Citation : 2021 Latest Caselaw 4726 AP
Judgement Date : 19 November, 2021
HON'BLE SRI JUSTICE NINALA JAYASURYA
M.A.C.M.A.No.748 of 2006
JUDGMENT:
Aggrieved by the order dated 02.01.2006 passed by the Chairman,
Motor Accidents Claims Tribunal-cum-V Additional District Judge
(FTC), Anantapur, (for short "the Claims Tribunal) in O.P.No.215 of
2000, the claimants in the said O.P. filed the present appeal.
2. The claimants filed the aforesaid original petition seeking a
compensation of Rs.2,00,000/- for the death of one Subbanna in a motor
vehicle accident that occurred on 14.07.1999. In the O.P., it is averred
that the deceased was aged about 50 years and was doing cultivation and
also seasonal business in groundnut. On 14.07.1999, when said
Subbanna was returning in a lorry bearing registration No.AP 02T 1566
belonging to the 1st respondent with cement load, the driver of the lorry
drove the same in a rash and negligent manner with high speed and
dashed against another lorry bearing registration No.AP 03T 8551 near
Vadiyampeta on Anantapur-Gooty National Highway, as a result of the
same, said Subbanna succumbed to injuries, while he was being shifted
to Government Hospital, Anantapur. The claimants, while claiming a
compensation of Rs.2,00,000/-, examined P.Ws.1 to 3 and got marked
Exs.A.1 to A.9.
3. The 1st respondent-owner of the vehicle was remained ex parte.
The 2nd respondent-Insurance Company filed a counter resisting the
NJS,J MACMA No.748 of 2006
claim of the claimants inter alia contending that the deceased travelled in
a goods vehicle, which is meant for carrying goods, as an unauthorized
passenger and therefore, the Insurance Company is not liable to pay any
compensation. The 2nd respondent-Insurance Company examined R.W.1
and got marked Exs.B.1 to B.7.
4. Though it was contended that the deceased was travelling in the
lorry along with some cement bags as owner of the goods, the Claims
Tribunal disbelieved the version and rejected the said plea. The Claims
Tribunal categorically recorded a finding that the claimants failed to
prove that the deceased travelled in the lorry for selling sweet oranges in
Hyderabad and was returning in the same lorry as owner of cement bags.
In the light of the said finding and referring to the judgments relied on by
the 2nd respondent-Insurance Company and perusing Ex.B.2, the Claims
Tribunal held as follows:
"In this case, policy issued by R.2 is an act policy and the vehicle is a goods vehicle with open body. In this regard, I rely on a decision reported in 2004 (5) ALT page 222 wherein our Hon'ble High Court held that when the policy issued is an act policy not covering the risk of passengers travelling in the goods vehicle, the owner alone is liable."
5. The Claims Tribunal insofar as the loss of dependency is
concerned, taking the income of the deceased at Rs.1,500/- p.m. as the
deceased was owning some agricultural lands, awarded a sum of
Rs.1,56,000/- towards pecuniary loss and a further sum of Rs.10,000/- for
NJS,J MACMA No.748 of 2006
loss of consortium and Rs.10,000/- towards loss of estate, respectively.
In all, the Claims Tribunal awarded a sum of Rs.1,76,000/- as against the
total claim of Rs.2,00,000/-. The Claims Tribunal, in view of the
findings referred to supra, dismissed the O.P. against the 2nd respondent-
Insurance Company by holding that the 1st respondent-owner alone is
liable to pay the compensation. Aggrieved by the said order and decree,
the present appeal came to be filed.
6. Mr. O. Uday Kumar, learned counsel for the appellants/claimants,
inter alia submits that the order of the Claims Tribunal in dismissing the
O.P. against the 2nd respondent-Insurance Company is not sustainable in
law. He submits that the Claims Tribunal failed to appreciate the
evidence in a proper perspective and grossly erred in coming to a
conclusion that the deceased was travelling as an unauthorized passenger
in the goods vehicle. He contends that since the deceased was travelling
in the goods vehicle along with the goods as owner, the Insurance
Company is liable to pay compensation in respect of the risk during the
course of such travel. The learned counsel also submits that the amount
as awarded by the Claims Tribunal is meager and in fact, the
appellants/claimants are entitled to more compensation than the amount
claimed in the original petition. The learned counsel further submits that
the Claims Tribunal erred in completely exonerating the 2nd respondent-
Insurance Company from payment of compensation and in any event, the
principle of 'pay and recover' should have been applied. Accordingly,
NJS,J MACMA No.748 of 2006
the learned counsel urges that the appeal may be allowed by enhancing
the compensation and fixing the liability on the Insurance Company.
7. On the other hand, Mr. M. Upendra Rao, learned counsel
representing the 2nd respondent-Insurance Company, submits that the
Claims Tribunal passed the order under challenge after due consideration
of oral and documentary evidence and therefore, no interference is
warranted as prayed for by the learned counsel for the
appellants/claimants.
8. This Court has considered the rival contentions of the learned
counsel and perused the material on record.
9. Though basing on the averments in the original petition, the
learned counsel for the appellants submits that the deceased was
travelling in the goods vehicle along with cement bags as owner of the
same, no documentary evidence was adduced in support of the said
contention. The Claims Tribunal under the said circumstances
categorically held that the status of the deceased at the time of the
accident is that of an unauthorized passenger and as per Ex.B.1-policy,
which was issued for goods carrying vehicle, is an act policy and
therefore, the Insurance Company cannot be made liable to pay any
compensation. In the light of the findings of the Claims Tribunal based
on material on record and thorough appreciation of evidence, the
submission of the learned counsel for the appellants finding fault with the
Tribunal in exonerating the Insurance Company, cannot be accepted. Be
NJS,J MACMA No.748 of 2006
that as it may. Insofar as the submission of the learned counsel for the
appellants/claimants seeking enhancement of compensation and
application of the principle of 'pay and recover' is concerned, it may be
noted that the appeal against the 1st respondent-owner of the vehicle was
dismissed, by virtue of an order dated 25.04.2016. In such
circumstances, no relief can be granted.
10. Accordingly, the M.A.C.M.A. is dismissed. No order as to costs.
11. Consequently, miscellaneous petitions, if any, pending in the
appeal shall stand disposed of.
_______________________ NINALA JAYASURYA, J 19th November, 2021 cbs
NJS,J MACMA No.748 of 2006
HON'BLE SRI JUSTICE NINALA JAYASURYA
M.A.C.M.A.No. 748 of 2006
19th November, 2021
cbs
NJS,J MACMA No.748 of 2006
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