
                 Office, Mansing Market, Opp. Atul Dairy, Jalgaon. ...APPELLANT
                                                                [Ori. Oppo. No. 2]

                         VERSUS

                 1.      Smt. Raisabi wd/o Nazim Haji
                         Aged about 41 years, Occu. Housewife,

                 2.      Shaikh Sajid s/o Nazim Haji
                         Aged about 20 years, Occ- Education,

                 3.      Shaikh Parvin d/o Nazim Haji
                         Aged about 17 years, Occ- Education,

                 4.      Shaban Parvin d/o Nazim Haji,
                         Aged about 15 years, Occ- Education,

                         [Res. No. 3 and 4 are minors;
                         represented by through
                         Their natural guardian/mother viz, Res No. 1]

                         All r/o Garib Nawaz Colony, Shahada
                         Tah. Shahada, Dist. Nandurbar (Mah.)     ...RESPONDENTS
                                                  [Res. No. 1 to 4 Ori. Claimants]

                 5.    Vilas Gopal Marathe
                       Aged adult, Occ. Business,
                       R/o Velda, Tah. Nizar, Dist. Surat (Guj). Appeal dismissed
                                                              as against respondent
                                                 No. 5 vide order dated 17.11.2006
                                                .......
                 Mr. A.B. Gatne, Advocate for the Appellant.
                 Mr. L.S. Mahajan, Advocate for respondent No. 1 to 4.
                                                .......

                 Bhagyawant Punde
                                          {2}                     FA-2344-2008

                               CORAM                 : KISHORE C. SANT, J.

                               RESERVED ON   : 16th OCTOBER, 2023
                               PRONOUNCED ON : 7th DECEMBER, 2023

JUDGMENT:

1. This appeal is by the Insurance Company challenging

the judgment and award dated 10.04.2007, passed by learned

Member, Motor Accident Claims Tribunal, Shahada, District-

Dhule, in M.A.C.P. No. 62/2005. The learned Member was

pleased to partLy allow the claim petition with proportionate

cost. Opponent No. 1 and 2 i.e. the owner of the vehicle and

insurer of the vehicle to pay claim amount of Rs. 6,09,500/-,

jointly and severally with interest @ 7.5% p.a from the date of

filing of petition till its recovery including amount of no fault

liability.

2. The present appellant was Opponent No. 2. Present

respondent Nos. 1 to 4 are the original claimants and

Respondent No. 5 was original Opponent No. 1.

3. Facts in short are that, deceased aged 45 years was

proceeding on motorcycle on 27.02.2005. When he was near

Korit Fata, a truck bearing registration no. GJ-5/V-8644 gave

dash to the motorcycle. Because of said accident deceased

Bhagyawant Punde {3} FA-2344-2008

Nazim lost his life. He was working as a driver for 11 years and

was getting salary of Rs. 7800/- per month. Claimants/heirs of

deceased therefore filed claim petition claiming compensation of

Rs. 8,50,000/- including medical expenses and expenses

towards last rites. Opponent No. 1 failed to appear and therefore

claim petition proceeded exparte against him. Opponent No. 2

filed written statement and denied that accident occurred

because of rash and negligent driving of the truck. They denied

the age of the deceased as stated in the claim petition and also

monthly income.

4. The learned Tribunal recorded the evidence and held

that claimants are entitled to receive compensation as stated

above.

5. The learned advocate Mr. Gatne for the appellant

argued that learned Tribunal has wrongly held that the income of

the deceased was Rs. 7800/- per month and that age of the

deceased is 45 years. The accident took place because of the

mistake of the deceased himself and thus it is the case of

contributory negligence. There is no evidence produced on

record to show that the deceased was holding license to drive

the vehicle. There is no evidence of expert to prove the injuries

Bhagyawant Punde {4} FA-2344-2008

on the deceased etc. It is further submission that the accident

took place in the year 2005 at that time, drivers' income was

around Rs. 3,000/- per month. Considering the personal

expenses annual income ought to have taken as 18,000/- per

year. He relied upon the judgment in Sarla Verma Vs. Delhi

Transport Corporation, 2009 (6) SCC 121. It is further submitted

that learned Tribunal has failed to appreciate that it is a case of

contributory negligence and claimants were entitled only to 50%

of the amount of compensation. As per Schedule II under the

Workmen Compensation Act, for the year 2003 deemed salary of

a driver was Rs. 4,000/-.

