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RBI : Circulars

 
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Meant For : All Scheduled Commercial Banks
Circular Number : RBI/2020-2021/92DOR.No.Ret.BC.37/12.01.001/2020-21
Subject : Credit to MSME Entrepreneurs
Department : Department of Regulation
Date Of Issue : 05 February, 2021
Meant For : All Scheduled Banks
Circular Number : RBI/2020-2021/91DOR.No.Ret.BC.36/12.01.001/2020-21
Subject : Section 24 of the Banking Regulation Act, 1949 – Maintenance of Statutory Liquidity Ratio (SLR) – Marginal Standing Facility (MSF) - Extension of Relaxation
Department : Department of Regulation
Date Of Issue : 05 February, 2021
Meant For : All Banks
Circular Number : RBI/2020-2021/90DOR.No.Ret.BC.35/12.01.001/2020-21
Subject : Maintenance of Cash Reserve Ratio (CRR)
Department : Department of Regulation
Date Of Issue : 05 February, 2021
Meant For : The Managing Director / Chief Executive Officer All Primary (Urban) Co-operative Banks
Circular Number : RBI/2020-2021/89DOR.CRG.CRS.Cir.No.5/13.05.000/2020-21
Subject : Loans and advances to directors, their relatives, and firms / concerns in which they are interested
Department : Department of Regulation
Date Of Issue : 05 February, 2021
Meant For : The Chairman / Managing Director / Chief Executive Officer All deposit taking Non-Banking Financial Companies (NBFCs) All non-deposit taking NBFCs (including Core Investment Companies) with asset size of ₹5,000 crore and above All Primary (Urban) Co-operative Banks (UCBs) with asset size of ₹500 crore and above
Circular Number : RBI/2020-2021/88Ref.No.DoS.CO.PPG./SEC.05/11.01.005/2020-21
Subject : Risk-Based Internal Audit (RBIA)
Department : Department of Supervision
Date Of Issue : 03 February, 2021
Meant For : All Scheduled Commercial Banks (excluding Regional Rural Banks)
Circular Number : RBI/2020-2021/87CEPD.CO.PRD.Cir.No.01/13.01.013/2020-21
Subject : Strengthening of Grievance Redress Mechanism in Banks
Department : Customer Service Department
Date Of Issue : 27 January, 2021
Meant For : All Scheduled Commercial Banks (Excluding Payment Banks, Local Area Banks and Regional Rural Banks)
Circular Number : RBI/2020-2021/86DOR.No.CRE.BC.33/21.06.007/2020-21
Subject : Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – CRISIL Ratings Limited
Department : Department of Regulation
Date Of Issue : 27 January, 2021
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2020-2021/85DOR.AML.No.32/14.06.001/2020-21
Subject : Implementation of United Nations Security Council Resolution (UNSCR) - 1518 (2003) Sanctions Committee List – Updated UNSCR 1518 list and Removal of Two Individuals from the Sanctions List
Department : Department of Regulation
Date Of Issue : 25 January, 2021
Meant For : The Chairman / Chief Executive Officer All Agency Banks
Circular Number : RBI/2020-2021/84DGBA.GBD.No.SUO 546/45.01.001/2020-21
Subject : Withdrawal of circulars - on Recovery of excess pension made to pensioners
Department : Department of Government and Bank Accounts
Date Of Issue : 21 January, 2021
Meant For : The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) All Local Area Banks All Small Finance Banks and All Payments Banks
Circular Number : RBI/2020-2021/83Ref.No.DoS.CO.PPG./SEC.04/11.01.005/2020-21
Subject : Risk Based Internal Audit (RBIA) Framework – Strengthening Governance arrangements
Department : Department of Supervision
Date Of Issue : 07 January, 2021
Meant For : The Chairman / Managing Director / Chief Executive Officer of member banks participating in RTGS / NEFT
Circular Number : RBI/2020-2021/82DPSS.CO.OD No.901/06.24.001/2020-21
Subject : Introduction of Legal Entity Identifier for Large Value Transactions in Centralised Payment Systems
Department : Department of Payment and Settlement Systems
Date Of Issue : 05 January, 2021
Meant For : The Chairman / Managing Director / Chief Executive Officer Card Issuing and Acquiring Banks and Non-banks / Authorised Card Networks
Circular Number : RBI/2020-2021/81DPSS.CO.AD No.900/02.29.005/2020-21
Subject : Operationalisation of Payments Infrastructure Development Fund (PIDF) Scheme
Department : Department of Payment and Settlement Systems
Date Of Issue : 05 January, 2021
Meant For : All Scheduled Commercial Banks All Payments Banks
Circular Number : RBI/2020-2021/79DOR.No.BP.BC.30/21.04.048/2020-21
Subject : Opening of Current Accounts by Banks - Need for Discipline
Department : Department of Regulation
Date Of Issue : 14 December, 2020
Meant For : All Eligible Market Participants
Circular Number : RBI/2020-2021/78FMRD.DIRD.01/14.01.001/2020-21
