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Sbi General Insurance Co. Ltd., ... vs Seema Wd/O. Shivdas @ Surdas ...
2018 Latest Caselaw 1232 Bom

Citation : 2018 Latest Caselaw 1232 Bom
Judgement Date : 6 October, 2018

Bombay High Court
Sbi General Insurance Co. Ltd., ... vs Seema Wd/O. Shivdas @ Surdas ... on 6 October, 2018
Bench: V.M. Deshpande
                                       1                                FA841.18.odt


      IN THE HIGH COURT OF JUDICATURE AT BOMBAY
               : NAGPUR BENCH : NAGPUR.


                       FIRST APPEAL NO. 841 OF 2018


 APPELLANT                     : SBI General Insurance Co. Ltd.,
                                 through its Divisional Manager,
                                 Registered and Corporate Office,
                                 "Natraj", 101, 102 and 103, 
                                 Junction of Western Express Highway 
                                 and Andheri-Kurla Road, Andheri (East),
                                 Mumbai - 400 069.


                                           VERSUS


 RESPONDENTS                   : 1] Seema Wd/o Shivdas @ Surdas Wankhede,
                                    Aged about 40 years, Occu. Housewife,

                                 2] Siddhant Shivdas @ Surdas Wankhede,
                                    Aged about 22 years, Occu. Education,

                                 3] Sheetal Shivdas @ Surdas Wankhede,
                                    Aged about 19 years, Occu. Education,

                                 4] Master Suraj Shivdas @ Surdas Wankhede,
                                    Aged about 17 years, Occu. Education,

                                    Petitioner no.4 being minor is represented
                                    by their Natural Guardian/next friend, 
                                    the mother, respondent no.1.

                                    All the respondents are residing at :
                                    Udkhed, Tq. Morshi, Distt. Amravati.

                                 5. Bhulansingh S/o Khumansing Sanodiya,
                                    Aged 34 years, Occu. Driver-cum-owner,
                                    R/o Pl. No.438, Nari Road, Samarth Nagar,
                                    Uppalwadi, Nagpur, Tq. & District Nagpur.




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                                            2                                      FA841.18.odt


  ----------------------------------------------------------------------------------------------
            Mr. A. J. Pophaly, Advocate for the appellant.
            Mr. S. S. Alaspurkar, Advocate for respondent nos.1 to 4
  ----------------------------------------------------------------------------------------------

                      CORAM : V. M. DESHPANDE, J.
                      DATE     : OCTOBER 06, 2018.



 ORAL JUDGMENT



 1.                Heard.  ADMIT.  By consent of the parties, taken up for

 final hearing.



 2.                I have heard Mr. A. J. Pophaly, the learned counsel for

 the   appellant   and   Mr.   S.   S.   Alaspurkar,   the   learned   counsel   for

 respondent   nos.1   to   4/original   claimants.     None   appears   for

 respondent no.5, though duly served by paper publication. 



 2.                  By the present appeal under Section 173 of the Motor

 Vehicles Act, 1988, the appellant - SBI General Insurance Co. Ltd. is

 challenging   the   order   passed   by   the   learned   Member   of   Motor

 Accident Claims Tribunal - 2, Amravati dated 13.4.2016 below Exh.5

 in M.A.C.P. No. 366 of 2014 by which the learned Member of the

 Claims   Tribunal   has   allowed   the   application   filed   on   behalf   of




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                                     3                                  FA841.18.odt


 respondent   nos.1   to   4/claimants   under   Section   140   of   the   Motor

 Vehicles Act and directed the appellant/Insurance Company to pay

 Rs.50,000/- to the respondents within a period of Two months along

 with the interest.



 3.               Respondent   nos.1   to   4   are   the   wife   and   children   of

 deceased   Shivdas  @   Surdas   Wankhede.     The   accident   in  question

 took   place   on   10.9.2014.     According   to   the   claim   petition   under

 Section 166 of the Motor Vehicles Act, the driver of the offending

 vehicle truck bearing registration No. MH-31/CB-7742 was rash and

 negligent and gave dash resulting into death of Shivdas.  The claim

 petition is contested by the appellant-Insurance Company by filing

 written statement.  Also the appellant has contested the application

 under   Section   140     of   the   Motor   Vehicles   Act.     According   to   the

 written statement, when the accident took place on 10.9.2014, on

 that day the offending vehicle was not insured with the Insurance

 Company inasmuch as the cheque issued by the owner of offending

 vehicle towards premium was dishonoured and it was returned on

 07.1.2014 for want of "Sufficient Funds".  This particular aspect was

 specifically pointed out by the appellant-Insurance Company at the




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                                       4                                  FA841.18.odt


 time of decision of application under Section 140 of the Act as it can

 be   seen   from   the   written   notes   of   arguments   filed   on   behalf   of

 Insurance Company opposing the application under Section 140 of

 the Act, which is available from pages 16 to 19 of the compilation of

 the present appeal.   The impugned order is totally silent about the

 contentions raised by the Insurance Company.   The aspect of non-

 existence of insurance policy is not at all considered by the learned

 Member of the Claims Tribunal.   Therefore, in my view, the order

 passed below Exh.5 can not stand on the touchstone of law.



 4.               However,   it   will   be   the   obligation   on   the   part   of   the

 Insurance Company to prove satisfactorily by adducing evidence that

 on the day when the accident took place, that time the  insurance

 policy of the offending truck was not in existence.  The said stage is

 yet   to   come   since   in   the   petition   under   Section   166   of   the   Act,

 though the issues are framed as stated by the learned counsel for the

 Insurance Company, the evidence is yet to commence.    In that view

 of the matter, I pass the following order :

                                          ORDER

1. The impugned order passed below Exh.5 by the

5 FA841.18.odt

learned Member, Motor Accident Claims Tribunal-2,

Amravati dated 13.4.2016 in M.A.C.P. No. 366/2014 is

hereby quashed and set aside.

2. The application (Exh.5) under Section 140 of the

Motor Vehicles Act filed by respondent nos.1 to

4/claimants is dismissed at this stage.

3. The amount of Rs.50,000/- which is already

deposited before this Court shall be transferred to the

Motor Accident Claims Tribunal, Amravati with a

direction and rider that the claimants will not be entitled

to withdraw the said amount.

4. It shall be open for the parties to the claim

petition under Section 166 of the Motor Vehicles Act to

prove in respect of existence of the insurance policy on

the day of the accident.

5. The Motor Accident Claims Tribunal-2, Amravati

is directed to dispose of the Motor Accident Claims

Petition No. 366/2014 within a period of Six months

from the date of receipt of this order.

6 FA841.18.odt

6. With this, the appeal is allowed and disposed of.

No order as to costs.

JUDGE Diwale

 
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