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Icici Lombard General Insurance ... vs Smt. Shilu Paul And Others
2024 Latest Caselaw 970 Tri

Citation : 2024 Latest Caselaw 970 Tri
Judgement Date : 24 June, 2024

Tripura High Court

Icici Lombard General Insurance ... vs Smt. Shilu Paul And Others on 24 June, 2024

Author: T. Amarnath Goud

Bench: T. Amarnath Goud

                          HIGH COURT OF TRIPURA
                                AGARTALA

                              MAC App.61 of 2023

 ICICI Lombard General Insurance Company Limited.
                                     ................... Appellant(s)

                                        Versus

 Smt. Shilu Paul and others
                                                            ........... Respondent(s)

For Appellant(s) : Mr. Rajib Saha, Advocate.

For Respondent(s) : Mr. S. Bhattacharjee, Advocate.

Mr. GS Das, Advocate.

Mr. K. Deb, Advocate.

Mr. Suman Bhattacharjee, Advocate.

                                            Mr. S. Noatia, Advocate
 Date of hearing and
 delivery of judgment & Order       :       24.06.2024

 Whether fit for reporting          :       Yes/No.


                    HON'BLE MR. JUSTICE T. AMARNATH GOUD

                               Judgment and order (Oral)



The present appeal is filed under Section 173 of the Motor Vehicles Act, 1988 read with Section 168 of the Act by the appellant challenging the judgment and award dated 30.03.2023 passed by the learned Motor Accident Claims Tribunal, North Tripura Judicial District, Dharmanagar in case No. T.S.(MAC) 20 of 2021.

[2] The learned Tribunal after hearing the parties, vide judgment and award dated 30.03.2023 disposed the case of the claimants in the following manner:

".......................................................O R D E R

17. In view of the above discussion and findings, the application under Section 166 of the Motor Vehicles Act, 1988 filed by the claimant- petitioners is allowed on contest.

It is ordered that the OP No. 2, The Branch Manager, ICICI Lombard, 2nd Floor, RMS Chowmohani, Opposite Kiran Medical Hall, GRS Towers Agartala, West Tripura being the insurer of motorbike bearing registration No. TR-05B-6290 will pay compensation of Rs.11,41,000/- (Rupees eleven lakh forty one thousand) only

and the OP No. 3, The Branch Manager, New India Assurance Company Limited, Rajbari, Dharmanagar, North Tripura being the insurer of motorbike bearing registration No. AS-11D-6612 will pay compensation of Rs.11,41,000/- (Rupees eleven lakh forty one thousand) only to claimant-petitioners within a period of 30 days from this day of award. This award of compensation shall carry interest at the rate of 5% per annum from the date of presentation of the claim petition before this Tribunal i.e. 18-06-2021 till the realization.

Both the claimant-petitioners will get equal share of the total compensation together with accrued interest.

Supply a copy of the judgment to the claimant-petitioners for their ready reference and a copy of the judgment shall also be communicated to the the OP No. 2, The Branch Manager, ICICI Lombard, 2nd Floor, RMS Chowmohani, Opposite Kiran Medical Hall, GRS Towers Agartala, West Tripura and the OP No. 3, The Branch Manager, New India Assurance Company Limited, Rajbari, Dharmanagar, North Tripura each to facilitate the payment of the awarded compensation in time.

Thus, the instant claim petition is disposed off on contest......"

[3] Being aggrieved by the aforesaid impugned judgment and award dated 30.03.2023, the appellant insurance company has preferred the instant appeal.

[4] Mr. Rajib Saha, learned counsel for the appellant insurance company submits that the learned Tribunal below has most illegally and arbitrarily considered and assessed the monthly income at a tune of Rs.15,000/- per month without any documentary proof. It is submitted on behalf of the appellant that the award of compensation assessed by the learned Tribunal below with regard to other heads also is not sustainable in the eye of law and the assessment of compensation made is on the higher side. Learned counsel, therefore, urges this Court to set aside the impugned judgment and award passed by the learned Tribunal below.

[5] On perusal of record, it is seen that without any documentary evidence, learned Tribunal below has fixed the notional income of the deceased at Rs.15,000/- per month. Since, the deceased was working in a jewelry shop being a skilled worker and no documentary proof of his income is available, this Court is of the view that the notional monthly income of the deceased at Rs.15,000/- as assessed by the Tribunal below be reduced to Rs.12,000/- per month following High Court Notification dated 4th August, 2023.

Now, if the notional income of the deceased be considered as Rs.12,000/- per month, then the compensation under the head of loss of income stands as under:

a) Monthly income of the deceased= Rs.12,000/-.

b) 40% of the same as future prospect= Rs.4,800/-

So the monthly income of the deceased for the purpose of the claim case stands at (Rs.12,000/- + Rs.4,800/-)= 16,800/-. In that ratio yearly income of the deceased is assessed at (Rs.16,800/- X 12) = Rs.2,01,600/-.

Since, the deceased was an unmarried person and after deducting half of his yearly income, his contribution to his family be assessed at Rs.1,00,800/- which he would have contributed to his family had he been alive. The said amount should be multiplied by multiplier 17 and on calculation it comes to (Rs. 1,00,800/- X 17) = Rs.17,13,600/-, which is the actual loss of income of the parents of the deceased due to the death of the deceased.

[6] Learned Trial court below has awarded Rs.20,000/- under the head of loss of estate, Rs.1,00,000/- under the head of loss of love and affection and Rs.20,000/- under the head of funeral expenses. This Court is of the opinion that in terms of the principle laid down in Magma General Insurance Company Ltd. Vs. Nanu Ram alias Chuhru Ram and ors, the assessment of compensation under the aforesaid heads be re-assessed as under:

       a)    Loss of estate= Rs. 16,500/-

       b)    Loss of love and affection= (Rs.40,000/- X 2 + 10%

enhancement) = (Rs.80,000/- + Rs.8,000/-)= Rs.88,000/-

       c)    Funeral expenses= Rs.16,500/-

[7]          In view of the above, the total compensation to be awarded

to the claimants by the appellant insurance company is re-assessed as (Rs.17,13,600/- + Rs. 16,500/- + Rs.88,000/- + Rs.16,500/-)=

Rs.18,34,600/-. However, the other aspects of the impugned judgment and award passed by the learned Tribunal below shall remain unaltered.

[8] Thus, the present appeal stands partly allowed to the extent as indicated above. As a sequel, miscellaneous application(s) pending, if any, shall stand closed.

Draw the decree accordingly and thereafter, send down the LCRs.





                                                                                             JUDGE




Sabyasachi G.


  SABYASACHI    Digitally signed by SABYASACHI
                GHOSH
  GHOSH         Date: 2024.07.03 17:35:07 +05'30'
 

 
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