Subject : Regional Rural Banks - Access to Call/Notice/Term Money Market
Department : Financial Markets Regulation Department
Date Of Issue : 04 December, 2020
Meant For : All Category - I Authorised Dealer Banks
Circular Number : RBI/2020-2021/77A.P. (DIR Series) Circular No. 08
Subject : External Trade– Facilitation- Export of Goods and Services
Department : Foreign Exchange Department
Date Of Issue : 04 December, 2020
Meant For : All Regional Rural Banks
Circular Number : RBI/2020-2021/76DOR.RRB.No.28/31.01.001/2020-21
Subject : Introduction of Liquidity Adjustment Facility (LAF) and Marginal Standing Facility (MSF) for Regional Rural Banks (RRBs)
Department : Department of Regulation
Date Of Issue : 04 December, 2020
Meant For : All Commercial Banks and All Cooperative Banks,
Circular Number : RBI/2020-2021/75DOR.BP.BC.No.29/21.02.067/2020-21
Subject : Declaration of dividends by banks
Department : Department of Regulation
Date Of Issue : 04 December, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks, including Regional Rural Banks / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks / Payments Banks / Small Finance Banks / Local Area Banks / Non-bank Prepaid Payment Instrument issuers / Authorised Card Payment Networks / National Payments Corporation of India
Circular Number : RBI/2020-2021/74DPSS.CO.PD No.754/02.14.003/2020-21
Subject : Processing of e-mandates for recurring transactions
Department : Department of Payment and Settlement Systems
Date Of Issue : 04 December, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer Non-bank Payment System Operators
Circular Number : RBI/2020-2021/73DPSS.CO.OD.No.753/06.08.005/2020-21
Subject : Authorisation of entities for operating a Payment System under the Payment and Settlement Systems Act, 2007 (PSS Act) – Introduction of Cooling Period
Department : Department of Payment and Settlement Systems
Date Of Issue : 04 December, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer Authorised Non-bank Payment System Operators
Circular Number : RBI/2020-2021/72DPSS.CO.AD.No.724/02.27.005/2020-21
Subject : Perpetual Validity for Certificate of Authorisation (CoA) issued to Payment System Operators (PSOs) under Payment and Settlement Systems Act, 2007 (PSS Act)
Department : Department of Payment and Settlement Systems
Date Of Issue : 04 December, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks including Regional Rural Banks / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks / Payments Banks / Small Finance Banks / Local Area Banks / Non-bank Prepaid Payment Instrument issuers / Authorised Card Payment Networks
Circular Number : RBI/2020-2021/71DPSS.CO.PD No.752/02.14.003/2020-21
Subject : Card transactions in Contactless mode - Relaxation in requirement of Additional Factor of Authentication
Department : Department of Payment and Settlement Systems
Date Of Issue : 04 December, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer of member banks participating in RTGS
Circular Number : RBI/2020-2021/70DPSS (CO) RTGS No.750/04.04.016/2020-21
Subject : 24x7 Availability of Real Time Gross Settlement (RTGS) System
Department : Department of Payment and Settlement Systems
Date Of Issue : 04 December, 2020
Meant For : All Category - I Authorized Dealer Banks
Circular Number : RBI/2020-2021/69A.P. (DIR Series) Circular No. 07
Subject : Establishment of Branch Office (BO) / Liaison Office (LO) / Project Office (PO) or any other place of business in India by foreign law firms
Department : Foreign Exchange Department
Date Of Issue : 23 November, 2020
Meant For : All Scheduled Commercial Banks / Authorised Prepaid Payment Instrument Issuers / Payment Aggregators / Payment System Providers / System Participants
Circular Number : RBI/2020-2021/68DPSS.CO.PD.No.660/02.14.008/2020-21
Subject : Maintenance of Escrow Account with a Scheduled Commercial Bank
Department : Department of Payment and Settlement Systems
Date Of Issue : 17 November, 2020
Meant For : All Category-I Authorised Dealer Banks
Circular Number : RBI/2020-2021/67A.P. (DIR Series) Circular No. 06
Subject : Foreign Exchange Management Act, 1999 (FEMA)- Compounding of Contraventions under FEMA, 1999
Department : Foreign Exchange Department
Date Of Issue : 17 November, 2020
Meant For : All Authorised Persons
Circular Number : RBI/2020-2021/66A.P. (DIR Series) Circular No. 05
Subject : Discontinuation of Returns/Reports under Foreign Exchange Management Act, 1999
Department : Foreign Exchange Department
Date Of Issue : 13 November, 2020
Meant For : The Chairmen / Managing Directors & Chief Executive Officers All Lead Banks
Circular Number : RBI/2020-2021/65FIDD.CO.LBS.BC.No.09/02.08.001/2020-21
