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Reliance General Insurance ... vs Smt Ranjana Shantaram Kamble And ...
2021 Latest Caselaw 10429 Bom

Citation : 2021 Latest Caselaw 10429 Bom
Judgement Date : 5 August, 2021

Bombay High Court
Reliance General Insurance ... vs Smt Ranjana Shantaram Kamble And ... on 5 August, 2021
Bench: Nitin W. Sambre
                                                            4.74.19 FA.doc

ISM
                IN THE HIGH COURT OF JUDICATURE AT BOMBAY

                          CIVIL APPELLATE JURISDICTION

                           FIRST APPEAL NO. 74 OF 2019

      RELIANCE GENERAL INSURANCE                           ....APPELLANT
      COMPANY LIMITED

              V/s.

      SMT. RANJANA SHANTARAM KAMBLE                  .....RESPONDENTS
      AND ORS

      Ms. Shalini Shankar for the appellant
      Mr. Vasant N. More for Respondent nos. 1 to 4

                         CORAM :    NITIN W. SAMBRE, J.
                         DATE:      AUGUST 5, 2021.

      P.C.:

      1]      By consent, present appeal is taken up for fnal disposal.




      2]      In M.A.C.P. No. 347/2012, learned Motor Accident Claims

Tribunal (Hereinafter referred to as 'Tribunal' for the sake of brevity)

at Raigad-Alibaug vide Award/Judgment dated 06/09/2017 awarded

compensation of Rs. 9,29,750/- with 9% interest.

4.74.19 FA.doc

3] Insurance Company which is saddled with the responsibility to

pay the compensation has approached this Court questioning the

aforesaid Award. Advocate Ms. Shalini Shankar, learned counsel

appearing for the appellant while questioning the amount of

compensation would urge that in absence of proof in regard to the

income of the deceased, the Tribunal committed an error by initially

considering income of Rs. 8,000/- per month and after deduction at

the rate of Rs. 4500/- per month. According to her, but for the

statement of the claimant, there is no iota of evidence to support the

said fndings. That being so, the Tribunal committed an error in

awarding excess compensation. She would suggest that income of the

claimant who was a daily wager would have been at the rate of Rs.

100/- per day.

4] Advocate Shri. Vasant More, learned counsel appearing for the

claimant would oppose the aforesaid contention. According to him,

accident of the vehicle which has resulted into death of deceased

Shantaram Kamble on whom claimant was dependent was insured

with the appellant. He would further claim that even if it is claimed

4.74.19 FA.doc

that monthly income of the deceased was around as Rs. 8,000/- as

daily wager, the Tribunal has considered the same by reducing daily

income to the tune of Rs. 150/- i.e. @ Rs. 4500/- per month.

According to him, the same was rightly formed to be basis for award

of compensation. That being so, appeal lacks merits and is liable to

be dismissed.

5] On the date of fling of the claim, it appears that daughter of

deceased Swati was minor, however, by this time, she has attained

majority.

6] It was the case of the claimant that Shantaram was working as

daily wager and while returning from his duty on 08/10/2012 as a

pillion rider, died in an accident caused by dumper which was

insured with the appellant. It appears that accident was caused while

negotiating the said vehicle in a reverse direction. Said vehicle which

was insured with the appellant passed on the body of the deceased.

Shantaram died on 09/10/2012 because of the injuries suffered in

the accident.

4.74.19 FA.doc

7] In the claim petition, while claiming compensation, reliance is

placed on the status of deceased Shantaram as an employee of

Technova company in the capacity of contract labour. Though it is

claimed that he was getting consolidated monthly wages of Rs.

8,000/-, however, no evidence to that effect was produced on record.

Appellant insurance company vide its objection to the claim petition

at Exh. 25 though denied the negligence on the part of the driver of

the insured vehicle, however, has not examined any witness in

support of their cause of opposing the claim petition to establish the

same.

8] Claimants have produced on record copy of F.I.R. at Exh. 30,

investigation papers at Exh. 31, spot panchanama at Exh. 32, inquest

panchanama at Exh. 33, P.M. report at Exh. 36, death certifcate at

Exh. 34, insurance policy at Exh. 35.

9] The Tribunal thereafter proceeded to record a fnding that

Shantaram died in accident, by the dash given by vehicle which was

4.74.19 FA.doc

insured with the appellant.

10] It is required to be noted that claimant no. 2 Sachin, son of

deceased Shantaram has given an affdavit in support of claim

petition including income. Present appellant were unable to demolish

the case of the claimant by establishing that deceased Shantaram

was earning less than Rs. 150/- per day in the capacity of daily

wager/contract labour.

10] Even though, it is claimed in the petition that deceased

Shantaram was earning an amount of Rs. 8,000/- per month

towards his monthly wages, Tribunal proceeded to disbelieve the

same and awarded compensation based on daily income of

Shantaram @ Rs. 150/- per day. The view expressed by the Tribunal

after considering the daily income of deceased Shantaram @ Rs.

150/- per day appears to be reasonable view as at the relevant time

i.e. on the date of accident, average daily wage income can be inferred

to be around Rs. 150/- per day as on 2012.

4.74.19 FA.doc

11] In the aforesaid background, calculation of the Award of

compensation based on monthly income of Rs. 4500/- per month i.e.

Rs. 150/- per day appears to be quite reasonable.

12] In the aforesaid background, in my opinion, no case for

interference is made out.

13] Appeal as such fails, stands dismissed.




                                        [NITIN W. SAMBRE, J.]



                  Digitally signed by
      IRESH       IRESH
                  SIDDHARAM
      SIDDHARAM   MASHAL
      MASHAL      Date: 2021.08.13
                  15:49:02 +0530





 

 
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