Citation : 2023 Latest Caselaw 3528 AP
Judgement Date : 18 July, 2023
THE HON'BLE SRI JUSTICE V.GOPALA KRISHNA RAO
M.A.C.M.A.No.169 of 2012
JUDGMENT:
Aggrieved by the impugned order dated 11.10.2011 on the file
of Motor Accident Claims Tribunal -cum- III Additional District Judge,
Guntur, passed in M.V.O.P.No.344 of 2010, whereby the Tribunal
has partly allowed the claim against the second respondent, the
instant appeal is preferred by the appellants.
2. For the sake of convenience, both the parties in the appeal will
be referred to as they are arrayed in the claim application.
3. The claimants filed a Claim Petition under section 163-A of
Motor Vehicles Act, 1988 and Rule 455 and 476 of A.P. Motor
Vehicles Rules, 1989 against the respondents praying the Tribunal
to award an amount of Rs.4,00,000/- towards compensation on
account of death of Pindi Chinna Narasimha Rao @ Narasimha Rao
@ Narasaiah in a Motor Vehicle Accident occurred on 26.01.2010.
2 VGKRJ
MACMA 169 of 2012
4. The brief averments of the petition are as follows:
On 26.01.2010, the deceased Narasimha Rao along with other
coolies went to coolie work for loading and unloading gravel and
they boarded a Tipper bearing No.AHH 3735 and proceeding to
Velchuru village for loading stone chips. At about 11.00 p.m. when
they reached near Kamepalli, the driver of the Tipper drove the
same in a rash and negligent manner and hit to a tree, resulting
which the deceased Narasimha Rao and another received grievous
injuries and died on the spot and the petitioners claimed an amount
of Rs.4,00,000/- towards compensation.
5. The first and second respondents remained exparte. The third
respondent filed counter denying the claim of claimants and
contended that the claimants are not entitled any compensation and
the third respondent is not liable to pay any compensation to the
petitioners.
6. Based on the above pleadings, the Tribunal framed the
following issues:
i. Whether the deceased died of accident of Tipper bearing No.AHH 3735?
3 VGKRJ
MACMA 169 of 2012
ii. Whether the first respondent violated the terms and conditions of the Insurance policy by carrying passengers in a goods carriage by violating the permit conditions?
iii. Whether the driver of the Tipper was holding effective valid driving licence as on the date of accident?
iv. Whether the petitioners are entitled for compensation as prayed for?
v. To what relief?
7. During the course of enquiry in the claim petition, on behalf
of the petitioners, PW1 and PW2 were examined and Ex.A1 to
Ex.A5 were marked. On behalf of respondent No.3, RW1 and RW2
were examined and Ex.B1 to Ex.B9 were marked.
8. At the culmination of the enquiry, after considering the
evidence on record and on appreciation of the same, the Tribunal
has given a finding that the accident was occurred due to rash and
negligent driving of driver of offending vehicle and the Tribunal
granted an amount of Rs.3,94,000/- to the claimants towards
compensation from the respondent No.2 and claim against other 4 VGKRJ MACMA 169 of 2012
respondents is dismissed. Being aggrieved by the impugned award,
the claimants filed the present appeal.
9. Heard learned counsels for both the parties.
10. Now, the point for consideration is:
Whether the Order of Tribunal needs any
interference? If so, to what extent?
11. POINT :-
On appreciation of the entire material on record, the Tribunal
came to conclusion that the deceased Narasimharao travelled in the
tipper as a passenger and no premium was paid for loading and
unloading coolies and that the second respondent has violated the
terms and conditions of policy and the third respondent is not liable
to indemnify the liability of the second respondent and dismissed the
claim against the Insurance Company/ third respondent. On
appreciation of the entire evidence on record, the Tribunal came to
conclusion that the claimants are entitled compensation of
Rs.3,94,000/- from the second respondent/ owner of the offending
vehicle and the petition against the first and third respondents was 5 VGKRJ MACMA 169 of 2012
dismissed. Quantum of compensation granted by the Tribunal
against the second respondent is not at all disputed by the second
respondent and no appeal is filed by the second respondent against
the finding of quantum of compensation granted by the Tribunal.