Subject : Formation of new district in the State of Nagaland – Assignment of Lead Bank Responsibility
Department : Financial Inclusion and Development Department
Date Of Issue : 13 November, 2020
Meant For : All Category – I Authorised Dealer Banks
Circular Number : RBI/2020-2021/64A.P. (DIR Series) Circular No. 04
Subject : Exim Bank's Government of India supported Line of Credit (LoC) of USD 20.10 million to the Government of the Republic of Nicaragua
Department : Foreign Exchange Department
Date Of Issue : 05 November, 2020
Meant For : The Chairman / Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding SFBs, RRBs, UCBs and LABs) All Registered Non-Banking Financial Companies (including Housing Finance Companies)
Circular Number : RBI/2020-2021/63FIDD.CO.Plan.BC.No.8/04.09.01/2020-21
Subject : Co-Lending by Banks and NBFCs to Priority Sector
Department : Financial Inclusion and Development Department
Date Of Issue : 05 November, 2020
Meant For : All Scheduled Commercial Banks All Payments Banks
Circular Number : RBI/2020-2021/62DOR.No.BP.BC.27/21.04.048/2020-21
Subject : Opening of Current Accounts by Banks - Need for Discipline
Department : Department of Regulation
Date Of Issue : 02 November, 2020
Meant For : All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) All Primary (Urban) Co-operative Banks/State Co-operative Banks/ District Central Co-operative Banks All All-India Financial Institutions All Non-Banking Financial Companies (including Housing Finance Companies)
Circular Number : RBI/2020-2021/61DOR.No.BP.BC.26/21.04.048/2020-21
Subject : Scheme for grant of ex-gratia payment of difference between compound interest and simple interest for six months to borrowers in specified loan accounts (1.3.2020 to 31.8.2020)
Department : Department of Regulation
Date Of Issue : 27 October, 2020
Meant For : Housing Finance Companies
Circular Number : RBI/2020-2021/60DOR.NBFC (HFC).CC.No.118/03.10.136/2020-21
Subject : Review of regulatory framework for Housing Finance Companies (HFCs)
Department : Department of Regulation
Date Of Issue : 22 October, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer Authorised Payment System Operators (Banks and Non-banks)
Circular Number : RBI/2020-2021/59DPSS.CO.PD.No.497/02.14.003/2020-21
Subject : Digital Payment Transactions – Streamlining QR Code infrastructure
Department : Department of Payment and Settlement Systems
Date Of Issue : 22 October, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer Authorised Payment System Operators (Banks and Non-banks)
Circular Number : RBI/2020-2021/58DPSS.CO.PD.No.503/02.12.004/2020-21
Subject : Framework for Recognition of a Self-Regulatory Organisation for Payment System Operators
Department : Department of Payment and Settlement Systems
Date Of Issue : 22 October, 2020
Meant For : All Regional Rural Banks
Circular Number : RBI/2020-2021/57DOR.CO RRB.No.25/31.04.002/2020-21
Subject : Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - Regional Rural Banks (RRBs)
Department : Department of Regulation
Date Of Issue : 20 October, 2020
Meant For : All Scheduled Commercial Banks (Including Small Finance Banks, Excluding Local Area Banks and Regional Rural Banks)
Circular Number : RBI/2020-2021/56DOR.No.BP.BC.24/08.12.015/2020-21
Subject : Individual Housing Loans – Rationalisation of Risk Weights
Department : Department of Regulation
Date Of Issue : 16 October, 2020
Meant For : The Chairman / Managing Director / Chief Executive Officer All Primary (Urban) Co-operative Banks, All State Co-operative Banks and Central Co-operative Banks
Circular Number : RBI/2020-2021/55DoR(PCB).BPD.Cir No.4/12.05.001/2020-21
Subject : Submission of returns under Section 31 (read with section 56) of the Banking Regulation Act, 1949 - Extension of time
Department : Department of Regulation
Date Of Issue : 13 October, 2020
Meant For : All Commercial Banks
Circular Number : RBI/2020-2021/54DoR.No.BP.BC.22/21.04.141/2020-21
Subject : SLR holdings in HTM category
Department : Department of Regulation
Date Of Issue : 12 October, 2020
Meant For : All Scheduled Commercial Banks (Including Small Finance Banks, Excluding Local Area Banks and Regional Rural Banks)
Circular Number : RBI/2020-2021/53DOR.No.BP.BC.23/21.06.201/2020-21
Subject : Regulatory Retail Portfolio – Revised Limit for Risk Weight
Department : Department of Regulation
Date Of Issue : 12 October, 2020
Meant For : The Chairman& Managing Director All Scheduled Commercial Banks, (Excluding RRBs) Designated Post Offices Stock Holding Corporation of India Ltd.(SHCIL) National Stock Exchange of India Ltd. & Bombay Stock Exchange Ltd.