6. Learned advocate Mr. Mahajan, for Respondent Nos.

1 to 4 vehemently opposed the appeal. He justified the award

saying it to be just and proper. He submitted that the Insurance

Company has not adduced any evidence in support of its case.

He submitted that appeal is continuation of proceeding and

therefore relevant changes took place in the law needs to be

considered to arrive at just compensation. In the present case

considering the number of dependents, the amount towards

personal expenses ought to have been taken only 1/4th as

against 1/3rd taken by the Court. He submitted that income of

Bhagyawant Punde {5} FA-2344-2008

the deceased ought to have been taken as Rs. 5,000/- per

month with future prospects @ 25% as deceased was 45 years

of age. He further submits that no separate appeal is required by

the claimants seeking enhancement. He submits that there is no

challenge by the Insurance Company to the evidence of claimant

No. 1.

7. On these rival contentions, this Court has gone

through the evidence on record. Claimant No. 1- Smt. Raisabi

Nazim Haji, wife of deceased got herself examined in support of

her claim. In her evidence she stated that deceased was earning

Rs. 60,000/- per year when he met with an accident. In her

cross examination about income only a suggestion was given

that deceased was not earning Rs. 60,000/- and that earning of

deceased was Rs. 2,000/- to 2500/- per month. No any other

witness is examined by the parties. On this evidence, learned

Tribunal proceeded to hold that deceased was earning Rs.

5,000/- per month inclusive of daily bhatta of Rs. 100/- per day

as the deceased was required to go out of station on the vehicle

and took income of deceased as Rs. 60,000/- per year. The

Tribunal further accepted the age of deceased to be 45 years as

Claimant No. 1, his wife was aged about 41 years. The children,

Bhagyawant Punde {6} FA-2344-2008

claimants No. 2 to 4 were teen aged children. The learned

Tribunal applied multiplier of 15. The amount of loss of future

earning was taken to be 9,00,000/- and by deducting 1/3rd

income, the same was taken to be Rs. 6,00,000/- as loss of

dependency. The statutory benefits were accorded at Rs. 2,000/-

towards funeral expenses, Rs. 2500/- towards loss of estate and

Rs. 5,000/- towards loss of consortium for applicant No. 1 i.e.

wife of deceased.

8. This Court does not find that learned Tribunal has

committed any mistake by taking the age of the deceased as 45

years and income of deceased to be 60,000/- per year. The

Insurance Company could not produce any evidence in support

of its case.

9. Coming to the submission of Mr. Mahajan, learned

advocate appearing for respondent Nos. 1 to 4 that though there

is no appeal filed for enhancement still claimants can pray for

enhancement in view of judgment in New India Assurance

Company Ltd. vs. Seema Sudam Auti and others , [2017(6)

Mh.L.J. 828]. In the said judgment, this Court considered the

judgment in the case of Nagappa vs. Gurudayal Singh and

others, (2003) 2 SCC 274, wherein the Apex Court has held that

Bhagyawant Punde {7} FA-2344-2008

"it is the duty of the claims tribunal as well as the appeal Court

to determine and award just and reasonable compensation and

that such duty is statutory irrespective of whether claim has

been made in respect thereof or not ." In the reported case the

Court had enhanced the amount of compensation in the appeal

by insurance company and in absence of appeal by claimants.

10. This Court finds that in the present case also no

amount towards future prospects was calculated. Considering

the age of deceased to be 45 years, 25% amount needs to be

added to loss of future income. The learned Tribunal has

considered loss of future income to be Rs. 6,00,000/-. There

needs to be 25% addition to the said amount. Thus, in addition

to compensation already directed to be paid, Rs. 1,50,000/-

needs to be added. In view of above, this Court finds that appeal

deserves to be dismissed, however, award needs to be modified

by adding 25% amount i.e. Rs. 1,50,000/- to the compensation

already awarded. The award therefore needs to be modified

accordingly. Hence, the following order:

ORDER

(I) First Appeal No. 2344 of 2008 is dismissed.

(II) Award dated 10.04.2007 be modified by adding Rs.

Bhagyawant Punde {8} FA-2344-2008

1,50,000/- towards loss of future prospects. Appellant- Insurance Company is directed to deposit amount of Rs. 1,50,000/- in this Court towards future prospects within 90 days from today along with interest from the date of filing of claim petition i.e. 18.03.2005 till its actual realisation. After the deposit of the amount, respondents No. 1 to 4/claimants shall be entitled to withdraw the same without making any formal application.

(III) Appeal stands disposed of accordingly.

[KISHORE C. SANT, J.]

Bhagyawant Punde

 
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