Though several grounds are pleaded in the grounds of appeal, the
counsel for appellants has confined his argument only to the liability
dismissed against the third respondent Insurance Company.
Therefore, the only legal ground which requires to be considered in
this appeal is whether the dismissal of claim application against the
third respondent is legally sustainable or not?
12. The own pleadings of PW1 itself shows that the deceased
Narasimha Rao and other coolies went to the coolie work and
boarded the tipper for loading and unloading the gravel, at about
11.00 p.m. when they reached near Kamepalli, the driver of the
tipper drove the same in a rash and negligent manner and hit to a
tree, resultantly the deceased Narasimha Rao and another
sustained grievous injuries and died on the spot. The contention of
the third respondent is that Ex.B1 policy does not cover the risk of
the loading and unloading coolies and the policy obtained by the 6 VGKRJ MACMA 169 of 2012
owner is standard commercial vehicle liability. As seen from Ex.B1
policy, absolutely no premium was paid by the owner of the vehicle
for loading and unloading coolies, therefore, the policy does not
cover the risk of the alleged loading and unloading coolies. The
contention of the petitioners is that the deceased Narasimha Rao
was travelling in the offending vehicle as loading and unloading
coolie and he is not a passenger travelling in the offending vehicle.
13. The contention of the third respondent Insurance Company is
that the tipper is hydraulic tipper and it needs only loading workers
but not unloading workers and therefore, the deceased Narasimha
Rao is only a passenger and the respondents 1 and 2 have not paid
any premium covering the risk of loading and unloading coolies and
that the deceased being passenger, the third respondent is not
liable to pay any compensation to the petitioners. As stated supra,
Ex.B1 policy itself shows that no premium was paid by the owner of
the vehicle for loading and unloading coolies. The own pleadings of
PW1 are that the deceased was travelling in the offending vehicle as
coolie for loading and unloading the gravel. As no premium was
paid by the owner of the offending vehicle for loading and unloading 7 VGKRJ MACMA 169 of 2012
coolies, there is no coverage of policy and the third respondent
Insurance Company is not liable to indemnify the liability of the
owner of the vehicle. Therefore, the Tribunal on appreciation of the
entire evidence on record rightly held that the deceased Narasimha
Rao is only a passenger travelled in the tipper and respondents 1
and 2 violated the terms and conditions of the policy and thus the
third respondent is not liable to indemnify their liability. More over,
no evidence is adduced by the petitioners to show that the
deceased Narasimha Rao travelled in the offending vehicle as a
coolie for loading and unloading the gravel. As noticed supra, Ex.B1
policy does not cover the risk of coolies of loading and unloading,
because no premium is paid by the owner of vehicle for loading and
unloading coolies.
14. On appreciation of entire material on record, the Tribunal
awarded compensation of Rs.3,94,000/- against the second
respondent and directed the second respondent to deposit the said
amount into the Tribunal. As noticed supra, no appeal is filed by the
second respondent against the said finding. There is no need to
interfere with the said finding given by the Tribunal in awarding 8 VGKRJ MACMA 169 of 2012
compensation to the petitioners from the second respondent. From
the foregoing discussion, the award passed by the Tribunal is
perfectly sustainable under law and there are no merits in the
appeal filed by the claimants and it warrants no interference.
Accordingly, this appeal is liable to be dismissed.
15. In the result, this appeal is dismissed. There shall be no order
as to costs.
Miscellaneous petitions, if any, pending in this appeal shall
stand closed.
________________________________ V.GOPALA KRISHNA RAO, J Dated: 18.07.2023.
sj
9 VGKRJ
MACMA 169 of 2012
HON'BLE SRI JUSTICE V.GOPALA KRISHNA RAO
M.A.C.M.A.No.169 of 2012
18.07.2023
sj
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