Circular Number : RBI/2020-2021/52IDMD.CDD.No.730/14.04.050/2020-21
Subject : Sovereign Gold Bond Scheme (SGB) 2020-21- Series VII, VIII, IX, X, XI, XII
Department : Internal Debt Management Department
Date Of Issue : 09 October, 2020
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2020-2021/51DOR.AML.BC.No.21/14.06.001/2020-21
Subject : Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List – Addition of one entry
Department : Department of Regulation
Date Of Issue : 09 October, 2020
Meant For : All Category - I Authorised Dealer Banks
Circular Number : RBI/2020-2021/50A.P. (DIR Series) Circular No.03
Subject : Export Data Processing and Monitoring System (EDPMS) Module for ‘Caution/De-caution Listing of Exporters’ - Review
Department : Foreign Exchange Department
Date Of Issue : 09 October, 2020
Meant For : All Category – I Authorised Dealer Banks
Circular Number : RBI/2020-2021/49A.P. (DIR Series) Circular No.02
Subject : Exim Bank's Government of India supported Line of Credit (LoC) of USD 310 million to the Government of the Republic of Zimbabwe
Department : Foreign Exchange Department
Date Of Issue : 08 October, 2020
Meant For : The Managing Director / Chief Executive Officer All Primary (Urban) Co-operative Banks All State Co-operative Banks All District Central Co-operative Banks
Circular Number : RBI/2020-2021/48DOR (PCB).BPD.Cir No.3/13.05.001/2020-21
Subject : Interest Subvention Scheme for MSMEs – Co-operative banks
Department : Department of Regulation
Date Of Issue : 07 October, 2020
Meant For : All Banks
Circular Number : RBI/2020-2021/47DOR.No.Ret.BC.20/12.07.150/2020-21
Subject : Exclusion of “Syndicate Bank” from the Second Schedule to the Reserve Bank of India Act, 1934 and cessation as banking company
Department : Department of Regulation
Date Of Issue : 30 September, 2020
Meant For : All Banks
Circular Number : RBI/2020-2021/46DOR.No.Ret.BC.19/12.07.150/2020-21
Subject : Exclusion of “Oriental Bank of Commerce” and “United Bank of India” from the Second Schedule to the Reserve Bank of India Act, 1934 and cessation as banking company
Department : Department of Regulation
Date Of Issue : 30 September, 2020
Meant For : All Banks
Circular Number : RBI/2020-2021/45DOR.No.Ret.BC.18/12.07.150/2020-21
Subject : Exclusion of “Andhra Bank” and “Corporation Bank” from the Second Schedule to the Reserve Bank of India Act, 1934 and cessation as banking company
Department : Department of Regulation
Date Of Issue : 30 September, 2020
Meant For : All Banks
Circular Number : RBI/2020-2021/44DOR.No.Ret.BC.17/12.07.150/2020-21
Subject : Exclusion of “Allahabad Bank” from the Second Schedule to the Reserve Bank of India Act, 1934 and cessation as banking company
Department : Department of Regulation
Date Of Issue : 30 September, 2020
Meant For : All Commercial Banks (excluding Regional Rural Banks, Local Area Banks and Payments Banks)
Circular Number : RBI/2020-2021/43DOR.BP.BC.No.16/21.04.098/2020-21
Subject : Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR)
Department : Department of Regulation
Date Of Issue : 29 September, 2020
Meant For : All Commercial Banks (Excluding Small Finance Banks, Payment Banks, RRBs and LABs)
Circular Number : RBI/2020-2021/42DOR.BP.BC.No15/21.06.201/2020-21
Subject : Basel III Capital Regulations - Review of transitional arrangements
Department : Department of Regulation
Date Of Issue : 29 September, 2020
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